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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,287 Documents
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Stategi Pemasaran Produk Tabungan Mudharabah Mutlaqoh Melalui Relationship Marketing pada Bank Jatim Capem Probolinggo Ulfia Ulfi
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7712

Abstract

penelitian ini bertujuan untuk mendeskripsikan penerapan Reletionship marketing pada pemasaran produk tabungan mudharabah Mutlaqoh Bank Jatim Syariah capem probolinggo. Dengan jenis penelitian kualitatif deskriptif dan field reaserch, sedangkan pengambilan datanya secara langsung ke lapangan dengan wawancara kepada beberapa nasabah dan staf Bank. Bank Jatim Syariah Probolinggo menggunakan strategi reletionship marketing dengan 3 konsep yaitu menjaga komunikasi, kepercayaan, dan pelayanan kepada nasabah. Hal tersebut sesuai dengan teori reletionship marketing menurut beberapa ahli sehingga penerepan memberikan dampak yang baik pada pemasaran, menambah peminat, mempertahankan nasabah, dan memudahkan dalam penyelesaian masalah.
Implementasi Etika Bisnis Islam Terhadap Usaha Mikro Pada Masa Pandemi Virus Sapi aminatus - solikhah
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.7713

Abstract

ABSTRAK Fenomena virus yang melanda pada hewan ternak sapi menimbulkan kelangkaan daging di pasaran. Selain itu juga menimbulkan keragu-raguan para konsumen untuk membeli makanan yang asal bahannya dari daging. Tujuan penelitian ini untuk mengetahui efek jika penjual bakso atau rumah makan dalam produksi ataupun jual belinya menerapkan Etika Bisnis Islam dalam masa pandemic sapi yang baru-baru ini terjadi. Metode penelitian yang digunakan adalah deskriptif menggunakan studi literatur serta meresume hasil riset sebelumnya. Penelitian ini menggunakan pendekatan penelitian kualitatif deskriptif dengan studi lapangan terhadap pelaku bisnis penjual bakso dan rumah makan di daerah Grati. Hasil penelitian menunjukkan bahwa strategi-strategi yang dilakukan dalam bisnis syari'ah Islam di bidang usaha mikro penjual bakso atau rumah makan pada masa pandemi sapi. Hasilnya menunjukkan bahwa para penjual bakso dan rumah makan di daerah grati telah menggunakan etika bisnis islam dalam proses produksinya, sehingga para penjual bakso dan rumah makan di daerah grati banyak yang tutup sementara, dikarenakan stok daging langkah dan harganya tinggi. Pelaku usaha telah memahami dan mengimplementasikan prinsip atau nilai-nilai Islam dengan berlandaskan kepada Al-Qur'an dan Hadits. Implementasi etika bisnis Islam ini meliputi lima aspek yaitu, Kesatuan (Tauhid/unity), (Keseimbangan Equilibrium/adil), (Kehendak Bebas/free will), (Tanggung Jawab/responsbility), dan (Kebenaran, Kejujuran/truth honesty). Kata Kunci : Etika Bisnis Islam, Usaha Kecil, analisis deskriptif
MINAT MAHASISWA FEBI IAIN LHOKSEUMAWE BERPROFESI DI PERBANKAN SYARIAH Ismaulina Ismaulina Ismaulina
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7717

Abstract

The need for human resources (HR) in various Islamic financial institutions in the Aceh province has increased since the enactment of Qanun no. 11 of 2018. In order to realize the Islamic economy of Aceh. Meanwhile, human resources who have the ability and knowledge of Islamic financial transactions are not adequate and adequate. This study aims to determine how the influence of attitudes, subjective norms, behavioral control, financial rewards, either partially or simultaneously on student interest in the Islamic banking profession. The population in this study amounted to 255 students of IAIN Lhokseumawe majoring in Islamic economics class 2015-2017. Sampling using purposive sampling and obtained 72 students. Data collection methods are through questionnaires, literature studies, and internet research. The results showed that attitude and behavior control had no effect on student work interest in Islamic banking as indicated by the value of Sig. 0.402 > 0.05 and the value of Sig. 0.652 > 0.05.While the subjective norm variables and financial rewards affect student interest in working in Islamic banking with the value of Sig. 0.000 < 0.05. Meanwhile, the simultaneous test shows that all independent variables have an effect on student work interest in Islamic banking.
Analisis Pengaruh Literasi Keuangan, Inklusi Keuangan,dan Brand Image Terhadap Penggunaan Layanan Digital Perbankan Syariah di Indonesia Erna Fatmawati Fatmawati
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7756

