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All Journal Jurnal Darussalam: Jurnal Pendidikan, Komunikasi dan Pemikiran Hukum Islam Jurnal Istiqro' Jurnal Maksipreneur: Manajemen, Koperasi, dan Entrepreneurship Ulumul Qur'an: Jurnal Kajian Ilmu Al-Qur'an dan Tafsir Jurnal Perbankan Syariah Darussalam (JPSDa) Jurnal Manajemen Pendidikan Islam Darussalam Cendekia: Jurnal Pengabdian Masyarakat LOYALITAS: Jurnal Pengabdian Kepada Masyarakat Jurnal Ekonomi Syariah Darussalam (Jesdar)
Annas, Muhamad
IAI Darussalam Blokagung Banyuwangi
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

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Dampak Remitan Terhadap Pertumbuhan Ekonomi Daerah Asal Muhamad Annas
Jurnal Darussalam: Jurnal Pendidikan, Komunikasi dan Pemikiran Hukum Islam Vol 6 No 1 (2014): September 2014
Publisher : IAI Darussalam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (257.876 KB)

Abstract

Studi ini bertujuan mengetahui pengaruh pemanfaatan remitan buruh migran pada pertumbuhan ekonomi daerah asal dan dukungannya bagi pengembangan wilayah sehingga dapat ditempuh suatu langkah produktif yang positif dalam pemanfaatan remitan selanjutnya. Metode Penelitian yang digunakan dalam studi ini adalah metode survei dengan anlisis deskriptif kuantitatif sebagai berikut: 1. Analisis Hubungan Besaran Remitan dengan Pertumbuhan Ekonomi Wilayah; 2. Analisis Sebaran dan Besaran Remitan Buruh Migran; 3. Analisis Pengembangan Wilayah di Kabupaten Banyuwangi. Metode Penelitian ini menggunakan Research question, studi ini dibatasi dengan mengambil kasus studi di Kecamatan Muncar, Kecamatan Cluring, Kecamatan dan Purwoharjo. Hasil penelitian ini menunjukkan bahwa: Korelasi antara remitan dengan pertumbuhan ekonomi yang ditunjukan dengan peningkatan Produk Domestik Regional Bruto (PDRB) sangat erat dan signifikan. Pemanfaatan remitan berdampak pada pertumbuhan ekonomi, peningkatan pendapatan buruh keluarga buruh migran, kesadaran memperbaiki tingkat pendidikan, penyerapan tenaga kerja baru, kesadaran akses informasi dan komunikasi. Dan transformasi/perubahan sosial (misalnya : gaya hidup dan gengsi)
Analisis Perbandingan Resiko dan Pengembalian Hasil Investasi pada Perbankan Syariah dan Konvensional Aplikasi Metode Value at Risk (VaR) dan Risk Adjusted Return Of Capital (RAROC) di BRI Syari’ah dan BRI Muhamad Annas; Muhammad Alaika Nasrulloh; Sumari Mawardi
Jurnal Istiqro Vol 6 No 2 (2020): Juli 2020
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v6i2.574

Abstract

The purpose of this study is to study investment income that has been adjusted to the risk of deposits, mudharabah, which have Islamic bank and conventional bank obligations, to determine the level of ability of Islamic and conventional banks in the use of risk that can erode capital. This research uses empirical inquiring. The banks used as samples from this study are BRIS and BRI by looking at monthly publication reports on the BI website. From this research it is expected to provide information to the management and need in the banking industry. With this additional information, it is expected to be taken more accurately and can increase the level of expenditure from banks. This is very necessary considering the banking industry has a high level of expenditure. The high level of risk makes banking industry players continue to use methods to anticipate future risks. Expected after this research. Can be developed further.
Analisa Input Output Sektor Pariwisata Di Kabupaten Banyuwangi Muhamad Annas
Jurnal Istiqro Vol 4 No 2 (2018): Juli 2018
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

