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Contact Name
I Gusti Ayu Athina Wulandari
Contact Email
info.wedj@gmail.com
Phone
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Journal Mail Official
info.wedj@gmail.com
Editorial Address
Prodi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa Jl. Terompong 24 Tanjung Bungkak, Denpasar, Bali 80235 Tel : (0361) 223 858 Fax : (0361) 235 073 Surat-e : info.wedj@gmail.com
Location
Kota denpasar,
Bali
INDONESIA
Warmadewa Economic Development Journal (WEDJ)
Published by Universitas Warmadewa
ISSN : 26548682     EISSN : 26548674     DOI : https://doi.org/10.22225/wedj
Core Subject : Economy,
Warmadewa Economic Development Journal (WEDJ), ISSN: 2654-8674 (online) 2654-8682 (Print), is a Journal Research of Economy Development Science published by Warmadewa Press jointly with Faculty of Economy, Universitas Warmadewa. This journal is also dedicated to provide an intellectual space of scholarly discussion how journal of Economy Development Science able to create the new global formation of Economiy Development Science and similar issues. This journal has been distributed by Faculty of Economy, Universitas Warmadewa, Universitas Warmadewa started Online from Volume 1 Number 1 Year 2018 to present. This journal encompasses original research articles, review articles, and short communications, including: Macroeconomics Development Economics Monetary and Fiscal Policies International and Regional Economics Institutional Economics Tourism Economics Microeconomics Griculture Economics Labor Economics Behavioral Economics Environmental Economics Smes Financing Feasibility Studies Community Empowerment Coastal Economics
Articles 66 Documents
Peranan Pelanggan Dalam Produksi Industri Kerajinan Perak Di Kota Denpasar I Gusti Ayu Athina Wulandari; A.A. Gede Agung Parameswara
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 1 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.1.1589.1-9

Abstract

The aim of this study is to analyze the role of regular customers owned by each unit of the silver handicraft business. Furthermore, this study also looks at how the influence of the use of production factors such as raw materials, capital and labor in the silver handicraft business on the number of permanent customers owned and on the production of silver handicrafts. This study uses primary data collected through questionnaires and analyzed using path analysis. In-depth interviews were conducted to justify the results of the analysis. Based on the results of the analysis, raw materials have a positive and significant effect while capital and labor do not have a significant effect on customers. Raw materials and labor have positive and significant effects while customers and capital have negative and significant effects on production.
Pengaruh Capital Adequancy Ratio, Net Interest Margin,Biaya Operasional Pendapatan Operasional Dan Loan Deposit Ratio Terhadap Non Performing Loan Di Pt. Bank Pembangunan Daerah Bali Tahun 2009 – 2017 Ni Wayan Eka Yuliani; A. A. Sri Purnami; I Gusti Ayu Athina Wulandari
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 1 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.1.1590.10-20

Abstract

NPL is one indicator in assessing the soundness of banks. This study aims to examine the effect of CAR, NIM, BOPO and LDR on Non Performing Loans at PT. Regional Development Bank of Bali in the count of I - IV in 2009 - 2017 using multiple linear analysis methods. The results of this study produce an F Test which all independent variables (CAR, NIM, BOPO and LDR) have a liner / influence with NPL variables and partially, CAR has a significant and significant effect on NPL, NIM has a positive and not significant effect on NPL, influential BOPO positive and significant effect on NPL and LDR positive and not significant effect on NPL.
Pengaruh Dana Pihak Ketiga, Kecukupan Modal dan Risiko Kredit terhadap Profitabilitas LPD Desa Adat Jimbaran Periode Tahun 2013-2017 Kadek Jedicia Valentina Yo; A.A. Sri Purnami; A. A. Gede Agung Parameswara
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 1 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.1.1591.21-28

Abstract

To answer the questions posed in this study, the method of the Classic Assumption Test, Multicollinearity Test, Heterocedasticity Test, Autocorrelation, Multiple Linear Regression Analysis, t Test, Determination Coefficient, and the third F Test, capital adequacy and credit risk to the profitability of Credit Institutions Desa (LPD) Adat Jimbaran Village, and through the data collection method used is a multiple linear regression data analysis technique method. Thus it can be made multiple linear regression as follows: DPK variables are positive and not significant to profitability, if deposits increase then profitability will increase, and vice versa. The capital adequacy variable has a positive and not significant effect on profitability, if capital adequacy increases the profitability increases, so that the opposite variable credit adequacy has a negative and not significant effect on profitability, if credit credit increases then profitability will increase, and vice versa.
Pengaruh Nilai Tukar (Kurs), Inflasi dan Tingkat Suku Bunga Tabungan terhadap Volume Tabungan Masyarakat pada Bank Umum Pemerintah di Indonesia (Periode 2013-2017) Ni Kadek Rita Yanti; A. A. Ketut Jayawarsa; I Gde Agung Wira Pertama
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 1 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.1.1592.29-37

