cover
Contact Name
Bagas Bambang Pamujo
Contact Email
altijarah@unida.gontor.ac.id
Phone
+6281217492109
Journal Mail Official
altijarah@unida.gontor.ac.id
Editorial Address
Main Campus Universitas Darussalam Gontor, Raya Siman St. Km 6, Siman, Ponorogo, Indonesia
Location
Kab. ponorogo,
Jawa timur
INDONESIA
Al Tijarah
ISSN : 24604089     EISSN : 25282948     DOI : https://doi.org/10.21111/tijarah
Core Subject : Economy, Science,
Al Tijārah (E-2528-2948 and P-2460-4089) is a semiannually journal published by University of Darussalam Gontor. In line with the objective of the university, the journal is committed to the development and promotion of contemporary issues in Islamic management and management in its broadest sense in order to keep scholars on research in the area of management. The editorial board welcomes original submission in the fields of management, finance, human resource management, marketing, operational management, and strategic management including from an Islamic perspective. Al Tijarah is currently indexed by DOAJ, Google Scholar, Garuda, Crossref, BASE, Sinta 4 and other reputated indexes in the future.
Articles 259 Documents
Islamic Fintech Business Model and Regulation in Indonesia Surbakti Mhd Handika; Mohamad Soleh Nurzaman
Al Tijarah Vol. 10 No. 1 (2024): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/at.v10i1.10418

Abstract

The growth of the sharia financial technology (fintech) industry in Indonesia presents a joint task with stakeholders, namely increasing literacy in order to create a conducive ecosystem for the development and sustainability of sharia fintech. This study aims to systematically explain the various Islamic fintech business models in Indonesia and transaction schemes to the regulations and regulators that regulate and supervise them. This study uses a qualitative approach and descriptive analysis (qualitative descriptive analysis). This preliminary research found that there are four sharia fintech business models operating in Indonesia, namely: fintech payment, peer to peer lending, securities crowdfunding and digital financial innovation. The regulators that carry out regulation and supervision are Bank Indonesia (Ministry of Payment System Policy), Financial Services Authority (Directorate of Fintech Regulation, Licensing, and Supervision, Department of Capital Markets and Digital Finance and Innovation Group) and the Indonesian Ulema Council (National Sharia Council). The author suggests that further researchers can explore the study of each of these sharia fintech clusters, both in terms of regulation, consumer behavior, business model development and so on.
Bank Aceh Syariah Contribution in Supporting the Development of the Halal Tourism Sector In the City of Sabang Dara Amanatillah Amanatillah; Isnaliana Isnaliana; Jalilah Jalilah
Al Tijarah Vol. 9 No. 2 (2023): Al Tijarah | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/at.v9i2.10501

Abstract

The presence of halal tourism does not only focus on halal products, which are life choices and follow Sharia rules for the community, but the involvement of the government and Islamic financial institutions, especially Islamic banking, is also a supporter of encouraging this sector, one of which is Bank Aceh Syariah. This research focused on contribution of Bank Aceh Syariah in supporting the development of the Halal tourism sector especially the MSME actors in the city of Sabang. This methodology used in this research is descriptive qualitative based on field research. The findings of the research stated that the contribution of Bank Aceh Syariah to supporting the development of the halal tourism sector in the city of Sabang is particularly carried out through fund distribution products, namely microfinance with murabahah and musyarakah schemes for MSME actors. However, Bank Aceh Syariah focuses not only on the financial aspect alone but also on assistance and supervision for MSME actors. In addition, the convenience of service facilities provided by Bank Aceh is also a supporting facility in facilitating transactions for business people and visiting tourists, such as the convenience of ATM facilities, Mobile ACTION, QRIS, and other facilities.
Factor Analysis and Strategies for Regional Economic Development based on Creative Industry and Halal Lifestyle Indra Fajar Alamsyah; Hantoro Ksaid Notolegowo; Md. Nazim Uddin
Al Tijarah Vol. 10 No. 1 (2024): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/at.v10i1.10608

