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Al-Amwal : Journal of Islamic Economic Law
Published by Institut Agama Islam Negeri Palopo
ISSN : 25410105     EISSN : 25413910     DOI : -
Core Subject : Economy, Education, Social,
Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Other
Al-Amwal, p-2541-0105, e-2541-3910, Journal of Islamic economic law is peer-reviewed journal published by The Faculty of Syariah, Institut Agama Islam Negeri Palopo. Al Amwal focus on the research of Islamic Economic Law. The journal is issued twice a year on March and September. The aims of the journal is to explore and develop economics related to Islamic Law.
Arjuna Subject : -
Articles 173 Documents
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TINJAUAN HUKUM E-COMMERS DALAM MENGHIMPUN ZAKAT SECARA ONLINE Arifatul Uyun
Al-Amwal : Journal of Islamic Economic Law Vol 7, No 2 (2022): AL-AMWAL : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v7i2.2465

Abstract

Zakat mempunyai peranan yang sangat penting dalam meningkatkan kesejahteraan bagi masyarakat. Adanya platform digital e-commers yang mulai menyediakan layanan penghimpunan zakat secara online, dapat menjadi solusi bagi masyarakat dalam membayar zakat di tengah-tengah kesibukannya. Tulisan ini mengkaji tentang bagaimana tinjauan terhadap pengumpulan zakat secara online yang dilakukan oleh e-commers. Jenis penelitian ini merupakan penelitian kualitatif dengan menggunakan pendekatan yuridis-normatif. Data yang digunakan yaitu data-data yang berkaitan dengan pengumpulan zakat melalui layanan e-commers, buku-buku, jurnal, dan peraturan yang mengatur tentang zakat. Hasil dari penelitian menunjukkan bahwa; pertama, sistem pembayaran zakat secara online dapat dilakukan dengan menggunakan aplikasi e-commers yang telah bermitra dengan BAZNAS dalam sistem pembayaran zakat. Kedua, dalam pandangan hukum islam, pembayaran zakat secara online dianggap sah dan sesuai dengan ketentuan syariat islam. Ketiga, dalam kajian yuridis, e-commers atau platform yang melakukan pengumpulan zakat secara online dapat digolongkan sebagai unit pengumpulan zakat, dikarenakan e-commers atau platform yang menyediakan pelayanan dalam pembayaran zakat hanya memiliki tugas menghimpun dana zakat, yang kemudian dana zakat diberikan kepada BAZNAS untuk didistribusikan kepada yang berhak menerima.Kata Kunci: Tinjauan Hukum, E-Commers, Zakat
KAJIAN POLITIK MELALUI KEBIJAKAN PENGATURAN DALAM EKONOMI ISLAM SEBAGAI UNSUR FORMIL Dena Ayu; Arzam Arzam; Doli Witro
Al-Amwal : Journal of Islamic Economic Law Vol 7, No 1 (2022): AL-AMWAL : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v7i1.2925

Abstract

Political economy is understood as a scientific discipline that discusses political and economic problems and their very complex nature related to thinking about the application of politics and economics. This article uses qualitative research methods. Data collection is done by the library research method. These data are sourced from scientific papers, authoritative books, internet websites, and those related to research topics. The data analysis technique used is a qualitative data engineering model, Miles et al., namely data condensation, data presentation, and drawing conclusions. The study results show that the state's welfare refers to the government's active role in managing the economy. Therefore, the source of state finances is the driving force for the welfare of the state and society. In Indonesia, the government has detailed regulated how state financial resources are obtained and issued for the public benefit. Judging from the history of Islamic economic politics that has been carried out during the time of the Prophet until now, financial sources such as business, taxes, and public debt have become significant contributions to the Indonesian government in running the economy.
SINERGITAS KONSEP MAQASHID AL-SYARIAH DENGAN REALISASI WISATA DI KABUPATEN BONE Ismail Ismail; Nur Amal Mas
Al-Amwal : Journal of Islamic Economic Law Vol 7, No 2 (2022): AL-AMWAL : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v7i2.2921

