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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,287 Documents
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Potensi Teknologisasi Pada Zakat, Wakaf Dan Sukuk Dalam Rangka Efisiensi Pertumbuhan Ekonomi Falah Muhammad Fajrul; Fitrianto Achmad Room
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7627

Abstract

Indonesia is predicted to be the country with the fourth most active smartphone users in the world after China, India and America. However, large numbers are not effective in increasing economic growth if you do not take advantage of blockchain technology that can be used via smart phones. The purpose of this research is to look at the potential of blockchain technology in zakat, waqf and sukuk in order to encourage efficiency in economic growth. The research method is library research. The results of the study show that the potential for philanthropic contributions in increasing economic growth through zakat, waqf and sukuk can be more efficient. So utilizing blockchain technology is expected to accelerate economic growth, by technically combining blockchain technology in zakat, waqf and sukuk.
KONTRIBUSI LAKI-LAKI DAN PEREMPUAN DALAM EKONOMI KELUARGA PERSPEKTIF ISLAM Tri Handayani; Dr. Drs Nurwahidin, M.Ag
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7635

Abstract

Pada masa Jahiliyah kaum perempuan diperlakukan sangat buruk. Namun, kondisi tersebut sedikit berbeda setelah Nabi Muhammad lahir. Sejarah membuktikan bahwa perempuan pernah berkiprah dalam bidang ekonomi, politik, pendidikan, kesehatan, bahkan perang. Keterlibatan dan kiprah perempuan dalam bidang ekonomi setelah kedatangan Islam telah dibuktikan dengan kiprah Siti Khadijah istri Rasulullah yang sejak muda telah menjadi pengusaha dalam bidang perdagangan. Selain itu, beberapa tokoh yang juga dikenal sebagai perempuan pekerja keras; Zainab binti Jahsy, Ummu Salim binti Malhan, Al-Syifa’, Ummul Mukminin Aisyah binti Abu Bakar ash-Shiddiq, Fatimah Az-zahra, Ummu Mubasir dan lain sebagainya. Pandangan hukum Islam terhadap perempuan yang bekerja yaitu Qardhawi mengkategorikan hukum perempuan bekerja di luar rumah atau melakukan aktivitas adalah jaiz (dibolehkan) dan dapat sebagai sunah atau bahkan kewajiban (wajib) karena tuntutan (membutuhkannya), misalnya pada janda yang diceraikan suaminya, dan untuk karena untuk membantu ekonomi suami atau keluarga. Walau pada hakekatnya bahwa tugas mulia dari seorang perempuan adalah menjadi istri bagi suaminya dan ibu untuk anak-anaknya, namun Islam tidak melarang ketika perempuan juga ingin bekerja dalam menopang ekonomi keluarga, sepanjang tugas dan tanggung jawab utamanya dalam keluarga dapat dilaksanakan dengan baik walaupun pada hakekatnya tanggung jawab nafkah berada di pundak laki-laki.
E-Wallet dan Perilaku Konsumsi Islam Meyta Amelia Rusbianti; Clarashinta Canggih
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7638

Abstract

Transaction systems in the form of non-cash payments using e-wallets offer many advantages and conveniences. The existence of these conveniences causes people to use their money to consume goods that are not in accordance with their needs, which is not in accordance with the principles of Islamic consumption. This study aims to examine the effect of using e-wallets on Islamic consumption behavior in the people of Surabaya. This research is quantitative with a causal associative approach, and uses a purposive sampling method to get 100 respondents who meet the research criteria. Data were analyzed using Structural Equation Modeling (SEM) with the SmartPLS analysis tool. Research results show that the use of e-wallets is influenced by perceived trust. Meanwhile, perceptions of convenience, benefits, risks and security of using e-wallets have no impact on Islamic consumption behavior.
Opportunities for Financial Inclusion of Islamic banking in the City of Bima, West Nusa Tenggara Dwi Aulia Aulia; Dr. Unggul Priyadi S.E., M.Si Unggul Priyadi
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7644

Abstract

The development of Islamic banking is increasingly recognized and plays a major role in the economy of the Indonesian people, especially the Muslim community. Even so, there is still a public perception that considers Islamic banking to be the same as conventional banking and considers it easy to access conventional banks in Islamic banking, this shows that Islamic banking financial literacy and inclusion of Islamic banking is still minimal among the public. This study aims to analyze the Opportunities for Financial Inclusion of Islamic Banking in the City of Bima, West Nusa Tenggara Province. The data collection method uses a non-probability sampling technique using a questionnaire. This study used the method of binary logistic regression analysis with the variables used namely gender, age, education and type of work of the respondents. The results show that there is a significant partial effect of the age variable of 0.02, the type of work variable is sig. 0.01, the education variable is 0.05, while gender does not significantly influence the opportunities for Islamic banking financial inclusion with a sig value of 0.347. Effective outreach needs to be emphasized on the introduction of the advantages of Islamic banking in addition to the products and services they have. This is in order to overcome doubts among the public and to increase public confidence in Islamic banking, it is necessary to increase the number of accesses to Islamic banking services. Keywords: Islamic Banking, Financial Literacy, Financial Inclusion Syariah banking.
Implementasi Manajemen Wakaf Tunai (Studi pada badan Ziswaf Kopontren Al-Yasini Pasuruan) M. Rif'an Syadali
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.7651

