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Contact Name
Alwahidin
Contact Email
lifalah.iainkdi@gmail.com
Phone
+6282348219871
Journal Mail Official
lifalah.iainkdi@gmail.com
Editorial Address
Jl. Sultan Qaimuddin No.17 Baruga
Location
Kota kendari,
Sulawesi tenggara
INDONESIA
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam
Li Falah, Journal of Islamic Economics and Business Studies is a scientific journal concerning on the latest research results and becomes a scientific communication media for lecturers, researchers, and or observers in the Islamic economics and business field.
Articles 304 Documents
MANAJEMEN RESIKO PERBANKAN SYARIAH DI INDONESIA Muhammad Iqbal Fasa
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 1, No 2 (2016): December 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i2.482

Abstract

Islamic banks will always be dealing with different types of risk with diverse complexity and inherent in its business activities. Thus, the implementation of risk management in Islamic banking is very urgent to be implemented in order to identify, measure, and control various risks to be faced. The discussion paper will discuss more in depth related risk management in Islamic banking in Indonesia theoretically and implementation. The discussion on worldview importance of risk management of Islamic banks, the identification of the risk characteristics of Islamic banks, the classification of the types of risks in Islamic banks, as well as the implementation of risk management deals in Islamic banks
Enhancing Financial Education: Debt-Taking And Charity-Giving Context In Indonesia Laily Dwi Arsyianti; Salina Kassim; Adewale Abideen Adeyemi
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 3, No 2 (2018): December 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i2.1195

Abstract

The low-income households are perceived to have the right to take debt from excessfinanced group or entitled for some charity. However, this perception has blur their attitude towards charity-giving. Low-income should not consider themselves as 'the taker' in perpetual. They should instil giving behaviour and consider themselves as 'the giver'. Experts from financial education and Islamic finance areas are interviewed. Results from Analytic Network Process suggest that setting specific targeted behaviour is the most priority, with debt-taking focus of interest. Women apparently become the most urgent targeted audience of Islamic finance education. Before executing education program, participant’s belief towards Islamic value should be built. Experts suggest formal education institution be the most preferable place to establish the program, in collaboration with formal financial institutions to conduct the training and support from government budget. Introducing Islamic economics and finance values from the earlier stage of formal education would be suitable for future consideration.
Marketing Performance Berbasis Product Innovativeness dan Islamic Differentiation Advantage Firdaus Firdaus
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 5, No 1 (2020): June 2020
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v5i1.1737

Abstract

Penelitian ini bertujuan untuk menjelaskan sifat dar islamic differentiation advantage (IDA), Cost Advantage (CA) pada kinerja pemasaran UKM. IDA dan CA adalah driver yang dapat menciptakan keunggulan tersendiri yang mampu meningkatkan kinerja pemasaran dalam UKM , sedangkan Product Innovativeness (PI) dianggap sebagai tuas utama keunggulan kompetitif dalam menghadapi dunia bisnis yang dinamis dan lingkungan bisnis yang kompleks. Metodologi survei digunakan untuk mengumpulkan data. Untuk memperjelas hubungan antara kemampuan PI, kemampuan IDA dan CA terhadap MP, tinjauan literatur kualitatif telah dilakukan. Ulasan ini telah mengungkapkan satu model struktural menghadirkan interaksi yang mungkin antara konstruk diamati. Confirmatory factor analisis telah digunakan untuk evaluasi model pengukuran yang diusulkan sementara pemodelan persamaan struktural telah digunakan untuk model struktural ' penilaian dan pengujian hipotesis. Kemampuan Product Innovativeness Meningkatkan kemampuan islamic differentiation advantage and Cost Advantage yang meningkatkan kemampuan Marketing Performance. Akibatnya, kemampuan Product Innovativeness mampu meningkatkan marketing performance melalui kemampuan islamic differentiation advantage and Cost Advantage. Dari uji statistika yang dilakukan ditemukan bahwa cost advantage lebih dominan mempengaruhi kinerja pemasaran dibandingkan islamic differentiation advantage dalam penelitian ini. 
Pengaruh Zakat Produktif dan Minat Berwirausaha Terhadap Peningkatan Pendapatan Masyarakat Miskin Pada BAZNAS Kota Gorontalo Andi Mardiana; Agustin Y Lihawa
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 3, No 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1185

