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IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam
Published by Universitas Islam Negeri Mataram
ISSN : 20879938     EISSN : 26559714     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Iqtishaduna merupakan jurnal yang menfokuskan pada publikasi artikel di bidang kajian ekonomi dan keuangan syariah. Jurnal ini terbit pertama kali tahun 2011 oleh Fakultas Syariah IAIN Mataram yang dalam perkembangannya sejak tahun 2016 kemudian dikelola oleh Fakultas Ekonomi dan Bisnis Islam UIN Mataram. Iqtishaduna menerima tulisan ilmiah yang mengkaji berbagai pengembangan ekonomi dan keuangan syariah baik berupa artikel riset ataupun kajian kritis lainnya.
Arjuna Subject : -
Articles 165 Documents
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E-Wallet Based Finplan Personal Design: Consumer Behavior Analysis Faridah, Abdatul; farhan, ali; Kurniawan, Taufik
IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Vol. 16 No. 1 (2025): IQTISHADUNA: Jurnal Ekonomi Dan Keuangan Islam
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/iqtishaduna.v16i1.12931

Abstract

This research aims to describe consumer behavior in planning finances through the use of e-wallets, which have been used since the COVID-19 pandemic and have become popular until now. The method used is a qualitative approach by collecting primary and secondary data through questionnaires and documents such as journals and books. Data analysis was carried out using a descriptive analysis method which aims to present the findings clearly and systematically. The results of this research show that consumer behavior in using e-wallets tends to be wasteful which is influenced by several factors such as impulsive shopping behavior, low income and lack of understanding of effective financial planning, all of which contribute to less than optimal financial management.
The Effect Of Job Satisfaction On Employee Retention With Moderation Of Transformational Leadership Style At Bank Syariah Indonesia (Bsi), Mataram-Majapahit Sub-Branch Office (KCP) Rodiatan Mardiyah; Khairul Hamim; Shofia Mauizotun Hasanah
IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Vol. 16 No. 1 (2025): IQTISHADUNA: Jurnal Ekonomi Dan Keuangan Islam
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/iqtishaduna.v16i1.13541

Abstract

This study aims to investigate the effect of job satisfaction on employee retention and the moderating effect of transformational leadership style on the relationship between job satisfaction and employee retention at Bank Syariah Indonesia, Mataram-Majapahit Sub-Branch Office. The research adopts a quantitative approach with a survey design, utilizing a likert-scale questionnaire as the instrument to measure the variables studied. Data collected from all 32 employees at the Mataram-Majapahit Sub-Branch Office were analyzed using moderated regression analysis (MRA) with the assistance of SPSS software. The findings reveal that job satisfaction has a significant positive effect on employee retention, with a p-value < 0.05. However, transformational leadership style does not moderate the relationship between job satisfaction and employee retention, as indicated by a p-value > 0.05, despite an R² value of 89.2%. Based on these results, it is recommended that management enhance job satisfaction by focusing on key contributing factors and conduct regular evaluations of leadership styles to support employee retention. Furthermore, future researchers are encouraged to broaden the scope of study and incorporate additional variables to achieve a more comprehensive understanding. Keywords: Job Satisfaction, Employee Retention, Transformational Leadership Style
The Influence Of Service Quality On Repurchase Decisions With Customer Satisfaction As An Intervening Variable (Case Study Of Coffee Shop Customers In Mataram City) Rifai, Muhammad; Zulpawati, Zulpawati; Pratiwi, Intan Kusuma
IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Vol. 16 No. 1 (2025): IQTISHADUNA: Jurnal Ekonomi Dan Keuangan Islam
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/iqtishaduna.v16i1.13656

Abstract

This research aims to determine the influence of service quality on repurchase decisions among coffee shop customers in the city of Mataram which is mediated by customer satisfaction, both direct and indirect influences. This type of research is explanatory research which explains the causal relationship between the variables. The data analysis technique used in this research is a quantitative data analysis technique using statistical methods. The data collection technique uses a questionnaire and the statistical method used is Partial Least Square (PLS) using SmartPLS 4 software. From the results of testing the four hypotheses that have been carried out, it can be concluded that service quality has a significant effect on customer satisfaction among coffee shop customers in the city of Mataram. Customer satisfaction has a significant influence on repurchase decisions for coffee shop customers in the city of Mataram, and service quality has a significant influence on repurchase decisions for coffee shop customers in the city of Mataram. Furthermore, service quality has a significant effect on repurchase decisions for coffee shop customers in the city of Mataram, with customer satisfaction as partial mediation.
The Effect of Zakat Distribution on Income Inequality The Case in Indonesia sejati, kharisma rindang
IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Vol. 16 No. 1 (2025): IQTISHADUNA: Jurnal Ekonomi Dan Keuangan Islam
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/iqtishaduna.v16i1.13699

Abstract

Zakat is one of the Islamic economic instruments which is an alternative policy used to reduce income inequality. With the distribution of zakat that is right on target, it can expand the income distribution of weak communities so that benefit and charity can be created. This research aims to determine the effect of zakat on income inequality in Indonesia for the 2016-2022 period, which includes semi-annual Gini ratio index data as a measurement of income inequality, as well as data on annual zakat distribution for 2016-2022 which has been interpolated into semi-annual data. The method used is a simple regression method using secondary data obtained through the BPS Indonesia and BAZNAS Republic of Indonesia websites. The results of the research conducted show that zakat has a significant negative effect on inequality, meaning that the higher the distribution of zakat will reduce income inequality in Indonesia with a significance value of 0.0030. and obtained an R-square result of 0.533, meaning that the zakat variable can explain income inequality by 53.3%
Implementation Of Islamic Philantropy On Ownership Of Securities At The Indonesia Stock Exchange In West Nusa Tenggara Province Hasanah, Ulfatun; Susianti, Nurul; Awwalunnisa, Nur; Darmayani, Dania
IQTISHADUNA: Jurnal Ekonomi dan Keuangan Islam Vol. 16 No. 1 (2025): IQTISHADUNA: Jurnal Ekonomi Dan Keuangan Islam
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/iqtishaduna.v16i1.13720

Abstract

Stock zakat in Indonesia holds significant potential to support socio-economic development; however, it still faces several challenges, particularly in terms of financial literacy and investor participation. Data shows that only around 10% of investors are aware of their zakat obligations on stock ownership, despite the increasing number of investors annually. This study focuses on the implementation of Islamic philanthropy, specifically stock zakat, at the Indonesia Stock Exchange (IDX) West Nusa Tenggara branch in collaboration with BAZNAS NTB and BAZNAS Mataram city. Data collection methods include observation between, and documentation. The findings indicate that collaboration between financial institutions and zakat organizations can enhance the transparency and accountability of stock zakat distribution. Therefore, the potential of stock zakat can be optimized to support inclusive and sustainable regional economic growth. Keywords: Stock Zakat, Philanthropy, Sharia Capital Market, BAZNAS, Indonesia Stock Exchange.

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