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INDONESIA
JIKA: Jurnal Ilmu Keuangan dan Perbankan
ISSN : 20892845     EISSN : 26559234     DOI : -
Core Subject : Economy,
Arjuna Subject : -
Articles 9 Documents
Search results for , issue "Vol. 11 No. 2: Juni 2022" : 9 Documents clear
PENGARUH PROFITABILITAS TERHADAP NILAI EMITEN SYARIAH DI INDONESIA Prasetyo, Yoyok; Lestari, Rini; Rahayu, Yulianita; Nurlela, Yuli
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 11 No. 2: Juni 2022
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v11i2.5897

Abstract

The main task of the management of a public company is to prosper the shareholders. This is reflected in the increase in the value of the company.This study was conducted to determine the effect of profitability, especially Return on Assets (ROA) and Return on Equity (ROE) on firm value. The method used in this research is a quantitative approach. Obtained a sample of 15 Islamic companies listed on the Indonesia Stock Exchange (IDX). The results showed that the independent variable Return on Assets (ROA) did not have a partial effect on the dependent variable of Islamic firm value, both Price to Book Value (PBV) and Tobin's Q. While the independent variable Return on Equity (ROE) had a partial effect. on the dependent variable of Islamic firm value, both Price to Book Value (PBV) and Tobin's Q. So that in order to prosper the shareholders, the management of public companies must try to increase the Return on Equity (ROE).
FAKTOR-FAKTOR YANG MEMPENGARUHI PEMBAYARAN NON TUNAI PADA E-COMMERCE Hadi, T Saiful; Kismawadi, Early Ridho; Chalil, Rifyal Dahlawy; Bahri, M Irvani
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 11 No. 2: Juni 2022
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v11i2.6036

Abstract

This study aims to determine the effect of consumer knowledge, the ease and features of the service on the decision to use. A total of 100 respondents were involved in this study using purposive sampling technique. Respondents were selected based on the criteria, namely, e-commerce users at least 5 times who used Shopee, Tokopedia and Lazada in the past year. Multiple Linear Regression Analysis was used in this study as a method to analyze data using SPSS 16.0 (Statistical Package for Social Science) software. The results of this study indicate that: (1) Consumer knowledge has a positive and significant effect on decisions to use non-cash payments in e-commerce, indicated by the value of the income coefficient (X1) which is positive, namely 2.507 and the p-value is less than the significance level (0.014 < 0.05). (2) Ease has a positive and significant effect on the decision to use non-cash payments in e-commerce, indicated by the value of the convenience coefficient (X2) which is positive, namely 3.023 and the p-value is less than the significance level (0.003 < 0.05). (3) Service features have a positive and significant effect on the decision to use non-cash payments in e-commerce, as indicated by the service feature coefficient value (X3) which is positive, namely 3.409 and the p-value is less than the significance level (0.001 < 0.05). And the coefficient of determination (R2) is 0.341 or 34.1%. This value indicates that 34.1% of usage decisions are influenced by consumer knowledge, convenience and service features, while the remaining 65.9% is influenced by independent variables that are not examined.
DOES COVID-19 EFFECT BANK PERFORMANCE? An Evidence from Indonesia Johan, Suwinto; Chuadrey, A. Letizia M.
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 11 No. 2: Juni 2022
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v11i2.6472

Abstract

The Covid-19 epidemic has impacted many elements of human existence. The economy is in a downturn. The number of individuals living in poverty is rising. Many businesses are going out of business. Banking is a sector that helps a country's economy. The goal of this study is to see if COVID-19 impacts the banking industry's performance. The data for this study spans two years, from 2019 to 2020. The year before the pandemic is 2019, and the pandemic is 2020. This study includes data from 17 banks as a sample. The Mann-Whitney non-parametric test method was employed in this investigation. The study looks at any changes in bank financial performance in Indonesia before and after the Covid-19 outbreak. According to the findings, bank performance in company size, profitability, and efficiency did not alter before or during the pandemic. This explains why the bank's performance is stable due to the government's macroeconomic policies. Bank success has been sustained by macro policies
PERSPEKTIF PERTUMBUHAN LABA DITINJAU DARI SUKU BUNGA KREDIT, KUALITAS AKTIVA PRODUKTIF DAN RASIO KREDIT BERMASALAH Atthariq, Naufaldo Mohammad; Suhayati, Ely
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 11 No. 2: Juni 2022
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v11i2.6558

