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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,319 Documents
 89   90   91   92   93 
Pengaruh Etika Bisnis Islam Terhadap Kesetiaan Pelanggan Di Koperasi Jaya Abadi Tubanan Kembang Jepara aditianto, ahmad roif; Arifin, Samsul
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.12643

Abstract

This research aims to analyze the influence of Islamic business ethics on customer loyalty at the Jaya Abadi Tubanan Kembang Jepara Cooperative through the variables customer commitment trust and relationship benefits. The population in this study was 844 members of the Jaya Abadi Tubanan Kembang Jepara Cooperative. Sampling used the Incidental Sampling technique with the selected criteria being 90 customers. The results of the research show that in Islamic business ethics the customer loyalty at the Jaya Abadi Tubanan Kembang Jepara Cooperative is (1) Customer commitment has no effect on Customer Loyalty. This could happen because the commitment in the questionnaire is about the Bank's service to customers, which can give rise to different perceptions for each customer. (2) Trust has a significant effect on customer loyalty because customers receive transaction protection and obtain their rights in transactions. (3) Relational Benefits have a significant effect on customer loyalty because customers receive service benefits such as a sense of security and calm. (4) Simultaneously Customer commitment, Trust, Relationship benefits have a significant effect on Customer Loyalty as seen from the ANOVA test results thatiatheiacalculated F value is 13.48 while the F table value is 2.70 and the significanceiavalue is 0.000
Analisis Kinerja Keuangan Perusahaan dalam Perspektif Ekonomi Islam Melalui Pengungkapan Corporate Social Responsibility (CSR) Eko Cahyo Mayndarto
Jurnal Ilmiah Ekonomi Islam Vol 8, No 3 (2022): JIEI : Vol.8, No.3, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i3.6567

Abstract

CSR (Corporate Social Responsibility) is a form of commitment and action to fulfill the responsibility towards the surrounding social community and the environment by the company. This study aims to determine the effect of CSR disclosure on company performance in the Islamic Economic Perspective. This type of research is quantitative and associative with panel data method. Sources of data used are secondary data in the form of company annual reports and company financial statements published by the Indonesia Stock Exchange and the company's website. The data collected is processed using SPSS 16. Based on the results of data processing, the results of CSR Disclosures have an effect on the Company's Financial Performance in the Islamic Economic Perspective. Companies in Islam are responsible for paying attention to the community and the surrounding environment. Companies in Islam are required to be active in paying attention to the environment as a form of love for the universe, this makes it clear how important the relationship between Islamic economics and the natural environment and society is.
Analyze The Impact Of Islamic Work Ethic On Maslahah-Based Job Performance And Islamic Family Well-Being Sudirman, Iman Fauzi
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13823

Abstract

Achievement of employee performance is often a problem because it has an impact on the progress of the company. Then work and family relationships are inseparable for employees because they are interrelated. The Islamic work ethic views work as a means to improve oneself economically, socially, psychologically, and well-being that emanates from faith. And this research is related to Islamic work ethic in work and family. This research aims to determine the impact of Islamic work ethic on maslahah-base job performance and Islamic family wellbeing by examining the mediating role of intrinsic motivation and job satisfaction. This type of research uses a quantitative description with explanatory research using a sample of 207 respondents. The data analysis method used in this research is descriptive analysis method, Structural Equation Modeling (SEM) with SmartPLS 3 software. The results show that Islamic work ethic has a significant and positive effect on maslahah-based job performance and Islamic family wellbeing both directly and indirectly The role of the variables of intrinsic motivation and job satisfaction is to partially mediate.
Smart Sukuk Berbasis Blockchain Tinjauan Maqasid Syariah Al-Najjar Dimyati Dimyati; Moh. Imron Rosyadi; Achmad Fageh
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10409

