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INDONESIA
Jurnal Ekonomi Islam
Published by Universitas Muhammadiyah Prof. Dr. Hamka
ISSN : -     EISSN : -     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Arjuna Subject : -
Articles 293 Documents
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SHARIA LOCAL FUNDING (SALAF CARD): INNOVATION ON SMES FUNDING USING ISLAMIC BOARDING SCHOOL VENTURE CAPITAL Ridan Muhtadi; R. Wahyu Agung Utama; Faridatun Nila; Imron Mawardi; Moh Fudholi
Ekonomi Islam Vol. 12 No. 2 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i2.3417

Abstract

Islamic boarding school is one of the educational institutions that have a strong network. Until now, there were 27,230 Islamic boarding schools scattered throughout Indonesia. Today, the function of Islamic boarding schools is not only functioning as an Islamic-based educational institution but also Islamic boarding schools has a function as a social institution. Islamic boarding schools are considered potential to become the basis of empowerment local people's economy and the center of economic development of the people in the regions, both in the form of Islamic financial institutions or Islamic boarding school cooperation. Law in Indonesia, No.33 of 2014 concerning guarantees on halal products provides significant opportunities for innovative product development given the huge potential of Indonesia's Muslim population. In the process, the requirement to use halal certification in trade as mandated by national law carries a dilemma on halal industrial players as well as micro, small and medium enterprises (SMEs). The problem of capital and funding is key problem. This qualitative paper offers a literature review. The purpose of this paper is to understand how innovative funding models are through Islamic Boarding School venture capital the company spurred the growth and development of the halal industry. The Sharia Local Funding Card (SALAF) is innovative Mudharabah and Musyarakah transaction models at Baitul Mal Wattamwil, which are realized in sustainable funding with the Sharia business capital company for halal industry players. Allocation of profit sharing is based on the contract by specifying several parts other than cards as productive deposits. These deposits will be managed as productive stimulus funds for maintenance of halal certification, training, and business assistance, and the SALAF card balance itself. SALAF card is an innovative model that has a sustainable funding agreement that involves several stakeholders to improve productivity, growth, and presence of halal products in the nation trade arena. Keywords: financing, SMES, SALAF card, Islamic Boarding School venture capital
CONCEPTUALISING SHARIAH GOVERNANCE FOR HALAL HOTEL Yudi Ahmad Faisal; Joeliaty Joeliaty; R. Rina Novianty Ariawaty; Egi Arvian Firmansyah
Ekonomi Islam Vol. 13 No. 2 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v13i2.5172

Abstract

This paper conceptualises a model of Shariah governance for halal hotels using Indonesia as a case study. Besides, it examines the roles and functions of the local Sharia standard-setting body within the national regulatory regime. One of the most important developments for the nascent halal hotel has been the efforts to establish Shariah governance, i.e., an overall process that governs the activities of halal hotels to comply with Shariah or Islamic law. This process may create clarity and consistency of Sharia rules for the halal hotel industry. The data analysis of this paper mainly comes from secondary sources of information either through existing rules or regulations of halal hotel, fatwas (Islamic legal verdicts), annual reports of the halal hotel, and other secondary materials. The originality of this research shows a model of Shariah governance for the halal hotel industry.  Keywords: Shariah Governance, Halal Hotel, Shariah Standard-Setting Body.
Peran Baznas Sebagai Filantropi Islam Dalam Menopang Ekonomi Masyarakat Ditengah Pandemi Covid-19 Nada Shofiya Nabila; Dini Diah Fistasari; Habibah Awwaliah; Noor Wahyudi
Ekonomi Islam Vol. 12 No. 2 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i2.5374

Abstract

The serious impact of Covid-19 also occurred in the economic sector, while economic activities did not run as it should so that the community could not work and could not meet their daily needs. This should not be directly about the amount of poverty in Indonesia. Zakat as an Islamic financial instrument is not only intended to fulfill the necessities of mustahik life, but can be used as an instrument in economic development. The purpose of this choice is to discuss the role of zakat institutions in economic problems caused by the Covid-19 pandemic. This study uses qualitative methods with a research format or descriptive research. The results of the study stated that the Zakat Institution (BAZNAS) proposes to be a media and a means of distributing assistance to the Covid-19 affected communities through socio-economic emergency programs whose distribution is right on target. BAZNAS has focused the distribution of zakat funds into two programs that are urgently needed by the community, namely the emergency health program and the emergency socioeconomic program.Keywords: Philanthropy, BAZNAS, Economics, Covid-19, Zakat
RIBA, PERBANKAN SYARIAH, DAN INVESTASI SECARA ISLAMI DI KALANGAN REMAJA Dinar Marfianti Azzahra; Asyari Hasan; Ghabrield Akhmad Nadzar; Muhammad Ilham Kurniawan; Raditya Andrian Aji Baskoro; Raihan Aqilah Putera Deza; Redita Adriana Irmadela
Ekonomi Islam Vol. 12 No. 2 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i2.5932

