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INDONESIA
Scientific Journal of Reflection : Economic, Accounting, Management and Business
ISSN : 26153009     EISSN : 26213389     DOI : -
Core Subject : Economy,
SCIENTIFIC JOURNAL OF REFLECTION is a venue for scientists, practitioners, teachers and students to publish research results, critical analysis and applied concepts in economic scope including economics studies, accounting studies and management and business studies
Articles 932 Documents
THE ANALYSIS OF PREMIUM STRATEGY AND VEHICLE CLAIMS IN INCREASING REVENUES OF PT ASURANSI SINAR MAS TANGERANG Anggraini, Anggun
SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business Vol 1 No 3 (2018): SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business
Publisher : Sekolah Menengah Kejuruan (SMK) Pustek

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Abstract

This research conducted  to determine the premium strategy and insurance claims at PT. Asuransi Sinar Mas Branch of Tangerang period 2005-2015 using SWOT analysis method. Through SWOT analysis can be known the premium strategy that can be applied by the company, This research used the qualitative and quantitative study Methods (combined method). Overall research results show that the SWOT analysis to increase the premium can be seen through the target premium set during one year that has reached the target by way of marketing mix, cooperate with some leasing, the company issued a car insurance product no claim money back, and with the tariff change from OJK where its motor vehicle line rises so that the premium goes bigger, as well as the number of new vehicle types out so that it becomes the stimulus for the customers to change the vehicle and usually insured. While the claim strategy used to suppress the number of claims that is with the acceptance control that is from the year 2005-2010 amounted to 9.51% decreased to 8.35% starting in 2011-2015 in the hope of increasing the underwriting income
GREEN ENTREPRENEURSHIP IN INCREASING INCOME OF FAMILY BUSINESS AT KERANGGAN ECOTOURISM Kusumaningsih, Ani
SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business Vol 1 No 3 (2018): SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business
Publisher : Sekolah Menengah Kejuruan (SMK) Pustek

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Abstract

This conceptual paper discusses about green entrepreneurship which will be developed at Keranggan ecotourism in South Tangerang, which has an impact to increase their income for family business. The example for family business is a cassava chips industry that able to produce 30 kg/day. If the selling price is IDR 40,000/kg, and the production cost is IDR 25,000/kg, then the profit is IDR 450,000/day (IDR 13,500,000/month). Whereas previously their average income is IDR 50,000/day. Thus, there is a significant increase in income. Development of ecotourism using green entrepreneurship concept is in line with the national development focus in 2018 such as: manufacturing sector (industry), agriculture and tourism. Based on data, in 2013 the poverty rate in Keranggan is still very high. So, the aims of this research are: to find the way to increase income for family business through green entrepreneurship, how to encourage the community and implement green entrepreneurship as well
PENGARUH SERTIFIKASI DAN SUPERVISI KEPALA SEKOLAH TERHADAP KINERJA GURU MADRASAH IBTIDAIYAH HAYATUL ISLAM JAKARTA Budi Utomo, Styo
SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business Vol 1 No 3 (2018): SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business
Publisher : Sekolah Menengah Kejuruan (SMK) Pustek

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Abstract

Theoretically, this study aims to determine the effect of certification and supervision of school principals on the performance of Madrasah Ibtidaiyah Hayatul Islam teachers. While the practical purpose is to express the symptoms of teacher performance, so that from this study suggestions and recommendations for improvement are proposed. This research uses a qualitative approach with descriptive methods. The population in this study was MI Hayatul Islam?s teachers, amounting to 10 people, and the unit of analysis used as samples were 6 teachers who had passed the certification. The research instrument used was a questionnaire, while the analytical method used was Non Parametric Kruskall Wallis. The results of the study revealed that certification had an effect on the performance of MI Hayatul Islam teachers with KW value of -38,438 <12,5916. Supervision of Headmasters influences the performance of MI Hayatul Islam teachers with KW value of -38.559981 <12.5916. Certification and the supervision of Principal School jointly affect the performance of MI Hayatul Islam?s teachers. The results of the study mentioned that the average effect was not the same as the KW result = 12,534 <12.5916. These could be concluded that the influence of teacher certification and principal supervision toward MI Hayatul Islam teachers who has been certified is different, both in quality and quantity
EMPLOYEE PERFORMANCE ANALYSIS OF SOCIAL REHABILITATION PAMARDI KHUSNUL KHOTIMAH TANGERANG SELATAN Krisyanto, Edy
SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business Vol 1 No 3 (2018): SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business
Publisher : Sekolah Menengah Kejuruan (SMK) Pustek