Abstract

The concept of Blockchain-based Smart Sukuk involves the use of Blockchain technology and smart contracts in the issuance and execution of Sukuk. Smart Sukuk and Blockchain: One of the innovations of Blockchain systems is smart sukuk. Effective issuance of smart sukuk allows small and medium enterprises (MSMEs) to take advantage of it. Because it increases transparency and eliminates the possibility of fraud or speculation in sukuk transactions, Blockchain is a technology that builds trust between issuers and investors. Smart Contracts: Smart contracts run on the Ethereum Blockchain and allow smart sukuk to be automated and executed digitally. Smart contracts eliminate some of the components and parties involved in conventional sukuk, such as trustees, registrars, payment agents, calculation agents, arrangers, listing agents, transfer agents, and security depository. MSME Financing Potential: Blockchain-based Smart Sukuk has the potential to support the development of MSMEs and the deepening of the Islamic financial sector. Efficiency and Transparency: The use of Blockchain technology in Smart Sukuk can increase efficiency, transparency, and cost, allowing companies to utilize sukuk structures more efficiently
Islamic Philanthrophy And Economic Development Of The Umum Jamal, Ahmad Jamali; Ana, Indah Yuliana
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11802

Abstract

Islamic philanthropy has meaning and has a very significant role in the economic development and development of the people both in the form of empowerment and utilization. The aim of preparing this paper is to see to what extent the concept of philanthropy can improve the people's economy. And the results of this research show that the presence of philanthropy can be an instrument for alleviating poverty which is increasing in today's society. Management of philanthropic funds by social institutions can reduce poverty and social inequality and can pump up people's enthusiasm to improve prosperity. Keywords: Philanthropy, Poverty, Community Economy and Empowerment.
The Concept Of Property Ownership In The Perspective Of Ibn Taimiyah Iffah Febri anti Fitriyatul Lailiyah; Muhammad Latoif Ghozali
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9509

Abstract

In life without us realizing in the life of a human being will not be separated in terms of muamalah which activity is concerned with needs. The concept of ownership is crucial in economics. This field of ownership is not only related to economic aspects but also social and political aspects, so ownership is an important position of microeconomic theory in Islamic economics as well as capitalist economics. The research design used is a literature study. research conducted to examine data by studying, understanding, and examining theories or assumptions in relevant materials or literature sources. The research methodology uses qualitative research methodology. The purpose of this method is to explain what happened and Discovering generalizations requires investigation, recording, analysis, and interpretation of previous events. In property rights i.e. individual property rights (milkiyyat al-fardiyyah), common property (milkiyyat al-ammah), state ownership (milkiyyat al-daulah). The picture above illustrates to us, namely Ibn Taimiyyah's view of the privileges of property in Islam, defining property rights as the authority to use an object based on sharia, such as guaranteeing ownership of abandoned land so that it can be cultivated, inherited, traded. Since this will later be accounted for before God, then return everything to the rules that come from giving the mandate that is God, how to obtain it and how to use it. Keywords : Possession, property, Ibn Taimiyah
Manajemen Pendayagunaan Dana Zakat Oleh Baznas Dalam Mengentaskan Kemiskinan Di Kabupaten Lebak Latif, Ahmad Latif
Jurnal Ilmiah Ekonomi Islam Vol 10, No 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11181

Abstract

The Gini Index for Indonesia rose from 0.381 to 0.388 in March 2023. The issue of poverty also remains a concern, impacting roughly 25.90 million people or 9.36% of the total population. To address this problem, Baznas Lebak Regency has adopted a policy in line with Regional Regulation No. 11 of 2005 article 17. The policy focuses on adherence to religious regulations, prioritizing mustahik (eligible recipients), and seeks input from local government. The Revolving Capital Fund program at Baznas Lebak is supported by infaq and sadaqah funds, adhering to the principles of Islamic fiqh, instead of zakat funds. Baznas Lebak is positioned in quadrant V for program development, with an EFI total score of 2.68 and an EFE total score of 2.59.
Analisis Fatwa No. 23/DSN-MUI/III/2002 Tentang Potongan Pelunasan Pembiayaan Murabahah Sebelum Jatuh Tempo Dalam PerspektiF Al-URF Angga Adigara; M Lathoif Ghozali
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.9792

