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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,313 Documents
Pengaruh Fee Based Income Gadai Emas Terhadap Profitabilitas Bank Syariah Mandiri Kcp Cimahi Baros Siti Komariah; Anastasya Aqilla Susanto; Dewi Rahmi
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.5192

Abstract

Gold pawn is one of the Islamic bank financing products that contribute to bank income in the form of fee-based income. This study aims to determine the effect of gold pawn fee-based income on the profitability of Islamic banks at PT Bank Syariah Mandiri KCP Cimahi Baros. Based on the estimation results using the regression model, it was found that the gold pawn fee-based income had a significant effect on profitability with a coefficient value of 1.260, meaning that for every 1% addition to the value of fee-based income, the profitability value increased by 1.260%.
Strategi Bisnis KSPPS Nuri Jatim dalam Memasyarakatkan Ekonomi Syariah di Jawa Timur. Khotibul Umam; Ach. Sudis Alwi
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4590

Abstract

This study aims to analyze the business strategy of KSPPS Nuri Jatim in Socializing the Islamic Economy in East Java. Data analysis in this study consisted of data exploration, data reduction, validity test with data triangulation and drawing conclusions. Based on the results of the analysis of strengths, weaknesses, opportunities and threats, it shows several strategies that can be carried out by KSPPS Nuri Jatim in disseminating sharia economics in East Java, namely (1) SO Strategy, by increasing sharia economic promotion activities to increase sharia financial literacy, increasing cooperation with stakeholders in the development of the sharia economy and optimizing the use of information technology in disseminating the sharia economy, (2) the ST strategy, namely by massively socializing the existence of KSPPS Nuri Jatim, determining a more competitive margin strategy including profit sharing rates, and increasing the socialization of the prohibition of bank interest by MUI, (3) the WO strategy, namely by analyzing positions and employee needs, providing training to improve the quality of human resources and optimizing the use of technology for sharia financial transaction service activities, and (4) WT strategy which includes product innovation varied, cooperate with external training institutions and pay more attention to service quality.
Efisiensi Pengumpulan dan Pendistribusian Zakat dan Wakaf di Indonesia Redi Hadiyanto redi
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4738

Abstract

Penelitian ini dilatarbelakangi oleh efesiensi pengumpulan zakat dan wakaf yang belum maksimal karena zakat dan wakaf merupakan sejumlah harta tertentu yang telah memenuhi standar tertentu yang Allah SWT mewajibkan setiap muslim untuk mengeluarkan dan memberikannya kepada mereka yang berhak menerimanya dalam kondisi tertentu. Sasaran yang dituju antara lain, penyelesaian masalah kemiskinan, pemerataan pendapatan, dan peningkatan kesejahteraan rakyat dan negara. Hal ini menunjukkan betapa pentingnya zakat sebagai salah satu rukun Islam. Metode yang digunakan dalam penelitian ini yaitu penelitian kualitatif, yaitu dengan mengkaji literatur dan melakukan analisis data. Mempelajarai literatur dari berbagai sumber buku, internet, dan juga jurnal penelitian yang memiliki topik yang sama dengan yang peneliti sebutkan. Hasil penelitian menyimpulkan Strategi Pengumpulan Zakat (Fundraising) dapat diartikan sebagai suatu kegiatan menghimpun dana dan sumber daya lainnya dari masyarakat (baik individu, kelompok, organisasi, perusahaan ataupun pemerintah) yang akan digunakan untuk membiayai program dan kegiatan operasional lembaga pada akhirnya adalah untuk mencapai misi dan tujuan dari lembaga tersebut. Dalam Bidang pendistribusianya mencakup bidang Ekonomi, bidang Pendidikan, bidang Dakwah, bidang Kesehatan, bidang Sosial dan Kemanusian.
Analisis Penerapan Prinsip-Prinsip Syariah Pada Perusahaan Penerbit Surat Berharga Syariah Negara (SBSN) muhaimin muhaimin
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.5219