Abstract

Bank syariah berupaya memberikan kemudahan bagi nasabahnya melalui layanan berbasis teknologi digital, namun pangsa pasar bank syariah lebih rendah dibandingkan bank konvensional. Hal ini mungkin diakibatkan oleh rendahnya tingkat pemahaman keuangan syariah, inklusi keuangan syariah dan brand image bank syariah. Penelitian ini memiliki tujuan guna menganalisis apakah literasi keuangan, inklusi keuangan dan brand image berpengaruh terhadap penggunaan layanan digital oleh bank syariah atau tidak. Sampel penelitian kali ini yaitu 96 partisipan dengan menggunakan purposive sampling, disebarkan secara online melalui kuesioner. Metode analisisnya yaitu regresi linier berganda dengan menggunakan program SPSS Statistics 15. Hasil Penelitian memperlihatkan bahwa variabel literasi keuangan, inklusi keuangan, dan brand image terdapat pengaruh positif dan signifikan secara simultan terhadap penggunaan layanan digital perbankan syariah. Secara parsial, literasi keuangan dan inklusi keuangan memiliki pengaruh positif dan signifikan, akan tetapi brand image terdapat pengaruh positif namun tidak signifikan terhadap penggunaan layanan digital perbankan syariah. Ketiga variabel memiliki tingkat efek yg relatif kuat ditunjukan menggunakan nilai koefisien determinasi sebesar 60%.
SOCIAL INTREPRENEURSHIP SEBAGAI GAGASAN INOVASI SOSIAL BAGI PEMBANGUNAN PEREKONOMIAN MASYARAKAT BERDASARKAN PRINSIP-PRINSIP EKONOMI SYARIAH Sofiajen Misradin
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7758

Abstract

sinta 3Agustus-2022--Tingkat-Pengangguran-Terbuka--Tpt--Sebesar-5-86-Persen-Dan-Rata-Rata-Upah-Buruh-Sebesar-3-07-Juta-Rupiah-per-Bulan’ Muhammad Isnan Nurfaqih., Rizqi Anfanni Fahmi., ‘Social Entrepreneurship (Kewirausahaan Sosial) Dalam Perspektif Ekonomi Islam’, Social Entrepreneurship (Kewirausahaan Sosial) Dalam Perspektif Ekonomi Islam, 1.8 (2018), 1–15 Muhammad, Mahmuda Mulia, ‘Social Entrepreneurship Mewujudkan Kesejahteraan Masyarakat Berdasarkan Prinsip-Prinsip Ekonomi Syariah’, El-Iqthisadi : Jurnal Hukum Ekonomi Syariah Fakultas Syariah Dan Hukum, 2.2 (2020), 68 Sofia, Irma Paramita, ‘Konstruksi Model Kewirausahaan Sosial (Social Entrepreneurship) Sebagai Gagasan Inovasi Sosial Bagi Pembangunan Perekonomian’, Widyakala Journal, 2.1 (2017), 2 https://tafsirweb.com/1045-surat-al-baqarah-ayat-279.html
Ziswaf and Islamic Bank: Study of Ziswaf Fund Management at Bank Muamalat KC Darmo Surabaya Arin Setiyowati; Achmad Syaiful Hidayat
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7767

Abstract

This study aims to photograph the management of Ziswaf Faunds of Bank Muamalat KC Darmo as a bridge between muzakkin and mustahik (intermediaries) to fulfill their social function obligations. Sharia social funds (ZISWAF) at Bank Muamalat KC Darmo are sourced from employees and customers of Bank Muamalat KC Darmo. From the results of the funds collected, Bank Muamalat KC Darmo will distribute social funds as a whole to be managed and distributed by the Baitul Maal Muamalat National Amil Zakat Institution (LAZNAS) which is a subsidiary of Bank Muamalat Indonesia which is engaged in ZIS and waqf. Using a Qualitative Case Study approach. Data was collected by means of interviews and in-depth documentation. The results showed that the implementation in the management of Ziswaf Funds (ZISWAF) in Bank Muamalat KC Darmo uses a conservation pattern (achieving a sufficient level of profitability and a low and high level of risk).
Hukum Pengambilan Untung Dari Dana Wakaf di Lembaga Bantuan Sosial (Studi Kasus di Yayasan Human Initiative) Xavier Halim; Akhmad Husaini
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7771

