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Al Tijarah
Published by Universitas Darussalam Gontor
ISSN : 24604089     EISSN : 25282948     DOI : https://doi.org/10.21111/tijarah
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
Al Tijārah (E-2528-2948 and P-2460-4089) is a semiannually journal published by University of Darussalam Gontor. In line with the objective of the university, the journal is committed to the development and promotion of contemporary issues in Islamic management and management in its broadest sense in order to keep scholars on research in the area of management. The editorial board welcomes original submission in the fields of management, finance, human resource management, marketing, operational management, and strategic management including from an Islamic perspective. Al Tijarah is currently indexed by DOAJ, Google Scholar, Garuda, Crossref, BASE, Sinta 4 and other reputated indexes in the future.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 259 Documents
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Business Design and Feasibility of Humblezing Store Branch Establishment in South Jakarta Alya Raisa Khanza; Endang Chumaidiyah; Maria Dellarosawati
Al Tijarah Vol. 7 No. 1 (2021): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v7i1.6545

Abstract

Feasibility analysis is done to determine a business design is feasible to run. The purpose of this research is to find out if Humblezing established an offline store branch in South Jakarta is feasible or not to run. Humblezing is a clothing line business that sells clothing products such as outerwear, shirts, jackets, pants, and bag with the concept of modern adventurwear. Humblezing sells online and offline with the first store in Bandung. The feasibility measurement pay attention to market aspects, technical aspects and financial aspects which will be projected for 5 years. The tools that used in this research are Net Present Value (NPV), Internal Rate of Return (IRR), Payback Period (PBP), Sensitivity Analysis and Risk Analysis. Based on the results of the feasibility analysis, show that the NPV value is IDR 185,343,832, IRR 38%, PBP for 3.81 years with a MARR value is 11,25%. Sensitivity measurements on the increase in product costs sensitive at 9.31%, increase in labor costs at 14.07%, decrease in selling prices at 3.19% and decrease in market demand at 2.33%. Furthermore, the estimated accumulated risk of establishing a Humblezing offline store branch includes market risk, operational risk and financial risk is 5.50%.
The Influnce of Discipline, Work Stress, and Organizational Culture on Work Productivity of PT Telkom Indonesia Bogor Ratasya Suci Asmala; Zackharia Rialmi; Subur subur
Al Tijarah Vol. 7 No. 2 (2021): Al Tijarah | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v7i2.6550

Abstract

The purpose of this research is to be able to know the influence of work discipline, work stress and organizational culture on the work productivity of PT Telkom Indonesia Witel Bogor. The population is all employees of PT Telkom Indonesia Witel Bogor with a total of 174 employees. The number of samples used in this study was 64 employees with slovin use. Data processing the dissemination of questionnaires and using quantiative data analysis techniques using the statistical methode partial Least Square (PLS). The test result of this study are, (1) work discipline has significant and positive effect on work productivity, (2) work stress has a significant and negative effect on work productivity, (3) and organizational culture has a significant and positive effect on work productivity of PT Telkom Indonesia Witel Bogor. Keywords: organizationa culture, work discipline, work productivity, and work stress. 
The Relation of Fund Characteristics on Sharia Equity Mutual Funds Performance Bilhaq Fajrinda; Jubaedah Nawir; Nurmatias Nurmatias
Al Tijarah Vol. 8 No. 1 (2022): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v8i1.6553

Abstract

This research aims to find out and prove the influence of fund size, fund age, and jakarta islamic index on sharia equity mutual funds performance. The object of the study is sharia equity mutual funds using a sample of 16 mutual fund products during the period 2017-2020 and the use of Data Panel Regression Analysis Techniques through the Eviews 10 program. The results found in the study are fund size, fund age and JII positively affect on sharia equity mutual funds performance.
The Effect of Work Discipline, Work Stress, and Burnout During the Covid-19 Pandemic on the Performance of Employees of the Badan Diklat PKN BPK RI Muhammad Rio Rahmadhani; Mahendro Sumardjo; Ermawati Ermawati
Al Tijarah Vol. 7 No. 2 (2021): Al Tijarah | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v7i2.6587

