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A Data-Based Information System for Credit Risk Management in Banking Education Roby Romadany; Fajar Santoso; Bhenu Arthac
At Turots: Jurnal Pendidikan Islam Vol. 8 No. 1 Juni (2026): At Turots: Jurnal Pendidikan Islam
Publisher : Sekolah Tinggi Ilmu Tarbiyah Madani Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51468/jpi.v8i1.1229

Abstract

This study designs, implements, and validates a high-fidelity Data‑Based Information System for Credit Risk Management (CRIS) as an educational simulation to close the mismatch between banking industry needs and current tertiary banking curricula. The purpose of the study to develop an industry‑realistic CRIS prototype that embeds event‑driven architecture, feature stores, explainable AI, and real‑time predictive analytics into classroom practice so students acquire the technical, regulatory, and decision‑making competencies required for modern credit risk management. This research uses a design‑based research (DBR) approach guided iterative prototype development.  A DBR‑driven, event‑aware CRIS simulation is an effective educational intervention to align banking education with the technical and governance demands of contemporary credit risk management.
Web-Based Information System Design for Cempaka Putih Group Savings and Loans Unit: Rancang Bangun Sistem Informasi pada Unit Simpan Pinjam Cempaka Putih Group Berbasis Web Asril; Remeta Saputri; Try Hadyanto
Journal of Vocational Education and Information Technology (JVEIT) Vol. 7 No. 1 (2026): Jurnal JVEIT : Vol 7 No 1 2026
Publisher : Lembaga Pengembangan dan Inovasi Universitas Dharmas Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56667/jveit.v7i1.2486

Abstract

The Cempaka Putih Group Savings and Loan Unit currently manages customer records and loan applications using manual procedures, resulting in recording errors, inefficient data retrieval, delays in report generation, and reduced operational efficiency. These limitations highlight the need for an integrated information system to improve the effectiveness of administrative and financial management. This study aims to design and develop a web-based information system that supports customer data management, loan application processing, and report generation in an integrated platform. The system was developed using the Waterfall software development model, which consists of requirements analysis, system design, implementation, testing, and maintenance. System modeling was performed using the Unified Modeling Language (UML), while the application was implemented using PHP and MySQL. Functional evaluation was conducted through Black Box Testing to verify that the system met the specified functional requirements. The results demonstrate that the developed system successfully integrates member registration, customer data management, loan application processing, and reporting into a single web-based platform. Functional testing confirmed that all major system features operated correctly without functional errors. The implementation of the proposed system improves data management efficiency, accelerates information retrieval, minimizes recording errors, and supports more accurate and timely report generation.
Web-Based Multi-Cafe Information System in the West Jakarta Area Luthfia Fauzia Dewi Ariyanti; Janu Ilham Saputro; Eduard Hotman Purba; Muhammad Nur Habibie
Journal Collabits Vol. 3 No. 2 (2026)
Publisher : Journal Collabits

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/collabits.v3i2.39597

Abstract

Evolving urban lifestyles have driven increased public interest—particularly in West Jakarta—in visiting cafes for relaxation, work, and socializing. However, information regarding cafe locations, menus, prices, facilities, and operating hours remains fragmented and difficult to access centrally, making it challenging for potential customers to make informed choices. This research aims to design and develop a web-based information system that integrates data from various cafes in West Jakarta into a single, unified platform. The system development follows the Waterfall model, encompassing requirements analysis, system design, implementation, testing, and maintenance. The system was built using web-based programming languages and a relational database to store cafe information, incorporating features such as search functionality, location- and category-based filtering, and user reviews. System testing utilized the Black Box Testing method to ensure all functions operated according to requirements, alongside usability testing to assess the system's ease of use for end-users. The results indicate that this multi-cafe information system enables users to quickly and accurately search for and compare cafe information while simultaneously assisting cafe owners in digitally promoting their businesses. This system is expected to serve as a beneficial, unified information solution for both the public and cafe business owners in West Jakarta.
Security Analysis and Threat Modeling of the Informatics Engineering Laboratory Information System (SILABTI) Using Attack Tree Methodology Puji Zulaikasari; Avinanta Tarigan
International Journal Science and Technology Vol. 5 No. 2 (2026): July: International Journal Science and Technology
Publisher : Asosiasi Dosen Muda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56127/ijst.v5i2.2090

