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Warmadewa Economic Development Journal (WEDJ)
Published by Universitas Warmadewa
ISSN : 26548682     EISSN : 26548674     DOI : https://doi.org/10.22225/wedj
Core Subject : Economy,
Economics, Econometrics & Finance
Warmadewa Economic Development Journal (WEDJ), ISSN: 2654-8674 (online) 2654-8682 (Print), is a Journal Research of Economy Development Science published by Warmadewa Press jointly with Faculty of Economy, Universitas Warmadewa. This journal is also dedicated to provide an intellectual space of scholarly discussion how journal of Economy Development Science able to create the new global formation of Economiy Development Science and similar issues. This journal has been distributed by Faculty of Economy, Universitas Warmadewa, Universitas Warmadewa started Online from Volume 1 Number 1 Year 2018 to present. This journal encompasses original research articles, review articles, and short communications, including: Macroeconomics Development Economics Monetary and Fiscal Policies International and Regional Economics Institutional Economics Tourism Economics Microeconomics Griculture Economics Labor Economics Behavioral Economics Environmental Economics Smes Financing Feasibility Studies Community Empowerment Coastal Economics
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 87 Documents
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Pengaruh Pendapatan Dan Lingkungan Sosial Terhadap Minat Menabung Mahasiswa Pada Bank BRI Muhammad Dian Ruhamak; Bothy Dewandaru; Nabila Andriani; Ridha Zalviana; Isro’in Listiyaningrum; Risma Gesang Ayu Cahyani; Deni Umbu Siwa Jorumana
Warmadewa Economic Development Journal (WEDJ) Vol. 7 No. 1 (2024): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.7.1.2024.30-39

Abstract

This research aims to analyze how much income and social environment influence the interest in saving among students in regular morning classes at the Faculty of Economics and Business, Kadiri University. This article's quantitative research uses primary data obtained through observation, interviews, and distributing questionnaires. The sample used in this research was 50 respondents. The data analysis techniques used are the Validity Test and Reliability Test, Multiple Linear Regression Analysis Test, and Hypothesis Test (T-test, F Test, and Determination Coefficient Test (R2)). Based on the test results, it was found that the Income variable had a significant influence on the Interest in Saving variable, the Social Environment variable had a significant influence on the Interest in Saving variable, the Income variable and the Social Environment variable had a significant influence on the Interest in Saving variable. The Income and Social Environment variables influence 36.3% of the Interest in Saving variable, while other factors outside this research influence the remaining 67.7%.
Analisis Faktor-Faktor yang Dominan Menentukan Minat Generasi Millenial di Kota Denpasar dalam Menggunakan Mobile Banking Maulida Muvidatus Sania
Warmadewa Economic Development Journal (WEDJ) Vol. 7 No. 1 (2024): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.7.1.2024.20-29

Abstract

There are many factors that influence the interest in using mobile banking among millennials in the city of Denpasar. One of them is the increasing number of merchants and shopping places frequently visited by millennials that provide non-cash transaction payment methods. The aim of this study is to determine the dominant factors that determine millennials in using mobile banking. This study uses primary data with Exploratory Factor Analysis techniques. The data to be processed using SPSS For Windows. The data analysis technique used is exploratory factor analysis, this analysis is used because the researcher does not yet have knowledge or theory or a hypothesis that organizes the structure of the factors to be formed, so this technique helps to build a new theory. From the analysis, it was found that there are 4 factors that influence the interest of millennials in using mobile banking, including Efficiency and Effectiveness of Mobile Banking, Security, Product Variation and Commitment of the Service Provider Bank, and Service Quality.
Manajemen Strategis dan Pengembangan UMKM Kabupaten Jembrana melalui Analisis SWOT I Gusti Agung Prabandari Tri Putri; Desak Putu Nitya Dewi; I Gst. Agung Pramesti Dwi Putri; I Made Artana
Warmadewa Economic Development Journal (WEDJ) Vol. 7 No. 2 (2024): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.7.2.2024.79-87

Abstract

MSMEs have a role in supporting the growth of the provincial economy. The tight business competition is a challenge that must be faced by MSME owners, so that innovation and uniqueness are obligations that must be had today. This study aims to develop Micro, Small and Medium Enterprises (MSMEs) through strategic management planning. The type of research applied is qualitative with a descriptive approach based on literature and interview results with MSME owners located in Jembrana Regency, Bali Province. The SO strategy directs MSMEs to expand their target market online because they can show quality and halal-certified products. The WO strategy focuses on improving digital marketing skills and utilizing digital in the payment process to reach online consumers. The ST strategy directs MSMEs to expand their supplier network to maintain quality raw material stocks and demonstrate competitive advantages over competitors. The WT strategy is directed at the role of MSMEs in anticipating a decline in consumer purchasing power by conducting trend analysis through social media. The four strategies that have been formulated can be used as a guide to developing the sustainability of MSME businesses. The SWOT matrix shows strategies that can be practised to optimize strengths and opportunities, improve weaknesses, and overcome threats to MSME businesses.
Analisis Faktor yang Mempengaruhi Tingkat Kemiskinan di Provinsi Bali Tahun 2019-2022 I Komang Wisnu Purana
Warmadewa Economic Development Journal (WEDJ) Vol. 7 No. 2 (2024): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.7.2.2024.88-95