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Abstract

This study aims to (1) identify linkages of the tourism sector in various economic sectors, (2) to identify the impact of the tourism sector to the economic sector in the views from the output multiplier and income multiplier. These results indicate that the sectors that have relevance to the future (forward linkage) is highest with the agriculture and fisheries sector linkages value directly ahead of 0.6150 and indirect linkages at 1.3429. While the sector has backward linkages (backward linkage), the highest is the manufacturing sector with a value of backward linkages directly at 0.6960 and indirect linkages at 1.0963. Judging from the scatter forward and backward the highest of the tourism sector is a sector group of the restaurant, that is equal to 1.0058 and 1.1364 (DSD> 1; DSB> 1). The coefficient multiplier output is the highest type I is the agricultural sector and the results with a coefficient of 1.958. For type II multiplier output which has the highest coefficient is the livestock sector and fisheries amounted to 2,599. The manufacturing sector is the sector that has the income multiplier coefficients Type I as the highest, 1,874. Meanwhile, for Type II income multiplier of social and community services sector became the sector that has the highest coefficient is 2.392.
Multiplier Efek Industri Kreatif terhadap Kondisi Sosial dan Ekonomi Masyarakat Banyuwangi Muhamad Annas; M. Alaika Nasrulloh; Muh. Harun Al Rosid; Lilit Biati
Jurnal Istiqro Vol 3 No 2 (2017): Juli 2017
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (442.467 KB)

Abstract

Industri tidak dapat lagi bersaing di pasar global dengan hanya mengandalkan harga atau kualitas produk saja, tetapi harus bersaing berbasiskan inovasi, kreativitas dan imajinasi. Pariwisata mempunyai kekuatan sinergik, karena memiliki keterkaitan yang erat dengan berbagai bidang terutama bidang industri kreatif. Penelitian ini bertujuan untuk (1) Mengidentifikasi effect yang ditimbulkan dengan adanya Industri Kreatif terhadap kondisi sosial dan ekonomi masyarakat Banyuwangi, (2) Menjelaskan hambatan-hambatan yang dihadapi dalam upaya pengembangan Industri Kreatif, (3)Menjelaskan faktor-faktor yang mendukung keberhasilan dalam pengembangan Industri Kreatif. Industri kreatif sebagai pendukung sektor pariwisata merupakan multisektor yang mencakup berbagai kegiatan perekonomian. Keterkaitan industri kreatif dengan berbagai sektor ekonomi dapat mendorong laju pertumbuhan sektor-sektor tersebut. Kegiatan pariwisata akan menimbulkan permintaan (demand) akan barang dan jasa sehingga akan merangsang pertumbuhan produksi indsutri kreatif. Semakin banyak permintaan wisatawan maupun industri pariwisata, maka akan dapat semakin membangunkan produktifitas sektor-sektor ekonomi lainnya. Peranan industri kreatif sebagai pendukung sektor perekonomian di Kabupaten Banyuwangi menjadi topik yang penting untuk dibahas. Sektor ini di harapkan mampu memberikan perubahan kondisi sosial dan ekonomi masyarakat Banyuwangi. Sebagai daerah yang sedang mengembangkan ekonomi kreatif sebagai salah satu alternatif pembangunan. Melalui penelitian ini diharapkan akan diketahui seberapa besar industri kreatif dan ekonomi kreatif mampu menarik pertumbuhan sektor-sektor perekonomian lainnya.
Faktor-Faktor Yang Mempengaruhi Loyalitas Anggota BMT UGT Sidogiri Capem Sempu muhamad Annas; Nawal Ika Susanti; Siti Nur Koyimah
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 1 No. 2 (2021): Juli 2021
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (182.718 KB) | DOI: 10.30739/jpsda.v1i2.995

Abstract

The competitive conditions of Islamic microfinance institutions, especially in BMTs are getting tighter from time to time, so that each BMT must create a new marketing strategy in order to maintain and gain a wider share and can increase the loyalty of its members, namely by improving the company's image and the quality of Islamic services as one factor. This study aims to determine the effect of corporate image and Islamic service quality on member loyalty at BMT UGT Sidogiri either partially or simultaneously. The method used is a quantitative approach with a sample of 80 respondents who are members of the BMT UGT Sidogiri Capem Sempu. This study uses multiple linear regression analysis. The results of this study indicate that there is a significant influence between corporate image and Islamic service quality on the loyalty of members of BMT UGT Sidogiri Capem Sempu either partially or simultaneously. Variable corporate image and Islamic service quality can explain the variable loyalty of members by 89.1%, which means that the image of the company and the quality of Islamic services affect the loyalty of members at BMT UGT Sidogiri Capem Sempu by 89.1%. And the model formed is Member Loyalty = 0.591 + 0.186 Corporate Image + 0.660 Islamic service quality.
PENGARUH PENDAPATAN, RELIGIUSITAS DAN PENGETAHUAN ZAKAT WARGA NU DESA KESILIR KECAMATAN SILIRAGUNG KABUPATEN BANYUWANGI TERHADAP MINAT MEMBAYAR ZAKAT MELALUI LAZISNU Muhamad Annas; Munawir Munawir; Ilham Bayu Solihin
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 2 No. 1 (2022): Januari 2022
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (279.351 KB) | DOI: 10.30739/jpsda.v2i1.1291