Abstract

Waqf is one of the instruments in the Islamic economy that aims to achieve goals in the Islamic economy, namely creating a prosperous life. Waqf is still considered as a practice for rich people, because waqf payments are synonymous with land and buildings. Therefore, currently in Indonesia a new alternative regarding waqf payments has emerged, namely cash waqf with the emergence of Law no. 41 of 2004 concerning the management of cash waqf funds. This study will describe the implementation of cash waqf in Al-Yasini Kopontren Ziswaf Agency as an Amil Zakat Institution that has implemented cash waqf. This study uses a qualitative approach with data analysis methods using interactive models. From the results of this study it is known that the implementation of cash waqf funds in the Al-Yasini Kopontren Ziswaf Board is invested in the form of shares in the retail business "Al Yasini Mart". Funds from the dividends are used for scholarships for Al-Yasini Islamic Boarding School students who are orphans/orphans, underprivileged, outstanding students and memorizers of the Koran.
Strategi Mengembangkan Gaya Hidup Halal di Banten: Pengembangan Industri Produk Halal dan Kesadaran Bersyariah Ida Mursidah; Ade Fartini
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7656

Abstract

Saat ini, gaya hidup halal yang trendi di Indonesia terdiri dari sektor keuangan syariah, makanan halal, wisata halal, pakaian halal, rekreasi halal dan media halal, obat halal, rumah sakit halal dan kosmetik halal. Bagi umat Islam, jalan hidup yang halal adalah cara untuk menjaga diri, jiwa dan mendekatkan diri kepada Allah SWT. Gaya hidup halal bukan lagi ajaran yang bertentangan dengan agama tertentu, tetapi sudah bersifat global, yang dibutuhkan oleh semua orang yang menerapkan gaya hidup sehat. Karena konsep halal mencakup unsur kesehatan, keselamatan dan keamanan yang terjamin bagi setiap penggunanya. Metode penelitian kuantitatif dan hasil analisis tidak dapat dipungkiri bahwa gaya hidup halal kini menjadi gaya hidup baru di masyarakat, yang mengubah pola perilaku mereka dalam kebiasaan konsumsi dalam berbagai kebutuhan hidup sehari-hari, di mana konsep halal digunakan di masyarakat untuk menjamin keamanan produk mereka. Produk halal pada dasarnya dapat membentuk masyarakat yang terhormat dan sejahtera, halal dianggap penting karena memiliki anjuran perilaku individu, sehingga permintaan konsumen terhadap produk halal makanan dan minuman membanjiri pasar. Gaya hidup halal yang berkembang di berbagai bidang kehidupan memberikan dampak yang signifikan bagi konsumen atau produsen, dimana terjadi peningkatan permintaan konsumen terhadap produk halal, yang dapat menjadi peluang bisnis bagi produsen atau pengusaha. Kondisi inilah yang melatarbelakangi para pengusaha UMKM memulai usaha makanan dan minuman yang juga merupakan salah satu produk halal yang sangat diminati konsumen.
EKSISTENSI PEMBIAYAAN MULTIJASA DI BAITUL MAAL WATTAMWIL Dewi Rahmawati; Abdul Mujib
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7664

Abstract

The development of products in Islamic financial institutions is increasingly widespread. In order to develop a product, Islamic financial institutions must be guided by sharia principles. One form of product development at BMT is multiservice financing. The implementation of this multiservice financing uses an ijarah contract. The emergence of this new product also raises new problems regarding compliance with contract provisions. This study uses a qualitative method, with a normative juridical approach. This type of research is literature study. The results of this study indicate that multiservice financing is a product that is needed by the community and is a reliable alternative for BMTs. However, its implementation is not in accordance with sharia principles
MODEL PROGRAM STUDI ASURANSI SYARIAH FEBI UIN SU MEDAN DALAM MELAKUKAN PELAMPAUAN INDIKATOR KINERJA UTAMA Tri Inda Fadhila Rahma; Rahmi Syahriza; Atika Atika
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7691