Abstract

The majority of regional economic development for cities is a top-down approach where the government designs programs and runs programs for the community. This has the consequence of policies that are not on target, thus an alternative path with a bottom-up approach is needed. As part of the United Nations Educational, Scientific and Cultural Organization (UNESCO) Creative Cities Network, Bandung City continues to nurture the economic growth of the creative sector. In fact, creative industry has been the backbone of the city's economy for many years. Bandung is also a multicultural city inhabited by many young Muslims, this city is a potential place for the movement of the halal economy. The halal lifestyle in the last few years has shown an increasing trend in among young people in Bandung. This study wants to explore the factors of regional economic development through the creative economy and halal lifestyle using the Exploratory Factor Analysis (EFA) method. This study involved 113 entrepreneurs related to the creative and halal industries. Based on the results of this study, there are four main factors that can increase regional economic development in Bandung through the creative industry and halal lifestyle: (Factor 1) Economic growth support system; (Factor 2) Intellectual support system; (Factor 3) Marketing support system; (Factor 4) Collaborative culture support system. These factors are alternative paths with a bottom-up approach as the foundation for regional economic development in Bandung. And based on the results of this study, there is a novelty in the form of a bottom-up approach for public policy related to regional economic development, especially urban regional economic development based on creative and halal industries.
The Role of Halal Awareness, Halal Labels and Attitudes towards Halal Products on Purchase Decisions of Used Goods Muhammad Rexsa Assyarofi; Muntafiah; Septian Agung Wijayanto; Fitri Wulandari
Al Tijarah Vol. 10 No. 1 (2024): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/at.v10i1.10973

Abstract

The purpose of this study is to analyze the role of financial halal awareness, halal labels and attitude toward halal product on purchase decision. The sample of this research was residents of the city of Surakarta and its surroundings. Samples were selected using a non-probability sampling method totaling 200 respondents by distributing questionnaires online using Google Forms. The analysis technique used multiple linear regression supported by the SPSS program version 22.0. The results in this study show that there is a positive influence on Halal Awareness, and attitude toward halal product on purchase decision residents of the city of Surakarta and its surroundings whereas Halal Labels have no influence.
Human Resource Development in Islam and the Management of Muslim Organizations Yunus Walusimbi
Al Tijarah Vol. 9 No. 2 (2023): Al Tijarah | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/at.v9i2.11093

Abstract

The practice of the HRD function has been found to have very important benefits to the organization and the employees involved. The HRD function is a very important strategic tool for the organization and when its practice is done the Islamic way it likely to come with a lot of benefits. HRD is Islam is about the fair treatment of employees by the employers. This study was about human resource development in Islam the often-forgotten concept in the management of Muslim organizations. The study examined the need for implementation of Islamic perspective of HRD in Muslim organizations and the need to find out the possible solutions to problem of failure to implement the Islamic perspective of HRD in Muslim organizations. The methodology employed was to examines the literature relating to human resource development, need for its implementation, related problems and the possible solutions to problem of failure to implement the Islamic perspective of HRD. The findings indicate that implementation of HRD in the Islamic perspective has enormous benefits like improved work performance moral build up. It was also found out that many Muslim organizations do not implement HRD with the Islamic perspective in their organization because they lack knowledge related to the same. It’s also found out that creating awareness about HRD practice in Islam will help to bring about the much-anticipated practice among Muslim organization. Keywords: Human resource Development, Islam, management, Muslim organization
Financial Behaviour, Financial Self Efficacy and Intention to Invest in Cryptocurrency M. Kurnia Rahman Abadi; Hairul Azlan Bin Annuar
Al Tijarah Vol. 9 No. 2 (2023): Al Tijarah | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/at.v9i2.11186

Abstract

The Theory of Planned Behaviour is used in this study to investigate the investment intentions of young potential investors in Indonesia. As supplementary dimensions, financial self-efficacy, risk-taking proclivity, and inclination for innovation are offered. A questionnaire-based survey was utilised to collect responses from 276 potential investors, and AMOS and SPSS were used to identify correlations between the components. Financial self-efficacy appears to play a dual function in the association between personality characteristics and investment intention, according to the data. The study only looks at investing intentions, not actual investment behaviour or demographic characteristics. The findings might help financial service providers create "behavioural portfolios" based on their clients' personality attributes, fostering financial confidence in individuals. This research is one of the first efforts in the Indonesian cryptocurrency market to introduce financial self-efficacy as a dual construct within the TPB framework.
Islamic Motivation, Job Placement, and Work Environment through Employee Performance at Darussalam Press in Pondok Modern Darussalam Gontor Lathiefa Rusli; Muhammad Fahmi Hasan; Fajar Surya Ari Anggara
Al Tijarah Vol. 9 No. 2 (2023): Al Tijarah | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/at.v9i2.11203

