cover
Contact Name
Nur Jamaludin
Contact Email
nurjamaludin@gmail.com
Phone
+62816939222
Journal Mail Official
nurjamaludin@gmail.com
Editorial Address
Gedung STES Islamic Village, Ruang LPPM Lantai III Jalan Qodar Raya No.12 Kelapa Dua Tangerang, Banten
Location
Kota tangerang,
Banten
INDONESIA
Islaminomics: Journal of Islamic Economics, Business and Finance
ISSN : 20879202     EISSN : 26846772     DOI : 10.47903/ji.v10i2
Core Subject : Economy,
Aims and Scope The islaminomics: Journal of Islamic Economics, Business, and Finance publishes quality and valuable articles on current issues within Islamic economics, business and entrepreneurship as well as finance. This Journal welcomes and invites researchers to publish their studies here in related to empirical works, and development theory studies or best practices on the above areas. In detail this journal covers broad issues of Islamic Economics, business and finance but be limited to: Islamic Finance: Fundamentals, trends and opportunities in Islamic Finance The development of akad (contract) in Islamic finance The proposed models of financial instruments Islamic banking and financial markets Sukuk and equity and all products of Islamic finance Risk management Corporate finance Investment strategy Islamic social finance (zakat, awqaf atc) Financial planning Housing finance Legal and regulatory issues etc Islamic Business, Management and Entrepreneurship: The Islamic Business way, model, ethics and values Good Corporate Governance Corporate Culture in Islamic Perspective The implementation of service quality and the impacts The Islamic corporate social responsibility and its implications on business Management styles and strategies in Shariah Frame Work The development of Islamic entrepreneurship theory Islamic Ethics in business way Islamic Economics: The fundaments of Islamic Economics The Development of Islamic Economics Theories Islamic values/principles of Islamic Economics Labor and welfare economics in Islamic Economic Political economy in the frame works of Islamic Frame Work The Economics of Zakat Third Sector Economy Comparation of Economic System The implementations of Islamic principles in Consumption and soon etc The journal is the only title aiming to give an interdisciplinary and holistic view on Islamic finance and business management practices in order to inform these two intertwined communities.
Articles 6 Documents
Search results for , issue "Vol 12, No 2 (2022): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE" : 6 Documents clear
Strategi Penerapan Restrukturisasi Pembiayaan Mikro Syariah terhadap Dampak pandemi Covid-19 (Studi Kasus: Bank X) Raden Ajeng Entaresmen; Lydia Rosintan Simanjutak; Azizah Wayulinaini
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 12, No 2 (2022): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

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Abstract

Problem formulation: 1). How to apply the restructuring of sharia microfinance to the impact of the Covid-19 pandemic (Case Study: Bank X); 2). What is the strategy in terms of strengths, weaknesses, opportunities and threats in implementing the restructuring of sharia microfinance against the impact of the COVID-19 pandemic (Case Study: Bank X). Research objectives: 1). To find out the implementation of sharia microfinance restructuring on the impact of the covid 19 pandemic (case study: Bank X); 2). To find out the strategy on the strengths, weaknesses, opportunities and threats in the implementation of the restructuring of sharia microfinance against the impact of the covid-19 pandemic (Case study: Bank X). The method used in this research is descriptive qualitative using SWOT analysis. The results of this study indicate that the implementation of the sharia microfinance restructuring mechanism at Bank X, (1) the customer submits / makes a letter of application for installment relief / installments, (2) the bank makes a proposal as a reference containing income before the COVID-19 pandemic and after the occurrence of the COVID-19 pandemic. the covid-19 pandemic, (3) the bank submits a proposal to the head office, (4) if it is approved by the head office, the service office bank makes a new contract. Strengths, weaknesses, opportunities and threats in the implementation of sharia microfinance restructuring, namely: (1) strengths, namely; support economic growth stimulus; manage financial performance; managing liquidity and capital; and provide opportunities for business actors; (2) weaknesses namely; occurrence of default; not all customers can restructure; and the bank's income is very small; (3) opportunities namely; digitization and customer survival; (4) threats namely; decreased customer business; and manipulate income reports.   
Penerapan Manajemen Risiko Pembiayaan Bermasalah pada Produk Business Banking Hendy Herijanto; Mia Mahdania Ulfani; Shofiah Tidjani
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 12, No 2 (2022): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

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Abstract

As the economic sector of Indonesia has developed, Islamic banking has emerged as a solution to the resulting issues. As is widely known, Islamic Sharia has already developed Islamic economies in other countries. Moreover, Islamic banks provide a wide range of products and services to the public, such as the Bank Syariah Indonesia (BSI) Bintaro Branch Office, which provides financing options to individuals seeking to expand their enterprises. Including business financing, all forms of transactional activities in Islamic banks will always involve risks. This study aims to investigate the risks connected with the financing products supplied by the Bank Syariah Indonesia and to determine how to lessen the risks associated with business financing products and what steps may be taken to overcome the financing default. This study applies qualitative research using a case study research approach to describe and explain pertinent facts and data collected through interviews and other data collectiong from the institution. This study's findings indicate that risk management was performed at BSI Bintaro in line with specified rules, including the application of the 5C principles in examining the provision of financial viability to prospective consumers. However, BSI  Bintaro must address issues such as internal hazards and the elimination of tolerance analysis. Customers and banks should maintain a high level of professionalism to develop mutually advantageous business partnerships.
Pengaruh Islamic Corporate Governance terhadap Kinerja Keuangan Bank Umum Syariah Periode 2017-2021 Putri Ayu Iffatul Af'idah; Dewi Reni
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 12, No 2 (2022): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/islaminomics.v12i2.214