Abstract

Penelitian ini bertujuan untuk melihat seberapa besar Suku Bunga Kredit, Kualitas Aktiva Produktif (KAP) dan Rasio Kredit Bermasalah (NPL) mempengaruhi Pertumbuhan Laba dengan cara parsial ataupun simultan di bank-bank BUMN Indonesia yang tercatat pada Bursa Efek Indonesia. Metode penelitian yang digunakan dalam penelitian ini adalah deskriptif dan verifikatif dengan analisis regresi linear berganda menggunakan software SPSS v.25 dalam penelitian ini. Pengambilan sampel dilakukan melalui pooled data menggunakan time series dan cross section yaitu mengambil data berbentuk informasi keuangan dari bank BUMN pada jangka waktu 2013 hingga 2020 dengan jumlah populasi sebesar 4 Bank BUMN, sehingga dihasilkan jumlah sampel yaitu sebesar 32 data. Hasil dari analisis menunjukkan bahwa secara parsial Suku Bunga Kredit (SBK), Kualitas Aset Produktif (KAP) dan Rasio Kredit Bermasalah (NPL) memiliki pengaruh yang signifikan terhadap pertumbuhan laba. Serta secara simultan Suku Bunga Kredit (SBK), Kualitas Aset Produktif (KAP) dan Rasio Kredit Bermasalah (NPL) memiliki pengaruh signifikan terhadap pertumbuhan laba.
FAKTOR MEMPENGARUHI KEPUTUSAN NASABAH PADA TABUNGAN MUDHARABAH BANK UMUM SYARIAH PERIODE 2015-2019 DI INDONESIA Maryati, Mari; Purnomo, Hadi; Sutisnawati, Yayah; Herlina, Maya
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 11 No. 2: Juni 2022
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v11i2.6659

Abstract

The purpose of this research is to understand the effect of inflation and financing to deposit ratio on Mudhrabah Savings in Islamic commercial banks in Indonesia in the period 2015-2019. Financial statements for the period 2015-2019 with the number of 6 Islamic banking companies were sampled in this research. Data processing results are obtained using multiple regression analysis. The results of the T test showed that inflation and FDR had a significant positive influence on mudharabah savings, while the results of the F test showed that inflation, and financing to deposit ratio had a significant effect on mudharabah savings.
PENGARUH KONDISI FINANCIAL DISTRESS TERHADAP RASIO AKTIVITAS DI PERUSAHAAN MANUFAKTUR YANG TERCATAT DI BURSA EFEK INDONESIA PERIODE 2019-2020 Putra, Hasa Nurrohim Kurniawan; Yacobus, Aryono
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 11 No. 2: Juni 2022
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v11i2.6696

Abstract

This study aims to re-examine the Profitability Ratio, Liquidity Ratio, Profitability Ratio, Financial Leverage Ratio, Cash Position Ratio, Growth Ratio, Operating Activity Ratio. Second, to determine the effect of financial distress on the activities of companies in the manufacturing industry sector on the Indonesia Stock Exchange for the 2019-2020 period. Is there an effect of financial ratios on activities for companies experiencing financial distress for the 2019-2020 period. The analytical tool used is logistic regression statistical analysis, while to determine whether the company is experiencing financial distress or not, it uses Altman's Z Score analysis. After testing, it was found that the cash position ratio and activity ratio had a significant effect on companies experiencing financial distress. Keywords: Financial Ratios, Financial Distress, Logistics Regression Statistics. Penelitian ini bertujuan untuk menguji kembali Rasio Profitabilitas, Rasio Likuiditas, Rasio Profitabilitas, Rasio Financial Leverage, Rasio Posisi Kas, Rasio Pertumbuhan, Rasio Aktivitas Operasi. Kedua, untuk mengetahui pengaruh financial distress terhadap aktivitas perusahaan pada sektor industri manufaktur di Bursa Efek Indonesia periode 2019-2020. Apakah ada pengaruh rasio keuangan terhadap aktivitas bagi perusahaan yang mengalami financial distress periode 2019-2020. Alat analisis yang digunakan adalah analisis statistik regresi logistik, sedangkan untuk mengetahui apakah perusahaan mengalami financial distress atau tidak digunakan analisis Altman's Z Score. Setelah dilakukan pengujian diketahui bahwa cash position ratio dan activity ratio berpengaruh signifikan terhadap perusahaan yang mengalami financial distress. Keywords : Rasio Keuangan, Kesulitan Keuangan, Statistik Regresi Logistik.
ANALISIS MANAJEMEN PEMASARAN KREDIT LUNAK BERBASIS FINANCIAL TECHNOLOGY BUMDES RIDAN Hasan, Samsurijal; Farhas, Risqon Jamil; Librianty, Nany L
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 11 No. 2: Juni 2022
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v11i2.6705

