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INDONESIA
Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,287 Documents
 193   194   195   196   197 
The Economic Independence of Pesantren in Facing Economic Globalization : A Case Study of Pondok Pesantren Darul Falah Amtsilati, Jepara Susanto, Tri Joko; Abdul Matin bin Salman; Muhammad Munadi
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 06 (2025): JIEI : Vol. 11, No. 06, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v11i06.18584

Abstract

This study examines the economic independence of pesantren (Islamic boarding schools) in responding to the challenges of economic globalization, using Pondok Pesantren Darul Falah Amtsilati Jepara as a case study. Employing a descriptive qualitative approach with field observations, interviews, and document analysis, the research explores how pesantren develop sustainable economic models grounded in Islamic values. The findings reveal that Darul Falah Amtsilati has successfully established a self-reliant economic ecosystem through diversified business units such as Amtsilati Water, Amtsilati Press, agriculture, livestock farming, and retail enterprises. These activities not only finance the pesantren’s operations but also foster entrepreneurship among students and the surrounding community. The study highlights the relevance of Dependency Theory in explaining pesantren’s historical reliance on external funding and shows how internal economic empowerment can reduce structural dependency. The pesantren’s economic independence model integrates education with entrepreneurship, aligns with Sharia economic principles, and strengthens community empowerment. Therefore, pesantren can serve as alternative Islamic economic institutions capable of promoting sustainable development and self-reliance within the context of global economic transformation. Keywords: Community empowerment, economic independence, globalization, Islamic economy, pesantren
Fiqh Economic Analysis in the Implementation of Green Sukuk as a Form of SDGs Syafitri, Helin; Hulwati; Duhriah
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 06 (2025): JIEI : Vol. 11, No. 06, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v11i06.18585

Abstract

This study discusses the application of green sukuk as an Islamic financial instrument in supporting the achievement of the Sustainable Development Goals (SDGs). Green sukuk is designed to fund environmentally friendly projects, such as renewable energy, waste management, and conservation of natural resources, while still adhering to the principles of economic fiqh, namely Justice (al-adl), balance (tawazun), and environmental preservation (hifdzul bi'ah). This study uses a qualitative approach with descriptive analytical methods to analyze the potential, challenges, and contribution of green sukuk to sustainable development. The results show that green sukuk has a positive impact on the environment, social, and economy, and contributes greatly to supporting the Sustainable Development Goals (SDGs) and has the potential to become an innovative Islamic financing solution. However, there are challenges in the form of low public understanding, lack of private sector participation, and the need for supportive regulation. Public education, government incentives, and the use of technology such as blockchain are important strategies to improve transparency and efficiency of fund management. This study recommends collaboration between the government, private sector, and academia to expand the implementation of green sukuk. With a comprehensive approach, green sukuk can strengthen Indonesia's position as a pioneer of Sharia green finance, while supporting sustainable development that is inclusive and environmentally friendly. Keywords: Green Sukuk, Fiqh Economics, SDGs
Analyzing National Zakat Trends: Holt–Winters–Based Forecasting to Support BAZNAS Strategic Planning Soraya, Nazmi; Prabawani, Nimas Ayu
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 06 (2025): JIEI : Vol. 11, No. 06, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v11i06.18611