Abstract

The purpose of this research is to assess the impact of Islamic corporate governance practices on the financial performance of Islamic commercial banks in Indonesia. Islamic corporate governance serves as the independent variable in this study, while financial performance serves as the dependent variable. All Islamic Commercial Banks that are registered with the OJK over the period of 2017–2021 served as the population for this study, which included 15 institutions. The selection of samples methode is using a purposive sampling. With a research time span of five years and nine Islamic commercial banks serving as samples, this study was conducted. The method for analyzing the data is called partial least squares, and the instrument for analyzing the data is called Smart-Pls. In this particular piece of research, a quantitative approach was taken, and secondary data in the form of annual reports submitted by Islamic Commercial Banks were employed as sources of information. According to the findings of this research, Islamic corporate governance has a positive and significant impact on the financial performance of Islamic commercial banks in Indonesia.
Persepsi Generasi Milenial tentang Keamanan Kosmetik Bersertifikat Halal dan Keputusannya dalam Menggunakan Kosmetik Wardah Abdul Rachman; Nur Jamaludin; Raihana Fairuza Amira
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 12, No 2 (2022): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/islaminomics.v12i2.216

Abstract

This study's objective is to investigate the factors of halal certification, such as comprehension, trust, and safety, and to determine the impact of each variable on purchasing decisions for halal cosmetics. This is a descriptive study in which understanding, trust, and safety are independent variables and purchasing decision is the dependent variable. This study employs a closed questionnaire for data collection, literature reviews, and other research-related references. This study's sample consisted of 103 Islamic Village College students selected using the method of purposive sampling with the inclusion of students who have ever purchased Wardah cosmetic products. The data are analyzed using the classic assumption test and statistical tests of multiple linear regression analysis (F test and T test) in SPSS 23. According to the study's findings, 1) comprension have a positive but insignificant effect on the buying decision of halal cosmetics, 2) trust have a positive and significant effect on the buying decision of halal cosmetics, 3) safety had a positive and significant effect on the buying decision, and 4) Halal certification have a positive and significant effect on the buying decision of halal cosmetics.
Analisis Dampak Pembelajaran Mata Kuliah Prodi Perbankan Syariah STES Bhakti Nugraha terhadap Minat Menabung Mahasiswa di Bank Syariah Muhammad Fahyudin; Ade Marpudin; Hermawan Timbas
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 12, No 2 (2022): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/islaminomics.v12i2.183

Abstract

The purpose of this study is to examine the influence of Islamic banking study program courses at STES Bhakti Nugraha Tangerang on the desire to use Islamic banking products and services. To achieve this objective, this study employs a qualitative descriptive research approach in which data in the form of phenomena, words from interviews, and opinion poll questions are analyzed and verified using qualitative data analysis techniques. This study focuses on STES Bhakti Nugraha Tangerang City seventh-semester students. On the basis of interviews, observations, and opinion polls, it was determined that STES Bhakti Nugraha semester VII students comprehend what they are learning in the Islamic banking study program and believe that learning outcomes can affect their desire to use Islamic banking services. Those who use Islamic banking are nearly identical to those who use conventional banking services, according to another finding. This is a result of the simplicity with which conventional banks provide their services.
A Review of the Islamic Perspective on Consumer Behaviors Nur Jamaludin; Luqman Hakim Handoko; Mohd Nazrul Nazrul Katek; Mohd Sukhor Bin Abdullah
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 12, No 2 (2022): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/islaminomics.v12i2.217

Abstract

Modern economic theory focuses heavily on how consumers select how much to consume now and how much to save for the future. This is a major aspect of consumer behavior (Khan, 1984). Related to this statement, the article by Prof. Muhammad Annas Zarqa has pointed to an issue that is crucial because this is likely to be one of the main questions that economists would be worried about. Thus, this paper has two aims, the first of which is to examine the notion of consumer behavior in Islamic economics. While the specific objectives were to emphasize that not all traditional theories are compatible with Muslim consumer behavior, to demonstrate that Islamic injunctions and rules related to consumption should not be introduced as constraints on consumer behavior, and to indicate the interdependence between the utility of different Muslims, attempts were made to modify consumer behavior related to shari'ah. This research uses qualitative methodology. In conclusion, Zarqa believes that the existing consumer theory must be modified to accommodate Muslim consumers. Then he addressed the point that the distinction between the preference function and the utility function should be examined in Shariah. Because classical economics considered that customer behavior must be based on the utility function in order to be satisfying, Zarqa has proposed that this problem be explored and further investigated utilizing the empirical method, without regard to the Islamic prohibition on consumer behavior.

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