Abstract

This research was conducted to fill the gap in previous studies that showed differing opinions regarding the influence of Gross Regional Domestic Product (GRDP), unemployment rate, and education on poverty levels in Bali Province. The focus of this study is on poverty levels, which have fluctuated. The aim of this research is to analyze the extent to which GRDP, unemployment, and education affect poverty levels. The research method employs a quantitative approach with data collection techniques through literature studies, where data is obtained from books, journals, and scientific works. The results of the analysis using multiple linear regression and hypothesis testing (F and t tests) indicate that: (1) GRDP has a negative but not significant effect on poverty, (2) Unemployment has a significant positive effect on poverty, (3) Education has a significant negative effect on poverty, and (4) GRDP, unemployment, and education simultaneously affect poverty.
Pengaruh Keterlambatan Wajib Pajak Dalam Membayar Pajak Kendaraan Bermotor dan Kesadaran Wajib Pajak Terhadap Kepatuhan Wajib Pajak Kendaraan Bermotor Di Kota Denpasar Amelia Santika Dewi
Warmadewa Economic Development Journal (WEDJ) Vol. 7 No. 2 (2024): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.7.2.2024.49-61

Abstract

This research aims to reveal the impact of education level and economic growth on community welfare in the districts/cities of Bali Province. Using a quantitative method using multiple linear regression analysis, the research results show that the level of education has a directly proportional and significant impact on community welfare. This means that the higher the level of education, the better the welfare achieved. On the other hand, economic growth has a positive but not real impact on welfare, indicating inequality in the distribution of economic benefits. However, when these two variables are combined, the level of education and economic growth collectively show a positive and significant impact on community welfare, with an Adjusted R-Square value of 0.882.
Pengaruh Tingkat Pendidikan Dan Pertumbuhan Ekonomi Terhadap Kesejahteraan Masyarakat Di Kabupaten/Kota Provinsi Bali Cahyo Adi Wibowo
Warmadewa Economic Development Journal (WEDJ) Vol. 7 No. 2 (2024): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.7.2.2024.62-69

Abstract

This research aims to reveal the impact of education level and economic growth on community welfare in the districts/cities of Bali Province. Using a quantitative method using multiple linear regression analysis, the research results show that the level of education has a directly proportional and significant impact on community welfare. This means that the higher the level of education, the better the welfare achieved. On the other hand, economic growth has a positive but not real impact on welfare, indicating inequality in the distribution of economic benefits. However, when these two variables are combined, the level of education and economic growth collectively show a positive and significant impact on community welfare, with an Adjusted R-Square value of 0.882.
Pengaruh Budaya Patrilineal, Tingkat Pendidikan dan Keterlibatan Kerja terhadap Produktivitas Tenaga Kerja di Provinsi Bali Made Santana Putra Adiyadnya; Putu Ayu Meidha Suwandewi
Warmadewa Economic Development Journal (WEDJ) Vol. 7 No. 2 (2024): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.7.2.2024.70-78

Abstract

A very large population is the capital owned by the country to achieve sustainable national development. Women are one of the human capital that must receive special attention from the government so as not to lose the country's productivity potential. Bali Province shows that the level of female labor force participation in Bali Province is 70.63 percent, which has a fairly high difference compared to the level of male labor force participation in Bali Province, which is 83.55 percent. The purpose of this study is to analyze and obtain empirical evidence of the influence of patrilineal culture, education level and work involvement simultaneously and partially on the productivity of female labor in Bali Province. The results of this study are: 1) the patrilineal culture variable has a positive and significant partial effect on the productivity of female labor in Bali Province; 2) the education level variable has a positive and significant partial effect on the productivity of female labor in Bali Province; and 3) the work involvement variable has a positive and significant partial effect on the productivity of female labor in Bali Province.
Dampak Adopsi AI terhadap Produktivitas dan Transformasi Ekonomi Generasi Z di Indonesia: Implikasi pada Pendidikan, Ketenagakerjaan, dan Gaya Hidup di Era Digital Shofia Yunus Manginte; Yoseb Boari
Warmadewa Economic Development Journal (WEDJ) Vol. 8 No. 1 (2025): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.8.1.2025.38-55

Abstract

The adoption of artificial intelligence (AI) has brought significant changes to the productivity and economic transformation of Generation Z in Indonesia. This article aims to analyze the impact of AI in three main aspects: education, employment and digital lifestyle. This study uses a literature review method by examining various relevant literature sources. The research results show that AI improves learning efficiency through personalization of materials and automation of administration, although there are still challenges related to accessibility and ethics of use. In employment, AI is driving the automation of routine tasks and creating new opportunities in the technology sector, but it also requires strengthening the digital skills of the young workforce. Additionally, AI influences Generation Z's consumption patterns and lifestyle through e-commerce and social media algorithms, impacting shopping preferences and social interactions. In conclusion, although AI offers various opportunities for Generation Z, inclusive policies and collaboration between government, academia and industry are needed to optimize its benefits and overcome emerging challenges.
Peran Sistem Informasi Pemerintah Daerah Dalam Pengelolaan Keuangan Daerah Di Kota Jayapura Christina Irwati Tanan; Maikel Walilo; Minterlin Tresya Kenangalem
Warmadewa Economic Development Journal (WEDJ) Vol. 8 No. 1 (2025): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.8.1.2025.15-22

