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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar Jurnal Ekonomi Islam, Akuntansi, dan Manajemen
Mafaza, Vina
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Economics, Econometrics & Finance Other

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Analysis Of Factors Hindering Online Entrepreneurship Among Students: A Study Of Perceptions Of Financial Risk And Lack Of Digital Skills Mafaza, Vina; Najiyah, Seviani; Kamelia , Fina Nikmatul; Fadli , Muntaqo
Jurnal Ekonomi Islam, Akuntansi, dan Manajemen Vol. 2 No. 2 (2026): Februari
Publisher : Utami Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70963/jeiam.v2i2.563

Abstract

The development of the digital ecosystem has created broad opportunities for students to engage in online entrepreneurship. However, this high level of interest has not been fully accompanied by adequate readiness to start a business. This study aims to analyze the inhibiting factors of online entrepreneurship among students, particularly perceptions of financial risk and the lack of digital skills. The research employed a quantitative approach with a descriptive-analytical method. Data were collected through an online questionnaire distributed to students of the Faculty of Tarbiyah and Teacher Training at K.H. Abdurrahman Wahid State Islamic University Pekalongan using purposive sampling. The data were analyzed descriptively using mean scores and percentages. The findings indicate that despite students’ high interest in online entrepreneurship, significant barriers remain, including limited capital, anxiety in financial management, and insufficient digital skills, especially in content creation and social media marketing strategies. In addition, non-technical factors such as limited time due to academic demands and fear of failure also hinder students from starting online businesses. This study highlights the importance of higher education institutions in providing practical digital skills training, financial management assistance, and entrepreneurial mindset development to encourage sustainable student engagement in online entrepreneurship.
DILEMA ETIKA PROFESI GURU DI ERA DIGITAL DALAM MENGHADAPI DISRUPSI AI YANG MENGANCAM KEJUJURAN AKADEMIK DAN INTEGRITAS PENDIDIKAN Septia Rosada; Indah Rahmayani; Nur Anisa; Mafaza, Vina; Muhlisin , Muhlisin; Abul Mafaakhir
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 11 No. 02 (2026): Volume 11 No. 2, Juni 2026 Publish
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v11i02.47341

Abstract

The development of artificial intelligence (AI) in education has brought significant changes, but has also given rise to ethical dilemmas for the teaching profession, particularly regarding academic honesty and educator integrity. This study aims to analyze the forms of ethical dilemmas faced by teachers in the digital era, examine the impact of AI use on academic honesty, and identify strategies that can be implemented to maintain professional integrity in an adaptive and responsible manner. The method used is a qualitative approach with a literature study, through an analysis of various scientific journals and relevant sources from the past five years related to educational ethics and the use of AI. The results show that the use of AI has the potential to increase learning efficiency, but also triggers the risk of plagiarism, cognitive dependency, and a decline in students' critical thinking skills. Furthermore, a gap in digital ethics literacy among teachers was found, resulting in weak oversight and enforcement of academic integrity. Therefore, it is necessary to strengthen AI ethics literacy, improve teachers' professional competence, and develop adaptive education policies to ensure that technology is used wisely without neglecting the values of academic honesty and responsibility.
Co-Authors Abul Mafaakhir Fadli , Muntaqo Indah Rahmayani Kamelia , Fina Nikmatul Muhlisin , Muhlisin Najiyah, Seviani Nur Anisa Septia Rosada