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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
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Articles 59 Documents
Search results for , issue "Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021" : 59 Documents clear
Analisis Pengembangan Sumber Daya Manusia Dalam Perspektif Syariah Anisatul Maghfiroh
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (296.505 KB) | DOI: 10.29040/jiei.v7i1.2138

Abstract

Human Resources is something that is very influential for the progress of an institution. Without quality human resources, an institution will not develop and may even experience setbacks. Therefore, every organization must prepare a program that contains activities that can increase the capabilities and professionalism of human resources so that the organization can survive and develop in accordance with the organizational environment. This program is usually referred to as human resource development. Sharia are the laws that govern the relationship between humans and creators and creatures. This study aims to determine how the Islamic perspective on human resource development. This study is a literature review using sharia as an approach, namely examining the problem with books and scientific works. The results of this study indicate that human resource development in the persective of sharia is a development in the form of training in skills, knowledge, behavior and sharia competence.
Pengaruh Inflasi, Tingkat SBBI (Suku Bunga Bank Indonesia), FDR (Financing to Deposit Ratio), dan NPF (Non-Performing Financing) Terhadap Penetapan Nisbah Bagi Hasil Deposito (Studi Empiris Pada Perbankan Syariah yang Terdaftar di OJK Periode 2013-2017) Angga Rianto
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (159.803 KB) | DOI: 10.29040/jiei.v7i1.2001

Abstract

This study aims to test the relationship between Inflation, SBBI, FDR and NPF levels with the determination of Deposit Revenue Ratio. This research is done by quantitative methods, where research instruments use documentation and surveys. while the population sample is determined through purposive sampling technique. In Statistical Testing in this study using SPSS version 21, with a sample of the population of Islamic banks moving in the field of goods and consumption in BEI in the period 2013 - 2017. A total of 8 Islamic banks out of a total of 12 Islamic banks taken as research sample. Data analysis tools use multiple linear regression analysis. The results of this study show that Inflation, SBBI Level, FDR proved to have a significant influence with the Deposit Revenue Share Ratio. However, the NPF variable shows no effect on the Deposit Revenue Ratio. This study is conducted yet limited only to the Factors influencing the Ratio of Revenue Deposit which is limited to the Inflation, SBBI, FDR, and NPF variables. This research is expected to be a reference in determining the policy on Islamic banks, helping capital owners to be wiser in managing financial instruments and resources, and can be used to increase research insights in the future. Keywords: Inflation, Bank Indonesia Interest Rate, Financing to Deposit Ratio, Non-Performing Financing and Profit-Sharing Ratio. JEL Clasification: E31, E43, G21
Analisis Pengaruh Dana Syirkah Temporer dan Efisiensi Operasi Terhadap Profitabilitas Bank Syariah Muhammad Noval; Lisda Aisyah
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (191.551 KB) | DOI: 10.29040/jiei.v7i1.1640

Abstract

The purpose of this research is to examine the effect of Temporary Syirkah Fund and Operational Efficiency on Sharia Bank Profitability. Indicator of Syirkah Temporary Fund under study is the amount of public savings funds in Sharia Bank with Mudharabah contract. Operating Efficiency uses the ratio indicator of Operating Expense on Operating Revenue (BOPO). Then, Sharia Bank Profitability is the calculation of Return On Asset Ratio (ROA). The research is conducted by quantitative methods using secondary data. The secondary data comes from quarterly reports from Sharia Bank in Indonesia. The population of this research is Sharia Bank in Indonesia, and then the sample is taken based on purposive sampling with the criteria of five Sharia Bank with the largest assets, to obtain the sample as much as 60 quarterly report of Sharia Bank. This study used regression analysis with significant test of simultaneous parameter (F - test) and significant test of individual parameter (t - test). The result of the hypothesis test indicates that simultaneously and partially Temporary Syirkah Fund and Operational Efficiency affect to Sharia Bank Profitability in Indonesia, calculated by ROA Ratio, and Operating Efficiency have bigger influence to Sharia Bank Profitability compared to Temporary Syirkah Fund.
Tinjauan Hukum Islam Pada Edaran Pemerintah dan MUI Dalam Menyikapi Wabah Covid-19 Setelah Pemberlakuan New Normal Cholisa Rosanti
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (255.922 KB) | DOI: 10.29040/jiei.v7i1.2157

