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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 1,927 Documents
 172   173   174   175   176 
Pengaruh Religiusitas Dan Sikap Altruistik Pada Minat Berwakaf Uang Dimoderasi Tingkat Pendapatan Zidni Maulida, Nabila Adenina
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12109

Abstract

Penelitian ini bertujuan untuk mengetahui minat sekelompok Masyarakat dalam berwakaf uang. dengan menggunakan variable religiusitas dan sikap altruistik, yang mana altruisme merupakan perasaan ingin mensejahterakan orang lain sehingga kepentingan pribadi terkadang tidak selalu penting. Perasaan orang yang selalu ingin membantu sesama harus dilihat dan dijadikan salah satu alat pemasaran di masa depan. Pendapatan menjadi moderasi religiusitas dan sikap altruistic seseorang berminat untuk wakaf uang. penelitian ini menggunakan model Partial Least Square – Structural Equation Model (PLS-SEM), dengan populasi seluruh Masyarakat muslim dan yang sudah memiliki kartu tanda penduduk (KTP) yang berada di kabupaten Sleman dengan jumlah sampelnya adalah 186 orang. Temuan utama penelitian ini mengkonfirmasi adanya pengaruh positif religiusitas dan altruistic terhadap minatberwakaf uang. Namun tingkat pendapatan seseorang mempengaruhi minat berwakaf uang meskipun seseorang tersebut memiliki sikap altruisme dan tingkat religiusitas. Dalam hal ini, pendapatan bukan menjadi penentu dan factor uatama seseorang melakuakn wakaf uang. Untuk itu potensi wakaf uang yang besar bukan hanya tertuju pada seseorang yang memiliki otingkat pendapatan yang tinggi, mungkin akan sebaliknya tergantuk religiusitas dan sikap altruistic dari masing-masing individu.
Pengembangan Perbankan Syariah Dalam Mendukung Inklusi Keuangan di Indonesia ainolyaqin, ainol yaqin
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12117

Abstract

The purpose of this journal is to examine the evolution of Islamic banking practices as a means of enhancing financial awareness in Indonesia. In order to increase the general public's access to products and financial services that are fair, affordable, and useful, they are referred to as financial inclusion. The Islamic banking system has become a crucial alternative in the Indonesian financial system. Deskriptif analysis is the research method used in this journal. Data are obtained through relevant secondary data sources and research studies. This analysis will show how Islamic banks operate in Indonesia, how Islamic banks maintain their financial integrity, and the problems that arise when they are expanding. Research indicates that the rise in Islamic banks has helped to increase awareness of money in Indonesia. However, numerous challenges are faced by the syariah banking sector. Several of these include inadequate infrastructure, inadequate knowledge about goods and services provided by Islamic banks, and regulations that have not yet fully addressed the root causes of the problem. Due to this, the journal also offers advice on how to resolve the issue and encourage the development of more sensitive Islamic banks in Indonesia.
Strategi Digital Fundraising dalam Peningkatan Zakat, Infaq, dan Shadaqah di Lazismu Jombang Huda, Fatkur
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12118

Abstract

The paradigm and environment of zakat management changed after the pandemic. This condition encourages zakat management organizations in Indonesia to do new and innovative things in zakat management, including the process of collecting, distributing, and utilizing zakat, as well as management structures. Conventional zakat collection methods will be replaced by digital methods that are easier, faster, and more transparent. More and more people in Indonesia are using the internet, making online donations easier nowadays. This research will provide scientific contributions as well as practical practices in the management of zakat donations. to find out the digital fundraising methods that Muhammadiyah Jombang has used to support zakat fundraising and to develop successful digital fundraising strategies. This study is qualitative research with a descriptive approach. In other words, the purpose of this study is to explain the method used by LazisMu Jombang to collect zakat funds from muzakis using a digital fundraising approach. The result is that the fundraising strategy used in raising zakat, infak, and shadaqah funds by LazisMu Jombang uses organic methods, namely Search Engine Optimization (SEO), Organic social media, Email office, WhatApp broadcast massage.
Tata Kelola Distribusi Zakat, Infak dan Sedekah (ZIS) dalam Meningkatkan Kesejahteraan Mustahik (Studi Pada Program Sidogiri Community Development (SCD) di LAZ Sidogiri Pasuruan Jawa Timur) Jamali, A; Munir, Misbahul; Meldona, Meldona
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.12119