Abstract

This study discusses the concept of maqashid Al Syariah in the realm of tourism in Bone Regency. The concept of maqashid Al-Syariah aims to preserve nature and the balance of human life which is the need for daruriyah in the form of maintaining religion, protecting offspring, maintaining reason, protecting souls and protecting property. This study aims to describe a reference for the community in traveling. This research is a field research or uses a qualitative approach that emphasizes the description of the object under study. The results of the study show that the concept of maqashid Al Syariah is very strong in synergy with tourism and complements each other in achieving goals based on the following aspects: (1) Categorization of tourist attractions; (2) management of tourist attractions; (3) Types of tourist attractions; (4) Starting the journey with intention; (5) Physical and spiritual satisfaction; (6) Science tourism; (7) Tourism is part of alms; (8) Symbiotic mutualism; (9) Children's study and play room; (10) forms of self-refraction of the keywords maqashid Al-Syariah tourism synergy.
JUAL BELI ONLINE MENGGUNAKAN KREDIT SHOPEEPAY LATER : Kajian Hukum Ekonomi Syariah Dirah Nurmila Siliwadi
Al-Amwal : Journal of Islamic Economic Law Vol 7, No 1 (2022): AL-AMWAL : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v7i1.2996

Abstract

The development of technology is very fast, many buying and selling transactions do not have to meet face to face. Then according to Islamic law, buying and selling is often called online buying and selling which is indeed allowed in contemporary fiqh as long as the pillars and conditions are met by not containing usury, gharar and maisir, because basically any buying and selling must be avoided from these things. This study discusses the Review of Islamic Law Against Buying and Selling Online Using Shopeepay Later Credit. This study aims: To analyze the mechanism of buying and selling online using Shopeepay Later credit; To analyze the review of Islamic law on online buying and selling using Shopeepay Later credit. This type of research is library research. Sources of data in this study are primary legal materials in the form of the Koran and books as well as secondary legal materials in the form of hadith, shopee's official website, and journals. The data analysis technique in this research is descriptive qualitative. The results of this study indicate that: The practice of Shopeepay Later credit is carried out through an application, namely the Shopee marketplace by means of users.Shopee registers to activate Shopeepay Later. After Shopeepay Later is successfully activated, users can use Shopeepay Later to shop and users can pay for their purchases according to the selected tempo. As for how to pay the bill, it can be done by transferring via ATM, I-Banking, M-Banking or paying through minimarkets such as Indomart, Alfamart. According to Shopeepay Later Islamic law, when viewed from the pillars and terms of sale and purchase, the pillars of qard are in accordance with Islamic law. Then if you look at DSN-MUI No:110/DSN-MUI/IX/2017 regarding the sale and purchase contract, it is allowed that the sale and purchase price that is not cash may not be the same as the cash price, so the price difference on Shopeepay Later to buy now pay later, 3x installments, 6x installments and 12x installments are allowed. This Shopeepay Later sale and purchase is confirmed by the sale and purchase of greetings, namely both buying and selling are delayed in regards to the pending goods, while in Shopeepay Later the money is delayed. However, the penalty that applies as much as 5% when late paying is usury.Perkembangan teknologi yang teramat cepat banyak transaksi jual beli yang dilakukan tidak harus bertemu tatap muka. Kemudian secara syariat Islam jual beli tersebut sering disebut jual beli online yang memang dalam fiqh kontemporer diperbolehkan asalkan terpenuhi rukun dan syaratnya dengan tidak mengandung riba,gharar dan maisir, karena pada dasarnya setiap jual beli apapun harus terhindar dari hal-hal tersebut. Penelitian ini membahas tentang Tinjauan Hukum Islam Terhadap Jual Beli Online Menggunakan Kredit Shopeepay Later. Penelitian ini bertujuan: Untuk menganalisis mekanisme jual beli online menggunakan kredit Shopeepay Later; Untuk menganalisis tinjauan hukum Islam terhadap jual beli online menggunakan kredit Shopeepay Later. Jenis penelitian ini adalah penelitian kepustakaan (library research). Sumber data dalam penelitian ini yaitu bahan hukum primer berupa Alquran dan buku serta bahan hukum sekunder berupa hadis, website resmi shopee, dan jurnal. Teknik analisis data dalam penelitian ini yaitu deskriptif kualitatif. Hasil dari penelitian ini menunjukkan bahwa: Praktik kredit Shopeepay Later dilakukan melalui aplikasi yaitu marketplace Shopee dengan cara pengguna.Shopee mendaftarkan diri untuk mengaktifkan Shopeepay Later. Setelah Shopeepay Later berhasil diaktifkan, pengguna bisa menggunakan Shopeepay Later untuk berbelanja dan pengguna bisa membayar belanjaannya sesuai dengan tempo yang dipilih. Adapun cara membayar tagihannya dapat dilakukan dengaan cara mentransfer melalui ATM, I-Banking, M-Banking atau bayar melalui minimarket seperti indomart, alfamart. Menurut hukum Islam Shopeepay Later jika dilihat dari rukun dan syarat jual beli, rukun qard sudah sesuai dengan hukum Islam. Kemudian jika dilihat dari DSN-MUI No:110/DSN-MUI/IX/2017 tentang akad jual beli dibolehkan harga jual beli yang tidak tunai boleh tidak sama dengan harga tunai jadi perbedaan harga pada Shopeepay Later untuk beli sekarang bayar nanti, 3x  ciclan, 6x cicilan dan 12x cicilan dibolehkan. Jual beli Shopeepay Later ini diqiyaskan dengan jual beli salam yakni sama-sama jual-beli tertunda pada salam barangnya yang tertunda sedangkan pada Shopeepay Later uangnya yang tertunda. Namun denda yang berlaku sebanyak 5% ketika terlambat membayar merupakan riba.
KARAKTERISTIK DAN HAKEKAT PERATURAN PERUNDANG-UNDANGAN HUKUM EKONOMI SYARIAH Sisi Ade Linda; Zufriani Zufriani; Doli Witro
Al-Amwal : Journal of Islamic Economic Law Vol 6, No 1 (2021): AL-AMWAL : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v6i1.2926