Abstract

The purpose of this study is to establish a model that can reflect how the Main Performance Indicators are exceeded, so that they can become IKT documents (Additional Performance Indicators) specifically for the Islamic Insurance Study Program at FEBI UIN SU Medan. The material used in this study is the main performance indicators and additional performance indicators from several universities in Indonesia. Main Performance Indicators (IKU) are measurements obtained from organizational performance by calculating indicators in fulfilling performance, especially in certain targets and goals, while Additional Performance Indicators (IKT) are governance, governance and other cooperation indicators developed by universities and/or UPPS and research programs to go beyond SN-DIKTI. In this study, it limits KPI and IKT in Education, Research and Service. The approach method used in this research is a descriptive qualitative method, which is a method for seeking information related to research subjects through interviews with stakeholders. The objects of this research are FEBI Managers of UIN SU Medan, namely leaders and lecturers who have the additional task load of managing FEBI UIN SU Medan, FEBI Students of UIN SU Medan in this case Sharia Insurance students and stakeholders, namely parties related to FEBI UIN SU Medan and have certain competencies, especially in terms of determining performance appraisal. The results of this study are that the Islamic Insurance Study Program has exceeded the determination of the Key Performance Indicators issued by SN-Dikti. In determining the Additional Performance Indicators for the Islamic Insurance Study Program, it is adjusted to the Strategic Plan (Renstra) of the Study Program derived through the Strategic Plan of UIN North Sumatra Medan and the Faculty of Islamic Economics and Business, UIN North Sumatra Medan. The Islamic Insurance Study Program sets educational standards to make license certificates (profession) from Financial Institutions such as Insurance a requirement for student graduation, on research standards that lecturer and student research refer to research themes set by the study program and community service standards that lecturers and students collaborate in carrying out PKM by adjusting the community service theme that has been set by the study program. So in determining the IKT, the Sharia Insurance study program has exceeded.
A Review of Sharia Economic Law on Gold Investment in the Gold Savings Feature in the Dana Application Nur Rizqi Febriandika; Tiara Vergita Mahanani
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7692

Abstract

Gold investment is a promising activity in the future. This gold investment is also allowed by some scholars. Thus, this study analyzes the sharia suitability of the NABUNG E-Mas feature in the DANA application which has various products (Buying and Selling, Physical Gold Printing) with fatwas related to the review of the fatwa and related positive laws, namely from the Laws and Regulations that underlie the practice of Gold Investment. in Indonesia. For this purpose, in this study, the procedure for buying and selling gold online in the DANA application will be explained which can be a reference for users regarding its sharia compliance. The author uses a qualitative research method through a normative-empirical legal approach with literature studies to collect data sources. From this research, it can be concluded that all products in the NABUNG eMAS feature in the DANA application: buying and selling gold, saving gold, and physically printing gold are in compliance with the law and related fatwas.
Analisis Relevansi Pemikiran Ekonomi Abu Ubaid terhadap Kebijakan Keuangan Publik Islam di Indonesia Afidah Nur Aslamah; Nurwahidin Nurwahidin
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7711

Abstract

Penelitian ini memaparkan tentang pemikiran ekonomi Islam menurut seorang cendekiawan muslim bernama Abu Ubaid serta bagaimana relevansinya terhadap kebijakan keuangan publik di Indonesia. Dengan menggunakan metode studi pustaka yang menghimpun informasi yang relevan dengan topik atau masalah yang akan atau sedang diteliti. Penelitian ini mencoba mengungkap relevansi pemikiran ekonomi Abu Ubaid dalam tatanan perekonomian Indonesia khususnya pada kebijakan keuangan publik islam yang dapat dilihat dalam karyanya yang monumental berjudul Kitab al-Amwal. Konsep keadilan menjadi prinsip dasar ekonomi yang digaungkannya menjadi sebuah landasan filosofis yang kuat dalam membangun fondasi pemikiran ekonomi. Konsep keadilan selalu tertuang dalam setiap pemikirannya, baik berkaitan dengan hak-hak individu, hak-hak publik maupun hak negara sebagai instrument pemegang kekuasaan tertinggi. Maka dengan semangat landasan filosofis yang di gaungkan Abu Ubaid tersebut, tentunya menjadi sebuah konsep tatanan kehidupan ekonomi bernegara. Salah satunya yang sudah diterapkan di Indonesia sebagai negara yang berdaulat melalui butiran ayat UUD 1945 sebagai sumber hukum tertinggi. Maka ketika kepentingan publik menjadi prioritas utama di atas segala kepentingan yang lain, tentunya akan melahirkan sebuah tatanan konsep keadilan yang menghasilkan keseimbangan atas hak-hak individu, publik dan negara, serta tentunya akan membawa kepada tatanan konsep perekonomian yang selaras disertai pencapaian kesejahteraan masyarakat.

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