Abstract

This research was motivated by the difficulty of applying for soft credit loans directly in the last two years due to the adjustment of the digital-based loan mechanism in the village-owned business entity Ridan Permai. This study aims to analyze the marketing management of soft credit based on financial technology which is carried out by a business entity owned by the village of Ridan Permai. The research method used is a qualitative descriptive method. The number of respondents in this study amounted to 20 people. The number of respondents represents only one neighborhood unit. The results show that the marketing management of soft credit based on financial technology needs more companions and more intense socialization. The contribution of the results of this research provides additional knowledge and skills of the community when using financial applications when applying for soft loans to develop their respective businesses. have to queue when applying for a loan.
PENGARUH PROFITABILITAS, LEVERAGE, STRUKTUR MODAL DAN KEBIJAKAN DIVIDEN TERHADAP NILAI PERUSAHAAN ERA PANDEMI COVID-19 Ilyas, Meifida; Hertati, Lesi
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 11 No. 2: Juni 2022
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v11i2.6744

Abstract

Accountants need to consider all current and future relevant information about the related business so it is necessary to carefully consider the Covid-19 timeframe for the financial reporting period. Financial statements break down financial items into smaller units of information and see their meaningful relationships with one another, both quantitative and non-quantitative data, with the aim of knowing deeper financial conditions which are very important for making the right decisions. This research was conducted on food and beverage companies on the Indonesia Stock Exchange for the 2015-2019 period totaling 30 (thirty) populations. The results of the study show that the influence of profitability, leverage, capital structure and dividend policy has an effect on company value in the era of the covid-19 pandemic. This study uses the Profitability Ratio tool to measure the company's ability to generate profits (profitability) at a certain level of sales, assets, and share capital. The company's financial statement information contains four ratios, namely profit margin, net profit margin, return on investment (ROI) or return on total assets (ROA), and return on equity (ROE). in one accounting period can know the financial statements accurately. Keywords: Profitability, Leverage, Capital Structure and Dividend Policy, Firm Value Akuntan perlu mempertimbangkan semua informasi yang relevan saat ini dan masa depan tentang bisnis keuangan terkait sehingga perlu mempertimbangkan dengan cermat pelaporan keuangan era pademi Covid-19.. Manfaat laporan keuangan adalah guna memecah masalah keuangan sebagai informasi yang kecil dan dapat melihat hubungan yang bermakna satu sama lain, baik data kuantitatif maupun non-kuantitatif, dengan tujuan untuk mengetahui lebih dalam kondisi keuangan guna pengambilan keputusan yang tepat. Penelitian ini dilakukan pada perusahaan makanan dan minuman di Bursa Efek Indonesia periode 2015-2019 yang berjumlah 30 (tiga puluh) populasi. Hasil penelitian menunjukkan bahwa pengaruh profitabilitas, leverage, struktur modal dan kebijakan dividen berpengaruh terhadap nilai perusahaan di era pandemi covid-19. Penelitian ini menggunakan alat Rasio Profitabilitas untuk mengukur kemampuan perusahaan dalam menghasilkan laba (profitabilitas) pada tingkat penjualan, aset, dan modal saham tertentu. Informasi laporan keuangan bisnis perusahaan memuat empat rasio, yaitu profit margin, net profit margin, return on investment (ROI) atau pengembalian total aset (ROA), dan return on equity (ROE). dalam satu periode akuntansi guna mengetahui laporan keuangan secara akurat. Kata Kunci: Profitabilitas, Leverage, Struktur Modal dan Kebijakan Dividen, Nilai Perusahaan
STOCK CLOSING PRICE PREDICTION OF ISX-LISTED INDUSTRIAL COMPANIES USING ARTIFICIAL NEURAL NETWORKS Al-Hasnawi, Salim Sallal; Al-Hchemi, Laith Haleem
Jurnal Ilmu Keuangan dan Perbankan (JIKA) Vol. 11 No. 2: Juni 2022
Publisher : Program Studi Keuangan & Perbankan, Fakultas Ekonomi dan Bisnis, Universitas Komputer Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34010/jika.v11i2.7114

Abstract

Making stock investment decisions is a complex challenge that investors continuously face. When it comes to an uncertain future, making the wrong decision can result in massive losses. The paper aims to develop an artificial neural networks-based model predicting the closing price of top-six traded industrial ISX-listed stocks, which can guide investment decisions. The sample consisted of daily indexes ISX-released from (3/3/2019) to (31/3/2019). Matlab 2014b was used to run artificial neural networks using nntool software. Model's performance was evaluated using Mean squared error (MSE), Root mean squared error (RMSE), and R squared. Empirical results demonstrated the ability and efficiency of artificial neural networks to predict closing prices with high accuracy. As a result, we recommended employing Artificial Neural Networks model to predict stock prices as well as relying on to make decisions.

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