Abstract

Academic information systems manage sensitive data whose integrity directly affects academic administration and student outcomes. Legacy intranet-based systems may remain vulnerable to both technical attacks and human-factor threats, particularly when outdated software, unencrypted communication, weak access controls, and privileged user access coexist within the same operational environment. Objective: This study aims to analyze the security vulnerabilities of the Informatics Engineering Laboratory Information System (SILABTI) and identify potential pathways for unauthorized modification of practicum grades and graduation statuses using a hierarchical Attack Tree approach. Methodology: This study employed an analytical systems-engineering design based on Attack Tree threat modeling. The assessment covered the SILABTI web application, local network environment, MySQL database architecture, and administrative workflows. System boundaries and technical conditions were identified through infrastructure assessment and network reconnaissance, followed by hierarchical decomposition of adversarial objectives into root goals, intermediate sub-goals, and technical execution leaf nodes using AND/OR relationships. The resulting attack pathways were qualitatively evaluated according to technical prerequisites, execution complexity, system exposure, and detection probability. Findings: The analysis identified four primary intrusion vectors: credential acquisition, application exploitation, database exploitation, and insider exploitation. Four pathways were considered particularly high-risk: local network sniffing, workstation keylogging, automated brute-force attacks, and insider bribery or coercion. These findings indicate that SILABTI's security risks arise from the interaction of legacy software, network communication weaknesses, endpoint privileges, authentication controls, and human factors. Implications: The findings support an eight-point defense-in-depth framework incorporating TLS/HTTPS, tamper-resistant audit logging, role-based access control, network access restrictions, stronger authentication controls, workstation privilege restriction, anti-spoofing measures, and institutional security governance. This framework can guide university IT administrators in strengthening legacy academic information systems. Originality: This study contributes a hierarchical threat-decomposition model specifically designed for a legacy intranet-based academic laboratory information system, integrating technical and human-layer attack pathways within a single security assessment framework.
Optimizing Total Quality Management Using Information Systems to Enhance Stakeholder Satisfaction at Madrasah Aliyah Khansa Ayu Fatimah; Wina Yulianti
AIM: Journal of Islamic Education Management Vol. 4 No. 1 (2026): AIM: Journal Of Islamic Management
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aim.v4i1.55923

Abstract

The quality of education in Indonesian Islamic educational institutions, particularly Madrasah Aliyah, remains a persistent challenge in the era of global competition. This study investigates the optimization of Total Quality Management (TQM) integrated with Management Information Systems (MIS) to enhance stakeholder satisfaction at Madrasah Aliyah Negeri (MAN) 2 Bandung. Employing a qualitative case study approach, data were collected through in-depth interviews, observation, and documentation involving principals, teachers, administrative staff, students, and parents as research participants. The findings reveal that: (1) MAN 2 Bandung has implemented TQM principles encompassing customer focus, total involvement, measurement, commitment, and continuous improvement, supported by digital MIS infrastructure; (2) the primary drivers of suboptimal TQM implementation include inconsistent leadership commitment, limited digital literacy among staff, and fragmented information systems; and (3) the integration of MIS into TQM processes has demonstrably improved stakeholder satisfaction through enhanced service responsiveness, transparent communication, and data-driven decision-making. The study concludes that MIS-based TQM optimization constitutes a transformative strategy for madrasah quality management, with implications for policy development in Islamic education governance. Recommendations are directed toward strengthening digital infrastructure, building staff capacity, and institutionalizing quality culture across all organizational levels.
Determinants of User Satisfaction and Net Benefits of Electronic Medical Record Information Systems in Eastern Military Hospitals Aldy Fitrah Bramantio; Merita Arini
Indonesian Journal of Electronics, Electromedical Engineering, and Medical Informatics Vol. 8 No. 2 (2026): May
Publisher : Jurusan Teknik Elektromedik, Politeknik Kesehatan Kemenkes Surabaya, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35882/ijeeemi.v8i2.339

