cover
Contact Name
Nurul Susianti
Contact Email
uyunalhidayah@gmail.com
Phone
-
Journal Mail Official
iqtishaduna-febi@uinmataram.ac.id
Editorial Address
Jl. Gadjah Mada No 100 Mataram
Location
Kota mataram,
Nusa tenggara barat
INDONESIA
IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam
ISSN : 20879938     EISSN : 26559714     DOI : -
Core Subject : Economy,
Iqtishaduna merupakan jurnal yang menfokuskan pada publikasi artikel di bidang kajian ekonomi dan keuangan syariah. Jurnal ini terbit pertama kali tahun 2011 oleh Fakultas Syariah IAIN Mataram yang dalam perkembangannya sejak tahun 2016 kemudian dikelola oleh Fakultas Ekonomi dan Bisnis Islam UIN Mataram. Iqtishaduna menerima tulisan ilmiah yang mengkaji berbagai pengembangan ekonomi dan keuangan syariah baik berupa artikel riset ataupun kajian kritis lainnya.
Arjuna Subject : -
Articles 165 Documents
Strategi BAZNAS dalam Mengatasi Ketimpangan Penerimaan Dana Zakat (Studi Kasus : BAZNAS Kabupaten Sanggau Kalimantan Barat) Rahmah Yulisa Kalbarini; Muhammad Amin Zaki
IQTISHADUNA Vol. 12 No. 1 (2021): IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (312.168 KB) | DOI: 10.20414/iqtishaduna.v12i1.3058

Abstract

Strategy of BAZNAS to Resolve Inequality of Zakat Fund Receipts (Case Study: BAZNAS, Sanggau District, West Kalimantan) is a descriptive qualitative research that is a study that describes the facts that exist in the field in the form of text, because to capture a deep understanding not only through data in the form of number. Data collection tools are the method of observation, interviews, documentation, and library research. The purpose of this research is to find out: 1) The practice of the distribution of zakat funds to the community in Sanggau Regency 2) The solution in overcoming the inequality of the receipt of zakat funds from the community of Sanggau District. The results of the study were first, the distribution of zakat funds in the Sanggau District Baznas was distributed to the poor, poor, Ibn Sabil, amil, and reverts. This is according to Imam Shafi’i, alms must be given eight groups if any. If not, zakat is only given to existing ones. Second, zakat funds must also be distributed evenly and regularly, especially for the poor so that they can make a living. Third, increasing the effectiveness of distribution so that the funds raised can be felt by all mustahik. Based in the above research, the author can provide suggestions for increasing the collection of funds so that the distribution of zakat funds is greater. Thus there will be no imbalance in the receipt of zakat funds on mustahik.
PENGARUH DOW JONES ISLAMIC MARKET INDEX (DJIMI) DI BEBERAPA NEGARA TERHADAP PERGERAKAN JAKARTA ISLAMIC INDEX (JII) Sugeng Prianto; Darwanto Darwanto
IQTISHADUNA Vol. 12 No. 1 (2021): IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (425.212 KB) | DOI: 10.20414/iqtishaduna.v12i1.3141

Abstract

Pergerakan Jakarta Islamic Index (JII) selalu diperhatikan oleh investor saham syariah dalam berinvestasi di pasar modal Indonesia. Hal ini dikarenakan JII merupakan Banchmark (tolak ukur) kinerja saham-saham syariah yang ada di Bursa Efek Indonesia. Kinerja JII dipengaruhi oleh berbagai faktor, baik faktor internal maupun eksternal. Dari internal JII dipengaruhi oleh variabel-variabel makroekonomi domestik, sedangkan dari eksternal kondisi ekonomi negara asing juga turut mempengaruhi pergerakan JII. Salah satu variabel eksternal adalah pergerakan indeks saham syariah Dow Jones Islamic Market (DJIM). Penelitian ini menggunakan 5 variabel indeks DJIMI yaitu Dow Jones Islamic Market Index United States (IMUS), Dow Jones Islamic Market Index Europe (DJIEU), Dow Jones Islamic Market Index Japan (DJIJP), Dow Jones Islamic Market Index Malaysia (DJIMY) dan Dow Jones Islamic Market Index China/Hongkong (DJICHK). Metode yang digunakan adalah Vector Error Correction Model (VECM). Hasil penelitian menunjukkan bahwa semua variabel independen tidak berpengaruh secara signifikan terhadap JII pada jangka pendek. Sedangkan pada jangka panjang, IMUS dan DJICHK mempengaruhi JII secara signifikan negatif sedangkan DJIJP dan DJIMY memiliki pengaruh signifikan positif terhadap JII. Sementara DJIEU tidak memberikan dampak yang signifikan terhadap JII baik dalam jangka pendek maupun jangka panjang.
MEASUREMENT OF EFFICIENCY AND EFFECTIVENESS OF ZAKAT MANAGEMENT IN THE NATIONAL BOARD OF ZAKAT (BAZNAS) WEST JAVA Kartini Kartini; Efri Syamsul Bahri; Ahmad Baehaqi
IQTISHADUNA Vol. 12 No. 1 (2021): IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (721.329 KB) | DOI: 10.20414/iqtishaduna.v12i1.3259

