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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
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Articles 132 Documents
Search results for , issue "Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024" : 132 Documents clear
The Role of Al-Mizan by Al-Ghazali in Fraud Prevention Aziz, Muhammad El Barony Haidar
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v1i1.12077

Abstract

There are still many cases of fraud in Indonesia and some of them result in significant losses for the country. These fraud phenomena, especially in Indonesia, illustrate the poor ethical practices of accountants as preparers of financial reports. Even though Indonesia already has an Indonesian Code of Ethics for Accountants which regulates the ethics of the accounting profession in Indonesia, there is still a lot of unethical behavior. One assumption is that the loss of ethical behavior is due to the lack of religious values in accountants which results in accountants not being able to differentiate between good and bad. This research, using the library research method, aims to raise the value of religiosity, especially according to Al-Ghazali in his book Mizan al-'Amal-or Al-Mizan, with the ethics of an accountant in complying with a code of ethics and avoiding fraud. In Al-Mizan, Al-Ghazali emphasized that with this connection a person can have more awareness of ethics. Because this will encourage a person to only do things recommended by God, which of course leads to good things such as compliance with regulations and avoids bad actions such as fraud.
Analisis Penerapan Maqashid Syariah Dalam Pemberdayaan Dana Zakat Bagi Masyarakat Terdampak Pandemi Midisen, Kisanda
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12392

Abstract

Penelitian ini bertujuan untuk mengetahui apakah dana zakat dapat diberdayakan untuk masyarakat terdampak pandemi, dan apakah pemberdayaan dana zakat sudah sesuai dengan konsep maqosid syari’ah. Penelitian ini menggunakan metode deskriptif analisis. Sedangkan data yang dipakai merupakan data sekunder, teknik pengumpulan data dalam penelitian ini menggunakan studi literatur. Hasil kajian dalam penelitian ini menunjukkan jika dana zakat dapat diberdayakan secara efektif untuk menangani akibat dari covid-19, dan pemberdayaan atau penyaluran dana zakat pada sektor ini sudah sesuai dengan maqashid syariah. Dana zakat yang diberikan memiliki manfaat yang besar dan membawa kemaslahatan bagi masyarakat tedampak pandemi, terutama yang terdampak secara ekonomi, sehingga tujuan syariah membuat masyarakat yang terdampak pandemi bisa terjaga dari ke lima unsur dalam maqashid syariah
Oksidentalisme Terhadap Boikot Produk Amerika Serikat: Gagasan Kiri Islam Hasan Falahyakti, Qoriatul
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12032

Abstract

Hasan Hanafi is a philosopher who developed Islamic Leftist thought. Through this, he initiated Occidentalism. In this era, the attitude of Occidentalism can be carried out by boycotting American products. It cannot be denied that American products have helped drive national economic growth because the Indonesian population and management of natural resources depend on American products. However, this boycott was carried out in order to develop the national market for more consumption by the Indonesian people. Furthermore, on the one hand, boycotting American products may not be effective because economic relations between Indonesia and the US have been legitimized by regional and international trade organizations. On the other hand, Indonesian people's dependence on consuming US products is still relatively high, as evidenced by the large volume of imports and exports in the two countries. The government's economic policy is influenced by cooperation with other countries so that a boycott will not have an impact on reducing consumption of American products. However, this is worth trying in order to develop domestic products
Syariah Branding pada Komunitas Muslim Millenial (studi pada Sahabat Hijrah Kota Batam) Ruhmah, Andi Amma
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12166

Abstract

Abstrak Penelitian ini menyajikan fenomena kesadaran beragama kaum muda, yang diwakili oleh Generasi Millenial. Kesadaran beragama yang dibangun dengan membentuk komunitas keagaamaan , selaras dengan Keputusan mereka dalam memilih produk syariah (Syariah branding) dan memberi potensi untuk membentuk pasar. Metode yang digunakan adalah mix method, dan perolehan data diperoleh melalui sebaran kuisioner dan wawancara. Hasil dari penelitian ini adalah terdapat hubungan yang terus berkembang bagi generasi millenial dan kesadarannya akan pemahaman agama yang dibentuk melalui komunitas dan dapat membentuk budaya popular (Pop Culture) misalnya tren hijrah untuk menjawab peradaban yang semakin kompleks. Kata Kunci : Syariah Branding, Muslim Millenial, dan Budaya Populer
Dampak Fenomena E-Commerce Pada Tingkat Penjualan Di Pasar Tradisional Ditinjau Dari Psikologi Dan Ekonomi Islam Nur'aeni, Nur'aeni Nur'aeni; Ainulyaqin, MH; Edy, Sarwo
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12146

