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Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam
Published by Institut Agama Islam Negeri Kendari
ISSN : 25416545     EISSN : 25496085     DOI : http://dx.doi.org/10.31332/lifalah.v5i1.1884
Core Subject : Humanities, Science, Social,
Humanities Decision Sciences, Operations Research & Management Social Sciences
Li Falah, Journal of Islamic Economics and Business Studies is a scientific journal concerning on the latest research results and becomes a scientific communication media for lecturers, researchers, and or observers in the Islamic economics and business field.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 8 Documents
 1 
Search results for , issue "Vol. 3 No. 1 (2018): June 2018" : 8 Documents clear
Pengaruh Lokasi, Bagi Hasil dan Promosi terhadap Proses Keputusan Nasabah Menabung di PT Panin Dubai Syariah Bank Putra, Erik Rif’ad Hendra; Mulazid, Ade Sofyan
Li Falah: Journal of Islamic Economics and Business Vol. 3 No. 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1184

Abstract

The purpose of this resesarch was to analyze the effect of location, reveneu sharing and promotion simultaneously and partially to decision process to save in product tabungan Flexible in PT Panin Dubai Syariah Bank Jakarta. The sample used in this study were 74 respondents from the customers of PT Panin Dubai Syariah Bank. The analytical method used is multiple linear regression analysis. The data obtained is the primary data that is the result of the respondents' answers to the questionnaire were distributed. These results of this study indicate that there is influence imultaneously on location variable, revenue sharing and promotion towards decision process to save. In the test of determination, there is the influence of a variable 51,9% location, revenue sharing and promotion to the decision to save. Meanwhile 48,1 %% (100% - 51,9%) were influenced by other variables that not included in this study. The result of this research showed that the location effect partially to the decision process to save, with significant value that is 0,021 < 0,05 and t count <t table (2,364 >1,993). Revenue sharing do not effect partially to the decision process to save, with a significant value of 0,503 > 0,05 and t count < t table (0,674 < 1,993). Promotion effect partially to the decision process save, with significant value that is 0,000 <0,05 and t count > t table (4,193 > 1,993)
Pengaruh Zakat Produktif dan Minat Berwirausaha Terhadap Peningkatan Pendapatan Masyarakat Miskin Pada BAZNAS Kota Gorontalo Mardiana, Andi; Lihawa, Agustin Y
Li Falah: Journal of Islamic Economics and Business Vol. 3 No. 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1185

Abstract

In this research, writer to use quantitative method that is research wish to explain influence relationship and difference between variable X1 (Zakat Earning), X2 (interest of entrepreneurship) and variable Y (People Income) at baznas in Gorontalo city. The population in this research is 250 benefic of productive zakat and the samples are 71 samples. Method of sampling by random sampling. Sources of data in this study are primary data and secondary data. Zakat productive and entrepreneurial interests simultaneously have a positive and significant effect on increasing the income of poor people in Baznas KotaGorontalo. It is obtained from the test result f that is fcount of 17,597 with significant level 0.000 and ftabel = 3,13 with significant level 0,05, and also R Square value equal to 0,341 or 34,1%. In this case means that productive and entrepreneurial zakat affect the increase in income of the poor by 34.1%, while the rest of 65.9% influenced by other variables not examined in this study
Determinan Produktivitas Sosial Perbankan Syariah di Indonesia: Two-Stage Malmquist Productivity Index Pitaloka, Julia Maya; Cholis, Nur; Islamiyah, Azizatul; Pambuko, Zulfikar Bagus
Li Falah: Journal of Islamic Economics and Business Vol. 3 No. 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1186

Abstract

Islamic banks are obliged to fund and finance the funds to the public. Moreover, Islamic banks are also required to perform social functions. The study aims to analyse the level of social productivity of Islamic Banks in Indonesia and the determinants of it. The data analysis used the Two-Stage Malmquist Productivity Index technique where the first phase uses Malmquist Productivity Index (MPI) and the second uses pooled Tobit regression which applied to 8 BUS from 2013 through 2017. The input variables are the receipt of zakat funds and the charity funds, while the output variables are the use of zakat funds and the charity funds. The results of this study found that Islamic banking has increased productivity in managing social funds by 33.2% where BJB Syariah became the most productive and BRI Syariah is the lowest.Furthermore, the productivity of Islamic Banks in managing social funds is positivelyinfluenced by Return on Assets (ROA) and negatively influenced by the ownership ofindependent LAZ and Capital Adequacy Ratio (CAR), while Financing to Deposit Ratio(FDR) and bank size have no real effect on the social productivity of Islamic Banks inIndonesia.
Distribusi Pendapatan dan Kekayaan dalam Ekonomi Islam Kalsum, Ummi
Li Falah: Journal of Islamic Economics and Business Vol. 3 No. 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1187

Abstract

This article presents the critical study about distribution of income and wealth in Islamic economics perspective and 1945 constitution. The method of this study used descriptiveanalytical with library research approach. The result of this study showed that distribution of income and wealth is urgent in create the Human Falah. The main principles in distribution are justice and affection (brotherhood), meanwhile only there are two system of distribution, those are commercial with market mechanism and sistem which emphasize dimensions of justice for the weak people. In specifically doctrine of nationalism economy and doctrine of populist economy are present in article 33, 34, and 27, 1945 constitution of Indonesia. These articles are be the stronghold of nationalism economy and the stronghold for the prioritization of life neccesities whole of Indonesian people.
Peran Koperasi Mahasiswa dalam Meningkatkan Kesejahteraan Anggota dan Implikasinya Terhadap Ketahanan Ekonomi Anggota (Studi Pada Kopma UIN Sunan Kalijaga Yogyakarta) Zaim, Mohamad
Li Falah: Journal of Islamic Economics and Business Vol. 3 No. 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1188