Abstract

This study aims to analyze the efficiency and effectiveness of the management of zakat and infaq/alms at the National Board of Zakat (Baznas) West Java for 2015-2019. Measuring efficiency uses a data envelopment analysis (DEA) approach. Measurement of effectiveness uses an allocation-to-collection ratio (ACR) approach. Data obtained from Baznas West Java comes from financial reports for the 2015-2019 period. The results showed the value of the efficiency of zakat management in the efficient category. The efficiency value in the 2016-2019 range reaches 100% each year. Then, the value of zakat distribution's effectiveness for the 2015-2019 period is in the highly effective category. The value of the effectiveness of infaq/alms distribution for the 2015-2019 period is in the effective category. The effectiveness of zakat distribution every year is bellows expectation (2015), effective (2016), highly effective (2017), highly effective (2018), and highly effective (2019). The effectiveness of infaq/alms distribution every year is effective (2015), fairly effective (2016), effective (2017), bellows expectation (2018), and highly effective (2019). The implication of this research is to increase public trust and confidence that the zakat they pay has and will be used efficiently and effectively by zakat management organizations. Then, suppose it is associated with Sharia Enterprise Theory. In that case, this study's implications refer to and strengthen the exogenous variables, namely accountability and transparency of financial reporting, which are the motivating factors for muzakki to pay their zakat to the Zakat Management Organization.
Peran Lembaga Keuangan Syariah Dalam Pengentasan Kemiskinan Di Provinsi Nusa Tenggara Barat: Article Nur Awwalunnisa
IQTISHADUNA Vol. 12 No. 1 (2021): IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (757.68 KB) | DOI: 10.20414/iqtishaduna.v12i1.3283

Abstract

ABSTRAK Kemiskinan merupakan masalah yang akan selalu dihadapi oleh berbagai negara di seluruh dunia yang menyebabkan seluruh negara baik negara maju maupun negara berkembang focus membahas berbagai strategi maupun kebijakan untuk menangani masalah kemiskinan. Salah satu tujuan SDGs adalah menghapus segala bentuk kemiskinan. Tujuan ini didefinikasikan sebagai presentase pendduk yang hidup di bawah garis kemiskinan internasional yaitu mereka yang rata-rata konsumsi hariannya (atau pendapatan) kurang dari $1,25/orang per hari. Dalam ekonomi Islam terdapat instrument yang dapat membantu menyelesaikan masalah kemiskinan yaitu melalui penyaluran zakat dan pengembangan modal melalui Lembaga keuangan syariah baik melalui bank syariah ataupun Lembaga keuangan syariah lainnya. Provinsi Nusa Tenggara Barat sebagai salah satu provinsi di Indonesia yang penduduknya mayoritas muslim seharusnya dapat memberikan kontribusi dalam mengatasi masalah kemiskinan baik secara regional maupun nasional. Jumlah penduduk miskin di Indonesia pada tahun 2020 mengalami peningkatan jika dibandingkan dengan dua tahun sebelumnya. Salah satu alasan terjadinya peningkatan jumlah penduduk miskin ini karena terjadinya bencana global berupa pandemic covid-19 yang mengharuskan seluruh manusia di dunia melakukan adaptasi terhadap keadaan baru. Pandemic yang telah mengganggu seluruh aktivitas manusia secara keseluruhan termasuk dalam kegiatan ekonomi, mengakibatkan beberapa orang kehilangan pekerjaan dan mata pencaharian. Walaupun secara nasional jumlah penduduk miskin mengalami kenaikan, namun secara regional di Provinsi NTB menunjukkan jumlah penduduk miskin yang menurun pada tahun 2020.
IMPLEMENTASI ETIKA BISNIS, KONSEP PRODUKSI, EFESIENSI PENGOLAHAN PADA UMKM TERHADAP SISTEM SOSIAL EKONOMI PERSPEKTIF EKONOMI ISLAM Adinda Thaliya; Muhammad Iqbal Fasa; Suharto Suharto
IQTISHADUNA Vol. 12 No. 1 (2021): IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (419.494 KB) | DOI: 10.20414/iqtishaduna.v12i1.3288

