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Analisis Pengaruh Dana Syirkah Temporer dan Efisiensi Operasi Terhadap Profitabilitas Bank Syariah Muhammad Noval; Lisda Aisyah
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (191.551 KB) | DOI: 10.29040/jiei.v7i1.1640

Abstract

The purpose of this research is to examine the effect of Temporary Syirkah Fund and Operational Efficiency on Sharia Bank Profitability. Indicator of Syirkah Temporary Fund under study is the amount of public savings funds in Sharia Bank with Mudharabah contract. Operating Efficiency uses the ratio indicator of Operating Expense on Operating Revenue (BOPO). Then, Sharia Bank Profitability is the calculation of Return On Asset Ratio (ROA). The research is conducted by quantitative methods using secondary data. The secondary data comes from quarterly reports from Sharia Bank in Indonesia. The population of this research is Sharia Bank in Indonesia, and then the sample is taken based on purposive sampling with the criteria of five Sharia Bank with the largest assets, to obtain the sample as much as 60 quarterly report of Sharia Bank. This study used regression analysis with significant test of simultaneous parameter (F - test) and significant test of individual parameter (t - test). The result of the hypothesis test indicates that simultaneously and partially Temporary Syirkah Fund and Operational Efficiency affect to Sharia Bank Profitability in Indonesia, calculated by ROA Ratio, and Operating Efficiency have bigger influence to Sharia Bank Profitability compared to Temporary Syirkah Fund.
Analisis Minat Mahasiswa Universitas Islam Negeri Antasari Banjarmasin dalam Berinvestasi di Pasar Modal Muhammad Noval; Mujahid Muhajid; Noor Sari
At-Taradhi Jurnal Studi Ekonomi Vol 11, No 2 (2020)
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/at-taradhi.v11i2.3958

Abstract

The purpose of this research was to determine the factors that influence the interest of FEBI UIN Antasari students for invest on the capital market, and to find out the perspectives of academics and practitioners on how to develop investment among students. The population in this study were 428 students of FEBI UIN Antasari who had become investors with a sample size of 81 students who were obtained using the Slovin formula with a standard error of 10%, as well as additional data that were analyzed qualitatively using 3 academics and 2 practitioners in the capital market. The data were processed using quantitative and qualitative methods of analysis that adapts to the conditions in the field that generate a response to the problems studied. The results explain the more dominant factors that cause students to be interested in investing in the capital market, namely motivation, followed by the risk recognition, learning, perception, income and learning factors. As well as the suggestions and opinions of academics and practitioners on how to increase the interest in investing in the stock market by the students is to increase human resources in the campus, increased support facilities, apply learning theory direct practice and the existence of the program or policy made by the leadership of the campus in increasing interest students invest in the capital market.Tujuan penelitian ini adalah untuk mengetahui faktor yang mempengaruhi minat mahasiswa FEBI UIN Antasari terhadap investasi di pasar modal, dan mengetahui perspektif akademisi dan praktisi tentang cara pengembangan investasi di kalangan mahasiswa. Populasi dalam penelitian ini adalah mahasiwa FEBI UIN Antasari yang sudah menjadi investor berjumlah 428 orang mahasiswa dengan jumlah sampel sebanyak 81 orang mahasiswa yang didapatkan dengan menggunakan rumus slovin dengan standar error 10%, serta tambahan data yang dianalisis secara kualitatif dengan menggunakan 3 orang akademisi dan 2 orang praktisi di pasar modal. Data diolah secara kuantitatif dan kualitatif sesuai karakteristik kedua rumusan. Hasil riset menunjukkan bahwa faktor yang lebih dominan penyebab mahasiswa berminat untuk melakukan investasi di Pasar Modal yaitu Motivasi, kemudian diikuti oleh faktor Pengenalan Risiko, Pembelajaran, Persepsi, Pendapatan dan Pembelajaran. Adapun saran dari akademisi dan praktisi untuk meningkatkan minat mahasiswa berinvestasi di pasar modal yaitu dengan meningkatkan sumber daya manusia di kampus, memperbanyak fasilitas pendukung, menerapkan pembelajaran teori praktik langsung serta adanya program ataupun kebijakan yang dibuat oleh pimpinan kampus dalam meningkatkan minat mahasiswa berinvestasi di pasar modal.
PENENTUAN METODE ANGSURAN MURABAHAH (Studi Kasus di BMT Al-Karomah Martapura) MUHAMMAD Noval
At-Taradhi Jurnal Studi Ekonomi Vol 6, No 1 (2015): Ilmu Ekonomi
Publisher : Islamic Economics and Business Faculty of UIN Antasari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/taradhi.v6i1.713