Abstract

This study discusses the Covid-19 virus that is spreading in the world and its handling from the government and MUI after the implementation of new normal according to Islamic law. The government implements a large-scale social restrictions system (PSBB) or social distancing to break the chain of the spread of the covid-19 virus. The government has implemented new normal rules. MUI has issued a notice numbered Kep-1188 / DP-MUI / V / 2020 concerning new normalcy that will be applied by the government such as reopening places of worshipaccording to the health protocol. Nevertheless, this circular is a pros and cons for some people. The purpose of this study is to help the public understand whether the government and MUI circulars in tackling the plague after applying the new normal according to the Shari'a or actually contrary to Islamic Sharia. The research method is the study of literature literature with a normative approach and historical approach. The results of the study showed that the rules imposed by the government and MUI in dealing with the outbreak of Covid-19 pacsa new normal did not disregard Islamic law.
Upaya Fintech Syariah Mendorong Akselerasi Pertumbuhan UMKM di Indonesia Saripudin Saripudin; Prameswara Samofa Nadya; Muhammad Iqbal
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (213.317 KB) | DOI: 10.29040/jiei.v7i1.1449

Abstract

Compared to other Islamic financial institutions, Islamic Fintech has some advantages in accelerating the growth of SME Enterprises in Indonesia. Nevertheless, the existence of Islamic Fintech is not free from various problems, such as regulation aspect, human resources aspect, also perception of society and potential fraud. This research sought to find solution of the problems with SWOT analysis, then comparing the aspects each other to find out strategies in the effort of growing Islamic fintech for accelerating SME Enterprises. The results are some strategies consisting of, first, ecosystem strengthening between Islamic Fintech, government, academics and civil society, including Islamic Fintech customers and Islamic Banks. Second, optimalization potential of Islamic Fintech in managerial skills also Islamic contracts capacity. Last, massive and targeted socialization and promotion of Islamic Fintech.
Konsep Paylater Online Shopping dalam Pandangan Ekonomi Islam Iin Emy Prastiwi; Tira Nur Fitria
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (233.17 KB) | DOI: 10.29040/jiei.v7i1.1458

Abstract

Di era digital sekarang ini, muncul fenomena pembayaran PayLater. Konsep utama dari fitur pembayaran PayLater ini adalah ‘beli sekarang, bayar nanti’. Jual beli dengan cara ini dimana konsumen (pembeli) membeli/mengambil barang dari penjual, lalu di akhir periode tertentu yang disepakatai bersama akan dibayar total seluruhnya. Ini disebut dengan jual beli Istijrar. Ulama berbeda pendapat, jika harganya tidak diketahui oleh pembeli ketika membeli/mengambil barang, dan pembeli baru mengetahui harga setelah ditotal di akhir ketika hendak melakukan pembayaran, maka jual belinya dilarang. Ini merupakan pendapat jamahir ulama (hampir semua ulama) dari 4 madzhab. Akan tetapi, jika jual belinya akan sah dan diperbolehkan selama ada harga pasar (as-Si’rul Mitsl) yang berlaku umum. Ini adalah salah satu pendapat ulama syafiiyah, salah satu riwayat dalam madzhab Hambali, dan pendapat yang dipilih oleh Ibnu Taimiyah dan Ibnul Qoyim. Sehingga Istijar atau PayLater diperbolehkan dimana harga ditentukan setelah semua transaksi jual beli dilaksanakan relevan dengan ekonomi syariah dengan syarat-syarat tertentu. Fitur PayLater sangat cepat popular karena kemajuan teknologi sistem pembayaran di e-commerce (online shopping). Kita memang perlu mempertimbangkan kita ketika hendak memanfaatkan kemudahan fitur ini. Selain mudah, PayLater tidak memerlukan jaminan khusus, sehingga fitur PayLater banyak peminatnya. Namun, jangan sampai kita sebagai manusia terlena dan kalap dalam memanfaatkannya hingga kita menjadi konsumtif (boros) dan bahkan berhutang ketika berbelanja via online (oline shopping). Maka, sisi positif PayLater perlu diimbangi juga dengan pemahaman atas potensi risiko yang bisa ditimbulkannya. Oleh karena itu, sebelum menggunakan fasilitas PayLater, konsumen (pembeli) harus mempertimbangkan antara kebutuhan dan keinginan sesuai kemampuan.
Produksi: Telaah Pemikiran Muhammad Abdul Mannan Dalam Ekonomi Islam (Studi Kasus Produksi Garam Rakyat Madura) Iwan Hidayat
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (161.466 KB) | DOI: 10.29040/jiei.v7i1.1666

