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At-Tawassuth: Jurnal Ekonomi Islam

tawassuth
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Published by Universitas Islam Negeri Sumatera Utara

ISSN : 2580944X EISSN : 25490230 DOI : -

Core Subject : Economy,

Economics, Econometrics & Finance

Arjuna Subject : -

Articles 182 Documents

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Gerakan Ekonomi Islam Pada Era Pra Kemerdekaan Riswan Rambe
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. III | No. 1 | 2018
Publisher : Universitas Islam Negeri Sumatera Utara

This research is aimed to know the background of economic movement conducted by SDI, Muhammadiyah and NU and analyzing the obstacles faced by SDI, Muhammadiyah and NU in Islamic economic movement. The research method used in this research uses library study method with qualitative approach. The result of this conclusion can be concluded that the patterns of SDI movement, Muhammadiyah, and NU have a contemporary, traditional-conservative economic ideology. The existence of a positive influence on the movement of SDI to the Muslim community, among others, the lifting of indigenous traders became strong, and eliminating discriminatory treatment to indigenous traders. A good influence on the Muhammadiyah movement to the people, both their growing economy and their human resources, is better, one example of the pre-economy by establishing the BMT of the Ummah and the Muhammadiyah Bank. And also the economy of the people due to the influence of Nahdlatut Tujjar and establish the Shirkah Muawwanah cooperative in pesantren-pesantren. The movements provided by SDI, Muhammadiyah, and NU to the community have had a positive impact on the social, economic, social, and social issues.

ANALISIS PENGARUH KEPATUHAN MEMBAYAR ZAKAT TERHADAP KEBERKAHAN Juliana Nasution
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. II | No. 2 | 2017
Publisher : Universitas Islam Negeri Sumatera Utara

This research was aimed to find out how big the direct and indirect influence of faith, reward, altruism, organization's response to compliance variable and their impacts toward blessings of muzakkis’ wealth. The sample in this research is muzakki of profession zakah paid in Dompet Dhuafa Waspada. The research method used is a quantitative approach, by using path analysis with MSI as a helping program, SPSS version 16 and LISREL 8.8 (student). Dominant factors affecting blessing to pay zakah were organization and compliance. The dominant factors that influenced blessing were compliance and reward. The form of blessing were the most widely experienced by respondents after obediently to pay zakah is smoothness and the provision addition. And then, selective to their revenues, control of needs a life, family harmony, perseverance worship, treasures preserved from theft, and inner peace.

MODEL PERHITUNGAN ZAKAT PERTANIAN (Studi Di Kecamatan Kuta Makmur Aceh Utara) Ainiah Abdullah
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. II | No. 1 | 2017
Publisher : Universitas Islam Negeri Sumatera Utara

This research aims to analize deeply about agriculture zakah accounting of rice plant in Kuta Makmur, North Aceh, and the factors that influenced people to choose that accounting model. This research is a field research in descriptive qualitative-inductive research. Primary data obtained through interviews while secondary data obtained through the literature study. The research results showed that the accounting model of agriculture zakah in Kuta Makmur, North Aceh is highly influenced with Shafiiyah and highly maintained and hard to shift with the other opinion and contemporary fatwa although the conditions and the situations demand it. Such as, the nishâb accounting model does not take into consideration of operational costs at all, the first harvest will add to the next harvest within a year in order to reach nishâb. That selected accounting model influenced by several factors such as theological factor, psychological factor, educational factor and socio-cultural factor.

ANALISIS PENGARUH INVESTASI, OPERASI MONETER DAN ZIS TERHADAP PERTUMBUHAN EKONOMI INDONESIA Khairina Tambunan
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. 1 | No. 1 | 2016
Publisher : Universitas Islam Negeri Sumatera Utara

This study seeks to verify and explain the influence of investment, monetary operations and alms to the Indonesian economy. While the method used is multiple linear regression analysis method with variables that conventional mutual funds, Islamic mutual funds, Bank Indonesia Sharia Deposit Facility (FASBIS), the amount of zakat, donation, and alms (ZIS) and Indonesia's real Gross Domestic Product. The data used in this research is time series data in the period from January 2013 - December 2015. The study found that simultaneously showed that about 97.2% variable konvensonal mutual funds, Islamic mutual funds, FASBIS, and zakat affect Indonesia's GDP the period January 2013- December 2015, while 2.8% is explained by other factors. Partially conventional mutual funds, FASBIS, and alms giving effect to real GDP Indonesia, while Islamic mutual funds do not look real to real GDP Indonesia.

Persepsi Masyarakat Kota Medan Terhadap Penggunaan Financial Technology Tri Inda Fadhila Rahma
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. III | No. 1 | 2018
Publisher : Universitas Islam Negeri Sumatera Utara

This research aimed to find out the public perception of the use of financial technology (Fintech). The informant in this research is the citizen of Medan as a user fintech or not. Data collection techniques by using in-depth interviews to 10 informants with different ages and professions background. The analysis technique by using descriptive qualitative method that is useful to provide facts and data. The result shows that public perception toward the use of financial technology (fintech) includes attitude, interest, understanding, motivation, and expectation. Where attitude of society towards the use of fintech, providing support to the progress of financial technology innovation in Indonesia is very helpful for the community, while the public interest to use fintech has been proven from interviews 9 out of 10 respondents have been interested by using it. The society has understood the benefits and usage of fintech because using fintech is more efficient and effective than other financial services so that people are motivated to use fintech. The society hope to the organizers of fintech in order to provide socialization to the public and practicality in using the service, so that people who lack understanding of technology can use it easily.

