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Journal of Innovation in Business and Economics

jibe
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Published by Universitas Muhammadiyah Malang

ISSN : 25809431 EISSN : 25812025 DOI : -

Core Subject : Economy,

Economics, Econometrics & Finance

The Journal of Innovation in Business and Economics (JIBE) is published by the Department of Economics and Business at University of Muhammadiyah Malang in 2017. Previously this journal was known as Jurnal Media Ekonomi that was initially published in 2000. In 2011 until 2016, this journal was renamed as Ekonomika Bisnis: Jurnal Penelitian dan Pemikiran. JIBE is a generalist; academic review covering all fields of business, management, accounting, and economics. The journal seeks to examine the emerging and state of the art future innovations in business, economics and management made possible by advances in information, communication, and technologies. We welcome contributions covering all fields of business innovations including, but not limited to information, communication and technologies applications in business, cost and revenue model, business ethics, business strategy, applications of innovation in business and management, entrepreneurship & innovation, information systems, international business & cross-cultural studies, marketing, organization studies, general management as well as micro and macro economics.

Arjuna Subject : -

Articles 222 Documents

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PENGARUH KECERDASAN EMOSIONAL, KECERDASAN INTELEKTUAL DAN KECERDASAN SPIRITUAL TERHADAP KINERJA DOSEN Muttaqiyathun, Ani
Journal of Innovation in Business and Economics Vol 2, No 02 (2011)
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

This research aimed to analyze the effect of emotional, intellectual and spiritual quotient upon lecturer’s performance in Jogjakarta private universities. Multiple regression analysis applied in the research. The result show that the lecturer’s performance significantly affected by emotional, intellectual and spiritual quotient, both simultaneously and partial. The spiritual quotient gives more contribution influence to lecturer’s performance than emotional quotient and intellectual quotient. According on the result, emotional, intellectual and spiritual quotient show very significantly influence to increase the lecturers performance.

ANALISIS ANCAMAN PHISHING DALAM LAYANAN ONLINE BANKING Radiansyah, Ikhsan; Rusdjan, Candiwan; Priyadi, Yudi
Journal of Innovation in Business and Economics Vol 7, No 1 (2016)
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

The purpose of this study was to determine the factors that cause the emergence of phishing and prevention against phishing threats. Systematic Literature Review methods used to find answers to the research questions by searching for studies related to the threat of phishing in online banking services and perform narrative synthesis on the findings. Minimal knowledge of the user, and the user's psychological privacy of users of social networking services considered as factors that cause phishing. Educating users about the threat of cyber crime, prevention at the level of e-mail, the use of anti-phishing software, and system implementation disposable password in banking services is an effective deterrent to the threat of phishing. Users must have a good knowledge of the threat of crime, especially phishing, and the Bank has the responsibility to provide education related to threats that can harm the user.

ANALISIS PENGARUH TRANSAKSI GADAI EMAS TERHADAP TINGKAT KEUNTUNGAN BANK SYARIAH Kurniawati, Eris Tri
Journal of Innovation in Business and Economics Vol 4, No 1 (2013)
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

The basis of this study was to provide a comprehensible description of the gold pawn transaction implemented in sharia banks and would like to identify the effect of the gold pawn transactions toward bank profits. Accordingly, this research applied statistical test instrument, specifically multiple linear regressions and the results revealed that sharia (Rahn) pawn transaction revenue has a positive effect on net income in which the contribution of independent variables on the dependent variable indicated its R2 (R-squared)value by 21.08%. Since the independent variable was not the major product which affected the bank's net income, other 78.92% of net profit variable would be clarified by other variables which were not discussed in this study

STRUKTUR PASAR DAN PERILAKU KOMPETITIF INDUSTRI PERBANKAN INDONESIA PASCA IMPLEMENTASI API 2004 Malik, Nazaruddin
Journal of Innovation in Business and Economics Vol 1, No 01 (2010)
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

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This study aims to explain the market structure and competitive behavior of the Indonesian banking. Found that the market structure group of large banks declined from oligopoly leads to monopoly. In a large group of medium-small banking moving toward behavior monoplistik competition. Variation of the management efficiency of input factors, production capacity and business mix impact on variations in interest income and income distribution is unequal total inter-bank or bank group. Post-entry into the API, intense competition, the actions need to be followed closely and carefully by the bank management, but that does not mean reduction in financing opportunities in the banking sector that minimal risk