Abstract

As a printing center at Pondok Modern Darussalam Gontor (PMDG), Darussalam Press is required to be able to fulfill all the needs for textbooks for PMDG. In order to complete these demands, Darussalam Press is required to improve the performance on its employees. This research aims to find out and analyze the influence of Islamic motivation, job placement and work environment on employee performance at Darussalam Press. The research uses a quantitative descriptive method, with a total sample of 50 respondents through a questionnaire. The analytical method used is Partial Least Square (PLS) with a coefficient test in the form of an outer model and an inner model. The results showed that Islamic motivation had no effect on performance as t-test 1.855 <2.012 t-table and P values 0.064 > 0.05. Job placement has an influence on performance as t-test 3,291 > 2,012 t-tables and P values 0.001<0.05. The work environment has an influence on performance as t-test 4,307 > 2,012 t-tables and P values 0,000 <0.05. For Darussalam Press, it is better to increase the Islamic motivation on employees at Darussalam Press, such as providing understanding to employees so that work is intended as worship, work honestly, work for good in this world and the hereafter and so on so that employee performance can increase.
Marketing Mix Analysis on CV. Hidayat Kaca in Taddan Village, Camplong District, Sampang Regency from an Islamic Marketing Mix Perspective Nur iftifah; Elfira maya adiba
Al Tijarah Vol. 10 No. 1 (2024): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/at.v10i1.11534

Abstract

This research aims to analyze the marketing mix at CV. Hidayat Kaca from an Islamic marketing mix perspective. Knowledge of a good marketing mix in an effort to carry out intensive marketing activities is an important factor that companies must know in an effort to increase company sales. This research is field research, the data is collected through interviews and documentation with descriptive-qualitative data analysis techniques, namely describing the data obtained through research instruments. The analysis used is data reduction, data presentation and drawing conclusions, then the data is analyzed using inductive thinking methods. The results of this research indicate that the marketing mix strategy implemented by CV. Hidayat Kaca is in accordance with the Islamic marketing mix perspective. The Islamic marketing mix applied in terms of products is always honest and prioritizes product quality, prices are set in accordance with the quality of the good
Analysis of Sharia Brand Image and Facilities on Customer Decision Making to Choose BMT Beringharjo Ponorogo Branch with Trust as a Mediating Variable Muhammad Ridlo Zarkasyi; Robi Sugih Alamsyah; Dhika Amalia Kurniawan
Al Tijarah Vol. 10 No. 1 (2024): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/at.v10i1.12088

Abstract

The financial sector is an institution that provides financial services to commercial and retail customers, including investment funds, banks, insurance and co-operatives. One finance sector is the BMTs in East Java province is BMT Beringharjo Ponorogo Branch. BMT Beringharjo Ponorogo in addition to serving fund deposits also serves mudharabah financing in order to empower the community to improve their business and get out of the poverty circle. The approach used this thesis is a quantitative approach. That way quantitative research departs from a theory towards data to test the truth of the theory. The result from this study is Sharia Brand Image variable has a positive influence on the decision making of members choosing BMT Beringharjo financial institutions. Facility variables have a positive influence on the decision making of members choosing BMT Beringharjo financial institutions. Trust variables can mediate between Sharia Brand Image on members'' decisions to choose financial institutions because Sharia Brand Image has a significant positive effect, this is because the better the Sharia Brand Image that BMT Beringharjo has, the higher the member''s trust in the financial institution.
MONEY MARKET: THE ROLE AND IMPLEMENTATION OF ECONOMIC GROWTH IN THE NON-REAL SECTOR Maulida, Atika Zahra; Purnomo, Agus
Al Tijarah Vol. 10 No. 2 (2024): Al Tijarah l December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/at.v10i2.12604

Abstract

The decision issued by the government to open community activities after the COVID-19 pandemic can encourage economic growth. The money market includes Bank Indonesia Syariah Certificates, SBIS Repurchase Agreement, Sharia Interbank Money Market Instruments, SBSN Repurchase Agreement, and other securities. This study aims to determine the role and implementation of the money market in the economic growth of the non-real sector through qualitative research methods. The data collection method uses accidental sampling, where the researcher interviews the perpetrators and managers of the Sharia money market. The quantitative approach distributes questionnaires about the role and implementation of money market transactions. The research results on money market products show that they are one of the instruments of financial products that can restore performance and economic growth. Money market product transactions have increased from month to month due to the influence of public interest and investment in money market products. The growth performance of the money market can come from increased revenues, sales, purchases, and transactions. The role and implementation of economic growth through the Islamic money market is government intervention and community contribution.

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