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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 1,927 Documents
Kajian Mendalam Analisis Infak Produktif: Pendekatan Strategis Mewujudkan Maqasid Syariah Arifin, Samsul; Herianingrum, Sri
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12202

Abstract

Abstract Islam encourages social care through Zakat, Infaq and Shadaqah (ZIS). ZIS funds that are managed productively can create jobs, improve the economy and distribute welfare. Islam opposes hoarding wealth and prioritizes healthy economic circulation. Productive financial management, such as providing working capital, supporting MSMEs, and fulfilling sharia maqashid, can improve welfare. Managing ZIS evenly and stimulating independence leads to a more even distribution of income. Islam emphasizes the positive contribution of Islamic-based institutions to fulfilling basic needs. Keywords : ZIS, Economic Productivity, Maqashid Syariah, Welfare, Infaq
Peran Pesantren Dalam Mendukung Tercapainya Sustainable Development Goals Dengan Pengelolaan Sampah Berbasis Bank Sampah (Studi Pondok Pesantren Darussalam Blokagung Banyuwangi) El Madaniya, Nadiya
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12211

Abstract

Sustainable development (SDGs) is a big agenda compiled by the United Nations which has 17 goals, one of which is to reduce waste. The waste problem is currently serious. The more people who are active, the more waste is generated. The solution to handling the waste problem must be good management. One of them is the waste bank program. The waste bank is a program that utilizes sorted waste. The waste bank system is similar to the bank system, but what is stored is dry waste that can be recycled. This study aims to see Islamic boarding schools' role in supporting SDG achievement through waste management programs. In addition, the purpose of this study is the impact of a waste bank on the Islamic boarding school environment. This study uses a qualitative approach. The discussion of this research is based on the results of observations and interviews with waste bank management. The results of this study are in a positive direction that the existence of a waste bank at least helps and supports sustainable development and also that this waste bank activity provides an example to students on how to manage waste properly and correctly. However, the obstacle is that not all students are aware of this. So that the impact of a waste bank activity has been running until now but not too significant.
Perubahan Capital Aset Pricing Model, Risiko, dan Efisiensi: Triger Unit Asuransi Full-Pledge Syariah Arianty, Erny; Ghoni, Abdul
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12235

Abstract

Abstract This research aims to analyze changes in capital asset values, risk levels, and efficiency as triggers for sharia insurance units to immediately provide full sharia guarantees. The method used is a quantitative method using financial ratios, Capital Asset Price Model (CAPM), and Financial Ratios. CAPM is used to find stock returns, financial ratios for risk and level of return. The results show that there is a change in PT JMAS stock returns which shows a decline in value. Regarding risk mitigation, the third company demonstrated effective risk control. Jasindo is bolder in taking premium risks, but the company has a strategy to increase the percentage of claims that become liabilities to reinsurance companies. In contrast to the Askrida sharia which is more careful in choosing premiums with high risks, this results in claims values that are relatively low and continue to decline. Finally, only the Askrida Syariah company shows a stable value even though the size is not yet significant. ROA growth at Jasando Syariah is less stable in maintaining returns from the use of its assets. There were less stable changes in ROA during 5 periods, 2017, 2018, 2019, 2021 and 2022..
Comparison Analysis Of Sharia Financial Technology With Conventional Financial Technology In Indonesia Suciati, Rahma; Setiawan, Deny; Misdawita, Misdawita
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12237

Abstract

According to national digital research center (NDRC), financial technology describe innovation in field finance with use technology latest. As institution finance, financial technology must guard performance so that can operate with optimal. The purpose of this study is to compare the financial performance of sharia financial technology with conventional financial technology in Indonesia in 2021 and 2022 using ROA, ROE, TKB90, and TWP90. The analysis technique used in this study is the independent sample t-test. The results of this study indicate that there is no significant difference between the ROA and ROE of sharia financial technology and conventional financial technology. Whereas TKB90 and TWP90 sharia financial technology and conventional financial technology there are significant differences, where sharia financial technology has better quality than conventional financial technology.
Will Indonesia Surpass Malaysia in SGIE? Siregar, Fitri Susanti; MA, DR. Sugianto,
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12250

Abstract

Based on the 2023 State of the Global Islamic Economy (SGIE) report, Indonesia managed to enter the top three in the Global Islamic Economy Indicator (GIEI) released by DinarStandard in Dubai, United Arab Emirates, Tuesday (26/12/2023). Indonesia, which will be in fourth place in 2022, is now in third place, below Malaysia, which has consistently been in first place for the last 10 years. As a Muslim-majority country with abundant resource potential, Indonesia should be ranked higher than Malaysia, Saudi Arabia and the United Arab Emirates in the SGIE ranking report. This shows that there is still a large gap between potential and expectations, so it is interesting to research considering that Indonesia is the country with the largest Muslim population in the world, surpassing Malaysia with the percentage of the Muslim population reaching 87.20% of the total population of 273.5 million people. This research uses a qualitative descriptive method by collecting several journals and annual reports regarding the Global Islamic Economy. This research discusses what strategies the Indonesian government can implement to develop the halal industrial sector so that Indonesia can surpass Malaysia in dominating the halal industry in the world.
Optimizing The Role Of Sharia Banking In Supporting Halal Tourism In Indonesia Adinugroho, Mukhtar; Efendi, Mohamad Nur; Nasrulloh, Nasrulloh; Zuhdi, Ubaidillah
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12251