Abstract

Penelitian ini mengkaji tata kelola distribusi Zakat, Infak, dan Sedekah (ZIS) dalam meningkatkan kesejahteraan mustahik melalui program Sidogiri Community Development (SCD) di LAZ Sidogiri Pasuruan, Jawa Timur. Dengan menggunakan pendekatan kualitatif dan metode studi kasus, penelitian ini bertujuan untuk menganalisis pengelolaan, proses, dan peran distribusi ZIS, serta mengidentifikasi kendala dan strategi optimalisasi program SCD. Hasil penelitian menunjukkan bahwa LAZ Sidogiri menerapkan model pengelolaan ZIS yang terintegrasi dan berbasis pemberdayaan masyarakat, mencakup aspek, pendidikan, dakwah, Kesehatan, kemanusiaan dan ekonomi. Proses distribusi ZIS melalui SCD melibatkan tahapan identifikasi mustahik, penyaluran dana, implementasi program, serta monitoring dan evaluasi yang komprehensif. Kendala utama yang dihadapi meliputi keterbatasan sumber daya, kesenjangan teknologi, dan kompleksitas program. Strategi optimalisasi yang diusulkan mencakup penguatan sistem informasi, pengembangan model pemberdayaan yang adaptif, dan penguatan kemitraan strategis. Penelitian ini berkontribusi pada pengembangan teori dan praktik tata kelola ZIS yang efektif dan berkelanjutan.
Analysis of Productive Zakat Distribution and Management Practices at LAZ (Amil Zakat Institution) Sidogiri, Pasuruan, East Java sifak, mukhammad
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12136

Abstract

The aim of this research is to describe the management of productive zakat at LAZ Sidogiri and to analyze how productive zakat distribution practices are carried out at LAZ Sidogiri. Design/methodology/approach The design of this research is qualitative. Qualitative research is research to describe and analyze phenomena, events, social activities, attitudes, beliefs, perceptions, thoughts individually and in groups with specific objectives. The result was that the implementation of Rasulullah's management at the Sidogiri Amil Zakat Institution (LAZ) was carried out according to the rules, generally after centralization. This is not surprising because the Sidogiri Islamic Boarding School (PPS) is an Islamic boarding school that has long been associated with the Islamic religion and contains the ideology of its founder, Muhammad SAW, who taught his followers about the correct interpretation and application of Islamic teachings as well as their own teachings. teachings . In this way, the use of management applications automatically does not deviate from the professional standards set by Allah Ta'ala. The management system described here is called SIFAT (Siddiq, Istiqomah, Fathanah, Amanah, and Tabligh).
Dampak Fenomena E-Commerce Pada Tingkat Penjualan Di Pasar Tradisional Ditinjau Dari Psikologi Dan Ekonomi Islam Nur'aeni, Nur'aeni Nur'aeni; Ainulyaqin, MH; Edy, Sarwo
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12146

Abstract

Sales in traditional markets with the presence of e-commerce has caused a decrease in the number of consumer visitors in traditional markets which has resulted in sales levels decreasing. This is because there is sales competition that occurs on e-commerce platforms which offer very large discount promotions to consumers, thus having a huge impact on traders in traditional markets. The decreasing value of products or goods on e-commerce platforms makes traditional markets less attractive for consumers to visit. The author's aim in carrying out this research is to develop insight according to the topic discussed, namely, to determine the psychological impact experienced by traders in traditional markets on the e-commerce phenomenon and to find out the principles of Islamic economics that can be applied in the context of the e-commerce phenomenon at the sales level. The research method used is descriptive qualitative using field research and this research uses the fishbone method to analyze data. The research results show that traders in traditional markets lack psychological well-being and traders in traditional markets have a high level of religiosity, and in general, electronic trading does not conflict with Islamic law.
Syariah Branding pada Komunitas Muslim Millenial (studi pada Sahabat Hijrah Kota Batam) Ruhmah, Andi Amma
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12166