Abstract

The research objective is to look at adolescents'opinion about usury, interest in saving in Islamic banks and investing in Islamic methods. One of the factors affecting economic development in Indonesia is the increase or decrease in interest rates. By using e-view software, the approach used in this study is a qualitative approach using descriptive analysis. The result of this research show that riba is an addition, but this addition creates injustice, this is explained from various sources including Alquran. Islamic financial institutions have a very important role of regulating the Islamic financial system, the principles on this matter are based on the Qur'an and the Sunnah of the Prophet. Keywords: Interest Money; Usury; Investment; Islamic Financial; Islamic Economy; Islamic Institution in Indonesia
ANALISIS PENGELOLAAN DANA ZAKAT FITRAH SEBAGAI PEMBERDAYAAN EKONOMI UMAT Novieati Dwi Lestari; Mega Novita Syafitri; Nuris Tishwanah; Nur Manna Silviyah
Ekonomi Islam Vol. 12 No. 2 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i2.6955

Abstract

Zakat is one of the fifth pillars of Islam and zakat is divided into two, namely zakat fitrah and zakat mal. Whereas Zakat fitrah is zakat issued by muzakki in the form of staple foodstuffs in accordance with the provisions, while zakat mal is zakat issued by muzakki in the form of goods or objects in accordance with the provisions and nishab. The purpose of writing this article is to determine the analysis of the management of zakat fitrah funds as an economic empowerment of the people. The research method used in writing this article is a qualitative research method, which is a method based on natural facts. The approach used is a descriptive approach that tends towards analysis by explaining what it is according to the data obtained. Keyword : Zakat Fitrah, Management Analysis, Community Economy
PEMAHAMAN JURNALISME PROFETIK DALAM REDAKSI WWW.SUARAMUHAMMADIYAH.ID Andhika Pamungkas
Ekonomi Islam Vol. 12 No. 2 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i2.7691

Abstract

The issuance of Presidential Regulation Number 10 of 2021 concerning the Investment Business Sector, which contains regulations on investment in liquor, has created pros and cons in the community. Most of the people reject the rules that are contrary to Islamic law, some others accept the controversial rules. The issue of rejection of the alcohol investment plan has become news that is widely published by various media, both conventional media and Islamic media. One of them is the official media from the Muhammadiyah Central Executive, www. Suaramuhammadiyah.id. This study seeks to examine the extent to which the concepts and theories of prophetic journalism are understood by the editors of www. Suaramuhammadiyah.id, which are then applied to make news about the rejection of the Presidential Regulation. This study uses a qualitative approach with a descriptive method. Data analysis was carried out by in-depth interviews with key informants and supporting informants with the findings and literature study. The results of this study are expected to determine the extent to which prophetic journalism is understood and applied by the editors of www. Suaramuhammadiyah.id, to carry out bil qalam da'wah through news. Keywords: Suara Muhammadiyah, prophetic journalism, liquor
POLA KONSUMSI HEDONISME GENERASI MILLENIAL MUSLIM TERHADAP TEORI KONSUMSI DALAM PRESPEKTIF EKONOMI ISLAM Muthiatu Thoyibah; Muhammad Iqbal Fasa; Suharto Suharto
Ekonomi Islam Vol. 12 No. 2 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i2.7766

Abstract

Islamic consumption theory has the most basic goal of an economy, namely to take blessings and benefits from it. In this study, it aims to find out how the application of consumption patterns among the Muslim millennial generation is in accordance with the consumption pattern of the Islamic economy. Of course, this research will be useful for stakeholders as a material for improvement or suggestions for implementing Islamic economics in their daily lives. The author uses a descriptive type of research and uses a literature study, which is an effort to obtain the necessary materials by reading books and relevant scientific works, including articles published in various print and electronic media. The results show that the current millennial generation is more concerned with the trends they see in social media, one of which is the TikTok application, especially the growing fashion trend. This changes the consumption pattern of the millennial generation not only trying to meet their needs (needs) but also forcing themselves to fulfill what they want (wants). So the Muslim millennial generation should apply Islamic consumption patterns in their lives. The application of this Islamic consumption theory includes ethics and principles that are in accordance with the Qur'an and Hadith. Keywords: Islamic Consumption Theory, Muslim Millennial Generation, Descriptive Analysis
ANALISIS PENGELOLAAN KEUANGAN MASJID FATIMAH AT-TUWAIJIRY BEKASI Fatma Yeni; Eko Susanto; Zul Fadhli Sultani
Ekonomi Islam Vol. 12 No. 2 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i2.7854

