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INDONESIA
Jurnal Istiqro'
Published by Institut Agama Islam Darussalam
ISSN : 24600083     EISSN : 25993348     DOI : -
Core Subject : Economy, Education, Social,
Economics, Econometrics & Finance Social Sciences Other
Arjuna Subject : -
Articles 151 Documents
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Tinjauan Penggunaan Uang Elektronik Dalam Perspektif Hukum Syariah Munawir Munawir; Mahbub Mahbub
Jurnal Istiqro Vol 7 No 1 (2021): Januari 2021
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v7i1.764

Abstract

The community's need for micro-payment methods that can make payment processes faster and more efficient and secure with less expensive administration than using credit cards and debit cards is to use electronic money. The purpose of this research is to find out whether the concept of using electronic money is in accordance with PBI Number 11/12 / PBI / 2009 as well as the implementation of the use of electronic money in the perspective of sharia law. The method used is the library research method. The results of this study indicate that the concept of electronic money that has been implemented is in accordance with PBI Number 11/12 / PBI / 2009. The use of electronic money issued by banks uses the Sharf contract as the main contract and is also equipped with the Ijarah and Wakalah contracts. The Sharf contract is implemented in cash exchange for electronic money which includes both online and offline transactions. The ijarah contract is applied in service / lease services, in which case the operator can get a fee from the service. The wakalah contract is applied in cooperation with other parties so that the other party receives compensation from the issuer for the services of its representatives. Based on the results of this research, it can be said that the use of electronic money can be implemented in accordance with syarriah law.
Analisis Penilaian Tingkat Kesehatan Di BMT UGT Sidogiri Cabang Glenmore Kabupaten Banyuwangi Lely Ana Ferawati Ekaningsih; Munawir Munawir; Faiqotul Umi Hanik
Jurnal Istiqro Vol. 6 No. 2 (2020): Juli 2020
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v6i2.582

Abstract

This study aims to 1) To analyze the level of the financial health of BMT UGT Sidogiri Glenmore Banyuwangi Branch using the RGEC method 2) To analyze the level of the financial health of BMT UGT Sidogiri Glenmore Branch by using the State Cooperative Cooperative and Small and Medium Enterprises number 35.3 / Per / M.KUKM / X / 2007, 3) To analyze the comparison of health level measurements in BMG UGT Sidogiri Glenmore using the RGEC and Permen methods. This type of research is comparative. The secondary data type is in the form of BMT Sidogiri financial statements. The analysis tool uses a horizontal analysis. 1) The results of the BMT UGT Sidogiri health assessment from 2017 to 2018 are measured better using RGEC as a whole is quite healthy. 2) Results Sweets as a whole have a healthy predicate. 3) the results of the analysis and calculation of RGEC and Permen obtained conclusions if BMT Sidogiri is in good health
Analisis Perbandingan Resiko dan Pengembalian Hasil Investasi pada Perbankan Syariah dan Konvensional Aplikasi Metode Value at Risk (VaR) dan Risk Adjusted Return Of Capital (RAROC) di BRI Syari’ah dan BRI Muhamad Annas; Muhammad Alaika Nasrulloh; Sumari Mawardi
Jurnal Istiqro Vol 6 No 2 (2020): Juli 2020
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v6i2.574

Abstract

The purpose of this study is to study investment income that has been adjusted to the risk of deposits, mudharabah, which have Islamic bank and conventional bank obligations, to determine the level of ability of Islamic and conventional banks in the use of risk that can erode capital. This research uses empirical inquiring. The banks used as samples from this study are BRIS and BRI by looking at monthly publication reports on the BI website. From this research it is expected to provide information to the management and need in the banking industry. With this additional information, it is expected to be taken more accurately and can increase the level of expenditure from banks. This is very necessary considering the banking industry has a high level of expenditure. The high level of risk makes banking industry players continue to use methods to anticipate future risks. Expected after this research. Can be developed further.
Dilema Hukum Keluarga Di Indonesia (Studi Analisis Kasus Perceraian di Indonesia) Qurrotul Ainiyah; Imam Muslih
Jurnal Istiqro Vol 6 No 1 (2020): Januari 2020
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v6i1.560

Abstract

Dalam perundang-undangan perkawinan di Indonesia, perceraian dinyatakan sah jika dilakukan di depan hakim Pengadilan Agama. Karena ketidaktahuan tentang hukum, proses dan biaya yang tinggi, beberapa kasus membuktikan perceraian hanya dilakukan oleh suami isteri tanpa melakukan proses perceraian di Pengadilan Agama. Sehingga secara hukum formal, status pernikahan mereka masih sah, walaupun pada kenyataannya mereka sudah bercerai. Hal ini berpengaruh juga kepada masa Iddah yang harus dijalani oleh sang mantan isteri dan kapan sang mantan isteri bisa menikah lagi dengan laki-laki lain. Secara kenyataan, setelah terucapnya sighot cerai, maka secara otomatis sang mantan istri melaksnakan kewajiban Iddahnya. Tetapi secara hukum formal, Iddah baru akan dijalani setelah jatuhnya putusan cerai oleh hakim Pengadilan Agama. Kondisi semacam ini bias berakibat pada adanya ketidakpastian hukum pada umat Islam di Indonesia.
Pengaruh Transformational Leadership Terhadap Kinerja Karyawan Di Instansi Pemerintahan Rizky Firmansyah; Dediek Tri Kurniawan
Jurnal Istiqro Vol 7 No 1 (2021): Januari 2021
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v7i1.765