Abstract

This study examined the role of student cooperatives in improving member welfare and its implications on the economic resilience of members, by taking the object of research in Student Cooperation UIN Sunan Kalijaga Yogyakarta. The purpose of this study was to analyze the role of Student Cooperative "Kopma of Sunan Kalijaga State Islamic University" in improving the welfare of Student Cooperative Members "Kopma of Sunan Kalijaga State Islamic University" and it was implications for the Economic Resilience Member. To measure the indicators of economic resilience of members of student cooperatives in Student Cooperation UIN Sunan Kalijaga Yogyakarta used some indicators that are, 1) the income of entrepreneur members of the cooperative, 2) the fulfillment of basic needs. Some things which is done by student cooperatives in order to realize the economic resilience of members, 1) increasing the welfare of members of student cooperatives and 2) fulfillment of life needs through the business developed. However, there were still obstacles caused by members.This was due to loyalty and double roles by members in following cooperative activities.
Eksistensi Al-Ibrah (Pemutihan Piutang) Pada Bank BNI Syariah Cabang Kendari Insawan, Husain; Mutmainnah, Mutmainnah
Li Falah: Journal of Islamic Economics and Business Vol. 3 No. 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1189

Abstract

This study aims to determine the perceptions of employees of the BNI Syariah BankBranch of Kendari regarding the concept of al-Ibrah, as well as to investigate theexistence of Al-Ibrah it has been implemented or not. Sharia Commercial Banks in Indonesia are growing promising in the future. Thirteen Sharia Commercial Banks have been recorded. But there is one action that is not yet familiar to do, which is doing Al-Ibrah or bleaching of receivables. BNI Syariah Branch employees still have a cross opinion about this concept. This action is actually legally guaranteed through the DSN-MUI Fatwa No. 47 / DSN-MUI / II /2005 concerning Settlement of Murabahah Receivables for Customers Who Are Not Able to Pay. Kendari Branch BNI Syariah as part of the Sharia Commercial Bank is not in a position to reject the existence of Al-Ibrah, but to avoid it from the outset the principle of caution has been applied in offering financing products through Musyarakah, Mudharabah, Murabahah, Istishna, or borrowing through Qardh
Sertifikasi Halal Produk Makanan Sebagai Perlindungan Konsumen Muslim; Studi di Lembaga Pengkajian Pangan Obat-Obatan dan Kosmetika-Majelis Ulama Indonesia Sulawesi Tenggara Sodiman, Sodiman
Li Falah: Journal of Islamic Economics and Business Vol. 3 No. 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1190

Abstract

The study of halal food has grown rapidly, not only in countries that are predominantly Muslim, but also in Muslim minority countries. The purpose of this article is to reveal how religious norms regarding halal and thoyy food have proceeded into the technoscientific certification of halal certification in Indonesia which is predominantly Muslim through microscopic studies at the Institute for the Study of Food Medicine and Cosmetics-Indonesian Ulama Council (LPPOM-MUI) Southeast Sulawesi. The study used a qualitative approach with primary data sourced from the institutions and actors involved in the certification process at LPPOM-MUI Southeast Sulawesi, namely directors, employees, auditors and the Southeast Sulawesi MUI Fatwa Council, business actors and consumers of certified food products. Data collection through in-depth interviews, observation, and document studies. Data processing used data reduction techniques, data  classification, data display, data interpretation and conclusions. This study found, first, halal techno-scientifications were run by LPPOM-MUI through standardization (1) of materials, (2) products, (3) production facilities, (4) written procedures for critical activities, and (5) search capabilities. Second, the role of LPPOM-MUI in protecting Muslim consumers as institutions and actors guarding halal standards for products that will circulate to the public. The researcher argues that the impact of halal certification is the protection of consumers (Muslims). However, no illicit (haram) certification is applied to products that are not halal certified to be a gapand space for the circulation of food products, medicines and cosmetics that are not halal to the market (society).
Teori Motivasi, Kinerja dan Prestasi Kerja dalam Al-Quran Serta Pleksibilitas Penerapannya pada Manajemen Perbankan Islam Maguni, Wahyudin; Maupa, Haris
Li Falah: Journal of Islamic Economics and Business Vol. 3 No. 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1191

Abstract

In principle what has been discussed by experts on the theory of Work Motivation,Performance, and Achievement, from the results of the research Journal review obtained definitions as well as indicators on each theory which is a variable that is motivation, performance and work performance, essentially there is an explanation and legal source in the Koran. This is a strengthening and meaning for these variables. This is evidence that the Koran as a divine word is the greatest source of knowledge that we can learn and understand and practice in everyday life. Developing theoretical theories such as motivation, performance and work performance, can be applied and practiced in a general organization, business environment, and included in Islamic Banking. Motivation is the process of influencing or encouraging from outside to a person or work group in order to want to carry out something that has been determined (Samsudin, 2005: 281). Furthermore Performance is the real behavior displayed by each person as workperformance produced by employees in accordance with their role in the organization.Employee performance is a very important thing in the organization's efforts to achieve its goals.And on the next point is work achievement which is one measure of the work of a person in a company organization and becomes one of the considerations in the implementation of promotion. The achievement of one's work can be seen based on the qualifications possessed, namely skills, skills, experience and environment work (adaptability).

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