Musthafa Luthfi
Sekolah Tinggi Ilmu Ekonomi Jambi

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PENGARUH RASIO LIKUIDITAS, SOLVABILITAS, DAN PROFITABILITAS TERHADAP KINERJA KEUANGAN PADA KOPERASI SIMPAN PINJAM KARYA MANDIRI JAMBI PERIODE 2019-2023 Rindah Sharma Situmorang; Friska Artaria Sitanggang; Nyayu Fadilah Fabiany; Musthafa Luthfi
Jurnal Development Vol. 13 No. 1 (2025): Jurnal Development
Publisher : Universitas Muhammadiyah Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53978/jd.v13i1.521

Abstract

Fokus utama penelitian ini adalah untuk mengevaluasi pengaruh rasio likuiditas (current ratio), rasio solvabilitas (debt to total asset), dan rasio profitabilitas (return on asset) terhadap kinerja keuangan Koperasi Simpan Pinjam Karya Mandiri Jambi pada tahun 2019 hingga 2023. Rancangan penelitian ini mengadopsi metode deskriptif analitik dengan memanfaatkan data sekunder yang diperoleh dari laporan keuangan koperasi pada rentang waktu tertentu. Tujuan utama penelitian ini adalah untuk mengeksplorasi secara mendalam pengaruh variabel independen terhadap kinerja keuangan koperasi sebagai variabel dependen. Data yang dikumpulkan diolah melalui berbagai metode, termasuk analisis deskriptif, uji asumsi klasik, regresi linier berganda, dan pengujian hipotesis. Hasil penelitian menjelaskan rasio likuiditas (current ratio) dan rasio solvabilitas (debt to total asset) memiliki kontribusi minimal terhadap kinerja keuangan, sedangkan rasio profitabilitas (return on asset) memberikan pengaruh signifikan terhadap keberhasilan finansial koperasi.
Penyuluhan Elemen Kunci Membangun Personal Branding Bagi Anggota Kelompok Keluarga Penerima Manfaat Program Keluarga Harapan Herlina Herlina; Prayetno Agustinus Sitanggang; Friska Artaria Sitanggang; Musthafa Luthfi; Erny Melina
Melayani: Jurnal Pengabdian Kepada Masyarakat Vol. 2 No. 1 (2025): Melayani : Jurnal Pengabdian Kepada Masyarakat
Publisher : Penerbit dan Percetakan CV. Picmotiv

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61930/melayani.v2i1.182

Abstract

Tujuan pengabdian kepada masyarakat (PKM) ini adalah untuk meningkatkan pengetahuan tentang elemen kunci membangun personal branding bagi anggota kelompok Keluarga Penerima Manfaat (KPM) Program Keluarga Harapan (PKH) Kelurahan Simpang Rimbo Kecamatan Alam Barajo Kota Jambi dalam meningkatkan kompetensi personal. Metode yang di gunakan dalam pengabdian adalah ceramah dan diskusi. Tahapannya dimulai dari berkoordinasi dengan pendamping PKH Kecamatan Alam Barajo, kegiatan penyuluhan dan tahapan evaluasi. Pada tahapan diskusi menunjukkan bahwa sebagian ibu-ibu penerima KPM PKH telah memliki identitas membangun identitas yang mencerminkan nilai-nilai keterampilan, misalnya identitas sebagai pelaku ekonomi keluarga di mana beberapa anggota KPM PKH telah memiliki usaha, seperti keripik seblak, tanaman hias, pisang coklat, kue basah. Selain itu, identitas sebagai ibu yang peduli keluarga seperti peduli pendidikan anak dan kesejahteraan anak. Peserta PKM juga memegang teguh prinsip yang berfokus pada peningkatan kualitas hidup keluarga dan pemanfaatan bantuan yang diberikan untuk kesejahteraan jangka panjang. Namun, potensi yang unik belum digali secara maksimal sehingga perlu mengenali potensi dan keterampilan diri. Harapannya tiga elemen kunci berupa identitas, nilai prinsip dan keunikan dapat ditingkatkan melalui pelatihan keterampilan guna membuka peluang untuk mendapatkan lebih banyak dukungan sosial, ekonomi, dan kesempatan yang lebih baik. The purpose of The Community Service (PKM) is to increase the knowledge of key elements building personal branding for the members of the Beneficiary Family Group (KPM) Family Development Program (PKH) in Simpang Rimbo Village, Alam Barajo District, Jambi City in improving personal competence. The methods employed in this Community Service activity are lectures and discussions. The stages commence with coordinatation to the PKH facilitators in Alam Barajo District, counseling and evaluation activities . The discussion stage revealed that some mothers receiving KPM PKH have an identity that builds an identity that reflects skill values, for example an identity as a family economic actor where several KPM PKH members already have businesses, such as seblak chips, ornamental plants, chocolate bananas, wet cakes. In addition, the identity as a mother who cares about her family, such as caring about children's education and welfare. PKM participants also adhere to the principle that focuses on improving the quality of family life and utilizing the assistance provided for long-term welfare. However, unique potential has not been explored optimally so it is necessary to recognize one's potential and skills. It is hoped that the three key elements of identity, values, principles and uniqueness can be enhanced through skills training to open up opportunities for more social and economic support and better opportunities.
Employer Branding, Leadership Behaviour, and Generation Z Career Intentions: The Mediating Role of Employer Attractiveness among Final-Year Students in Jambi Province, Indonesia Musthafa Luthfi; Noviardi Ferzi
Ilomata International Journal of Management Vol. 7 No. 3 (2026): July 2026
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v7i3.2311

Abstract

This study examines how employer branding and leadership behavior influence Generation Z’s career intentions during their transition from higher education to employment. In increasingly competitive labor markets, organizations rely on credible signals to shape job seekers’ perceptions; drawing on signaling theory, this study conceptualizes employer branding and leadership behavior as complementary signals that influence career intentions through employer attractiveness. Prior research has largely treated employer branding as an isolated predictor, with limited attention to leadership behavior as a parallel signal and few studies testing their combined effects within a mediation framework. Addressing this gap, the study employs a structured survey of 400 final-year undergraduate students from five accredited universities in Jambi Province, Indonesia, and analyzes the data using Structural Equation Modeling (SEM). The results indicate that employer branding significantly influences career intention (β = 0.373; p < 0.001), while leadership behavior shows a stronger effect (β = 0.532; p < 0.001). Both employer branding (β = 0.378; p < 0.001) and leadership behavior (β = 0.612; p < 0.001) significantly affect employer attractiveness, which in turn predicts career intention (β = 0.609; p < 0.001). Mediation analysis reveals partial mediation, as both direct and indirect effects remain significant, with indirect effects of employer branding (β = 0.230; p < 0.001) and leadership behavior (β = 0.373; p < 0.001) on career intention through employer attractiveness. Given the cross-sectional design, the findings indicate associations rather than causality; however, they provide context-sensitive insights into signaling mechanisms in environments with limited access to organizational information and suggest that organizations may enhance employer attractiveness to potentially improve early-stage recruitment outcomes among Generation Z.