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INDONESIA
Jurnal Ekonomi Islam
Published by Universitas Muhammadiyah Prof. Dr. Hamka
ISSN : -     EISSN : -     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Arjuna Subject : -
Articles 293 Documents
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KONSEP HUTAN WAKAF DALAM PELESTARIAN HUTAN DAN PENCAPAIAN SDGs: PELUANG DAN TANTANGAN PADA PROVINSI KONSERVASI PAPUA BARAT Muhammad Yahya Saifuddin; Diah Aghsari
Ekonomi Islam Vol. 13 No. 2 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v13i2.8842

Abstract

This paper examines the opportunities and challenges of the Waqf Forest Concept in Forest Conservation and the Achievement of SDGs in the Conservation Province of West Papua. The process of collecting information using the Literature Study method. The concept of waqf forest considers the increasing threat of environmental crises, mainly due to uncontrolled deforestation. Efforts to protect ecosystem use sustainably are in line with the idea of Sustainable Development Goals (SDGs). Furthermore, West Papua Province is a conservation province moving towards more sustainable development. The opportunity for the concept of waqf forest in the conservation province of West Papua is very suitable for preserving forests because of its characteristics that are in line with environmental sustainability, which positions sustainable development and conservation in every activity and economic growth in West Papua Province. Then the challenges related to waqf literacy, the collaboration between institutions, not optimal waqf institutions and human resources, and the readiness of the waqf forest management budget. Keywords: Waqf Forest, Forest Preservation, SDGs, Conservation, West Papua.
EFEKTIVITAS QARDH AL-HASAN DALAM KERANGKA ZAKAT PRODUKTIF UNTUK PEMBERDAYAAN UMKM Fauzi Rizal
Ekonomi Islam Vol. 13 No. 2 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v13i2.9123

Abstract

Diversity in living conditions Is an inevitability in this world and poverty is a serious problem that must be solved. Criminality and the tragedy of theft cannot be separated from the problem of poverty. In the midst of this problem, zakat is a solutive step to solve the problem of economic inequality in the midst of the community. In addition to zakat as a command from Allah SWT, it is also a "socioeconomic" function within the framework of mutual cooperation between fellow humans. This study aims to determine the potential of productive zakat and effectively reduce the redistribution of productive zakat funds for the participation of small businesses. This paper is a literature study using a grounded teory approach with the SLR method aimed at describing and critically analyzing productive zakat as an instrument of community empowerment and synthesizing the results of previous research. This paper, in addition to describing zakat from all its demensions, also explains zakat as a solution to poverty with the effectiveness of the concept of productive zakat through the qardh al-hasan agreement. The results of this study are the effectiveness of productive zakat with qardh al-hasan agreements in each zakat institution is different, some are carried out as expected and assisted small businesses get a decent life and some places still do not meet expectations because of several obstacles that must be evaluated. Finally, the efforts of the qardh al-hasan contract in productive zakat to realize the life of the fostered small businesses for the better, the qardh al-hasan contract should be used for tatawwu' contracts, not as commercial transactions. Keywords: Effectiveness, Productive Zakat, Qardh Al-Hasan, Small Businesses.
PERANAN ZAKAT PETANI KELAPA SAWIT DALAM PENINGKATAN EKONOMI MASYARAKAT DI JORONG LANGGAM SAIYO NAGARI KINALI KECAMATAN KINALI Dewi Manda Angraini; Yossi Eriawati
Ekonomi Islam Vol. 13 No. 2 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v13i2.9183

Abstract

The main problem in this study is how the role of oil palm zakat in improving the economy of the community in Jorong Langgam Saiyo Nagari Kinali, Kinali District. This study aims to determine how the role of oil palms zakat in improving the community's economy, how to calculate oil palm zakat, and how to distribute oil palm zakat in Jorong Langgam Saiyo Nagari Kinali, Kinali District. This study uses a field research method (field research) with a qualitative approach. The results showed that oil palm zakat has an important role in improving the economy of the community in Jorong Langgam Saiyo. Keywords: Zakat, Palm Oil, Distribution.
A THE EFFECT OF FINANCIAL LITERACY, TECHNOLOGY LITERACY, AND LYFESTYLE ON THE USE OF ELECTRONIC MONEY (CASE STUDY OF ISLAMIC BANKING STUDENTS IN JAKARTA) Mitra Sami Gultom; Ainul Latif
Ekonomi Islam Vol. 13 No. 2 (2022): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v13i2.10378