Abstract

Abstract: This study aims to describe the practice of murabaha, and determination murabaha install-ment payment that used by BMT Al-Karomah Martapura. The object of this research is the determina-tion mechanism of murabaha installment payment method at BMT Al-Karomah in Martapura ob-tained through explanations of the managers of BMT Al-Karomah the Martapura. The method in thisresearch is a field research, which is the author explore the data directly from the field in accordancewith the problems studied. This research resulted several findings; First: Practice murabaha transactionsat BMT Al-Karomah Martapura is based on order and is consumptive and in the settlement of paymentby way of installments. Second: BMT Al-Karomah Martapura apply four methods for murabaha install-ment payments, namely: average profit margins, declining profit margins, flexible and voluntarily method.
The Impact of Productive Waqf's Implementation to the Development of Sharia Economics in South Kalimantan Lisda Aisyah; Muhammad Noval; Darmawati Darmawati
Al-Tijary AL-TIJARY VOL. 6, NO. 2, JUNI 2021
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Sultan Aji Muhammad Idris Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (357.055 KB) | DOI: 10.21093/at.v6i2.3423

Abstract

Waqf is one of the sources of Nation's income that can empower the sharia economy. The Implementation of waqf cannot be separated from the supervision of the Indonesian Waqf Board. Indonesian Waqf Board supervises at the provincial level as an independent institution tasked with empowering productive waqf. In this study, the supervisory process carried out by the Indonesian Waqf Board in South Kalimantan applies the empowerment of productive waqf by the Indonesian Waqf Board of South Kalimantan to the development of the sharia economy. This study aimed to determine how to implement the empowerment model applied by the Indonesian Waqf Board to the sharia economy. This research is a descriptive study with a sociological and normative approach. Data collection techniques through observation, interviews, documentation, and triangulation with the determination of informants through purposive snowball sampling. The results showed that from these results the implementation of (1) the waqf model for building construction in building facilities and infrastructure, and (2) the waqf model for business development covering agriculture, animal husbandry, and business units. The two models are then linked to management, including investment management and productive waqf distribution management. The management of the Indonesian Waqf Board in South Kalimantan implements the empowerment of Human Resources with the supervision of nazhir based on waqf law, sharia economic system, and waqf administration or entrepreneurship. The managerial process is inseparable from the leadership factor. Through direct supervision by South Kalimantan BWI staff and the Ministry of Religion, control is carried out to oversee productive waqf assets.
PENGARUH RASIO LIKUIDITAS, PROFITABILITAS, SOLVABILITAS DAN HARGA SAHAM TERHADAP PENGUNGKAPAN ISLAMIC SOCIAL REPORT DI PERUSAHAAN SEKTOR KESEHATAN Marrisa Andinarianti; Muhammad Noval
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 6 No 1 (2023): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/finansia.v6i1.6487

Abstract

ISR as a report that is not mandatory makes this disclosure interesting to be examined and juxtaposed with financial ratios, namely liquidity, profitability, solvency and stock price ratios. This study examines these financial ratios against simultaneous and partial ISR disclosures in health sector companies listed in ISSI for the 2017-2021 period. This study applied quantitative methods and multiple linear regression, the samples in this study were selected by purposive sampling techniques. The companies gathered are 12 companies. The results of the regression analysis carried out were simultaneously and partially variable liquidity, profitability, solvency, and stock price ratios, which did not significantly affect ISR disclosure.
SOCIAL MEDIA INFLUENCER SEBAGAI INSTRUMEN PROMOSI PROGRAM STUDI BARU Difi Dahliana; Annisa Mahfuzah; Fahruddin Fahruddin; Muhammad Noval; Rimayanti Rimayanti; Nurhafiyanisa Nurhafiyanisa; Hafizah Aziza; Irsyad Khoiri
JEMMA (Journal of Economic, Management and Accounting) Vol 7, No 1 (2024): Maret 2024
Publisher : Universitas Andi Djemma

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35914/jemma.v7i1.2681

Abstract

Along with the popularity of social media influencers as a promotional tool in digital marketing, the Faculty of Economics and Islamic Business (FEBI) UIN Antasari Banjarmasin promotes new study programs through social media influencer services to attract prospective new students in the 2023/2024 admissions. The effectiveness of social media influencers needs to be measured. However, measurements of the effectiveness of social media influencers in promoting the new FEBI UIN Antasari study program have never been carried out. For this reason, this study aims to measure the effectiveness. The design of this study is quantitative research, with engagement rate, conversion rate, and mini-survey approaches, where data analysis is carried out with percentage descriptive techniques.  This research found that influencer social media accounts are not an effective medium to promote study programs compared to the official websites and social media accounts of universities themselves. This finding contributes to consideration in formulating promotional strategies for new student admissions in the future.