Abstract

This study entitled The Effect of Exchange Rate (Exchange), Inflation, and Interest Rates on Savings Against the Volume of Public Savings in Government Commercial Banks in Indonesia for the period 2013-2017. The formulation of the problem: How the Effect of Exchange Rate (Exchange), Inflation, and Interest Rate Savings Against the Volume of Public Savings at Government Commercial Banks in Indonesia Period 2013-2017 simultaneously and partially. The purpose of this study are: To analyze the effect of Exchange Rate (Exchange ), Inflation, and Interest Rate Savings Against the Volume of Public Savings in Government Commercial Banks in Indonesia Period 2013-2017 simultaneously and partially. This research was conducted at the Government Commercial Bank through the website www.bi.go.id and www.ojk.go.id. The analytical tool used is Multiple Linear Regression Analysis, F Test (F-test), and t Test (t-test), before multiple linear regression analysis is carried out descriptive analysis of data and Classical Assumption Test, Results obtained from regression multiple linear is Y = 13,069 + 0,591 X1 + 0,040 X2 + 0,843 X3.
Pengaruh Dana Pihak Ketiga dan Kredit Bermasalah terhadap Penyaluran Kredit pada Lembaga Perkreditan Desa (LPD) Sekecamatan Kediri Kabupaten Tabanan Ni Wayan Ayu Utari; Kompiang Bagiada; I Gst Ayu Athina Wulandari
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 1 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.1.1614.38-44

Abstract

The research entitled Effect of Third Party Funds and Problematic Loans on Credit Distribution at Village Credit Institutions (LPD) in Kediri District, Tabanan Regency. The formulation of the problem is: How to Influence Third Party Funds and Troubled Loans simultaneously and partially on Credit Distribution LPD in the Kediri District. The Research Objective is to find out how the influence of Third Party Funds and Problematic Loans Against Credit Distribution In the LPD of Kediri District. Data analysis is done by dummy variables and hypothesis testing with multiple linear regression analysis methods. The results showed that partially Third Party Funds had a positive and significant effect on Credit Distribution while Problematic Loans had a negative and not significant effect on Credit Distribution. Simultaneously Third Party Funds and Troubled Loans significantly influence Credit Distribution at the Kediri District LPD.
Pengaruh Faktor Promosi, Pelayanan, Produk, dan Suku Bunga Terhadap Minat Menabung Mahasiswa Pada Bank Umum ( Studi Kasus BNI 46) Kadek Adi Putra Gunawan; A. A. Sri Purnami; Nyoman Senimantara
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2267.45-51

Abstract

Tujuan penelitian ini adalah untuk mengetahui pengaruh faktor Promosi, Pelayanan, Produk, dan Suku Bunga terhadap minat menabung mahasiswa pada bank umum. Teknik analisis data yang digunakan adalah uji regresi linier berganda, uji asumsi klasik, uji determinasi (R2), uji t dan uji F. Hasil penelitian ini Menunjukan Y= 2,547+ 0,152 X1+ 0,088 X2+ 0,460 X3+ 0,345 X4+ e. Hasil uji t menunjukan bahwa secara parsial variabel Promosi, Pelayanan, Produk, dan Suku Bunga berpengarung positif dan signifikan terhadap minat menabung mahasiswa pada bank umum. Dari hasil uji F menunjukan bahwa variabel Promosi, Pelayanan, Produk, dan Suku Bunga secara simultan berpengaruh signifikan terhadap minat menabung mahasiswa pada bank umum.
Pengaruh Penyaluran Kredit, dan Dana Pihak Ketiga (DPK) Terhadap Profitabilitas Lembaga Perkreditan Desa (LPD) di Desa Pakraman Ubud Tahun 2015-2018 Kadek Gita Dwi Cahaya Putri; I Made Sara (Scopus ID: 57207688235); I Gusti Ayu Athina Wulandari; Kompiang Bagiada
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2269.52-58