Abstract

Sistem Informasi Pemerintah Daerah berperan sebagai pengelolaan Informasi untuk pembangunan daerah, keuangan daerah, pemerintah daerah lainnya yang terhubung dan dimanfaatkan pemerintah daerah dalam proses pelaksanaan pemerintah daerah. Akan tetapi masih sering ditemukan kendala dalam penggunaannya di Pemerintah daerah , sehingga diperlukan upaya mengatasi masalah penggunaan SIPD. Penelitian ini juga bertujuan untuk mengidentifikasi kendala yang dihadapi dalam penerapan SIPD di Kota Jayapura dan solusi untuk mengatasi masalah tersebut. Penelitian dilakukan di Kantor BPKAD Kota Jayapura dengan menggunakan data tahun 2021-2023..Analisis data yang digunakan dalam tulisan ini adalah analisis data deskriptif kualitatif. Hasil penelitian menunjukkan bahwa implementasi SIPD-RI di Kota Jayapura telah menunjukkan peran yang signifikan dalam meningkatkan efisiensi dan efektivitas pengelolaan keuangan daerah. Melalui otomatisasi proses, SIPD-RI berhasil mengurangi waktu yang diperlukan untuk pengelolaan keuangan, meningkatkan akurasi data, dan memperkuat transparansi serta akuntabilitas. Keterlibatan masyarakat dalam pengawasan laporan keuangan juga meningkat, yang mendukung pengelolaan anggaran yang lebih baik.Saran kepada Pemerintah Kota Jayapura mencakup peningkatan fleksibilitas aplikasi SIPD, penguatan infrastruktur teknologi, serta peningkatan koordinasi dengan Pusat Data dan Informasi (Pusdatin) Kemendagri. Selain itu, penting untuk memberikan pelatihan dan asistensi rutin kepada Organisasi Perangkat Daerah (OPD) agar mereka dapat memanfaatkan SIPD secara optimal. Dengan langkah-langkah ini, diharapkan implementasi SIPD-RI dapat memberikan manfaat maksimal bagi pengelolaan keuangan daerah dan menciptakan pemerintahan yang lebih responsif terhadap kebutuhan masyarakat.
Analisis Pengaruh Green Banking Disclosure Index (GBDI), Green Investment, dan Jumlah Transaksi M-Banking Terhadap Profitabilitas Perbankan di Indonesia Periode 2015-2023 Angelica Febbryana Loissa
Warmadewa Economic Development Journal (WEDJ) Vol. 8 No. 1 (2025): Warmadewa Economic Development Journal (WEDJ)
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.8.1.2025.1-14

Abstract

Keberlanjutan lingkungan di Indonesia menjadi perhatian karena peringkat negara ini masih rendah di ASEAN, yakni peringkat ke-8 dari 10 negara dalam Environmental Performance Index. Untuk memperbaiki rapor merah tersebut, Indonesia perlu menerapkan inisiatif hijau, salah satunya melalui penerapan Green Banking di sektor perbankan. Penelitian ini bertujuan untuk menganalisis dampak Green Banking Disclosure Index, Green Investment, dan Jumlah Transaksi Mobile Banking terhadap Profitabilitas Perbankan di Indonesia pada periode 2015-2023. Metode analisis yang digunakan adalah analisis statistik deskriptif dan regresi data panel dengan menggunakan alat analisis Eviews-13. Hasil penelitian menunjukkan bahwa Green Banking Disclosure Index memiliki dampak negatif dan signifikan terhadap Profitabilitas, mengindikasikan bahwa pengungkapan praktik perbankan hijau belum memberikan kontribusi positif yang signifikan terhadap kinerja keuangan. Sebaliknya, Green Investment menunjukkan pengaruh positif meskipun tidak signifikan. Jumlah transaksi mobile banking berpengaruh negatif terhadap Profitabilitas, meskipun dampaknya kecil, disebabkan oleh tingginya biaya pengembangan teknologi digital. Secara simultan, ketiga variabel ini memberikan pengaruh signifikan terhadap Profitabilitas. Perbankan perlu mengoptimalkan strategi Green Banking dan menyeimbangkan antara keberlanjutan dan Profitabilitas dengan cara meningkatkan kualitas pengungkapan informasi terkait Green Banking agar lebih transparan serta meningkatkan kerja sama dengan sektor-sektor yang berfokus pada investasi hijau seperti sektor energi terbarukan, untuk memaksimalkan potensi pertumbuhan yang dapat mendukung profitabilitas dalam jangka panjang.

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