Abstract

In this research, writer to use quantitative method that is research wish to explain influence relationship and difference between variable X1 (Zakat Earning), X2 (interest of entrepreneurship) and variable Y (People Income) at baznas in Gorontalo city. The population in this research is 250 benefic of productive zakat and the samples are 71 samples. Method of sampling by random sampling. Sources of data in this study are primary data and secondary data. Zakat productive and entrepreneurial interests simultaneously have a positive and significant effect on increasing the income of poor people in Baznas KotaGorontalo. It is obtained from the test result f that is fcount of 17,597 with significant level 0.000 and ftabel = 3,13 with significant level 0,05, and also R Square value equal to 0,341 or 34,1%. In this case means that productive and entrepreneurial zakat affect the increase in income of the poor by 34.1%, while the rest of 65.9% influenced by other variables not examined in this study
STRATEGI PENGHIMPUNAN DANA SOSIAL UMMAT PADA LEMBAGA-LEMBAGA FILLANTROFI DI INDONESIA (Studi Kasus Dompet Peduli Ummat Daarut Tauhid, Dompet Dhuafa Republika, BAZNAS, dan BAZIS DKI Jakarta) N.Oneng Nurul Bariyah
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 1, No 1 (2016): June 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i1.472

Abstract

Abstract This study aimed to describe forms of fundrising conducted by institutions fillantrofi in Indonesia. The study was conducted at four institutions namely DPU Daarut Tauhid, Dompet Dhuafa Republika, BAZNAS, and BAZIS of DKI Jakarta. Source of data obtained from interviews and documentation. Data was analyzed using qualitative deskripstif. The results showed that the forms of fund raising undertaken, namely: Media usedprint, electronic, internet, and media communication. In this case there are several ways, namely: Media compaign, direct mail, telefundrinsing, direct fundrising, cooperation program, special event, religious fund, zakat collectors forming units (UPZ), CSR and CSR Cooperation Program, donation ritail humanitarian fund, through bank: ATM (transfers, phone and internet banking), service zakat donations via SMS and online. Keywords: Fundrising, humanitarian, cooperationand service donation.
Fashion Trends and Hedonic Lifestyle on Decisions Purchase of Hijab Dresses in Bima Intisari Haryanti; Herry Nurdin
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 4, No 2 (2019): December 2019
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v4i2.1649

Abstract

The phenomenon occureds in Bima, one of the cities in Indonesia, today is the excessive purchase of goods with no benefit. Most of the people decide to buy thingd only to satisfy themselves. Bima people choose to purchase clothes toput them on their social media account and get recognition from others because of trends. This research is considered a new study on fashion trends that are always changing every year. The similar research is still limited. Therefore, the researchers also explain hedonic lifestyle of Bima people. This research uses a quantitative approach with 96 respondents. The contradiction coefficient results show a strong relationship between fashion trend and hedonic lifestyle and purchase decisions. Hedonist lifestyle partially effect the purchase decision, while the fashion trend has a positive and significant effect on the purchase decision
The Challanges of Islamic Bank for Accelerating the Growth of Micro, Small and Medium Enterprises (MSMEs) in Indonesia Suharto Suharto; Muhammad Iqbal Fasa
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 2, No 2 (2017): December 2017
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v2i2.651

Abstract

Islamic banking has a huge role in accelerating the growth of Micro, Small and Medium Entrerprises(MSME)s in Indonesia. The largest Muslim population in Indonesia is one factor for the developmentof MSMEs. This paper explains how the Problems and Challenges of MSMEs in Indonesia;Development of MSMEs in Indonesia; Relationship Between Islamic Bank and MSMEs in Indonesia;The Role of Islamic Bank for Development MSMEs; and The Challanges of Islamic Bank forAccelerating the Growth of MSMEs in Indonesia. The end of this paper, the authors offer solutions toIslamic banking challenges in accelerating the growth of MSMEs such as: First, to improvemudhorobah and musyarakah financing schemes to accelerate and develop MSMEs in Indonesia;Secondly, to reduce the dependence on the use of Murabahah contract products that are consumptiveand targeted middle and upper only, Third, improve the financing scheme Qordhul Hasan contract bycooperating against Islamic social institutions, such as BAZNAS, BAZDA, LAZ, BWI, and Mosque,etc by maximizing the utilization of zakat funds, infaq, alms, waqf which has been only consumptive.Fourth, the cooperation of linkage program to BPRS and BMT so that the funds channeled can bedirected to remote areas and on target. Fifth, coaching, mentoring, and mentoring to BPRS, BMT,MSMEs business practitioners, and Islamic social institutions in order to develop funds that are storedproductively. Sixth, allocate Hajj and umroh investment funds to MSMEs business practitioners.
Partisipasi Wanita Penjual Kue Tradisional Dalam Meningkatkan Pendapatan Keluarga Menurut Perspektif Ekonomi Islam Beti Mulu
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 3, No 2 (2018): December 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i2.1200