DINAMIKA DERAJAT PERSAINGAN INDUSTRI PERBANKAN INDONESIA Zuhroh, Idah
Journal of Innovation in Business and Economics Vol 5, No 2 (2014)
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

This study aims to investigate the dynamics of the degree of competition in the banking industry in Indonesia, especially in the banking consolidation period ( 2000 -2008) is measured from the concentration ratio (CR 8) and Learner index. Samples were grouped into eight largest bank size (CR8) and outside CR8. The findings indicate that during the consolidation period (2000 -2006), concentration ratio tend to decrease of 70% towards 62%. But after periode 2006, concentration index is constan. Degree of competition by largest bank size (CR8) indicated by an Learner index greater and is likely to increase rather than smaller bank size (outside CR 8). This gives a signal that largest bank size have more market power to direct output prices ( credit ) above marginal cost compared to the group of banks outside of CR 8.

PEMASARAN KEWIRAUSAHAAN DAN KINERJA USAHA MIKRO KECIL DAN MENENGAH Andharini, Sri Nastiti
Journal of Innovation in Business and Economics Vol 3, No 2 (2012)
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

Small industry has a considerable role in the manufacturing sector in terms of the number of business units, the absorptive capacity of the workforce and supporting household income ladder. Distrust of the ability of micro, small and medium enterprises (UMKM) in the era of globalization, free-market-oriented mechanism is quite reasonable, because of the limitations that exist within the group. UMKM performance can be improved and developed, the UMKM have to do some things, namely to develop marketing objectives, develop the marketing area, the sale price appropriate packaging, developing marketing channels, maintain the typical product, develop a range of products and packaging, pay attention to the wants and needs of consumers

PENGARUH ORGANIZATIONAL CITIZENSHIP BEHAVIOR TERHADAP KINERJA ANGGOTA KEPOLISIAN Ratnasari, Sri Langgeng
Journal of Innovation in Business and Economics Vol 1, No 02 (2010)
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

This research aims to know the influence of variable of organizational citizenship behavior (OCB) consist of compliance, participation, and loyalty simultaneously and partially to personnel of Poltabes Barelang (Batam, Rempang dan Galang) performance. The analysis used in this research is multiple regression analysis. Pursuant to result of research indicate that variable of organizational citizenship behavior consist of compliance, participation, and loyalty have an influence to performance of Poltabes Barelang personnel. Most dominant factor that have an effect on to Poltabes Barelang personnel performance is participation.

GAGASAN GAYA MANAJEMEN INDONESIA Handayanto, Eko
Journal of Innovation in Business and Economics Vol 2, No 02 (2011)
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

The Indonesia management idea didn’t separate from management thought itself. If we look from the geographical aspect, Indonesia is near eastern managemen style, but empirical evidence shows a western orientation practice. There is an organizational culture dispute and it has an influence toward the organizational output to be solved. The alternative solution is to integrate both of management style within local culture. This integration needs to adjust with Indonesian culture to optimize the organizational performance.The Indonesian management style must put emphasis on distinctive local uniqueness along with the influence from both east and west

TRANSMISI KEBIJAKAN MONETER MELALUI JALUR PERUMAHAN Utama, Chandra
Journal of Innovation in Business and Economics Vol 3, No 1 (2012)
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

After the subprime mortgage crisis in the USA, the housing market hasbecome more concerned in the monetary policy makers. The housing developers must understand the role of the housing sector in the monetary transmission mechanism to find the goal, price stability, and sustainable employment as well as economic growth. This paper proposes another channel, the housing sectors; as the 6 th channel that transmit monetary policy. It focuses to the direct and indirect sub-channel of housing to the economyand analyzes the role of housing in the monetary transmission mechanism.

RESPON PERILAKU TERHADAP PERUBAHAN MODEL ANGGARAN DAN LAPORAN KEUANGAN UNTUK PENINGKATAN AKUNTABILITAS PUBLIK LEMBAGA PENDIDIKAN Hermawan, Sigit
Journal of Innovation in Business and Economics Vol 2, No 01 (2011)
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

This article reviewed the response and behavior of the change-related budgets model and financial reports in an effort to improve accountablityin public institution. This article is based on research conducted 2004 to 2009 in an institution of education. The results of the study concluded the response informant key to approve the proposed changes, although there is a statement which agrees with the notes. While the behavior associated with policies can improve the public accountability of education institutions,the question is whether we should take a policy of top-down or bottom-up.

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