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Abstract

The purpose of this study was to determine the effect of organizational culture, work ethic and discipline on the employees performance either partially or simultaneously of Social Rehabilitation Institution Pamardi Khusnul Khotimah at Tangerang Selatan. The results showed that organizational culture based on partial test was positive and significant effect on the performance of 76,2%, while work ethos can be good too was positive and significant effect on the performance of 72,2%, then work discipline also was positive and significant effect on the performance of 73%. The result of correlation coefficient (R2) of 76,7% can be summed up the effect of the variable X1 (organizational culture),  X2 (work ethos) and X3 (discipline) to variable Y (employees performance) where the relationship is positive. The results of calculation for 53.874 F-value further consultation with the F-table with dk = k numerator and denominator dk = (nk-1) with a 5% error level the importance of the F table = 2,80. Provisions applicable for F-value greater than F-table (53.874  > 2,80), it can be stated that the multiple correlation is significant. Thus the null hypothesis (H0) that states there is no effect between organizational culture, work ethos and discipline influence on employees performance is rejected, while the alternative hypothesis (Ha) is accepted
THE ANALYSIS OF SERVICE MANAGEMENT BASED INFORMATION TECHNOLOGY SYSTEMS AT PT MITRA SOLUSI TELEMATIKA Oktapiani, Eka
SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business Vol 1 No 3 (2018): SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business
Publisher : Sekolah Menengah Kejuruan (SMK) Pustek

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Abstract

Service Point is the spearhead that connects between the customer with the workforce engineer in the process of information technology services to improve IT services in the company. Often companies ignore this, whereas service point is one of the services of information technology services in order to ensure the sustainability of the business offered by the company. Analysis of incident management system in ITOP program and IT services service based on ITIL V3 framework for Service Point at PT Mitra Solusi Telematika is very much needed in effort to improve IT service to support Vision of PT Mitra Solusi Telematika become provider of integrated technology solution. One effort to improve IT services is by developing the process of providing IT services and services as a single point of contact that bridges between customers with all service point staff and IT services. The development of incident ITOP program management and IT support analysis begins with gathering information and analysis through a review of processes within existing ITOP programs, and ITIL V3 framework literature study. Analysis is done to refine the existing process. Once the document is created and developed, the next step is the document verification process to find out the purpose of the incident management process has been met. The results of this development of the management can facilitate the needs and improve IT services especially in Service Point Department PT Mitra Solusi Telematika for IT services to be maintained and measurable
THE ANALYSIS OF FINANCIAL PERFORMANCE USING ECONOMIC VALUE ADDED (EVA) AND MARKET VALUE ADDED (MVA) METHODS AND ITS INFLUENCE ON STOCK RETURN OF TRANSPORTATION COMPANY LISTED IN INDONESIA STOCK EXCHANGE Ira Sahara, Lia
SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business Vol 1 No 3 (2018): SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business
Publisher : Sekolah Menengah Kejuruan (SMK) Pustek

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Abstract

This study was conducted to examine the effect of Economic Value Added (EVA) and Market Value Added (MVA) and Its Effect on Stock Return. The research sample was taken from 5 transport company listed on the Indonesia Stock Exchange that have been through the process in accordance with the criteria of sample or random sampling method. Data analysis methods used in the study panel data analysis method using Eviews program. Results showed partial EVA has no real effect, with significant values of 0.2661, while MVA and significant influence on Return Stocks with significant value of 0.0463 as indicated by the results of the test statistic t. While simultaneously or jointly Economic Value Added (EVA) and Market Value Added (MVA) influence on Stock Return, this is evidenced by the results of the test statistic f the significant value of 0.0382
HUBUNGAN STRES KERJA DAN PRESTASI KERJA KARYAWAN PT. ASURANSI SINARMAS JAKARTA PUSAT PADA DIVISI CREDIT CONTROL Sunarto, Ading
SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business Vol 1 No 4 (2018): SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business
Publisher : Sekolah Menengah Kejuruan (SMK) Pustek