Abstract

This study is aimed at determining how the concept and implementation of Islamic business ethics, concepts of production, and processing efficiency for small businesses (SMEs) toward the socio-economic system. The purpose of this study is to determine how the concept of Islamic business ethics, concepts of production, and processing efficiency. Then how its implementation for small businesses (SMEs) in which the results of this study might be used as a resume of a model for other small businesses (SMEs) concerning Islamic business ethics, concepts good production, and processing efficiency well for the socio-economy. This research was conducted with a qualitative descriptive research method which using literature studies and resumes the results of previous research. The results showed that small businesses (SMEs), namely industry of coffee powder Cap Jempol Super Kedaton, Bandar Lampung has fulfilled the standards principles of Islamic business ethic and through this research it can also be seen that the MSMEs studied has fulfilled the standards of production concepts in Islam and has execute processing efficiency well.
MAXIMIZING PROMOTION MIX IN SHARIA BANKING TO INCREASE CUSTOMER'S DECISION-TO-SAVE Mei Vita Hasti Liana; Rosana Eri Puspita; Mochlasin Mochlasin
IQTISHADUNA Vol. 12 No. 1 (2021): IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (650.895 KB) | DOI: 10.20414/iqtishaduna.v12i1.3428

Abstract

This study aims to determine the effect of the promotion mix on the customer's decision to save. This study uses quantitative methods by processing primary data. Data collection techniques by distributing questionnaires given to customers of Bank Syariah Indonesia in Central Java. Samples were taken as many as 96 respondents with non-probability sampling technique. The data obtained were then processed using the SPSS 25 analysis tool. The results showed that advertising partially had a significant negative effect on customer decisions, while sales promotion, personal selling, direct marketing, and public relations variables partially had a significant positive effect on customer decisions. Together or simultaneously there is an influence between advertising, sales promotion, personal selling, direct marketing, and public relations on the customer's decision to save in Bank Syariah Indonesia (BSI). Researchers hope that BSI can improve promotional strategies, especially in advertising so that it is packaged as attractively as possible so that customers get more complete information, are interested, and then decide to become customers of Bank Syariah Indonesia
ANALISIS RASIO KEUANGAN BANK PEMBIAYAAN RAKYAT SYARIAH SEBELUM DAN SELAMA PANDEMI COVID-19 Wiwik Saidatur Rolianah; miftahurrahman miftahurrahman; Dewi Puspita Sari
IQTISHADUNA Vol. 12 No. 2 (2021): IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (310.262 KB) | DOI: 10.20414/iqtishaduna.v12i2.3457

Abstract

Pandemi Covid-19 sudah memberikan akibat yang signifikan pada segala kehidupan manusia, seperti di bidang pendidikan, kesehatan, ekonomi, dan lain-lain. Metode yang dipakai dalam penelitian berupa penelitian kuantitatif dengan memakai data sekunder dan mengumpulkannya lewat metode dokumentasi serta dianalisis memakai statistik desktiptif dan independent sample t-test. Data yang diambil sebelum Covid-19 berupa rasio keuangan CAR, ROA, ROE, NPF, FDR, dan BOPO di Bank Pembiayaan Rakyat Syariah pada bulan Maret 2019-Februari 2020 dan selama pandemi di bulan Maret 2020-Februari 2021. Hasil penelitian menyatakan nilai CAR dan ROE tidak normal sehingga tidak bisa melakukan uji independent t sample. Kemudian dalam uji selanjutnya didapatkan nilai ROA (0,15083) dan NPF (-0,22250) yang tidak terdapat perbedaan yang signifikan sedangkan pada rasio FDR (2,17750) dan BOPO (-2,81583) memiliki perbedaan yang signifikan antara sebelum dan selama pandemi covid-19 di Bank Pembiayaan Rakyat Syariah
ANALISIS PENGARUH VARIABEL DER, NPM DAN ROE TERHADAP HARGA SAHAM PERUSAHAAN SEKTOR KEUANGAN La Ode Rahmat Putra Rustaman
IQTISHADUNA Vol. 12 No. 2 (2021): IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (250.841 KB) | DOI: 10.20414/iqtishaduna.v12i2.3535