Abstract

The birth and formation of laws and regulations related to sharia economic law are based on the growing development of sharia financial institutions (LKS). The operation of Islamic financial institutions must, of course, be following Islamic principles, namely those based on the Qur'an and hadith. Then the formation of laws and regulations of sharia economic law is rooted in fiqh muamalah. The research method used in this study is library research using library data from books, scientific articles, and others. Data analysis techniques are condensation, data presentation, and concluding. The study results show that the legislation related to Islamic economics, especially in Islamic banking, is widely absorbed from the fatwa of the Indonesian Ulema Council (MUI). Almost all MUI fatwas were absorbed as the basis for forming the Sharia Banking Law. There are several characteristics of the Act, namely universal, maslahah, varied, fairness in transactions, and transparency.
THE INFLUENCE OF MOTIVATION ON THE DECISION MAKING OF STARTING A SMALL BUSINESS (CASE STUDY OF COMMUNITIES IN BELOPA UTARA DISTRICT, LUWU DISTRICT) Muh. Shadri Kahar Muang
Al-Amwal : Journal of Islamic Economic Law Vol 7, No 1 (2022): AL-AMWAL : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v7i1.3543

Abstract

This study discusses motivation and decision-making to start a small business (a case study of a community in North Belopa District, Luwu Regency). The formulation of the problem in this study is whether motivation influences the decision making of starting a small business in North Belopa District. The purpose of this researchTo knowdoes motivation affect the decision making of starting a small business in North Belopa District, Luwu Regency. The type of research used is quantitative research. The population is small business actors in North Belopa District, totaling 450 people. Part of the population is used as a sample. Withdrawal of samples with simple random technique, collecting data with a questionnaire. Data analysis using simple linear regression analysis with the help of SPSS Version 15. The results of this study indicate that there is a significant influence between motivation in decision making. This is evidenced by the value tcount =5,605> ttable = 1.664 and a significance value of 0.000 <0.05. These results are consistent with the hypothesis (H1) which states that there is an influence between motivation and decision making. The effect of motivation on decision making is 21.5%. The implications based on the research results obtained in the community in North Belopa District, Luwu Regency in this study are for the people of North Belopa District to always increase their business motivation.
TIME VALUE OF MONEY AND SHARIA LEGITIMACY Mujahidin Mujahidin
Al-Amwal : Journal of Islamic Economic Law Vol 7, No 2 (2022): AL-AMWAL : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v7i2.3567

Abstract

Islamic economics is an economy based on profit sharing. Money is objects approved by society as an intermediary tool for exchange exchange/trade. In a profit-sharing economy, what is used for the economic mechanism is the ratio of profit sharing and business returns that occur regularly real. This is the meaning of Islamic teachings which advocate using the concept of economics Value of Time. That is, it is time that has economic value, not money time value. The factor that determines the value of time is how a person is take advantage of that time. The more effective (appropriate) and efficient (right way), then the time value will be higher
PERSEPSI HUKUM ISLAM TERHADAP HAK CUTI MELAHIRKAN BAGI DOSEN Dan STAF UNIV. MUHAMMADIYAH PALOPO Sari Ratna Dewi
Al-Amwal : Journal of Islamic Economic Law Vol 7, No 2 (2022): AL-AMWAL : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v7i2.3011