Abstract

The rapid digital transformation in healthcare has accelerated the adoption of Electronic Medical Records (EMR) to improve service quality, data management, and patient safety. However, despite national policies mandating EMR implementation in Indonesia, adoption remains uneven across healthcare facilities, particularly in regions with limited digital infrastructure and technological readiness. Hospitals in eastern Indonesia face challenges such as unstable internet connectivity, limited technological resources, and varying levels of digital literacy, which may reduce the effectiveness and benefits of EMR implementation. This study aims to analyze the influence of system quality, information quality, and service quality on user satisfaction and the net benefits of EMR implementation using the DeLone and McLean Information System Success Model. A quantitative cross-sectional design was employed using survey data collected from 84 EMR users at Tk. III J.A. Dimara Hospital, Manokwari. Total sampling was applied to include all active EMR users who met the inclusion criteria. Data were analyzed using SmartPLS 4.0 software with Partial Least Squares Structural Equation Modeling (PLS-SEM). Statistical significance was determined using a two-tailed test with a critical t-value > 1.96 and p < 0.05 at the 95% confidence level. The results indicate moderate explanatory power, with R² values of 0.534 for system use, 0.638 for user satisfaction, and 0.578 for net benefits. Seven out of nine hypotheses were supported. System quality and information quality significantly influence system use, while information quality and service quality significantly influence user satisfaction. However, system quality does not significantly affect user satisfaction, and service quality does not significantly affect system use. Furthermore, system use and user satisfaction significantly contribute to net benefits, with user satisfaction demonstrating the strongest effect. These findings suggest that improving information quality, service support, and effective system utilization is essential for enhancing EMR performance and achieving meaningful organizational benefits in hospital settings
Information Literacy Skills of Students in Pesantren Environments: A SCONUL Seven Pillars Analysis in Language Learning Contexts Muhamad Abdul Muid
Literaturia: Journal of Linguistics, Literature, and Language Teaching Vol. 1 No. 1 (2026): April
Publisher : Lembaga Pengembangan Penelitian, Pengabdian, dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38073/literaturia.v1i1.4649

Abstract

The digital era demands complex information navigation skills, creating a paradox for pesantren students who possess classical literature mastery but face limited digital access. This study aims to analyze the information literacy skills of these students in composing language-based academic writing using the SCONUL Seven Pillars framework. This qualitative case study involved final-year students at Universitas Islam Internasional Darullughah Wadda’wah. Data were collected through in-depth interviews, observation, and documentation, followed by analysis using the Miles and Huberman interactive model. The results highlight the students' proficiency in identifying, scoping, and critically evaluating printed Arabic literature. Nevertheless, technical gaps in digital literacy remain evident, including minimal application of advanced search strategies (Boolean operators), vulnerability in assessing online source credibility, and a lack of reference management software mastery. The robustness of their print literacy is not yet balanced by adequate digital competencies, hindering the management and presentation stages of international-standard academic writing. These findings contribute a strategic foundation for pesantren library institutions to integrate digital search literacy and citation software training to enhance the quality of students' academic discourse production.
PENGARUH PEMBELAJARAN BERBASIS INFORMATION TECHNOLOGY (IT) TERHADAP PENINGKATAN PRESTASI SISWA SEKOLAH DASAR ISLAM AL AZHAR CAIRO BANDA ACEH Muhammad Iqbal; Helmiati; Novi Mulyani
Jurnal Binagogik Vol. 9 No. 2 (2022): JURNAL BINAGOGIK
Publisher : LPPM Universitas Cipta Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61290/pgsd.v9i2.84