Abstract

The mosque is a place of worship for the Muslim community. Apart from being a place to pray, mosques are also often used as a place to hold religious activities and other social activities such as TPA, breaking fast together, qurban, management meetings, and taklim majlis. Because of the many positive and religious activities that can be held in a mosque, this can be a trigger for the enthusiasm of the mosque congregation, the society or donors to support activities carried out by setting aside some of their assets by providing assistance in the form of money, food. and other forms. Every mosque congregation, the general public or donors who have submitted the assistance that has been distributed, of course, wants what has been submitted to the mosque management to be allocated to things that are useful and in accordance with what they have been entrusted with. Therefore, all parties with an interest in the accountability report for the management of mosque funds expect that they will receive a report whether directly announced every Friday or indirectly, such as a list of receipts and expenditures of funds that is displayed on the mosque wall. The management and financial reporting carried out in each mosque of course have their own differences or characteristics. For example, what happened to one of the mosques in Yogyakarta where the cash owned by the mosque in question always had a zero balance. This is considered very good because any funds that flow to the mosque are always distributed to things that bring benefits to the surrounding community, such as providing boxed rice every Friday and other activities. This study intends to examine how the form of financial management and reporting is carried out by the Fatimah At-Tuwaijiry mosque in Bekasi so that the transparency of its financial reports can be a means of accountability in managing finances mandated by the congregation, the society or donors. The research method used in this study is a qualitative descriptive method, which aims to analyze and provide an overview of the financial reporting and management of the Fatimah At-Tuwaijiry Mosque Bekasi. Data collection techniques were carried out in the form of interviews, observations, and documentation. The results of the study indicate that financial management has been carried out well, this can be seen from the many activities carried out such as holding iftar activities, distributing basic necessities. Keywords: Management, Reporting, Mosque Finance
SOCIAL RESPONSIBILITY DISCLOSURE OF ISLAMIC BANKING IN SOUTHEAST ASIA BASED ON ISLAMIC SOCIAL REPORTING INDEX Ely Windarti Hastuti; Purwo Hadi Santoso; Mutia Asmarani Wibowo; Cahaya Fitriana Dewi Amala
Ekonomi Islam Vol. 13 No. 1 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v13i1.7949

Abstract

The study aims to analyze how the disclosure of Corporate Social Responsibility (CSR) in Islamic banking in southeast Asia based on the Islamic Social Responsibility Index. This study uses secondary data obtained from the annual report of Islamic banking in Southeast Asia which has been published for the period of 2020. The method used in this study is content analysis of the annual reports of Islamic banking. The results of this study indicate that the disclosure of CSR in Islamic banking in Southeast Asia in general has made quite informative disclosed. The disclosure of CSR has not fully implemented the Islamic Social Reporting Index with AAOIFI standards. This is due to the large number of disclosures of social performance in Islamic banking which refers to the Global Reporting Index.  
ANALISIS PENGARUH PERSEPSI KEMANFAATAN, PERSEPSI KEMUDAHAN PENGGUNAAN, DAN KEPERCAYAAN TERHADAP MINAT MENGGUNAKAN ALAT PEMBAYARAN NON TUNAI DENGAN JAKONE MOBILE Mitra Sami Gultom; Nur Safitry
Ekonomi Islam Vol. 12 No. 2 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i2.7950

Abstract

This study aims to analyze how the effect of perceived usefulness, perceived ease of use and trust on interest in using non-cash payment instruments with jakone mobile on Bank DKI Syariah customers. The data used in this study is primary data and data collection using direct questionnaires with a sample of 100 people as respondents, this study uses probability sampling with simple random sampling method. The results of this study, in the t-test indicate that the perceived usefulness variable t-count value of 3.067 is greater than 1.98498, with a significant level value of t of 0.003 less than 0.05 which means that perceived usefulness has a positive effect on interest in using non-payment instruments. cash with jakone mobile. The ease of use variable t-count value of 7.498 is greater than 1.98498, with a significant level of t value of 0.000 less than 0.05 which means that the perception of ease of use has a positive effect on interest in using non-cash payment instruments with jakone mobile. The confidence variable t-count value is 2.679 which is greater than 1.98498, with a significant level of t value of 0.009 which is smaller than 0.05, which means that trust has a positive effect on interest in using non-cash payment instruments with jakone mobile. The results of the f test show that all independent variables consisting of perceived usefulness, perceived ease of use and trust simultaneously have a positive and significant effect on the dependent variable, namely interest in using non-cash payment instruments with jakone mobile, with an F count of 46.507 greater than 2.70 with significance level value of 0.000 is less than 0.05 Keywords: Perceived Usefulness, Perceived Ease of Use, Trust, Interest, JakOne Mobile

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