Abstract

Production is the provision of goods and services with due regard to the value of justice and benefit to society. Production also has an important role in determining the standard of human life and the prosperity of a nation. In this study, the focus is on salt production in Madura. Salt is a white solid object in the form of crystals which is a collection of compounds with the largest portion of sodium chloride (NaCl) and other compounds such as Magnesium Chloride, Magnesium Sulfate, Calcium Chloride, etc. Broadly speaking, Islamic economics is a science that studies human behavior in an effort to meet needs with limited means of fulfilling needs within the framework of Islamic Sharia. The approach used is a qualitative approach with the type of case study research, namely research on humans (can be a group, and individuals), events, settings in depth. As well as data collection techniques are observation, interviews and documentation. This case study is very relevant and is in line with the use of a modern tool in the use of salt production in Madura, the first to increase production and improve the quality of Madurese and national salt. The emphasis is on quality, quantity, maximization and participation in the production process which provides different functions in the production process
Analisis Determinan Dana Pihak Ketiga Bank Umum Syariah di Indonesia Ayif Fathur Rahman; Yuyun Setiawansi
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (199.067 KB) | DOI: 10.29040/jiei.v7i1.1608

Abstract

This study aims to analyze the effect of inflation, exchange rate, BI Rate and Return On Assets (ROA) on Third Party Funds of Sharia Commercial Banks in Indonesia. Data used in the study are Third Party Funds, Inflation, Exchange Rate, BI Rate and Return On Assets (ROA). In this study using multiple linear regression methods and test classic assumptions with the help of Stata application. The results showed that Inflation variable (0,226) had a positive and not significant relationship to Third Part Funds of sharia commercial banks in Indonesia. BI Rate variable (0,000) has a negative and significant relationship to Third Part Funds of sharia commercial banks in Indonesia. While the Exchange Rate (0,000) and Return On Assets (0,000) have a positive and significant relationship to Third Part Funds of sharia commercial banks in Indonesia.
Pengaruh Minat Anggota Terhadap Perkembangan BMT UGT Sidogiri Cabang Jakarta Mukarromah Mukarromah; Ign Oka Widana
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (206.895 KB) | DOI: 10.29040/jiei.v7i1.1498

Abstract

This study examines the influence of interest on the development of BMT UGT Sidogiri Jakarta Branch by using TPB (Theory of Planned Behavior) as the theoretical basis and using PLS (Partial Lease Square) as a tool to measure interest. BMT UGT stands for Baitul Mal wa Tamwil and the Integrated Joint Venture. These two things are part of the name for BMT which was founded by alumni of the Sidogiri Islamic boarding school. This study aims to examine how interest can influence the development of BMT UGT Sidogiri Jakarta Branch. Seeing that more and more people are aware of the prohibition of usury and BMT Sidogiri as one of the financial institutions based on sharia principles and free from usury. In this study, Theory of panned behavior is used as a theoretical basis to see the influence of attitudes, subjective norms and behavioral control on members' interests, so that it is from the interests of members that it can be seen how the development of BMT UGT Sidogiri Jakarta Branch. The results of the analysis show that subjective norms have the most positive and significant influence on the development of BMT UGT Sidogiri Jakarta Branch. Subjective norms are the most influential variable on members' interests because external and internal pressures will greatly influence members' behavior. Keywords: BMT development, Theory of Planned Behavior, Member interests.

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