Abstract

This research is motivated by the role of the State Sharia Securities Issuing Company (SBSN) currently in issuing Sharia bonds and acting as an investment guarantee institution and maintaining the company's sharia principles. The purpose of this study is to look at the application of sharia principles by the State Sharia Securities Issuing Company. The research uses a normative approach by collecting primary data sources from laws, government regulations, fatwas and collecting secondary data obtained from books, magazines, articles, journals and other research repositories. These findings show that the relationship between the issuing company and the government is still limited to the company's authority and responsibility in issuing sharia securities. As investment underwriting institutions, these companies act on behalf of investor interests both in front of the court and outside the court. Although the establishment of issuers is only an adoption of the international capital market rather than the concept of Islamic economics, it has applied sharia principles in practices such as avoiding the elements of riba, maysir, gharar, ikhtikar and bai'najasy, risywah, legal certainty, responsibility, and benefits. Meanwhile, the application of principles that may not be in accordance with sharia principles, namely first: there is a default by the government / issuer to investors because the government / issuer is bankrupt so that the return on investment funds at maturity is not met, as promised at the beginning of the Second: there are losses and failures of SBSN issuing companies in carrying out their duties and obligations. Keywords : Application of Sharia Principles.
Analisis Faktor-faktor Yang Mempengaruhi Kinerja Melalui Etos Kerja Islami Pada Karyawan Rumah Sakit Khusus Ginjal Rasyida Medan Mustapa Kamal Rokan; Rizal Agus; Elda Rosni Dalimunthe
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.5737

Abstract

This paper aims to examine the effect of the work environment, religiosity, leadership and training on employee performance through an Islamic work ethic for employees of the Rasyida Special Kidney Hospital Medan. Data were obtained from medical and medical support employees who are Muslim who have been actively working for the past year at the Rasyida Special Kidney Hospital, Medan. By providing a statement questionnaire to 104 respondents. The analytical method used is Path Analysis. The results showed that the variables of the work environment and leadership had no effect on the Islamic work ethic, while the variables of religiosity and training had an effect on the Islamic work ethic. work environment and training variables have no effect on the performance variable. While the variables of religiosity, leadership and Islamic work ethic have a positive and significant effect on the performance variable. And the Islamic work ethic variable cannot mediate the four independent variables on the dependent variable, namely the performance variable.
Peningkatan Kompetensi Siswa SMK sederajat Melalui Pelatihan Customer Service KSPPS di Kota Bandung Berbasis Maqashid Syariah Ira Siti Rohmah Maulida; Arif Rijal Anshori; Neng Dewi Himayasari; Liza Dzulhijjah
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.5336

Abstract

The problems in vocational students for Islamic economic development today are students' knowledge and skills in understanding several Sharia contracts/transactions are in accordance with Islamic law. The subjects at the Islamic Banking Vocational School do not have a lot of Islamic economic law content in them. The solutions offered to deal with the problem of limited knowledge and skills of Islamic Economics Vocational School students are (1) providing training on the orientation / introduction of Sharia contracts for financing and funding transactions in accordance with Maqashid Syari'ah; (2) provide training or orientation on cooperatives and (3) provide training on how to deal with funding and financing customers. Activities to be carried out include 1) conducting pre-tests, to measure the level of student competence before training, (2) providing competency-based training on sharia transaction contracts, (3) providing training related to the concept of KSPPS financial institutions, (4) conducting post-tests. to measure the achievements achieved by students after training. And (5) provide recommendations to be able to take part in the competency test at the Professional Certification Institute.
Digitalisasi Bisnis Dalam Islam : Determinasi Keputusan Pembelian Ulang Pengguna Market Place Shopee di Jawa Tengah Arif Afendi; Maltuf Fitri; Shovia Indah Firdiyanti
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4690

Abstract

The purpose of this research is to test and analyze the influence of information quality, application design and service quality on user satisfaction and repurchase decisions. This research was quantitative with multiple linear regression. The data in this research was primary data with 145 marketplace shopee customers in Central Java. The sampling technique was non-probability sampling. The results show that the quality of information has a negative and not significant effect on user satisfaction. Application design and service quality have a positive and significant effect on user satisfaction. User satisfaction and service quality have a positive and significant effect on repurchase decisions. Information quality and application design have a positive and but not significant effect on repurchase decisions in the shopee marketplace. The results of the path analysis show that user satisfaction can mediate the influence between information quality, application design and service quality on repurchase decisions.
Analisis Minat ASN Membayar Zakat Pada Badan Amil Zakat Nasional Kota Semarang Lintang Kalatidha; Banatul Hayati
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4764