Abstract

This research is a quantitative research that aims to determine whether there is an effect of work discipline, work stress, and burnout during the covid-19 pandemic on the performance of the Badan Diklat PKN BPK RI. In this research, the sample used was 100 people, where data collection was done through Google Form. The data that has been collected is then tested to determine the effect of partial (t-test) and Simultaneous (f-test) using software SPSS Version 25 2020 with a significance level of 5%. The test results show that: (1) Work Discipline has a significant effect on employee performance, (2) Work stress has a significant effect on employee performance, (3) Burnout has a significant effect on employee performance, (4) Work discipline, Job Stress, Burnout affect the performance of employees of Badan Diklat PKN BPK RI.
Application of Decision Making from Islamic Perspective by Decision Maker Mahmudur Rahman; Muhammad Faizul Haque; Naeem Osmani; Idris Ali; Md Atiqur Rahman Sarker
Al Tijarah Vol. 7 No. 1 (2021): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v7i1.6638

Abstract

The primary object of this study is to understand the process of making decision from Islamic perspective and to describe how decision making from Islamic perspective plays important role in the daily life and the planning process. The purpose of this research is also to identify the methods that can be used in making decision and to explain the benefits and advantages of making decision from Islamic viewpoint. This study adopted the qualitative research design and involved 12 participants that includes managers, academicians, social activist and organisation heads who are involved in making decisions as well as the PhD students of social sciences. The data collection procedure was a qualitative in-depth face-to-face and online platform interview. According to the response of the participants, the result of this study shows that decision making from Islamic perspective can avoid from making mistakes and it helps the decision makers to make fair and equitable decisions and to achieve the goals effectively and efficiently. It also helps them to generate better solutions when they face problems during making decision. This study will play a significant role to maintain good relationships with colleagues and everyone in the team or at the workplace. This study suggested that the decision makers should follow the concept of Shūrā (consultation) in the decision-making process and guidelines that has been provided in this research, which reduces the gaps between people of different positions and power. 
How the Customer Trust and Customer Satisfaction Mediate Brand Image and Service Quality on Customer Loyalty in Islamic Microfinance Institutions Rosalina achmad; Nihayatu Aslamatis Solekah
Al Tijarah Vol. 7 No. 2 (2021): Al Tijarah | December
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v7i2.6881

Abstract

The purpose of this study was to determine the influence of brand image and service quality on customer loyalty through customer trust and customer satisfaction. This study used purposive sampling method with sample of 205 respondents. The analysis test used the statistical model Structural Equation Modeling-Partial Least Square (SEM-PLS). The results indicated that brand image had no direct influence on customer loyalty and service quality had direct influence on customer loyalty. Meanwhile, brand image and service quality had no indirect influence on customer loyalty through customer trust. This was because customer trust could not become mediating variable. But brand image had indirect influence on customer loyalty through customer satisfaction. That was because customer satisfaction could become perfect mediating variable. Meanwhile, service quality had no indirect influence on customer loyalty through customer satisfaction. This was because the direct influence value of service quality on customer loyalty was greater than the indirect influence. The implication was that customer loyalty could occur because of customer satisfaction, and customer satisfaction could occur because the institution had  good brand image.
Business Strategy based on the comparison of Sun Tzu and Khandaq War Management Strategy Ifan Fardian; Afif Zaerofi; Zulkarnain Muhammad Ali
Al Tijarah Vol. 8 No. 1 (2022): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v8i1.7208

Abstract

Among the business strategy models that have developed so far, some use military strategy as a business strategy model. Business strategy has many similarities to military strategy, and one of them is Sun Tzu's war strategy. In the history of Islam, there is a war strategy of the Prophet SAW whose principle is similar to Sun Tzu's war strategy, this strategy is the Khandaq war strategy. It is necessary to research to compare the principles of Sun Tzu's war strategy and the Khandaq War. This research aims to; 1). Discover the principles of Sun Tzu's war strategy and Khandaq's war strategy, 2). Compares the two principles of Sun Tzu's war strategy and Khandaq's war strategy and 3). Formulating the principles of business strategy as a result of the comparison of the principles of Sun Tzu's war strategy and Khandaq's war strategy. The research uses a qualitative approach and to analyze the data, the Analytic Network Processing (ANP) method is used. The data was obtained through interviews with 18 selected respondents, consisting of 9 sharia economics academics and 9 sharia business practitioners.This study found; 1). Khandaq war and Sun Tzu war, have the same 6 main strategic principles (goal formulation, condition calculation, strategy determination, strategy implementation, control strategy, and leadership) and can be used in business strategy, 2). Interesting findings from this study are that there are differences in the forming indicators and 3). The results of the preparation of ANP compose the principles of business strategy as a result of the comparison of the strategies of Sun Tzu and Khandaq, namely the principles of leadership, then the formulation of objectives, implementation strategies, control strategies, determination of strategies and calculation of conditions with all forming indicators. So that the priority principles of the ANP processed strategy can be used as the principles of a new business strategy.
The Influence of Service Quality towards Customer Satisfaction on Garuda Airline of Yogyakarta International Airport on Pandemic covid-19 Adib Susilo; Muhammad Kurnia Rahman Abadi; Abdullah Sahroni; Mufti Afif
Al Tijarah Vol. 8 No. 1 (2022): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v8i1.7374