PENGARUH ETIKA BISNIS ISLAM TERHADAP KEUNTUNGAN USAHA PADA WIRAUSAHA DI DESA DELITUA KECAMATAN DELITUA Desy Astrid Anindya
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. II | No. 2 | 2017
Publisher : Universitas Islam Negeri Sumatera Utara

According to the Islamic business ethics, every business person in trade should not merely aim at the highest possible profit, but the most important thing is to find a means to increase and reach the top of the sustenance provided by Allah SWT.The purpose of this research is to find out whether there is influence of Islamic business ethics against profit. This type of research is the associative nature of causality.This type of research is the associative nature of causality. Data retrieval using direct surveys and instruments used are questionnaire. The population is predominantly entrepreneurial principals, and sample as many as 54 respondents using accidental sampling. Analysis method used is simple linear regression.The results showed that there was influence of Islamic business ethics on the entrepreneurial efforts of profits against the village of Delitua sub-district of Delitua (p = 0.000). The conclusions of the study results is every muslim traders should run its economy activities based on Sharia rules or statutes, namely that God commanded his servants.

ANALISIS FAKTOR YANG MEMPENGARUHI EKSISTENSI RITEL TRADISIONAL DALAM MENGHADAPI RITEL MODERN DI KECAMATAN MEDAN AMPLAS Muflihatul Fauza
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. II | No. 1 | 2017
Publisher : Universitas Islam Negeri Sumatera Utara

The aim of this study to determine the factors affecting the existence of traditional retail and the dominant factor affecting the existence of traditional retail in Medan Amplas. The research sample 100 respondents, the research method used is quantitative approach using path analysis and using SPSS version 16, LISREL version 8.8 and MSI excel program. Results of this study, the factors that influence to the purchasing decision is the price factor with the t value 3,34, while the factor of produk and place does not affect to purchasing decision. And the factors that influence directly to existence of traditional retail are produk, price and purchase decision factor, while the place do not effect it directly. And indirect effect of the existence of traditional retail through the purchase decision are the produk and price factor with t-value 4,88 and 2,44 is greater than t table 1,97.

KONTRIBUSI KURS, SUKU BUNGA PERKREDITAN, DAN LIKUIDITAS, PADA PEMBIAYAAN PRODUKTIF BANK SYARIAH Yovvi Sukandar; Muslim Marpaung
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. 1 | No. 1 | 2016
Publisher : Universitas Islam Negeri Sumatera Utara

This research was aimed to find out the contribution of exchange rate, interest rates of conventional banking, and the resilience of islamic banking liquidity towards produktive financing performance of islamic banking in Indonesia during the last 10 years. By quantitative approach of VAR (Vector Auto Regressive) analysis at alpha 5%, concluded that the exchange rate, interest rates of conventional commercial banks, and the condition of islamic banks liquidity contribute to productive financing performance of islamic banks. The most contribution to productive financing growth sourced by the power of islamic banks liquidity (16,68%), followed by interest rates of conventional commercial banks (4,97%), and rupiah exchange rate (1,39%). Productive financing performance showed positive respon but tend to be difficult to stable against the movement rupiah exchange rate, the interest rates of conventional commercial banks, while in contrast to the power of liquidity variable that responded positively and tend to be stable and balanced.

Peranan Dana Pihak Ketiga Dalam Kegiatan Usaha Mikro Kecil Dan Menengah Pada Bank Syariah Wahyu Syarvina
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. III | No. 1 | 2018
Publisher : Universitas Islam Negeri Sumatera Utara

Third Party Funds (DPK) may affect the bank's budget. If third party funds increase, then the bank's budget will increase as well. If Third Party Funds decreases, it can weaken the operational activities of sharia banks. The growth of third party funds becomes very important, namely to provide greater financing to prospective customers and also for the development of people's economy, especially in the real sector. Sharia banks are expected to be contributors from financial institutions for economic growth as measured by the growth of the real sector. MSMEs in the Indonesian economy have a very important role in improving the competitiveness of microeconomics. The role of MSMEs is known as a sector that can absorb large labor nationally, accommodate the role of the poor in the economic structure, and is a potentially large sector that contributes to GDP. The government and related parties are obliged to take a leading position in encouraging this sector to grow better. So the economic development of society is getting better, poverty alleviation and unemployment problem can be solved well. Then third party funds in this case should be the concern of each sharia bank.

Strategi Perbankan Syariah Sebagai Solusi Pengembangan Halal Industry di Indonesia Rahmayati Rahmayati
AT-TAWASSUTH: Jurnal Ekonomi Islam Jurnal At-Tawassuth | Vol. III | No. 2 | 2018
Publisher : Universitas Islam Negeri Sumatera Utara

This study aims to improve halal industry through the role of sharia banking with financing channeled by the Islamic banks to finance customers. The method used in this research is qualitative and quantitative research. The qualitative data processing technique is sourced from the analysis of the interviews conducted by the syariah bank and the financing customer, while the quantitative analysis uses secondary time series data derived from publication reports from OJK and BPS from 2005 to 2017 with Eviews software tool. The variables of this research are halal sectors (Halal GDP) as dependent variable; total sharia bank financing; inflation, and export of halal industry as an independent variable. The results of this study proves that sharia banking can encourage the increase and development of halal industrial sector through financing customers in Islamic banks. The econometric results also prove that research variables such as the number of halal industrial sectors will increase with the increase in the business of customers who get halal certification. Despite the inflationary conditions, it does not slow the growth of halal industrial sector.

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