Abstract

Sales in traditional markets with the presence of e-commerce has caused a decrease in the number of consumer visitors in traditional markets which has resulted in sales levels decreasing. This is because there is sales competition that occurs on e-commerce platforms which offer very large discount promotions to consumers, thus having a huge impact on traders in traditional markets. The decreasing value of products or goods on e-commerce platforms makes traditional markets less attractive for consumers to visit. The author's aim in carrying out this research is to develop insight according to the topic discussed, namely, to determine the psychological impact experienced by traders in traditional markets on the e-commerce phenomenon and to find out the principles of Islamic economics that can be applied in the context of the e-commerce phenomenon at the sales level. The research method used is descriptive qualitative using field research and this research uses the fishbone method to analyze data. The research results show that traders in traditional markets lack psychological well-being and traders in traditional markets have a high level of religiosity, and in general, electronic trading does not conflict with Islamic law.
Pengaruh Attitude, Subjektive Norms Dan Perceived Behavior Control Terhadap Minat Masyarakat Dalam Menggunakan Jasa Pembiayaan Murabahah Bank Syariah Asnuri, Lisa; Asyari, Asyari; Sholihin, Anwar
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12267

Abstract

Theory Planned Behavior (TPB) menjelaskan bahwa sikap terhadap perilaku merupakan pokok penting yang sanggup memperkirakan suatu perbuatan, meskipun demikian perlu dipertimbangkan sikap seseorang dalam menguji norma subjektif serta mengukur kontrol perilaku persepsian orang tersebut. Bila ada sikap yang positif, dukungan dari orang sekitar serta adanya persepsi kemudahan karena tidak ada hambatan untuk berperilaku maka niat seseorang untuk berperilaku akan semakin tinggi. Bank Syariah berperan penting sebagai fasilitator pada seluruh aktivitas ekonomi dalam ekosistem industri halal, yang mana perbankan Syariah di Indonesia sendiri telah mengalami peningkatan dan pengembangan yang signifikan dalam Inovasi produk, peningkatan layanan, serta pengembangan jaringan. Selanjutnya niat memiliki pengaruh yang cukup besar terhadap tindakan individu dalam menghindari pendapatan bunga atau bunga bank bentuk lainnya. Oleh karena itu, berdasarkan permasalahan di atas dan penelitian sebelumnya, maka penulis mengambil judul penelitian dengan Pengaruh Attitude, Subjektive Norms dan Perceived Behavior Control terhadap Minat Masyarakat dalam Menggunakan Jasa Pembiayaan Murabahah Bank Syariah Indonesia Cabang Lubuk Sikaping Kabupaten Pasaman. Hasil penelitian mendukung hipotesis pertama bahwa variabel Attitude berpengaruh signifikan terhadap Minat Masyarakat di Lubuk Sikaping Kabupaten Pasaman. Variabel Attitude berpengaruh tehadap hasil karena nilai thitung> ttabel atau 11,127> 1,660 dan nilai signifikan yang dihasilkan 0,000 ttabel atau 6,985 > 1,660 dan nilai signifikan yang dihasilkan 0,000 ttabel atau 8,632 > 1,660 dan nilai signifikan yang dihasilkan 0,000
Kajian Mendalam Analisis Infak Produktif: Pendekatan Strategis Mewujudkan Maqasid Syariah Arifin, Samsul; Herianingrum, Sri
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12202

Abstract

Abstract Islam encourages social care through Zakat, Infaq and Shadaqah (ZIS). ZIS funds that are managed productively can create jobs, improve the economy and distribute welfare. Islam opposes hoarding wealth and prioritizes healthy economic circulation. Productive financial management, such as providing working capital, supporting MSMEs, and fulfilling sharia maqashid, can improve welfare. Managing ZIS evenly and stimulating independence leads to a more even distribution of income. Islam emphasizes the positive contribution of Islamic-based institutions to fulfilling basic needs. Keywords : ZIS, Economic Productivity, Maqashid Syariah, Welfare, Infaq
Strategi Pengelolaan Zakat Pada Badan Amil Zakat Nasional (Baznas) Kota Pontianak Suradi, Romi; Amalia, Sisi
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12009