Abstract

This research aimed to investigate the service quality provided by Garuda Indonesia Airlines at Jogjakarta international Airport on customer satisfaction. 200 questionnaire was deployed which return and able to analyze about 142 questionnaire. Multiple Regression analysis employed to analyze the relationship between service quality dimension (tangible, reliability, responsiveness, and assurance) and customer satisfaction. The result shows that simultaneously all independents variable has a positive impact on dependent variable. Meanwhile, partially tangible and reliability has positive significant influence on customer satisfaction while responsiveness and assurance is insignificant to customer satisfaction. The R2 shows that 0.487 means 48.7% of dependent variable was explained and influenced by independent variables while the rest of it about 51.3% was influenced by another variable that not included in this research.
Significant Role of Islamic Work Ethic in Islamic Banking: A Systematic Literature Review and Direction for Future Research Abdu Alifah; Anggraini Sukmawati
Al Tijarah Vol. 8 No. 1 (2022): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/tijarah.v8i1.7415

Abstract

Islamic Work Ethic (IWE) showed a significant role in various Islamic institutions, including Islamic banking. Unfortunately, only a few scholars studied the critical role of IWE in Islamic Banking and how it affected the whole organization. This study attempted to explore the degree of IWE implementation and its implications in Islamic banking. We investigated in-depth 22 articles related to IWE in Islamic banking between 2012-2021 through various reputable journal indexing sites. We concluded that the implication of IWE in Islamic banking is associated with work behavior/attitude, work outcomes, and organizational outcomes. IWE implications related to work behavior included organizational citizenship behavior (OCB), employee attitudes towards organizational change, and auditor's opinion and behavior. IWE implications related to work outcomes included employee job performance, organizational commitment, job satisfaction, and intrinsic motivation. IWE implications related to organizational outcomes included organizational performance, strategic performance measurement systems (SPMS), organizational culture, and customer satisfaction. Thus, due to the enormous implication of IWE in Islamic banking, it's supposed to be integrated with the HR management system, started from HR planning strategy, HR training & development program, performance appraisal system as well as benefit and compensation. Limitations and directions for future research are discussed further.
Determinant of Consumer’s Decision to Use Islamic Saving Account in Bank Syariah Indonesia Post Merger in 2021 Period Apriliana Ika Kusumanisita; Raditya Iqbal Anugrah; Muchammad Taufiq Affandi
Al Tijarah Vol. 9 No. 1 (2023): Al Tijarah | June
Publisher : University of Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21111/at.v9i1.7951

Abstract

Increasing awareness about halal products  in the Islamic finance industry sector can encourage the development of Islamic economy and finance in Indonesia. The financial industry is a pillar of the national economy that is expected to advance the general welfare and global competitiveness, especially in Islamic banking which has contributed to economic growth in Indonesia. Theory of Planned Behaviour (TPB) is used to measure customers decision to keep saving in Bank Syariah Indonesia. The independent variables used in the study were trust, quality of service, religiosity, and Revenue Sharing, while the dependent variables used in the study were customer decisions to keep saving. The sample of this study was 120 respondents from Customers of Bank Syariah Indonesia located throughout Java Island. The results showed that Trust, Quality of Service, and Religiosity had no significant effect on the customer's decision to keep saving in Bank Syariah Indonesia, meanwhile revenue sharing has a significant influence on the decision of customers to keep saving in Bank Syariah Indonesia. 

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