Abstract

LPD is one of the institutional elements of Pakraman Village which is carries out the financial function of Pakraman Village to manage the financial potential of Pakraman Village. This institution is very potential and has been proven in advancing the welfare of the village community and meeting the interests of the village it self. This research aims to determine the effect of lending, and third party funds on the profitability of LPDs in the Pakraman village of Ubud from 2015 to 2018. This research uses 1 Village Credit Institution (LPDs) in 4 years of observation, in order to obtain 48 sample observations with using multiple linear analysis methods. The results of the research indicate that the t test on the variable lending has a positive and significant effect on the profitability of LPDs, the variable of third party funds has a positive and significant effect on the profitability of LPDs. While the F test results obtained variable credit distribution and third party funds have a significant effect on the profitability of LPDs in Desa Pakraman Ubud.
Faktor-Faktor Yang Mempengaruhi Literasi Keuangan Dalam Penggunaan Produk Dan Jasa Lembaga Keuangan Ni Kadek Kiki Novita Mahaeni; A. A. Ketut Jayawarsa; Kompiang Bagiada
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2270.59-64

Abstract

Financial literacy is a series of processes or activities to increase knowledge, skills and confidance of the wider community that can manage personal finances better. This study was conducted to determine the effect of gender, parents income and place of origin on financial literacy in the use of financial institution products and services simultaneously and partially active students of Semseter V, Faculty of Economics and Business, Warmadewa University. The results of this study indicate that gender, parents income, and place of origin have positive and significant effects on financial literacy in the use of financial institutions for products and services. Then partially gender have a significant positive effect on financial literacy in the use of financial institution products and services while parents income and place of origin has no effect.
Pengaruh Inflasi dan BI Rate terhadap Simpanan Masyarakat pada Bank Umum Pemerintah di Indonesia Tahun 2009-2018 Ni Made Mareta Dewi Saputri; A. A. Ketut Jayawarsa; I Gusti Ayu Athina Wulandari
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2316.65-72

Abstract

The research is entitled The Effect of Inflation and BI Rate on Public Savings at Government Commercial Banks in Indonesia on 2009-2018. The formulation of the problem is: How the influence of Inflation and BI Rate on Public Savings at Government Commercial Banks in Indonesia on 2009-2018 simultaneously and partially. The aims of the research is to analyze the effect of Inflation and BI Rate on Public Savings at Goverment Commercial Banks in Indonesia on 2009-2018. Data analysis tools used are the classical assumption test and hypothesis testing with multiple linear regression methods. The result of the research is the Inflation and BI Rate simultaneously (together) had a positive and significant effect on public savings at Government Commercial Bank in Indonesia. Inflation variable partially has a negative and significant effect on public savings, while the BI Rate variable partially has a negative and significant effect on public savings.
Pengaruh DPK, NPL dan Inflasi Terhadap Penyaluran Kredit Pada PT. Bank Mandiri Periode Tahun 2014 – 2018 Neria Graca Do Carmo Gomes Pinto; Kompyang Bagiada; Anak Agung Gde Parameswara
Warmadewa Economic Development Journal (WEDJ) Vol. 3 No. 2 (2020): Warmadewa Economic Development Journal
Publisher : Program Studi Ekonomi Pembangunan, Fakultas Ekonomi, Universitas Warmadewa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22225/wedj.3.2.2319.73-79

Abstract

Credit lending activities by banks that contain the risk that can be accounted for by health and banks that support the business, the bank needs to provide matters relating to the credit needed and ensure that those who need credit are received. The purpose of this study was to study DPK, NPL, and simultaneous and partial credit research on lending to Bank Mandiri from 2014 to 2018. The type of data used in this study is quantitative data. The analysis technique used is multiple linear regression analysis. The results obtained indicate that DPK, NPL and the results of a positive and significant assessment of bank lending to PT. Bank Mandiri Period 2014-2018 (sig <0.05). DPK has a positive and significant effect on bank lending to PT. Bank Mandiri Period 2014-2018 (sig <0.05). NPL has a positive and significant impact on bank lending to PT. Bank Mandiri Period 2014-2018 (sig <0.05). Positive and significant inflation towards bank lending at PT. Bank Mandiri for the period of 2014-2018 (sig <0.05).