Abstract

Pontianak City Baznas has a potential zakat revenue of approximately 250 billion. However, the realization of zakat received was only 5.9 billion or only 2.4%. Meanwhile, the number of Muslims in Pontianak City is 511,431 people, but only 91,419 Muslims paid zakat in 2020 or only 17.9%. And in 2020 there was a decrease in zakat receipts of around 1.1 billion and a decrease in the number of muzakki by around 34,000 people. This research aims to find out what factors hinder and support the zakat management strategy in the Pontianak City Baznas and how to optimize the zakat management strategy in the Pontianak City Baznas. This type of research uses a descriptive quantitative approach. The types of data used are primary and secondary data. The data collection techniques used were observation, interviews, questionnaires and documentation. The analysis method used is SWOT analysis (Strengths, Weaknesses, Opportunities and Threats). The results of the analysis show that the main inhibiting factor in zakat management in Pontianak City Baznas is that Baznas has not been able to reach all muzakki in Pontianak City and many new zakat management institutions have been established that have the same role. Meanwhile, the main supporting factor for zakat management at Baznas Pontianak City is the existence of Baznas which is supported by law and the majority of the people of Pontianak City are Muslims. Pontianak City Baznas is in quadrant I (Aggressive Strategy), namely Pontianak City Baznas is in a strong condition and has opportunities, so it is very possible to continue to expand, increase potential and receive maximum zakat. The strategy for managing zakat at the Pontianak City Baznas to be optimal is by increasing the socialization of zakat to all levels of society, increasing the formation of UPZs in mosques, surau-surau and agencies in Pontianak City, collaborating with zakat management institutions and zakat institutions. newly established in Pontianak City, carrying out new innovations in the zakat program, optimizing the database, and developing a zakat payment system using current trending technological media.
Determinants of Human Development Index in Indonesia with Maqashid Sharia approach Caniago, Muhammad Ali Imran; Wibowo, Muhammad Ghafur
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12353

Abstract

The study examines factors that influence the Indonesian Human Development Index using the Maqashid Sharia approach. This study's sample is made up of several provinces with the Human Development Index for different categories of people. Data analysis employs a panel data regression model with a fixed effect model. The study's findings indicate that whereas variables Hifzu al-din, Hifzu al-aql, and Hifzu al-mal have a significant impact on the Index of Human Development, variables Hifzu al-nafs and Hifzu al-nasl have no significant impact on the Index of Human Development. Simultaneously, the variables Hifzu al-din, Hifzu al-nafs, Hifzu al-aql, Hifzu al-nasl, and Hifzu al-mal exhibit significant effects on the Human Development Index. Results of the determination test show that 98% of independent variables can influence dependent variables, with the remaining 2% being affected by variables not examined in this study. The study's findings recommended to the government that they support Hifzu Al-din in reducing crime rates, Hifzu Al-Aql by increasing the average length of schooling, and Hifzu Al-Mal in raising per capita income. By paying more attention to these issues, human development will eventually reach its full potential.
Perubahan Capital Aset Pricing Model, Risiko, dan Efisiensi: Triger Unit Asuransi Full-Pledge Syariah Arianty, Erny; Ghoni, Abdul
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12235

Abstract

Abstract This research aims to analyze changes in capital asset values, risk levels, and efficiency as triggers for sharia insurance units to immediately provide full sharia guarantees. The method used is a quantitative method using financial ratios, Capital Asset Price Model (CAPM), and Financial Ratios. CAPM is used to find stock returns, financial ratios for risk and level of return. The results show that there is a change in PT JMAS stock returns which shows a decline in value. Regarding risk mitigation, the third company demonstrated effective risk control. Jasindo is bolder in taking premium risks, but the company has a strategy to increase the percentage of claims that become liabilities to reinsurance companies. In contrast to the Askrida sharia which is more careful in choosing premiums with high risks, this results in claims values that are relatively low and continue to decline. Finally, only the Askrida Syariah company shows a stable value even though the size is not yet significant. ROA growth at Jasando Syariah is less stable in maintaining returns from the use of its assets. There were less stable changes in ROA during 5 periods, 2017, 2018, 2019, 2021 and 2022..

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