Abstract

Tujuan dari penelitian ini untuk mengetahui pengaruh pendapatan (X1), religiusitas(X2) dan pengetahuan zakat (X3) warga Nu Desa Kesilir Kecamatan SiliragungKabupaten Banyuwangi secara parsial dan simultan terhadap Minat (Y) membayarzakat melalui LAZISNU. Adapun penulisan artikel ilmiah ini menggunakan metodepenelitian kuantitatif menggunakan pendekatan explanatory research. Sampel dalampenelitian berjumlah 93 responden. Hasil penelitian secara positif dan signifikanpendapatan (X1), religiusitas (X2) dan pengetahuan zakat (X3) warga Nu Desa KesilirKecamatan Siliragung Kabupaten Banyuwangi secara parsial dan secara simultanberpengaruh terhadap Minat (Y) membayar zakat melalui LAZISNU. Hasil daripenelitian disimpulkan penelitian mampu menjawab hipotesis yang menyatakanbahwa variabel pendapatan (X1), religiusitas (X2) dan pengetahuan zakat (X3) wargaNu Desa Kesilir Kecamatan Siliragung Kabupaten Banyuwangi berpengaruh secaraparsial dan secara simultan terhadap Minat (Y) membayar zakat melalui LAZISNU.
Restructuring of Problematic Financing at BMT UGT Kalibaru and Its Impact on Financial Circulation Ghofur, Rouf Abdul; Annas, Muhamad
Jurnal Maksipreneur Vol 14 No 2 (2025)
Publisher : Universitas Proklamasi 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30588/jmp.v14i2.2012

Abstract

Baitul Maal wa Tamwil serves as a representation of Islamic financial institutions established by government entities to foster and develop a banking framework that aligns with the principles of Islamic doctrine. One of its leading products is Islamic financing. Behind the scenes, financing restructuring often occurs due to problems. This study focuses on BMT UGT Kalibaru in handling financing cases. This study aims to 1) analyze the causes of problematic financing, 2) examine the stages of resolution used by BMT UGT Kalibaru in handling problematic financing cases, and 3) determine the impacts caused and their solutions. This type of research is a case study. The data sources used are primary and secondary data. Data collection techniques use documentation, archival recordings, interviews, and observations. Data analysis uses an interactive model. The results of this study state that: 1) the causes of problematic financing in general are two causes, namely internal and external causes, and 2) the stages of resolving problematic financing in general are two paths, namely litigation and non-litigation. The mechanism carried out by BMT UGT Kalibaru starts from the rescheduling stage, re-requirements, collateral deliberation, and collateral confiscation, 3) the impact of problematic financing results in members being unable to withdraw savings and the state of financial circulation in the office.
Akad Salam Dalam Jual Beli Sayuran Khusnudin, Imam; Rohman, Fatkhur; Annas, Muhamad
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 3 No. 1 (2023): Januari 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v3i1.1996

Abstract

This study aims to: determine the implementation of the Salam Agreement on buying and selling in the hamlet of Connect Rejo, Bayu village, Songgon sub-district. This study uses a qualitative research method with the type of research case study research collected both the results of interviews, observations and documentation during conducting research in the hamlet of Connect Rejo, Bayu village, Songgon sub-district, using an interactive analysis model. The results of this study indicate that: The implementation of the salam contract on the sale and purchase of vegetables comes from several aspects, both from the farmers and the collectors themselves. The implementation of this salam contract is very beneficial for both farmers and collectors because they can know so far the practice of buying and selling is carried out according to or not with the provisions in the sale and purchase of the salam contract, namely with the concept of not being mutually beneficial to one party and mutual trust between farmers and collectors, therefore the author seeks to maximize this research so that it can help the community of Connect Rejo Hamlet, Bayu Village, Songgon District in practicing the buying and selling of vegetables that have long been carried out to meet the needs of family life, family and as their successors strive to be better in processing better vegetable crops so that they can develop the welfare of the life of the nation and the state It can be concluded that the implementation of the salam contract on the sale and purchase of vegetables in the Hamlet of Connect Rejo, Bayu Village, Songgon District, the identification of the implementation that occurs in the field, the measurement through the pillars and terms and has been practiced in the field, has gone through several long processes to form a thesis is in accordance with the provisions of the salam contract.
Konsep Tartil dan Pengaruh Penerapannya dalam Membaca Al-Qur’an Mujahiddin, Anas; Annas, Muhamad
Ulumul Qur'an: Jurnal Kajian Ilmu Al-Qur'an dan Tafsir Vol. 3 No. 2 (2023): Ulumul Qur'an: September 2023
Publisher : Program Studi Ilmu Al-Quran dan Tafsir STIU Darul Quran