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Abstract

The purpose of this study is (1) To determine the level of work stress of employees at PT. Asuransi Sinarmas Central Jakarta, (2) To determine the level of employee performance at PT. Asuransi Sinarmas Central Jakarta, (3) To determine the relationship between work stress and employee performance at PT. Asuransi Sinarmas Central Jakarta. The research method used by the writer is descriptive method, while the data processing is quantitative using statistical analysis. The population and sample in this study are employees of PT. Asuransi Sinarmas Central Jakarta Credit Control Division, with a total sample of 65 respondents. Based on the results of the calculation of the correlation between variables (X) Job Stress and Variable (Y) Employee Work Achievement obtained rxy value of 0.60. Conclusion (1) Job stress level for employees of PT. Asuransi Sinarmas Central Jakarta Credit Control Division is quite high (2) The level of work performance at employees of PT. Asuransi Sinarmas Central Jakarta Credit Control Division is quite good (3) Relationship between work stress and work performance at employees of PT. Asuransi Sinarmas Jakarta Pusat Credit Control Division is positively related, with a r value of 0.60 or located at 0.60 to 0.799 which shows the relationship between job stress variables and work performance is strong. Suggestion (1) In an effort to increase employee performance at PT. Asuransi Sinarmas Central Jakarta Credit Control Division, the company should fix the stresses that exist in the company environment by holding two-way communication, taking the time to be able to hear employee complaints through counseling, observing the ability of each individual employee specifically, not taking sides with certain employees fair and wise in solving problems. (2) Improving health services. (3) Establishment of harmonization of work stress relationships between employees as team work
PENGARUH OPINI AUDIT, PERINGKAT KAP, UKURAN PERUSAHAAN DAN PROFITABILITAS TERHADAP NILAI PERUSAHAAN DENGAN AUDITOR SWITCHING SEBAGAI VARIABEL MEDIASI Sanulika, Aris
SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business Vol 1 No 4 (2018): SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business
Publisher : Sekolah Menengah Kejuruan (SMK) Pustek

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Abstract

This research is structured to analyze how Influence of Audit Opinion, Firm Size, Company Size Profitability To Company Value With Switching Auditor As Variable Mediation.The research methodology used using explanatory causality method and using secondary data. Sample selection using purposive sampling method and sample used amounted to 25 companies with rentng time 2008-2014.Based on the result of the audit opinion t test 2,235 with the significance level 0.027 smaller than 0.05. KAP threshold size variable 0.711 with significance level 0,478 greater than 0,05. Variable size of company titung 4,127 with significance level 0,00 less than 0,05. The profitability variable is tcal 4.00 with the significance level 0.00 is less than 0.05. Switcing Auditor Variable tcal -1,892 with 0.061 significance level greater than 0.05. Although the switching auditor directly does not affect the firm's value, the audit opinion variables, KAP size, firm size and profitability to firm value are mediated by the Switching Auditor. The value of the company to increase this means investors' confidence in the company is increasing due to the change of both big four and non big four auditors but the results of his unqualified opinion
ANALISIS SEKTOR UNGGULAN PEREKONOMIAN DI KABUPATEN BOGOR Rima Prasetya, Eka
SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business Vol 1 No 4 (2018): SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business
Publisher : Sekolah Menengah Kejuruan (SMK) Pustek

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Abstract

This study aims to analyze the leading economic sectors towards economic growth in Bogor Regency. The method used is Location Quotient (LQ) and Shift Share (SS) analysis. The results showed that the water supply sector in Bogor Regency was the leading sector with a LQ value of 1,438, followed by 3 other sectors and there were 13 sectors that were not the leading sectors with LQ values below the average 1. Based on the results of Shift Share (SS) shows the manufacturing industry sector in Bogor Regency is in the top position and grows faster than the average provincial growth of 14,185,859.37, whereas if seen from its development, the information and communication sector is the most developed compared to other sectors However, when viewed from the competition in the regional share, the Wholesale and Retail Trade sector, Car and Motorcycle Repair has very strong competitiveness in the province of West Java
KEBIJAKAN MODAL KERJA, KEBIJAKAN PIUTANG DAN PEROLEHAN LABA Habibah, Habibah
SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business Vol 1 No 4 (2018): SCIENTIFIC JOURNAL OF REFLECTION : Economic, Accounting, Management and Business
Publisher : Sekolah Menengah Kejuruan (SMK) Pustek

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Abstract

This study aims to analyze the application of working capital policies and accounts receivable policies as well as their influence on profitability in all pharmaceutical subsector companies listed on the IDX as many as 11 companies. The samples used were 5 pharmaceutical sub-sector companies listed on the Stock Exchange for the period of 2009 to 2016. The sample determination method used was purposive sampling method and statistical test using panel data regression test of fixed effect model, the research method used was quantitative descriptive by carrying out the activities of collecting documents from the company's financial report data. The results of the study show that working capital policies applied by companies to implement conservative policies and working capital policies have a significant effect on earnings, while the receivable policy has no effect on profitability

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