Abstract

The current study aims to determine the effect of financial literacy, technology literacy, and lifestyle on the use of electronic money on Islamic Banking students. The type of this study is a quantitative approach using a descriptive technique. The method used in the study was distributing questionnaires to 91 students who enroll Islamic Banking course in Jakarta who use electronic money. Further, non-probability sampling and purposive sampling methods were applied to yield the data. Processing the data were then calculated by SPSS 25 and Microsoft Excel. The data analysis utilized a Multiple Linear Regression Analysis. The results of this study indicate that financial literacy, technological literacy and lifestyle simultaneously have positive and significant effects on the use of electronic money. The partial test shows that the financial literacy variable (X1) does not have a significant effect on the use of electronic money (Y), while the technological literacy variable (X2) has a positive and significant effect on the use of electronic money (Y), and the lifestyle variable (X3) has a positive effect and significant to the use of electronic money (Y). Keywords: Financial Literacy, Technology Literacy, Lifestyle, Electronic Money.
ANALISIS PENGELOLAAN DANA INFAQ MELALUI TATA KELOLA KEWIRAUSAHAAN MASJID Tamimah Tamimah; Sri Herianingrum; Nur Rachmat Arifin; Inayah Swasti Ratih
Ekonomi Islam Vol. 11 No. 1 (2020): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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Abstract

Indonesia is one of the countries with the largest population in the world. There are tens of thousands of mosques in Indonesia. The preferred mosque is only a worship facility. If you remember in the time of the Prophet, the function of the mosque is not only as a place of worship but also as a social means such as the transfer of knowledge, problems of the Ummah, and so forth. One of the mosques is able to revitalize the mosque in the economic field by conducting fund management procedures with infaq. The method used used field research using descriptive qualitative methods, the primary data source used consisted of interviews with the general chairperson, mosque management, and the Baitul Hakam congregation mosque on Jalan Kalimas Baru No. 121 Perak Timur, Secondary data sources come from books, searches, internet, and articles that discuss this research. The results of the study showed that the infaq aid funds were used for promotional activities using mini markets, mineral water products, and making soy milk so that they needed sufficient funds for the mosque and support the community's needs. Keyword: Entrepreneurship Governance, Mosque, Infaq Funds
URGENSI MEMBANGUN SISTEM EKONOMI ISLAM DI INDONESIA PERSPEKTIF AL-QUR'AN Doli Witro
Ekonomi Islam Vol. 11 No. 1 (2020): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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Abstract

In life, Islam teaches its adherents to strive for happiness in the world and the hereafter. Likewise with happiness when living life in the world, namely physical and spiritual prosperity. In preventing economic chaos, conflicting interests in economic problems must be minimized, supported by all legal regulations in a society. So it is very necessary a system that regulates the rights and obligations of the community in the state, especially in the economic sector based on the Qur‘an and Sunnah. The economic system implemented in Indonesia at the moment is arguably not good. When viewed from all existing systems, the capitalist system has mastered various lines to make society range to poverty. To measure economic growth the welfare indicators of a community are used. This success was marked by an increase in per capita income. This paper will discuss how the Islamic economy perspective of the Qur‘an. And how is the urgency to build the economic community in Islam? This is important to discuss, to remind the public about the existence of capitalists in the economic system and to provide mutual understanding to help fellow members of society, between the rich and the poor so that from these aids help social inequalities and social stratification can be minimized and then narrowed even can overcome.
HALAL TOURISM IN INDONESIA (CASE STUDY OF DOMESTIC TOURISTS) Aula Nurul Ma'rifah; M Nasor; Erike Anggraeni
Ekonomi Islam Vol. 11 No. 1 (2020): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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Abstract

In increasingly global development, the business climate is always growing. Likewise in the tourism business or the tourism industry. Halal tourism has emerged as a new concept in tourism. Halal tourism is tourism with a concept to facilitate Muslims to worship and avoid non-halal activities on their tour. However, halal tourism is not solely exclusive to Muslims but is open to all communities regardless of religious background. The concept is an opportunity, including Indonesia, which has a Muslim majority population. This study aimed to examine how the views of domestic tourists in Indonesia regarding halal tourism. The population in this study was the number of tourists traveling with pure tourism during the 2018 period of 130.008.566. While the samples of this study were taken by using the Slovin technique with a 5% margin error so that the sample in this study was 400 samples. The data collection technique was conducted by using primary data with written interviews with Indonesian residents who have traveled more than 2 times a year. The results of this study showed that most respondents representing domestic tourists in Indonesia gave positive responses related to the concept of halal tourism and the application of halal tourism in Indonesia. Tourists assume that halal tourism will not be an obstacle to national tourism. Moreover, this concept will be able to provide Muslim and non-Muslim comfort simultaneously. Keywords: Halal Tourism, Indonesia
COMPARATIVE ANALYSIS OF BAITUL MAAL WAT TAMWIL EFFICIENCY IN INKOPSYAH BMT MEMBERS IN JAVA ISLAND WITH SUMATRA ISLAND 2013-2017 PERIOD Alief Fathomy Rahman; Lina Nugraha Rani
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i1.4842