Abstract

Waqf cash which is collected and managed by the Human Initiative foundation, places more emphasis on cluster empowerment to improve the quality of life of the beneficiaries of the program called the Initiative for Empowerment and facilitates the community through empowerment and using all the potential the foundation has to overcome their problems. The research conducted by obtaining data goes directly to the field or field research. Meanwhile, the information is used in a qualitative approach when viewed from the data. In Law No. 41 of 2004, the net return from the management and development of waqf assets is approximately 10%. However, the programs raised by the Human Initiative are waqf programs whose benefits are received directly by mauquf 'alaih. This is different from the notion of productive waqf described previously. In essence, the characteristics of the waqf program in the Human Initiative are direct waqf because of the collection of funds from the public for the designation of waqf whose objects are not movable. Then the Human Initiative does not receive returns on the management of waqf assets or zero (0%) because the waqf managed by the Human Initiative is an immovable property waqf or consumptive waqf whose benefits are directly felt by the community/social virtues.
ANALISIS TERHADAP PELUANG DAN TANTANGAN PERBANKAN SYARIAH PADA ERA DIGITAL Rangga Suganda
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7792

Abstract

Perkembangan era digital terus berkembang pada masanya, kehadiran Inovasi Keuangan Digital (IKD) menunjukan bukti bahwa sektor jasa keuangan telah berkembang pesat dalam menggandeng teknologi. Perbankan syariah termasuk pada salah satu penyelenggara dari IKD, maka demikian penting bagi perbankan syariah untuk ikut serta dalam perkembangan keuangan digital dengan menghadirkan bentuk-bentuk IKD dalam perbankan syariah, kehadiran IKD tentunya juga akan menghadirkan peluang dan tantangan bagi perbankan syariah pada era digital saat ini. library research merupakan jenis penelitian yang digunakan dengan pendekatan deskriptif pada tulisan ini. Adapun hasil penelitiannya ialah, pertama bahwa digital banking dan fiturnya merupakan bentuk-bentuk inovasi keuangan digital pada perbankan syariah, yang diadaptasi sesuai dengan POJK Nomor 13 /POJK.02/2018. Analisis penggunaan IKD bagi perbankan syariah juga menunjukan peningkatan yang signifikan pada setiap tahunnya. Hasil penelitian yang kedua ialah masyarakat dan promosi produk menjadi peluang terbesar bagi perbankan syariah pada era digital saat ini. Sedangkan SDM, cyber security, consume protection, dan minimnya literasi keuangan masyarakat terhadap perbankan syariah menjadi tantangan terbesar bagi perbankan dalam menghadapi era digital.
Determinan Minat Wisatawan Muslim Dalam Berkunjung Ke Negara Non-Muslim (Studi Kasus: Masyarakat Muslim Jawa Barat) Cupian Cupian; Syifa Rizkia Nurfitriani; Muhammad Fajri; Sarah Annisa Noven
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7795

Abstract

This study aims to find out the factors that influence the intention of West Java Muslim tourists in visiting non-Muslim countries. The method used in this study is quantitative descriptive method, with a research sample of 400 West Java Muslim communities without a certain age restriction taken using purposive sampling techniques. The data was collected through questionnaires and analyzed using partial least square – structural equation modeling (PLS-SEM) method and processed using SmartPLS 3.3.3 application. The results of this study showed that the level of religiosity of respondents indirectly through the perception of Islamic values and the perception of halal risk has a significant influence on the intention of Muslim tourists in visiting non-Muslim countries. However, the perception of halal value and risk cannot directly affect the intention of Muslim tourists significantly. While the experience does not have a significant influence on intentions, and attitudes is a variable that has the most influence on the intentions of Muslim tourists.
The Role of Knowledge as a Mediating Variable in the Effect of Promotion on Customers’ Purchase Decisions and its Review from the Islamic Economics Perspective (Evidence from the Customers of Surya Akbar Housing,Tanjung Barangan,Palembang,South Sumatra) Malikal Mulki Octadyla
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7803

Abstract

This study aims to analyze the effect of promotion on customers’ purchasing decisions through knowledge as the mediating variable and then deliver a review from the Islamic economics perspective. We used quantitative approach and afterwards conducted a discussion to review the results from the perspective of Islamic economics using a qualitative approach. The data collection technique utilized primary data by handed out questionnaires and interviewed customers of a housing project in Palembang city, South Sumatra, Indonesia. From the total population of 270 customers, we selected 115 respondents by using saturated sampling technique. The data analysis technique used classic assumption test, path analysis, and causal step to test the effect of mediating variable in the model. Data were being processed using SPSS version 2.1. The results of this study indicated that promotion has a positive and significant direct effect on purchasing decisions. Promotion also has a positive and significant effect on knowledge, whilst knowledge has a positive and significant effect on purchasing decisions, and was able to mediate the effect of Promotions on the Customers’ Purchase Decisions. In the final stage of the study, we conducted an interview to the developer company as well as the customers, in order to discuss the results of this study from the Islamic Economics Perspective. We discovered that the housing developer company has been running their business in accordance with the Islamic law, as for their customers, we found that they were already have sufficent knowledge regarding the products of the developer company.

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