Abstract

Kepemimpinan (leadership) saat ini masih menjadi pembahasan yang menarik dalam berbagai kajian ilmu manajemen. Penelitian ini bertujuan menguji hubungan antara kepemimpinan transformasional terhadap kinerja karyawan pada instansi pemerintahan. Penelitian ini menggunakan sampel sebanyak 100 orang pegawai pada instansi pemerintahan. Dari penelitian yang telah dilakukan maka dapat disimpulkan bahwa gaya kepemimpinan transformasional memberikan pengaruh positif terhadap kinerja karyawan perempuan di instansi pemerintahan. Dari penelitian yang telah dilakukan maka dapat disimpulkan bahwa gaya kepemimpinan transformasional memberikan pengaruh positif terhadap kinerja karyawan perempuan di instansi pemerintahan.
Kontribusi Marketing Syariah dan Citra Lembaga Dalam Mempengaruhi Keputusan Nasabah Menabung Nur Anim Jauhariyah; Kiki Fitria; Mahmudah Mahmudah
Jurnal Istiqro Vol 6 No 1 (2020): Januari 2020
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v6i1.554

Abstract

The purpose of this study 1) Knowing the influence of sharia marketing (X1) on customer decisions (Y) saving; 2) Determine the magnitude of the influence of the image of the institution (X2) on the customer's decision (Y) to save; 3) Knowing the simultaneous influence between sharia marketing (X1) and institutional image (X2) on Customer Decision (Y) saving. In this study using a quantitative approach to the type of survey research. Determination of the research sample using simple random sampling technique with 30 respondents. Research conclusions 1) Sharia marketing Bank Syariah Mandiri KC Genteng Banyuwangi Regency is one of the factors that influence customers' decision to save. The better the marketing of sharia is carried out, the more interested the public will be in saving at Syariah Syariah Bank KC Genteng Banyuwangi Regency; 2) the image of the institution of Bank Syariah Mandiri KC Genteng Banyuwangi Regency is one of the factors that influence the interests of customers to save. The better the image in the minds of the public, the more interested people will be saving at the Syariah Mandiri Bank KC Genteng Banyuwangi Regency; 3) sharia marketing (X1) and institutional image (X2) are the dominant variables on customer decisions (Y) saving at Bank Syariah Mandiri KC Genteng Banyuwangi Regency.
Pengaruh Kenaikan Harga Beras terhadap Kualitas Produk Warung Makan Milik Orang Muslim di Desa Wonorejo Kecamatan Kedungjajang Kabupaten Lumajang Muhammad Farid; Nurhafid Ishari
Jurnal Istiqro Vol 7 No 1 (2021): Januari 2021
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v7i1.763

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh kenaikan harga beras terhadap kualitas produk warung makan milik orang muslim di Desa Wonorejo Kecamatan Kedungjajang Kabupaten Lumajang Penelitian ini menggunakan metode kuantitatif. Teknik pengumpulan data menggunakan observasi, keusioner, wawancara, yaitu data yang mengandung keterangan serta penjelasan nasabah dalam menabung emas. Kemudian diakukan analisis terhadap data – data yang di peroeh berupa analisis kuantitatif. Analisis kuantitatif meliputi uji validitas, Uji reliabilitas, uji asumsi klasik, uji hipotesis lewat uji F dan uji i serta uji analisis koefisien determinasi (R2). Teknik analisis data yang digunakan adalah analisis regresi linier berganda. Dari hasil pengujian hipotesis secara parsial (uji t) dan pengujian hipotesis secara simultan (uji F) diperoleh nilai t hitung = 3,942 dengan nilai probabilitas t hitung sig. = 0,000 dan nilai F hitung = 15,541 dengan nilai probabilitas F hitung sig. = 0,000. Karena nilai probabilitasnya di bawah 0,05 maka Ho ditolak dan Ha diterima. Jadi dengan signifikansi 5% atau dengan tingkat kepercayaan 95 % dapat disimpulkan bahwa perubahan kenaikan harga beras berpengaruh positif terhadap kualitas produk warung makan
PRAKTIK SENDE SAWAH DALAM TINJAUAN HUKUM ISLAM (Studi Kasus Di Desa Sumbersari Kecamatan Srono Kabupaten Banyuwangi) Abdul Kholiq Syafa'at; Nurul Inayah; Nawal Ika Susanti; Mohamad Al Kafi
Jurnal Istiqro Vol. 8 No. 1 (2022): Januari 2022
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v8i1.1279