Abstract

The research objective is to analyze the influence of religiosity, income level, belief, and knowledge partially and simultaneously on the interest of ASN to pay zakat at BAZNAS Semarang City. The data used is primary data collected through interviews with 100 ASN respondents who pay zakat at BAZNAS Semarang city. The data analysis method used in this research is multiple regression. The results showed that partially religiosity, knowledge and belief had a significant positive effect, while income level was not significant in influencing muzzaki paying zakat. Simultaneously, religiosity, income, knowledge, and belief have a significant effect on ASN interest in paying zakat at BAZNAS Semarang city. Keywords : interest, zakat, religiosity, income level, knowledge of belief
Analisis Pengaruh Quality service dan Promosi terhadap Tingkat Minat Nasabah dalam Menggunakan Jasa Bank Syariah Siti Walida Mustamin; Jasri Jasri
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4462

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh quality service dan promosi terhadap keputusan nasabah memilih jasa bank syariah di Makassar. Metode pengumpulan data dilakukan melalui kuesioner dan dokumendasi untuk mendapatkan data pendukung. Metode analisis data yang digunakan yaitu 1) analisis deskriptif variabel, 2) uji kualitas data melalui uji validasi dan realibilitas, 3) uji asumsi klasik, 4) uji hipotesis melalui uji regresi linear berganda dengan memperhatikan koefisien determinan (R2), uji t, dan uji F. Analisis data dilakukan dengan alat bantuan software SPSS versi 25 tahun 2019. Hasil penelitian menunjukkan bahwa berdasarkan uji t (parsial), faktor lingkungan berpengaruh positif dan signifikan terhadap keputusan nasabah menggunakan jasa bank syariah, hasil ini disebabkan oleh penerapan nilai-nilai religious pada bank syariah yang dapat dirasakan oleh nasabahnya. Faktor Quality service berpengaruh positif dan signifikan terhadap keputusan nasabah menggunakan jasa bank syariah, hasil ini disebabkan oleh penampilan karyawan perbankan syariah yang sangat santun dan ramah dalam melayani konsumen. Faktor Promosi berpengaruh positif dan signifikan terhadap keputusan nasabah menggunakan jasa bank syariah, hasil ini disebabkan oleh kemampuan bank syariah di kota Makassar dalam memanfaatkan berbagai media seperti iklan, brosur dan sejenisnya untuk menginformasikan produk-produk yang dimilikinya.
Implementasi Desa Zakat Kabupaten Serdang Bedagai Sumatera Utara dengan Pendekatan Indeks Desa Zakat 2.0 Isnaini Harahap; Yenni Samri Nasution; Suherman Saragih
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.5795

Abstract

Contribution of zakat can be further felt by the people who are assisted directly throughout Indonesia which is indirectly related to indonesia's more empowered human development but based on the report of IZN Puskas Baznas 2020 that Organiasai Zakat Manager (OPZ) Serdang Bedagai Regency does not fill the IZN and Impact Assessment so as to describe the conditions in OPZ Serdang Bedagai which is "not good" and data on regional development in North Sumatra. Based on the identification of the above problems, the author can formulate the problem that is the focus of this research: Is Serdang Bedagai Regency worthy to be empowered as a zakat village based on the Zakat Village Index (IDZ)? To answer this formula the author does with a qualitative approach. Based on the results of research analysis of the level of community welfare in the Program at BAZNAS Serdang Bedagai with the perspective of the Zakat Village Index was concluded that the large weight of the value of the Zakat Village Index (IDZ) in Bedagai From 5 dimensions is 0.58 which is good enough so that the refelsi and recompiation from the author that the Muslim community in the Serdang Bedagai area of North Sumatra is considered for assistance. The large weight of the value of the Zakat Village Index (IDZ) in Bedagai deserves to be empowered as a zakat village based on the Zakat Village Index (IDZ) in poverty alleviation this is in line with the government program implementation of the program, especially based on community empowerment that has been compiled by the Center for Strategic Studies / Puskas BAZNAS which serves to assess the process that occurs in the pre-program, at the time the program takes place, and post-program whether a community deserves to be helped and on target with the help of Zakat. So that the results of measuring a village using IDZ with programs are carried out in 20 provinces, 60 districts / cities, 71 subdistricts, and 86 villages / villages. Of the total number of villages measured there are 7 villages are OPZ recommendations, and recommendations of the Ministry of Religious Affairs for the Kampung Zakat program that serdang Bedagai is expected to not be recorded in IZN in 2020 specifically North Sumatra for the Serdang Bedagai region including 8 cities and 25 districts that Organiasai Zakat Manager (OPZ) Serdang Bedagai Regency does not fill the IZN and is expected to be an addition to BAZNAS for future data collection.

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