Abstract

This study aims to analyze the comparison of the efficiency of Baitul Maal wat Tamwil on BMT members of Inkopsyah in Java and Sumatra Island in 2013-2017. This research is quantitative research with a descriptive approach. To test the hypotheses of the samples, we use Data Envelopment Analysis (DEA) method. Assuming Constant Variables to Scale (CRS), Baitul Maal wat Tamwil obtained an average efficiency score over the study period of 0.88799544. However, using the VRS assumption, Baitul Maal wat Tamwil achieved a better average efficiency score with a score of 0.93110024. The results of this study are expected to be useful for stakeholders relating to the sustainability of BMT, such as for implementers or practitioners in the related BMT, for academics or researchers interested in the same topic, and for the community as customers of BMT itself. Keyword: BMT, Inkopsyah, efficiency, CRS, VRS.  
PENGARUH TECHNOLOGY ACCEPTANCE MODEL TERHADAP KEPUTUSAN MUZAKKI MEMBAYAR ZAKAT MELALUI FINTECH GOPAY (STUDI PADA MUZAKKI BAZNAS DKI JAKARTA) Afiful Ichwan; Ruslan Abdul Ghofur
Ekonomi Islam Vol. 12 No. 1 (2021): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22236/jei.v12i1.4895

Abstract

Indonesia is one of the countries with the most Muslim population.  but in Indonesia zakat so far the realization of its acceptance is far from the existing potential. Baznas as a government institution authorized to carry out the processing and distribution of Zakat funds continues to increase Zakat receipts by working together to bring innovative Zakat facilities through fintech Gopay, the results of this innovation with fintech Gopay have managed to help collect donations of 63 billion.  By using the Technology Acceptance Model.  the authors analyze and understand the factors in influencing the acceptance of use through technology. The formulation of the problem how the influence of the Technology Acceptance Model on the decision to pay Zakat through Fintech Gopay? The results of the study concluded that the Technology Acceptance Model (perceived usefulness and perceived ease of use) partially and simultaneously influences the decision to pay Zakat through Fintech Gopay  
Modifikasi Altmant Z Score dan Integrasi Nilai Islam sebagai Factor Pengaruh Financial Distress terhadap RGEC (Studi Kasus BNI Syariah, BRI Syariah, Bank Syariah Mandiri) Sahrani Sahrani; Mutmainah juniawati
Ekonomi Islam Vol. 11 No. 1 (2020): Jurnal Ekonomi Islam Fakultas Agama Islam UHAMKA
Publisher : Universitas Muhammadiyah Prof Dr Hamka

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Abstract

The survival of a company/ institution depends on several things. When a company / institution starts showing poor health, a financial manager must immediately take action so that the company / institution approaches safe conditions, one of the methods used is through financial distress identification. Identification of financial distress conditions is more important than bankruptcy, because companies / institutions will definitely experience financial distress first and then go bankrupt. Islamization of Knowledge is not a new thing in the development of Islamic economics. The integration of Islamic values "‹"‹into existing theories is a mandate for the entire academic community. This research aims to make an integration of knowledge in the field of Islamic economics in describing and analyzing the effect of RGEC (Risk Profile, GCG, Earnings, and Capital) on Financial Distress after adding Islamic values "‹"‹to BRI Syariah, BNI Syariah and Bank Syariah Mandiri in 2012- 2018. This study shows that the variables X1 (NPF), X2 (FDR), X3 (GCG), X4 (ROA), X5 (CAR) simultaneously influence the Islamic Financial Distress where the model used is PLS (Pooled Least Square). The analytical method used is panel data regression through the calculation of the Z Z Score where the data processing method uses Panel Data regression which is processed using STATA and SPSS. Keywords: Financial Distress, Islamic Financial Distress, RGEC, Altman Z Score, Regression Panel Data, STATA, SPS.

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