Abstract

This study aims to determine the practice of sende in Sumbersari Village, Srono District, Banyuwangi Regency and to find out the review of Islamic law on the practice of sending rice fields in Sumbersari Village, Srono District, Banyuwangi Regency. The type of research used by the author in completing this thesis is descriptive qualitative research. The analytical tool used in this research is an interactive model. The results obtained from research on the practice of sending in Sumbersari Village. The practice of the pawn contract (Sende) for the fields is as follows: First, Rahin goes to the murtahin to make an agreement on how much debt is requested and the field for which the contract is made marhun, after getting the agreement of the contracting party, the contract is rahn (Sende) accompanied by a witness. From the results of the study, it can be concluded that the practice of pawning (sende) rice fields that occurred in Sumbersari Village, Srono District, Banyuwangi Regency was in accordance with applicable Islamic law. Because it has fulfilled the terms and conditions of Islam. From the results of the research conducted, it can be concluded that the practice of pawning with the sende system in Sumbersari Village is legal, because it is in accordance with the requirements and pillars of rahn, namely: aqidain, ma'qud alaih, and shighat and avoids several possible facades, such as usury and gharar.
Pengaruh Sikap, Norma Subjektif Dan Persepsi Kontrol Perilaku Terhadap Niat Beli Produk Makanan Dan Minuman Dalam Kemasan Berlabel Halal Di Supermarket Kabupaten Jember Afrila Mu’arrofah; Misbahul Munir; Abdul Rokhim
Jurnal Istiqro Vol 6 No 2 (2020): Juli 2020
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v6i2.570

Abstract

Perkembangan sektor halal saat ini mulai mendapat perhatian dari banyak negara di dunia. Berdasarkan data dari Global Islamic Economy (2018) menyatakan bahwa jumlah muslim di dunia mencapai 1,8 milyar, dengan estimasi pengeluaran terhadap produk halal oleh muslim dunia pada tahun 2017 sebesar US$ 2,1 triliun. Berdasarkan data dari Badan Pusat Statistik pada tahun 2010, Indonesia merupakan negara dengan penduduk muslim mayoritas sebanyak 207.176.162 jiwa. Dengan banyaknya negara asing yang menjalin kerjasama dengan negara Indonesia dalam sektor perdagangan, menimbulkan masalah pada salah satu sisi, yakni dimana tidak semua produk yang di impor ke Indonesia memiliki jaminan halal. Menjadi hal penting untuk penyantuman label halal pada setiap makanan dan minuman dalam kemasan, guna menjamin konsumen muslim dalam mengonsumsi makanan dan minuman berkemasan. Penelitian yang akan dilakukan ini adalah untuk mengukur niat individu muslim yang ada di Kabupaten Jember dalam membeli produk makanan dan minuman dalam kemasan berlabel halal. Teori yang digunakan dalam mengukur perilaku muslim dalam mengonsumsi produk makanan dan minuman berlabel halal ini adalah dengan menggunakan Theory of Planned Bahavior (TPB). Metode penelitian dalam penelitian ini adalah dengan pendekatan kuantitatif, dimana analisis data yang dilakukan menggunakan analisis regresi linear berganda. Hasil penelitian menunjukkan bahwa variabel sikap, norma subjektif berpengaruh positif dan signifikan terhadap niat. Sedangkan persepsi kontrol perilaku berpengaruh tetapi tidak signifikan terhadap niat.
Hak Pekerja Peyandang Disabilitas Di Jawa Timur Perspektif Maslahah Mursalah Muhammad Munir
Jurnal Istiqro Vol 6 No 1 (2020): Januari 2020
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v6i1.556

Abstract

Human Rights as basic rights that are inherently inherent in human beings with universal nature, need to be protected, respected, and maintained, so that the protection and human rights of vulnerable groups, especially persons with disabilities. Persons with disabilities also have the same right in employment opportunities to obtain welfare through equal employment opportunities without discrimination. Although the Government has paid attention to the rights of workers with disabilities at work including protection of accessibility, but unfortunately in reality these regulations do not work properly. People with disabilities are not unable to work but are not given the opportunity so they cannot work, persons with disabilities are not because of their will but it is God's will and does not mean they cannot do anything when there are disabilities who cannot see but they can walk, can hear , and so forth. Basically in the world of employment already has a legal umbrella, namely Law No. 13 of 2003 concerning Manpower, which in it regulates, all matters relating to labor in the time before, during, and after the work period. The law also regulates the rights and obligations of business actors, the State and workers / laborers. So in this case concerning the rights of persons with disabilities who have equality and equality with other humans, especially in terms of work. The author would like to further analyze the rights of persons with disabilities to obtain employment in terms of their benefit, namely using the Islamic legal method Maslahah Mursalah.

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