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All Journal Jurnal Pengabdian Masyarakat Bidang Sains dan Teknologi Proceeding ISETH (International Summit on Science, Technology, and Humanity) International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Jurnal Ilmu Manajemen Dan Kewirausahaan (JIMK)
Wina Nurfitriani
Universitas Sumatera Utara
Aerospace Engineering Agriculture, Biological Sciences & Forestry Humanities Automotive Engineering Chemical Engineering, Chemistry & Bioengineering Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Dentistry Electrical & Electronics Engineering Energy Engineering Health Professions Industrial & Manufacturing Engineering Mathematics Mechanical Engineering Medicine & Pharmacology Nursing Public Health Social Sciences Transportation Veterinary Other

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Supporting Jamu Entrepreneurs: Innovative Financial Record-Keeping Solutions for Karya Jaya Village Yunita Sarah Siregar; Wina Nurfitriani; Lailan Syafrina Hasibuan; Syafrita Ridha Ginting
ABDIKAN: Jurnal Pengabdian Masyarakat Bidang Sains dan Teknologi Vol. 5 No. 1 (2026): Februari 2026
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/abdikan.v5i1.7681

Abstract

This community service program aimed to enhance the digital financial literacy of traditional jamu sellers in Karya Jaya Village, Rambutan District, Tebing Tinggi City, through the implementation of a structured training and mentoring model. The program was designed using a participatory approach that integrated needs assessment, classroom instruction, hands-on workshops, and post-training mentoring. Initial field observations revealed that most participants relied on memory-based or manual bookkeeping practices, resulting in inaccurate financial records, difficulty separating personal and business finances, and limited ability to evaluate profitability. Training sessions introduced participants to user-friendly digital bookkeeping applications, particularly VoCash, focusing on cash flow recording, expense categorization, financial separation, and preparation of basic financial reports. Evaluation using pre-test and post-test instruments demonstrated an average increase of 45% in participants’ financial knowledge and digital competency. Furthermore, 85% of participants reported being able to independently record transactions after the mentoring phase. Beyond technical improvements, the program fostered behavioral changes in financial discipline and transparency. The findings indicate that community-based digital literacy interventions can significantly strengthen micro-entrepreneurs’ financial management capacity and support sustainable local economic development.
ENHANCING COMMUNITY INCOME THROUGH THE PRODUCTION OF RED GINGER CANDY BASED ON LOCAL POTENTIAL AND DOWNSTREAMING STRATEGIES Yasmin Chairunisa Muchtar; Muhammad Anggia Muchtar; Jane Melita Keliat; Wina Nurfitriani; Juli Novita Sari; Lailan Syafrina Hasibuan
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 6 No. 1 (2026): March-June 2026
Publisher : RADJA PUBLIKA

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Abstract

Desa Dalig Raya in Simalungun Regency possesses significant potential in red ginger commodities; however, its utilization remains limited to raw product sales, resulting in low economic value added. This study aims to enhance community income through innovation in processing red ginger into value-added ginger candy based on local potential. The research employs a Participatory Action Research (PAR) approach, involving stages of situation analysis, production training, and business management assistance. The results indicate that the innovation of red ginger candy products improves community skills, increases economic value added, and creates broader market opportunities in functional food products. Furthermore, the program strengthens community economic independence through downstreaming strategies and collaborative partnerships. Overall, this initiative contributes to improving community welfare by optimizing local resources and promoting sustainable rural economic development.
Peran Sektor Industri Pengolahan dalam Pertumbuhan Ekonomi di Daerah Kabupaten Deli Serdang Rangga Wardana; Lailan Syafrina Hasibuan; Wina Nurfitriani; Jhon Martin Putra Siregar
JURNAL ILMU MANAJEMEN DAN KEWIRAUSAHAAN (JIMK) Vol 7 No 1 (2026): Juni
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis, Universitas Muslim Nusantara Al-Washliyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/jimk.v7i1.6479

Abstract

The manufacturing sector occupies a strategic position as a primary driver of regional economic growth, generating added value, creating employment opportunities, and reinforcing the structural foundation of the regional economy. This study examines the contribution of the manufacturing sector to the economic development of Deli Serdang Regency over the 2020–2024 period. A quantitative descriptive approach was employed, drawing on time-series secondary data from the Central Statistics Agency (BPS) of Deli Serdang Regency, regional planning documents, and Gross Regional Domestic Product (GRDP) figures by industrial classification. Analysis was conducted through calculation of sectoral contribution ratios and trend interpretation across the observation period. Findings reveal that the manufacturing sector contributed approximately 15.17 percent of Deli Serdang Regency’s GRDP in 2024 (Rp22,971.29 billion out of Rp151,451.40 billion total), supported by 763 small and medium industry (SMI) units, and has maintained an upward trajectory despite a brief contraction in 2021, notwithstanding a temporary deceleration during the pandemic. Beyond its GRDP contribution, the sector plays a pivotal role in workforce absorption, particularly through small and medium-sized industries that harness local resource endowments. Its interconnections with agriculture, trade, and transportation generate a multiplier effect that bolsters the region’s economic resilience.
Peran Teknologi Digital Dalam Meningkatkan Daya Saing UMKM Ekonomi Kreatif Berbasis Budaya di Kawasan Medan Jhon Martin Putra Siregar; Lailan Syafrina Hasibuan; Wina Nurfitriani; Rangga Wardana
JURNAL ILMU MANAJEMEN DAN KEWIRAUSAHAAN (JIMK) Vol 6 No 2 (2025): Desember
Publisher : Program Studi Manajemen Fakultas Ekonomi dan Bisnis, Universitas Muslim Nusantara Al-Washliyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32696/jimk.v6i2.6178