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Abstract

Umat Islam yang membaca al-Qur’an tidak selalu memperhatikan bacaan yang baik dan benar, sehingga tidak mendapatkan apa-apa dari apa yang dibacanya itu. Artikel ini akan membahas kata tarti>l dengan tujuan untuk mengetahui penjelasan konsep dan penerapan Tartil menurut para mufassir, juga untuk mengetahui pengaruh Tartil di dalam membaca Al-Qur’an. Kajian ini ditulis menggunakan pendekatan metode penulisan kepustakaan (library research). Berdasarkan hasil dari pengolahan data yang dijadikan dari kajian ini, ditemukan beberapa hasil penemuan. Di antaranya, kata Tartil di dalam Al-Qur’an diartikan dengan: membaca Al-Qur’an dengan pelan, terorganisir dan tersusun dengan baik, sebaik-baik perkataan dan tulisan karena diucapkan dengan jelas dan indah, membacanya dengan penjelasan. Ditemukan juga konsep Tartil yang memberikan pemahaman bagaimana membaca Al-Qur’an yang baik, ditemukan bagaimana penerapan dalam mempelajari Al-Qur’an ataupun mengajarkannya.
PENGELOLAAN WAKAF SEBAGAI SARANA PENINGKATAN STRATEGI EKONOMI UMAT Ghozali, Mohammad; Annas, Muhamad
Jurnal Istiqro Vol. 10 No. 2 (2024): Juli 2024
Publisher : Universitas KH. MUkhtar Syafaat (UIMSYA) Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v10i2.3237

Abstract

Waqf is one of the instruments in the sharia economy that has the potential to improve the welfare of the community. As an economic instrument waqf also plays a role to support various productive activities and redistribution of welfare to underprivileged communities and play a role in the development of the social, economic, and cultural life of the community. Also, in Islam waqf becomes a more expensive instrument to invite its managers to have an entrepreneurial spirit where waqf assets as capital and the result of the management of waqf property is used for the economic development of the community. This study aims to find out how waqf management strategy and how the role of waqf in improving the economy of the people. The study methodology used is the qualitative method. The results obtained in this study that the strategy in its management such as determining the standard of professionalism nazir because nazir has an important role in the management of waqf. Counseling the community so that the community better understands waqf is not only limited to waqf inanimate objects. Issued a law that discusses in full waqf both in terms of procurement, management, and distribution of the results of the management of the waqf so that the waqf can be a means of improving the economy of the people. And the establishment of a professional national waqf institution that is ready to supervise every development of waqf. Waqf has a role in strengthening brotherhood in the community as well as in the development of social life, economy, and culture of the community. Wakaf also serves as an instrument of public finance shari'ah which has great potential in generating financing for the State, improving the welfare of people, developing social, economic, and cultural activities of Islamic society.
Co-Authors Aliya, Mahya Anas Mujahiddin Biati, Lilit Fatkhu Rohman Fatkhur Rohman Ghofur, Rouf Abdul Ilham Bayu Solihin Imam Khusnudin Jamari Jamari M. Alaika Nasrulloh Mahya Aliya Mamlukhah Maskur Maskur Maskur Maskur Mohammad Ghozali Mohammad Ghozali, Mohammad Muh. Harun Al Rosid Munawir Munawir Nawal Ika Susanti, Nawal Ika Nurul Inayah Nurul Inayah Rohman, Fatkhu Siti Nur Koyimah Sumari Mawardi Sumari Mawardi