Abstract

Abstract The National Amil Zakat Agency (BAZNAS) is a non-structural government institution mandated to collect, manage, and distribute zakat at the national level in a professional and accountable manner. As the state authority for zakat, BAZNAS plays a strategic role in ensuring the sustainability of welfare programs, making the ability to accurately forecast zakat revenue essential for planning and decision-making. This study analyzes historical patterns and forecasts the zakat revenue of BAZNAS Central for the period 2017–2025 using the multiplicative Holt–Winters method. The data indicate a consistent upward trend and strong seasonal patterns, particularly during religious periods such as Ramadan. The analysis involves identifying level, trend, and seasonal components, followed by estimating smoothing parameters and the damping factor. Two models, additive and multiplicative, were compared using AIC, AICc, and BIC, and the results show that the multiplicative model performs best. Accuracy evaluation using MSE, RMSE, and MAPE confirms that this model produces predictions that closely match the actual values. The 12-month forecast displays consistent seasonal fluctuations, with the peak of zakat collection predicted to occur in March 2026. These findings highlight the importance of incorporating seasonal time-series approaches to support strategic planning and enhance the effectiveness of national zakat management.
PENGARUH KUALITAS TENAGA KERJA DAN DISIPLIN KERJA TERHADAP EFISIENSI OPERASIONAL PADA BAPELITBANGDA KABUPATEN PROBOLINGGO: Studi pada Badan Perencanaan, Penelitian, dan Pengembangan Daerah (BAPELITBANGDA) Kabupaten Probolinggo Rise Indriyani; Ummi Salama, Ummi; Muhammad Wahyu Nur Hidayatulloh; Siti Mauila; Titik Mugiarti; Usbatul Ummah; Yeni Kartikawati
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 06 (2025): JIEI : Vol. 11, No. 06, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk menguji pengaruh kualitas tenaga kerja dan disiplin kerja terhadap efisiensi operasional pada Badan Perencanaan Pembangunan, Penelitian, dan Pengembangan Daerah (BAPELITBANGDA) Kabupaten Probolinggo. Penelitian ini menggunakan pendekatan kuantitatif dengan desain penelitian asosiatif. Data dikumpulkan melalui kuesioner yang disebarkan kepada seluruh pegawai BAPELITBANGDA yang berjumlah 54 orang dengan menggunakan teknik total sampling. Variabel yang diteliti meliputi kualitas tenaga kerja (X₁), disiplin kerja (X₂), dan efisiensi operasional (Y). Analisis data dilakukan dengan menggunakan regresi linier berganda dengan SPSS versi 27 yang meliputi uji validitas dan reliabilitas, uji-t, uji-F, dan koefisien determinasi (R²). Hasil penelitian menunjukkan bahwa kualitas tenaga kerja berpengaruh positif dan signifikan terhadap efisiensi operasional, demikian pula dengan disiplin kerja. Secara simultan, kedua variabel tersebut berpengaruh signifikan terhadap efisiensi operasional dengan nilai koefisien determinasi sebesar 53,2%, sedangkan sisanya sebesar 46,8% dipengaruhi oleh faktor lain di luar penelitian ini. Hasil penelitian ini menegaskan bahwa peningkatan efisiensi operasional di BAPELITBANGDA dapat dicapai melalui pengembangan kualitas sumber daya manusia dan penerapan disiplin kerja yang baik.
Contribution The Contribution of Sharia Fintech to Increasing Financial Inclusion in the Muslim Community Amidst the Rise of Illegal Online Loans (Pinjol) in 2025: The Role of Sharia Fintech in Muslim Financial Inclusion in the Era of Illegal Loans Echa, Esa Ayu Kusumaningtyas
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 06 (2025): JIEI : Vol. 11, No. 06, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v11i06.18642

Abstract

The rise of illegal online lending (pinjol) practices in Indonesia in 2025 has created various economic and social problems, especially for Muslims who need fast financial access while remaining compliant with Sharia principles. This phenomenon has pushed the urgency of strengthening the role of Sharia fintech as an alternative financial service that is safe, transparent, and based on Sharia values. This study aims to uncover the contribution of Sharia fintech to increasing financial inclusion among Muslims amidst the high number of cases involving data fraud, bribery (riba), and unethical collection practices carried out by illegal pinjol. The research method used a qualitative approach with literature review techniques from various recent OJK regulations for 2024–2025, Sharia financial industry reports, and relevant research findings related to the development of Sharia fintech and the dynamics of illegal pinjol. The study's findings indicate that Islamic fintech not only provides access to financing based on halal contracts such as murabahah, qardhul hasan, and musyarakah, but also provides Islamic financial literacy education, increases public trust through transparent cost mechanisms, and supports financial stability through a more supervised digital ecosystem. The study concludes that optimizing technological innovation, strengthening regulations, and collaborating with the Islamic fintech industry, the government, and conventional Islamic financial institutions are key factors in maximizing the contribution of Islamic fintech to increasing financial inclusion while reducing dependence on illegal lenders. These findings can inform policymaking to strengthen the digital Islamic financial system and encourage economic empowerment of the Muslim community in the digital era of 2025.
Management and Utilization of Students’ Leftover Food to Reduce Food Waste in the Free Nutritious Meal (MBG) Program: An Islamic Economics Perspective and Integrative Educational Insight Fitria, Tira Nur
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 06 (2025): JIEI : Vol. 11, No. 06, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v11i06.19090