Abstract

Tulisan ini bertujuan untuk mengetahui dan memahami lebih lanjut tentang ketentuan hak cuti melahirkan terhadap pekerja perempuan di Universitas Muhammadiyah Palopo dan untuk mengetahui bentuk perlindungan hukum hak cuti melahirkan  terhadap tenaga kerja perempuan. Untuk menjawab permasalahan tersebut, maka tulisan ini menggunakan metode penelitian hukum empiris, yang mana metode ini merupakan metode yang digunakan secara langsung terjun kelapangan untuk memperoleh kebenaran yang terjadi di lapangan. Penerapan pemberian cuti kepada pekerja perempuan di Universitas Muhammadiyah di Palopo  sudah terlaksana dengan optimal, yang didasari oleh peraturan yang berlaku yakni dengan menggunakan Undang-Undang  Nomor 13 Tahun 2003 Tentang KetenagaKerjaan sebagai dasar yuridis serta menggunakan Undang-Undang Nomor 39 tahun 1999 tentang Hak Asasi Manusia, Pelaksanaan pemberian hak cuti melahirkan terhadap pekerja perempuan di Universitas Muhammadiyah Palopo, sudah berjalan dengan baik dengan diberikannya waktu cuti 3 bulan yang mana sesuai dengan  ketentuan Undang_Undang No. 13 tahun  2003
KONSEP MAQASID AS SYARIAH DALAM PERBANKAN SYARIAH Muhammad Alwi; Muslimin Kara; M. Wahyuddin Abdullah; Muhammad Fachrurrazy
Al-Amwal : Journal of Islamic Economic Law Vol 7, No 2 (2022): AL-AMWAL : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v7i2.3549

Abstract

Artikel ini memiliki tujuan mendeksripsikan mekanisme perbankan syariah, konsep maqasid syariah dan implementasi maqasid syariah pada perbankan syariah. Kajian dalam penelitian ini menggunakan metode penelitian perpustakaan (library research). Di mana sumber data utama dikaji dari berbagai sumber relavan dengan tema kajian baik dari jurnal ilmiah, buku dan berbagai sumber lain yang mendukung. Kajian penelitian mengungkapakan bahwa Perbankan syariah dalam menjalankana kegiatan bisnis syariah mengaju pada ketentuan undang-undang perbankan syariah Pasal 1 ayat 20-25 dan ayat 28, terkait tentang  Simpanan, Pembiayaan, dan jasa yang ditawarkan perbankan syariah. Selain itu perbankan syariah juga menerima dan mengelola dana zakat, infaq dan sedekah, hibah dan wakaf. Konsep maqasid syariah yaitu mengaju pada kemaslahatan sebagaimana tujuan syariat itu sendiri, Imam Syatibi merumuskan konsep maqasid menjadi tiga yaitu, yaitu: Dharuriyat, Hajiyat dan Tahsiniyat. sementara konsep maqasid syariah yang ditawarkan oleh Abu Sahra membagi dalam tiga aspek yaitu Tahzibul Fardi (Mendidik Individu), Iqamah al Adl (Menegakan Keadilan), dan Maslahah (Public Interest). Implementasi konsep maqasid syariah pada PT. Bank Muamalat sudah diterapkan dengan baik  maqasid syariah pada PT Bank Muamalat Indonesia sudah diterapkan, selain itu program kerja CSR BRI Syariah menjadi indikator pelaksanana konsep maqasid syariah dan mengalami peningkatan setiap tahunnya. Perbankan syariah di Indonesia pada tahun 2017-2020 berdasarkan indeks maqasid syariah menununjukkan capaian kinerja yang baik.
EKSISTENSI HAK ATAS TANAH DAN PENGADAAN TANAH UNTUK KEPENTINGAN UMUM Rahmatullah Rahmatullah; Rizka Amelia Armin; Nurul Adliyah
Al-Amwal : Journal of Islamic Economic Law Vol 7, No 1 (2022): AL-AMWAL : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v7i1.3459

Abstract

The state of Indonesia is a legal state; this provision is guaranteed in the 1945 Constitution of the Republic of Indonesia (1945 Constitution of the Republic of Indonesia). The legal state of Indonesia is based on the concept of a welfare state, which aims for the greatest prosperity of the people. One of the most important natural resources for ensuring prosperity in the Indonesian legal state in the current era of globalization is land. The urgency of land for human life was appreciated by the government of the Republic of Indonesia through the national land policy with the issuance of Law Number 5 of 1960 concerning Agrarian Principles. Land acquisition is a government activity that involves acquiring land for various developments, especially those of public interest. Land acquisition for public purposes refers to Article 6 of the UUPA, which states that all land rights have a social function. The development of the public interest is regulated in Law No. 12/2012 concerning Land Acquisition for Development in the Public Interest. The implementing regulations have regulated the mechanism of land acquisition by the government for public development as well as the rights and legal remedies available to land owners.

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