Abstract

Abstrak Penelitian ini menyajikan fenomena kesadaran beragama kaum muda, yang diwakili oleh Generasi Millenial. Kesadaran beragama yang dibangun dengan membentuk komunitas keagaamaan , selaras dengan Keputusan mereka dalam memilih produk syariah (Syariah branding) dan memberi potensi untuk membentuk pasar. Metode yang digunakan adalah mix method, dan perolehan data diperoleh melalui sebaran kuisioner dan wawancara. Hasil dari penelitian ini adalah terdapat hubungan yang terus berkembang bagi generasi millenial dan kesadarannya akan pemahaman agama yang dibentuk melalui komunitas dan dapat membentuk budaya popular (Pop Culture) misalnya tren hijrah untuk menjawab peradaban yang semakin kompleks. Kata Kunci : Syariah Branding, Muslim Millenial, dan Budaya Populer
Relevansi Konsep Upah Pengemudi Ojek Online Perspektif Yusuf Qardhawi mira, humairah
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12186

Abstract

According to Yusuf Qardhawi, the concept of wages is that wages are determined based on an agreement between both parties. The wages given must be commensurate with the work and the workers' needs so that they can live a decent life in society. The aim of this research is to identify the relevance of the wage concept offered by Yusuf Qardhawi to the implementation of wages for Jasku Pamekasan online motorcycle taxi drivers. This research uses qualitative research, where the data is obtained from observations, interviews and documentation. The data obtained is used as material that is relevant to Yusuf Qhardawi's thinking. The results of this research explain that Jasku owners apply the concept of wages from Yusuf Qardhawi's perspective, namely the concept of fair and honest wages. Jasku's wage system uses a profit sharing system. The owner of Jasku announces the wage system in advance before work begins. The more diligent and active they are in their work, the more wages they will get.
Manajemen Risiko Pada Investasi Bisnis Properti Syariah Sugianto, Sugianto; El Hakim, Muhammad Luqman; Sati Hana'an, Dea Sarah
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12191

Abstract

Risk management in sharia property business investment is a crucial element in ensuring the sustainability and success of long-term investments. The sharia property business, which includes unique aspects such as sharia provisions, market fluctuations and regulatory changes, faces risks that need to be carefully identified, evaluated and managed. The risk management process involves the steps of identifying risks, determining risk tolerance, and using mitigation strategies, including avoiding, reducing, sharing, or accepting risks. Alignment with sharia principles and a deep understanding of property law are key. Portfolio diversification, continuous monitoring, and collaboration with sharia experts are important factors in maintaining a balance between potential profits and risks. By implementing effective risk management, investors can maintain sharia integrity while protecting investment value and achieving financial goals in a sustainable manner.
Implementation Of Istishna 'Aqd In The Financial Investment Scheme Of Koperasi Syariah Benteng Mikro Indonesia Komarudin, Muhamad
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12200

Abstract

This research aims to examine the implementation of Istishna ‘aqd in investment financing at Koperasi syariah BMI, Ciawi branch. The issue addressed in this study is that the Istishna ‘aqd, substantively, is not an investment aqd but rather a sales aqd. Therefore, a comprehensive analysis is needed to determine the permissibility of utilizing the Istishna aqd in investment financing or to explore potential changes in the financing model or ‘aqd used. The research employs a qualitative descriptive method with data collection techniques through interviews and secondary data collection from the website, reports, and guidelines of Koperasi Syariah BMI. The study investigates how the Istishna ‘aqd is implemented in investment financing and its compliance with Sharia principles, aiming to conclude the feasibility of applying the Istishna ‘aqd in investment financing at Koperasi Syariah BMI. Based on the research findings, it is observed that the Istishna ‘aqd scheme applied in investment financing at Koperasi Syariah BMI is more aligned with the Fatwa DSN MUI No 06/DSN MUI/IV/2000 on Istishna, which involves a regular Istishna ‘aqd between two consenting parties. This approach deviates from the guidance of Fatwa DSN MUI No 32/DSN-MUI/IX/2002 on Sharia bonds, where Istishna is used in investment schemes, and is also inconsistent with Fatwa DSN MUI No 22/DSN MUI/III/2002 on parallel Istishna, as the cooperative already possesses a company engaged in building material provision. Despite the compliance of Istishna-based financing in Koperasi Syariah BMI with Fatwa DSN MUI No 06/DSN MUI/IV/2000, it is recommended that the cooperative adopt terminologies such as consumptive financing, productive financing, property ownership financing, or other terms in financing schemes involving Istishna ‘aqd. This suggestion is made due to the fact that cooperative members do not function as investors but as buyers seeking financing for development schemes such as housing, sanitation, and the provision of clean water.

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