Abstract

This study aims to examine how the management and utilization of students’ leftover food in the Free Nutritious Meal (MBG) Program is viewed through an Islamic economics perspective and its integrative educational value. This study employs a library research design. The analysis shows that the utilization of leftovers from the Free Nutritious Meal (MBG) program reflects core principles of Islamic economics by transforming food surplus into ethically productive resources rather than waste. Practices such as converting leftovers into animal feed, compost, maggot protein, or reprocessed food demonstrate the avoidance of isrāf (wastefulness) and promote moderation (wasatiyyah) in consumption. These efforts ensure that public resources intended for social welfare continue to generate value beyond their primary use. From an Islamic economic perspective, MBG leftover utilization realizes maṣlaḥah (public benefit) by producing multidimensional outcomes, including environmental cleanliness, cost efficiency, educational enrichment, and social welfare. The responsible management of leftovers reflects amanah (trust and accountability), as schools and communities actively assume stewardship over public resources. Collectively, these practices form an emerging Sharia-compliant circular economy, where resources circulate through productive cycles in line with ethical and sustainability principles. Moreover, collaborative management of MBG leftovers strengthens ta‘āwun (cooperation) and social solidarity, while achieving iqtiṣād (balanced efficiency) and ‘adl (justice) without exploitation. By engaging students and communities in ethical consumption and production, these initiatives foster akhlaq iqtisadiyyah, embedding Islamic economic values into everyday behavior. Overall, MBG leftover utilization illustrates how public nutrition programs can operationalize Islamic economic ethics at the grassroots level, addressing food waste, sustainability, and social responsibility in an integrated and practical manner. The utilization of leftovers from the Free Nutritious Meal (MBG) Program serves as an integrative educational practice that simultaneously strengthens student character, promotes environmental sustainability, and enhances economic efficiency. Through hands-on activities such as composting, waste sorting, animal feed production, and food reuse, students internalize ethical values—responsibility (amanah), moderation (wasatiyyah), cooperation (ta‘āwun), and environmental stewardship (khilāfah)—through daily experience rather than abstract instruction. These practices foster creativity, problem-solving, leadership, and integrity in consumption behavior, while positioning schools as experiential and interdisciplinary learning spaces that integrate scientific, economic, civic, and religious perspectives. At both institutional and social levels, MBG leftover management encourages accountability, ethical governance, and community influence, transforming schools into role models of sustainable practice. Overall, MBG leftover utilization elevates the program into a comprehensive educational instrument where character formation, ethical resource management, and sustainable public welfare are deeply interconnected.
ANALISIS FAKTOR YANG MEMPENGARUHI KEPUASAN NASABAH DI KSUS “KARYA BAROKAH” Rachma, Agni Andhita; Tho’in, Muhammad; Prastiwi, Iin Emy
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i1.19120