Abstract

This research aims to analyze Fatwa No. 23/DSN-MUI/III/2002 concerning early repayment discounts in Murabahah financing from the perspective of Al-URF. The main issues addressed in this study include the compatibility between Islamic finance principles and the concept of Al-URF, the influence of Al-URF on the interpretation and implementation of the fatwa, and the implications of Al-URF for Murabahah financing. The objective of this research is to investigate the impact of Al-URF on the understanding and practice of early repayment discounts as outlined in the fatwa. A mixed-method approach will be employed, combining qualitative and quantitative methods. The research will involve analyzing the fatwa, Islamic finance literature, case studies, and empirical data. The findings of this study are expected to contribute to the ongoing discourse on the integration of Islamic finance principles with contemporary financial practices, highlighting any discrepancies or gaps in the understanding and application of early repayment discounts in Murabahah financing from the perspective of Al-URF.
Pengaruh Pembiayaan Mudharabah, NPF, CAR dan FDR Terhadap ROA dengan Dana Pihak Ketiga Sebagai Variabel Moderating Pada Bank Umum Syariah di Indonesia Wulandari, Masyita
Jurnal Ilmiah Ekonomi Islam Vol 10, No 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13083

Abstract

This research aims to find out how big the influence of financing is Mudharabah, Problematic Financing, Capital Adequacy Ratio and Financing to Deposits to Return on Assets Ratio with Third Party Funds as Moderating Variables in Sharia Commercial Banks in Indonesia. The data analysis method used is quantitative with secondary data in the form of annual financial reports of Sharia Commercial Banks in Indonesia. 2018-2022 with a population of 14 Sharia Commercial Banks and 7 banks that meet the criteria. Sample selection uses the Purposive Sampling. The data analysis used is panel data regression withEviews 12. The results of this research show partially that Financing Mudharabah does not have a significant effect on return on assets, Problematic Financing does not have a significant effect on return on assets, capital adequacy ratio does not have a significant effect on return on assets, financing to savings ratio does not have a significant effect on return on assets. And Financing Mudharabah, Problematic Financing, capital adequacy ratio, and financing to savings ratio simultaneously have no effect on asset returns. Meanwhile, Third Party Funds do not moderate the influence of Financing Mudharabah on asset returns, Third Party Funds do not moderate the Effect of Problematic Financing on asset returns, and Third Party Funds do not moderate the Effect of capital adequacy ratios on asset returns. However, Third Party Funds can moderate the influence of the financing to savings ratio on asset returns.
Islamic Index Dengan Pendekatan Ekonomi Islam Terhadap Pengaruh Strategi Judgment Dalam Konsep modal kerja dan Pendapatan Pada Masa Pandemi Covid 19 (Studi Kasus : Usaha Ekonomi Rakyat Di Kota Medan) Arnida Wahyuni Lubis; Annio Indah Lestari Nasution
Jurnal Ilmiah Ekonomi Islam Vol 9, No 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10510

Abstract

The COVID-19 pandemic has greatly affected all business sectors. Where the Islamic index data illustrates a graph that is very influential on the ups and downs of economic growth at this time. The Islamic economic approach moves human behavior as social beings who have human relationships with their bonds, the Government is very worried about a spike in dynamics that will affect the capital and income of economic actors globally. This impact is felt on the people's economic business, especially in the city of Medan. The number of people's economic efforts in the city of Medan involving various sectors of food, clothing and services. The purpose of this study was to determine the working capital of the people's economic business during the covid 19 pandemic, to find out the people's economic business income was measured by the judgment strategy during the covid 19 pandemic, and to find out the economic growth of the people's economic business was measured by the Islamic index during the covid 19 pandemic. . The method used in this research is a qualitative and quantitative approach to peer analysis content. This type of paper is using qualitative and quantitative data or mixed methods by collecting secondary data, namely articles, research results, and reference books published in the last 5 years. It will be described by analysis and using data testing methods. From the data available, it is clear that the people's economic business has decreased both in terms of the number of existing business sectors and also in income, this has an impact from the covid 19 pandemic. . The low level of human resources owned by the community and the conditions of the COVID-19 pandemic have resulted in the community being unable to meet their daily needs and many business sectors have suffered losses. One other factor is the low purchasing power of the people. With the occurrence of the phenomenon because there are still capital, human resources, business sector finance, government policies that are not yet optimal. The steps taken to overcome this are the factor of strengthening capital in Islamic financial institutions, socialist judgment strategies, and the country's economic growth Keywords: Islamic Index, Judgment Strategy, Working Capital Concept, Income, Covid 19 Pandemic

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