Abstract

Abstract: The main purpose of trading for the investors in capital market is a profit. This study aims to analyze the influence of fundamental factors such as debt to equity ratio, net profit margin, and return on equity on stock price. This study uses annual sample with the data from 2013-2018. Population of this research is 7 Factories, yet getting 7 factories after passing through the purposive sampling. This study uses analysis techniques of linear regression multiple which is a technique for knowing the entanglement of fundamental variables in the company to stock price in financial sector. The results of the study show that model of linear multiple regression equation is LN_Stock Price (Y) = 8,067 – 0,145 Debt to Equity Ratio + 4,759 Net Profit Margin + 1,961 Return On Equity and adjusted R2 value of 67,2 percent. Simultaneously these variable debt to equity ratio, net profit margin, and return on equity are significant to stock price, can be observed in value of probability is 0,000 < 0.05. Whereas, partially these variables debt to equity ratio and net profit margin have effects significantly on stock price as well as return on equity have effects insignificant on stock price all the same. Keywords : Fundamental Factors, Debt to Equity (DER), Net Profit Margin (NPM), Return on Equity (ROE), Stock Prices.
PENGARUH MOTIVASI MENGHINDARI RIBA DAN PENGETAHUAN PRODUK KOPERASI SYARIAH TERHADAP KEPUTUSAN MENJADI NASABAH DI KOPERASI SIMPAN PINJAM PEMBIAYAAN SYARIAH (KSPPS) NUR HAYYU AMBARA NTB Danang Prio Utomo; Huzain Jailani; Regita Ayu Cahyati
IQTISHADUNA Vol. 12 No. 2 (2021): IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (228.36 KB) | DOI: 10.20414/iqtishaduna.v12i2.3576

Abstract

This study aims to analyze partially and simultaneously the effect of the motivation to avoid usury and knowledge of sharia cooperative products on the decision to become a customer in the Sharia Savings and Loans Payment Cooperative Nur Hayyu Ambara NTB. This study uses quantitative methods. The sampling technique is Non Probability Sampling with Incidental Sampling sampling technique. The number of respondents in this study were 60 respondents. Data collection using a questionnaire and then processed using SPSS 16. Data analysis techniques using validity test, reliability test, classical assumption test, multiple linear regression test, partial test (t test), simultaneous test (f test), and coefficient of determination test (R2). The results of this study indicate that partially the motivation to avoid usury has no significant effect on the decision to become a customer of the Sharia Savings and Loans Payment Cooperative Nur Hayyu Ambara, The results of the coefficient of determination (R2) show that the influence of motivation to avoid usury and product knowledge on the decision to become a customer of the Sharia Savings and Loans Payment Cooperative Nur Hayyu Ambara NTB is 31.1% while the remaining 69.9% is influenced by factors outside the model
ANALISIS PENGARUH PELATIHAN DAN JAM KERJA TERHADAP KINERJA KARYAWAN PNM MEKAAR SYARIAH DI KOTA DEPOK Rizky Fadhila; Izzani Ulfi
IQTISHADUNA Vol. 12 No. 2 (2021): IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam
Publisher : UIN Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (374.495 KB) | DOI: 10.20414/iqtishaduna.v12i2.3640

Abstract

Human resource is an asset for any institution including Islamic financial institutions. Their performance would also determine the success of the institution. Therefore, this study aims to check the influence of training and working hours variables on the performance of PNM Mekaar Syariah employees Depok. Primary data has been collected through questionnaires. Purposive sampling technique has been used and 67 employees PNM Mekaar Syariah Depok have participated in the questionnaires. For data analysis, Multiple Regression Analysis is employed and processed using SPSS 25. The result shows that based on the t-test, both training and working hours variables do not affect the performance of employees. However, it is found that based on the F test, training variables and working hours are simultaneously affect the performance of PNM Mekaar Syariah employees in Depok City.

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