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh pembelajaran berbasis IT terhadap peningkatan prestasi siswa, memperluas wawasan dalam kajian IT khususnya dalam proses pembelajaran. Penelitian ini menggunakan pendekatan penelitian kualitatif. Lokasi penelitian ini dilakukan pada Sekolah Dasar Islam Al Azhar Cairo Banda Aceh. Pemilihan sample dalam penelitian ini dilakukan dengan teknik Purposive Sampling. Hasil penelitian menunjukkan bahwa pembelajaran berbasis Information Technology (IT) dapat meningkatkan prestasi siswa. Prestasi yang dimaksud tidak hanya berupa angka-angka pada nilai rapot tetapi dari segi perhatian siswa terhadap pembelajaran, keaktifan siswa di kelas, keberhasilan siswa dalam menyelesaikan tugas, kemampuan siswa dalam menjawab pertanyaan guru serta interaktif di kelas. Perbandingan capaian peingkatan prestasi siswa sebelum pelaksanaan pembelajaran berbasis Information Technology (IT) dengan pelaksanaan pembelajaran berbasis Information Technology (IT) dapat dijabarkan bahwa perhatian dan ketertarikan siswa terhadap pembelajaran yang sebelumnya bernilai 25% meningkat menjadi 55%, begitu juga dengan keaktifan siswa dalam bertanya di kelas sangat antusias yakni dari 15% menjadi 60% setelah menggunkan tablet. keberhasilan siswa dalam mengerjakan tugas yang di bebankan dari 20% meingkat drastis menjadi 80%. Serta kemampuan siswa dalam menjawab berbagai pertanyan dari guru di kelas dari 25% menjadi 75%. Dan Interaktif siswa di kelas dari 25% jauh meningkat menjadi 94% . Siswa menjadi lebih produktif dan lebih percaya diri dalam menyelesaikan tugas dan perhatian siswa terhadap pembeljaran meningkat sehingga dapat meningkatkan prestasi siswa. Berdasarkan hasil penelitian dapat dikatakan bahwa pembelajaran berbasis Information Technology (IT) dapat meningkatkan prestasi siswa.
PENGEMBANGAN MULTIMEDIA BERBASIS INFORMATION AND COMMUNICATION TECHNOLOGY (MICT) MATERI INTERAKSI SOSIAL TERHADAP KEHIDUPAN SOSIAL DAN KEBANGSAAN DI KABUPATEN LANGKAT Kahar Mashuri; Elfi Lailan Syamita
Jurnal Genta Mulia Vol. 14 No. 1 (2023): JURNAL GENTA MULIA
Publisher : LPPM Universitas Cipta Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61290/gm.v14i1.64

Abstract

Perubahan inovasi dalam meningkatkan kualitas pendidikan akan terus terjadi .Perubahan tersebut diantaranya; Sumber belajar lebih mudah didapat, pemanfaatan ICT dalam penerapan pembelajaran membarikan banyak pilihan siswa untuk memperoleh informasi yang diinginkan, serta makin meningkatnya peranan media dan multimedia dalam kegiatan pembelajaran seperti Pemanfaatan PC, Smart Phone, Notebook dan lain-lain. Kecenderungan perubahan dan inovasi tersebut, memiliki implikasi yang sangat luas dalam dunia pendidikan, yaitu perubahan dalam program pembaruan dan teknologi pembelajaran, ,. Model pengembangan pada penelitian ini di adaptasi tahapan-tahapan dari Four-D model yang dikembangkan oleh Thiagarajan, dkk. (1974), dapat dijelaskan sebagai berikut; Tahap pendefinisian (Define) merupakan tahap untuk menetapkan dan mendefinisikan syarat-syarat yang dibutuhkan dalam pengembangan pembelajaran.. Selanjutya perancangan (Develope) bertujuan untuk merancang media pembelajaran yang dilakukan setelah data awal terkumpul, langkah berikutnya adalah desain produk Tahap pengembangan (Develope) adalah tahap untuk menghasilkan produk pengembangan yang dilakukan melalui dua langkah, yakni: (1) penilaian ahli, (2) uji coba Produk yang telah direvisi, selanjutnya Tahap penyebarluasan (Diseminate) dengan cara mencetak dalam bentuk CD Pembelajaran dan media juga dapat di unduh melalui laman yang di sediakan peneliti
Negative Impacts of Online Gambling Reviewed from The Social Economic and Psychological Perspective in Accordance with Undergoing No. 1 of 2024 on Second Amendment to Undergoing Number 11 of 2008 on Information and Transactions Dellia Putri Octavia; Taufiq Nugroho
Proceeding International Conference Restructuring and Transforming Law Vol. 3 No. 1 (2024): Proceeding International Conference Restructuring and Transforming Law
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study presents an in-depth review of the negative impacts of online gambling practices, particularly in the social, economic, and psychological contexts, in accordance with the latest regulations set out in Law No. 1 of 2024. This study uses a qualitative approach with a literature review method to analyze the negative impact of online gambling from a socio-economic and psychological perspective, as well as evaluating its compatibility with Law No. 1 of 2024 on the Second Amendment to Law No. 11 of 2008 on Electronic Information and Transactions. This article presents a new understanding of the impact of online gambling by comprehensively considering social, economic, and psychological aspects, as well as highlighting relevant recent regulatory changes. The results show that the practice of online gambling has a significant negative impact on various aspects of people’s lives, including financial problems, social conflicts, and mental health issues. In the context of Law No. 1 Year 2024, this study confirms the need for more decisive action in addressing the negative impacts of online gambling, both through stricter regulations and more effective rehabilitation programs.

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