Abstract

This study examines the impact of technological innovation on the competitiveness of micro, small, and medium enterprises (MSMEs) in Medan City. The main objectives of the study include: (1) understanding the role of technological innovation in increasing the competitiveness of MSMEs in local and international markets, (2) analyzing the types of significant technological innovations, and (3) determining the influence of innovation on operational efficiency, product quality, and customer service. The method used was a descriptive qualitative approach with a purposive sampling technique, involving interviews with five MSME owners. The results show that technological innovations, such as digital applications (e.g., si KEdan) and social media, have a positive impact on the competitiveness of MSMEs, particularly in the culture-based creative economy sector. The use of printing methods in fashion production also contributes. However, challenges such as legality and operational standards have not been overcome. Government support, including training and technical assistance, is crucial to facilitate the implementation of digital technology so that MSMEs in Medan City can develop better. This study emphasizes the importance of collaboration between MSMEs and the government to strengthen innovation and competitiveness in the digital era.
Financial Stability Index: A Systematic Literature Review Nisrul Irawati; Isfenti Sadalia; Wina Nurfitriani; Ahmad Azmi; Nindy Erisma
Proceeding ISETH (International Summit on Science, Technology, and Humanity) 2025: Proceeding ISETH (International Summit on Science, Technology, and Humanity)
Publisher : Universitas Muhammadiyah Surakarta

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Abstract

Measuring financial stability became a top priority after the 2008 global crisis, prompting the development of the Financial Stability Index (FSI) as a comprehensive monitoring tool. However, information on the effectiveness of various FSI methodologies is still limited. This systematic review is designed to analyze the components, methodology, and effectiveness of FSI in predicting financial crises. The method used is PRISMA. Articles were obtained from 4 databases, namely: Scopus, Web of Science, ScienceDirect, and Google Scholar. Articles were collected from 2000 to 2025 and 187 articles met the inclusion and exclusion criteria. The results of this study show that (1) there are three main categories of FSI indicators used, namely: CAMELS framework (75.9%), macro-financial ratios (49.7%), and stress-testing variables (35.8%); (2) there were six dominant methodological patterns: panel regression (40.6%), Principal Component Analysis/PCA (47.6%), fuzzy logic (18.2%), machine learning (23.0%), equal weighting (27.8%), and Analytic Hierarchy Process/AHP (16.6%); (3) FSI's predictive ability shows mixed results with Area Under ROC Curve (AUC) ranging from 0.65-0.89 (median 0.76); (4) the main challenges include aggregation issues, weighting controversies, structural heterogeneity between countries, and data quality disparities; Meanwhile, future research recommendations focus on the integration of high-frequency data, hybrid models, non-conventional indicators, and robustness testing. Collaboration between regulators, academics, and practitioners is essential to improve the effectiveness of FSIs.
POST-FLOOD ECONOMIC RECOVERY THROUGH PACKAGING INNOVATION AND PRODUCT DIVERSIFICATION INTO SHRIMP PASTE POWDER IN KWALA GEBANG VILLAGE Yasmin Chairunisa Muchtar; Muhammad Anggia Muchtar; Jane Melita Keliat; Wina Nurfitriani; Juli Novita Sari
International Review of Practical Innovation, Technology and Green Energy (IRPITAGE) Vol. 6 No. 2 (2026): July-October 2026
Publisher : RADJA PUBLIKA

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Abstract

Kwala Gebang Village in Langkat Regency is a coastal community whose livelihood strongly depends on the capture fishery of rebon shrimp, the main raw material for a traditional shrimp paste (terasi) that has been produced through natural fermentation across generations, including by the Kelompok Tani Hutan (KTH) Kuala Indah. A flood disaster that struck the village at the outset of the program disrupted the production, distribution, and income of the partner group, prompting the International Community Service Collaboration Program between the Faculty of Vocational Studies, Universitas Sumatera Utara (USU) and Universiti Teknologi MARA (UiTM), Cawangan Pulau Pinang, Malaysia, to focus on post-flood economic recovery through three main solutions: strengthening business management, improving packaging quality using a vacuum sealer and official labeling, and product diversification through the development of shrimp paste powder. This study employs a Participatory Action Research (PAR) approach, covering situation analysis, training module development, procurement of production equipment, hands-on training, and mentoring. As of the 80% fund-disbursement stage, the program has completed initial coordination and needs mapping, training module preparation, procurement of most supporting materials and equipment, and part of the training and mentoring activities for KTH Kuala Indah members. The results show improvement in hygienic packaging standards, the emergence of a new value-added product in powdered form, and strengthened financial management capacity among the partner group. The program is expected to support post-flood economic recovery while contributing to the achievement of the Sustainable Development Goals (SDGs 1, 8, 9, 12, 14, and 17).
Co-Authors Ahmad Azmi Isfenti Sadalia Jane Melita Keliat Jhon Martin Putra Siregar Juli Novita Sari Lailan Syafrina Hasibuan Muhammad Anggia Muchtar Muhammad Anggia Muchtar Nindy Erisma Nisrul Irawati Rangga Wardana Syafrita Ridha Ginting Yasmin Chairunisa Muchtar Yunita Sarah Siregar