Abstract

This research aims to analyze the role of sharia banking in supporting halal tourism and to analyze the potential of sharia banks in supporting halal tourism. This type of research is qualitative descriptive research based on the results of interviews and documentation. The results of the research show that the condition of sharia banks in supporting halal tourism has not carried out effective outreach to tourism industry players, access to offices and ATM networks is still difficult to find and there is a lack of promotion carried out by sharia banks while the potential of sharia banks themselves can carry out product innovation by providing specific financing products for tourism industry players and holding interesting events to change the public mindset that Islamic banks are inclusive and not exclusive banks.
Analysis of Optimizing MSME Profits Through Financial Management Competence in Tarakan City Islami, Rahmi Nur; Usman, Ferawati; Utomo, Mohammad Nur
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12253

Abstract

Purpose his research aims to measure the extent of financial management competence possessed by MSME players, including Education and Training, Legal Compliance, Partnerships, and Networks, as well as the Application of Digital Technology in optimizing their profits. Methodology The research method used by researchers is quantitative. This research was conducted on 100 MSMEs in Tarakan City. Data collection was carried out using a structured questionnaire. The sampling technique used in this research was simple random sampling. The data analysis technique uses multiple linear regression analysis using the SmartPLS program. Findings The analysis results show that education and training have a significant positive impact on optimizing MSME profits. Apart from that, Legal Compliance also has a significant positive impact on optimizing MSME profits. Networking has a significant positive impact on optimizing MSME profits. Digitalization positively optimizes MSME profits, although the impact may not be as strong as other variables. Originality The development of MSMEs in Tarakan City was followed by various problems, including not yet optimal financial management, which resulted in the difficulty of achieving optimal profit. Financial management is a problem in MSMEs because MSME owners often ignore the importance of recording financial reports. Thus, financial management is essential to apply to MSMEs.
Sejarah Kebijakan Moneter dalam Islam (Fathimiyah, Mamalik, Persia, India, dan Turki Utsmani) redi, Redi Hadiyanto
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12256

Abstract

Penelitian ini membahas sejarah kebijakan moneter dalam konteks Islam selama periode Fathimiyah, Mamalik, Persia, India, dan Turki Utsmani. Masing-masing periode ini mencerminkan dinamika ekonomi dan politik yang unik, yang memberikan dampak pada pengembangan sistem moneter dalam kerangka nilai-nilai Islam. Pada masa Fathimiyah (909-1171 M), kebijakan moneter tercermin dalam penggunaan tradisional mata uang dinar dan dirham, sejalan dengan prinsip-prinsip ekonomi Islam. Selama periode Mamalik (1250-1517 M), hubungan perdagangan dan interaksi dengan dunia luar memainkan peran penting dalam membentuk sistem ekonomi dan moneter mereka. Pengaruh perdagangan dan hubungan luar negeri pada kebijakan moneter Mamalik memengaruhi kestabilan mata uang dan ekonomi mereka. Persia, dengan kekayaan alam dan sejarah keuangan yang panjang, memiliki pengaruh yang kuat pada kebijakan moneter, terutama selama Dinasti Safawiyah (1501-1736 M). Di India, masa Dinasti Delhi dan Kesultanan Bahmani (1206-1527 M) mencerminkan penggunaan mata uang emas dan perak seiring dengan tradisi Islam. Terakhir, dalam konteks Turki Utsmani, sistem moneter kompleks mencakup penggunaan mata uang bimetal dan perak, mencerminkan kekuatan ekonomi dan politik Utsmani. Penelitian ini bertujuan untuk memberikan pemahaman yang lebih baik tentang perkembangan kebijakan moneter Islam selama periode tersebut.
Peran Kebijakan Fiskal Dalam Mengevaluasi Zakat Sebagai Upaya Menyikapi Kemiskinan Di Indonesia Hamdiah, Vidairotul
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12257

Abstract

This research aims to evaluate the role of zakat in reducing poverty levels in Indonesia with a focus on fiscal policy. Islam teaches that poverty stems from unequal access to basic needs, and zakat is considered a potential instrument in overcoming social and economic inequality. Even though the government has made efforts to overcome poverty, the poverty rate in Indonesia is still high. This research uses qualitative methods with a library research approach to analyze literature related to fiscal policy, zakat, and Islamic economic concepts. The research results show that zakat has a positive impact in reducing poverty, especially through providing business capital. However, implementing zakat in Indonesia requires an evaluation of fiscal policy, and low public trust in zakat institutions is an obstacle. Therefore, the role of supportive, transparent and efficient fiscal policies in zakat management is very important to increase the impact of zakat in alleviating poverty.
Pengaruh Wisata Halal Terhadap Kepuasan Wisatawan Dan Dampak Moderasi Religiusitas Di Sumatera Barat Ramadhan, Sri; Wisanggara, Rangga; Rama, Alfi Syukri; Putri, Tata Asriandara
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12261

Abstract

Halal tourism is believed to be one of the factors that influence the satisfaction of Muslim tourists, but the satisfaction of Muslim tourists also depends on the level of religiosity they have. The high or low level of religiosity of a tourist will also have an impact on behavioral intentions towards loyalty related to customer satisfaction. studies on the impact of religiosity are still very limited, therefore religiosity is used as a moderating variable to find answers to the influence of halal tourism on Muslim tourist satisfaction. This study uses a quantitative approach that aims to determine the relationship between variables, the analysis tool uses SEM analysis with the AMOS application. Based on Hypothesis Test Halal tourism has a positive and significant impact on tourist satisfaction. This can be seen from the CR value of 6.276> 1.96 and P value 1.96 with a P value of 0.004

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