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All Journal Community Empowerment Jurnal Multidisiplin West Science
Hafizhuddin, Abid
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Arts Humanities Economics, Econometrics & Finance Education Public Health Social Sciences

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Dari Dompet Fisik ke Dompet Digital: Transformasi Perilaku Bertransaksi Masyarakat di Kabupaten Purworejo Muchlisin, Muchlisin; Hidayat, Lutfi; Mustakim, Ahmad; Siyami, Nur; Hafizhuddin, Abid
Jurnal Multidisiplin West Science Vol 4 No 12 (2025): Jurnal Multidisiplin West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jmws.v4i12.3051

Abstract

Perkembangan teknologi digital telah mendorong perubahan signifikan dalam berbagai aspek kehidupan masyarakat, termasuk dalam cara bertransaksi. Penelitian ini bertujuan untuk mengkaji transformasi perilaku bertransaksi masyarakat Kabupaten Purworejo dari penggunaan dompet fisik ke dompet digital. Menggunakan pendekatan kuantitatif deskriptif, data dikumpulkan melalui metode survei mendalam terhadap orang responden yang dipilih secara purposive dengan kriteria berusia 16–30 tahun dan memiliki dompet digital. Hasil studi menunjukkan bahwa terdapat peningkatan penggunaan dompet digital, terutama di kalangan generasi muda. Namun, tantangan seperti rendahnya literasi digital, keterbatasan infrastruktur jaringan, dan kurangnya kepercayaan terhadap sistem digital masih menjadi hambatan utama dalam penyebaran teknologi ini secara merata. Temuan ini memberikan gambaran penting bagi pemangku kepentingan dalam merancang strategi edukasi dan pengembangan ekosistem pembayaran digital yang inklusif dan berkelanjutan di daerah.
Management capacity building and digital market access expansion strategy for BUMDes clustering optimization Rusmiyatun, Rusmiyatun; Arini, Anes; Febriani, Siska; Hafizhuddin, Abid; Tri W, Talita Erina
Community Empowerment Vol 10 No 11 (2025)
Publisher : Universitas Muhammadiyah Magelang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31603/ce.14912

Abstract

BUMDes Dadirejo possesses significant economic potential through its four business units, yet its development is hindered by limited marketing access and low human resource capacity in financial management. This community service project aims to elevate the BUMDes clustering status from the "developing" (berkembang) category to "independent" (mandiri) through workshops and continuous mentoring. The interventions include digital marketing management training (Instagram and TikTok), e-catalog registration for market expansion, and the standardization of financial reports, covering balance sheets, income statements, statements of changes in equity, and cash flow statements. Results show that the BUMDes management achieved an 85% mastery level in financial reporting. Furthermore, the provision of marketing equipment grants successfully encouraged the formation of new business units and strengthened the sales infrastructure. This strategy proved effective in enhancing accountability and market reach, serving as a key step toward achieving the criteria for an Independent BUMDes.
Co-Authors Arini, Anes Febriani, Siska Hidayat, Lutfi Muchlisin, Muchlisin Mustakim, Ahmad Rusmiyatun Rusmiyatun Siyami, Nur Tri W, Talita Erina