Abstract

This study aims to analyze: (1) Knowing the amount of women's income contribution to selling traditional cakes to family income, (2) Knowing the motivation of traditional cake-selling women; do the job of selling traditional processed foods doing the job of selling traditional cakes, and (3) To find out the participation of women traditional cake sellers in increasing family income according to the Islamic economic perspective. Data collection techniques were carried out in two ways, namely primary data through direct interviews using questionnaires to sample respondents and secondary data obtained from literature and literature compilation results. Data that had been collected was processed using qualitative and quantitative descriptive statistical analysis. The results of the study concluded that the amount of income of women selling traditional cakes is Rp. 7,200,000 or an average of Rp. 1,435,000, husband's income is Rp. 12,000,000 or an average of Rp. 2,400,000, while the income of other family members is Rp. 3,700,000 or an average of Rp. 740,000. From this description, it can be seen that the total income of the family of traditional cake-making women in Wawonggole Village, Unaaha District, Konawe Regency is Rp. 22,900,000 or an average of Rp. 4,275,000. Withthe contribution of women's business income, traditional cake sellers have a total family income of 31.44%. Motivation of female respondents or housewives to make and sell traditional cakes is to increase family income and to spend free time with positive activities. The participation of women traditional cake sellers in an effort to increase their family's income and help with economic needs is a good business and in line with Islamic shari'a because it is done with good effort and intention, as long as the wife does not violate the Shari'ah, namely not leaving her obligations in managing the house stairs to help her husband. in general, a woman's business as a traditional cake seller to help improve the family's economy may be done because it does not conflict with the principles of Islamic Economics.
ANALISIS SISTEM PENGENDALIAN INTERN TERHADAP PENGELOLAAN PIUTANG PADA AMANAH FINANCE CABANG GORONTALO Abdul Latif; Yuningsih Van Solang
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 1, No 2 (2016): December 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i2.487

Abstract

This study aimed to analyze the implementation of the internal control system covering quality employees in accordance with their responsibilities. The separation of responsibilities properly and periodically comparison to Amanah Finance receivables management in Gorontalo branch. This type of approach of this research is descriptive research type. This study found that the internal implementation of internal control processes are already running with less good, because the management has done a separation of responsibility on each employee based on the competence of each employee and has done secarah full delegation of authority. Each recording transactions authorized by the accounts receivable function of cash receipts and disbursements. Then, at the end of each period selau made adjusting entries, and financially prepared financial statements on a regular basis. The management of Finance to evaluate periodically based on financial statements prepared in each period.
MANAJEMEN PENYELESAIAN PEMBIAYAAN BERMASALAH PADA LEMBAGA PERBANKAN SYARIAH Muhamad Turmudi
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 1, No 1 (2016): June 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i1.477

Abstract

Abstract Islamic financing products divided into three categories; (1) financing using the principle of trading is distinguished by a form of payment and delivery time of goods. Products related to the sale and purchase agreement is financing murabaha, salam and istishna (2) financing lease using the principle is implemented in form ijaroh and ijaroh muntahiya bittamlik (3)financing using profit sharing principle is implemented in form of financing and Musharaka. Bank Indonesia Regulation No.7/2/PBI/2005 classify the credit quality assessment become current, special mention, substandard, doubtful and jammed. Financing is a product that has a high risk level, as to prevent any risk of financing can apply the standards of risk control and analyze carakter, capacity, capital, collateral, condition, sharia or analysts personalty, party, perpose, prosfect , payment, profitability, protection before realizing financing. In the event of any financing problems, the remedies can be done in the form of restructuring, settlement through a guarantee or write off. Keywords: Islamic finance, control and prevention of financial risks, efforts to resolve the financing problems.

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