Abstract

The purpose of this study was to determine the effect of tangible factors on customer satisfaction at KSUS Karya Barokah. To determine the effect of responsiveness factors on customer satisfaction at KSUS Karya Barokah. To determine the effect of reliability factors on customer satisfaction at KSUS Karya Barokah. To determine the effect of assurance factors on customer satisfaction at KSUS Karya Barokah. This study was conducted at KSUS Karya Barokah Purwantoro, Wonogiri City. The sample in this study was 100 respondents. Data collection techniques using questionnaires. Data analysis techniques using multiple linear regression analysis. The results of the study showed that tangible, responsiveness, reliability, assurance, and empathy had a simultaneous and significant effect on customer satisfaction at KSU Karya Barokah. Tangible had a positive and significant effect on customer satisfaction at KSU Karya Barokah. Responsiveness had a positive and significant effect on customer satisfaction at KSU Karya Barokah. Reliability had a positive and significant effect on customer satisfaction at KSU Karya Barokah. Assurance had a positive and significant effect on customer satisfaction at KSU Karya Barokah. Empathy had a positive and significant effect on customer satisfaction at KSU Karya Barokah.
Implementasi Model Usaha Laundry Syariah Di Pondok Pesantren Suhendra, Nanang; Tho’in, Muhammad; Sumadi
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i01.19121

Abstract

The objectives of this research are to know how the implementation is sharia principle in Islamic Boarding School laundry service and to analyze the concept, implementation, and the benefit of sharia laundry service in boarding school environment. In conducting this research, the researcher applied qualitative research with descriptive approach, observation, and interview with laundry manager and students. The results of this research show that sharia laundry is not only maintaining the cleanliness of clothes, but also provide character education, spiritual formation, and economic development of pesantren. The conclusion, sharia laundry can be a practical and strategy solution for creating a clean, healthy, and religiously appropriate environment within a pesantren.
Zakat Profesi (Zakat Penghasilan) Menurut Hukum Islam Tira Nur Fitria
Jurnal Ilmiah Ekonomi Islam Vol. 1 No. 01 (2015): Jurnal Ilmiah Ekonomi Islam, Vol. 01, No. 01, Maret 2015
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v1i01.9

Abstract

This study aims to find out about the zakat profession (tithe income) in Islamic view (Islamic law). This research is qualitative descriptive. This study included literature to examine the written sources such as scientific journals, books referesni, literature, encyclopedias, scientific articles, scientific papers and other sources that are relevant and related to the object being studied. As for the object of study of this research is in the form of texts or writings that describe and explain about the profession zakat (tithe income). Results from this study is obligatory of Zakat profession together with the charity business and other income such as agriculture, livestock and trade. Limit nisab wealth derived from the business professions can be equated with charity nisab plant yield is 5 wasaq (about 750 kg of rice), with the obligation of zakat 5% or 10%, and is payable when earning achievements, rewards or wages of the profession. For kind of professions such as doctors in hospitals, teachers or lecturers who only received a fixed salary of the workings of government agencies, likened nisab nisabnya with gold and silver, which is 93.6 grams, with the obligation of zakat 2.5 percent, which is issued every one years, and having expended costs of basic necessities.Keywords: zakat profession / income zakat, Islamic law 
Perkembangan Bank Syariah di Indonesia Tira Nur Fitria
Jurnal Ilmiah Ekonomi Islam Vol. 1 No. 02 (2015): Jurnal Ilmiah Ekonomi Islam, Vol. 01, No. 02, Juli 2015
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v1i02.30

Abstract

This study aims to find out about the development of Islamic banks in Indonesia. This research is qualitative descriptive. This study included literature to examine the written sources such as scientific journals, books referesni, literature, encyclopedias, scientific articles, scientific papers and other sources that are relevant and related to the object being studied. As for the object of study of this research is in the form of texts or writings that describe and explain about the development of Islamic banks in Indonesia. Results from this study is Indonesian banking now enlivened by the presence of Islamic banks, which offers financial products and investment in a different way than conventional banks, as Indonesia is the largest Muslim country in the world. The development of Islamic banking in Indonesia has become a benchmark for the success of the Islamic economic existence. Bank Muamalat as the first Islamic bank and a pioneer for other Islamic banks in Indonesia.Keywords: Islamic banks, conventional banks, banking 

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