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Contact Name
Nurhafid Ishari
Contact Email
hafid.ishari@gmail.com
Phone
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Journal Mail Official
jurnaliqtishoduna@gmail.com
Editorial Address
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Location
Kab. lumajang,
Jawa timur
INDONESIA
Iqtishoduna: Jurnal Ekonomi Islam
ISSN : 22525661     EISSN : 24430056     DOI : -
Core Subject : Economy,
The focus of the Journal of Syari'ah Economics and Islamic Business all aspects of scientific discussions about Islamic Economics, Syari'ah Banking and Islamic Economic Management ideas covering: 1) research article, 2) conceptual idea, 3) review of the literature, and 4) practical experience.
Arjuna Subject : -
Articles 360 Documents
Wamel dalam Tradisi Sewa Menyewa Perspektif Maqashid Al-Shari'ah Studi terhadap Praktek Sewa Sengon di Kecamatan Kedungjajang Lumajang) Hoirul Ichfan; Nurhafid Ishari
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 8 No. 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (889.414 KB) | DOI: 10.36835/iqtishoduna.v8i2.425

Abstract

This research will discuss about wamel practice in traditional lease perspective maqashid syariah with the aim to describe how wamel practice in kedungjajang sub-district is in accordance with maqashid syariah or not. This study uses a qualitative approach because this research will understand the social phenomena about Wamel in Sub District Kedungjajang District Lumajang. How to collect data through two stages of interview and observation. The data in this research consists of two parts, namely, primary and secondary data. From result of research indicate that: In this wamel maqāṣid Perspective still can’t be in accordance with Maqashid Shariah, that is from the aspect of justice and the benefit of all mankind. Wamel in this Lease traditions sengon in it contain benefits or benefits achieved but with harmful also caused.
Pembiayaan Optimal dan Korelasinya Terhadap Alokasi Pembiayaan pada Bank Umum Syariah di Indonesia Ernawati Ernawati; Mansyur Asri
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 8 No. 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (325.209 KB) | DOI: 10.36835/iqtishoduna.v8i2.374

Abstract

Islamic Commercial Banks in Indonesia behave risk averse, which is indicated by financing based on murabaha. The focus of this research is to examine the composition of optimal financing and its correlation to the allocation of financing at the Islamic Commercial Bank. The research data was obtained through the publication of the Indonesian Financial Services Authority with an analysis period of June 2014 to December 2017. There were 13 types of financing allocated by Sharia commercial banks in Indonesia, but based on the completeness of the data, the types of financing estimated were 9 types. Data analysis is used with the mean variance and correlation. Calculation of data using the Excel Solver program. The results showed: (1) the composition of optimal financing at the Islamic Commercial Bank consisted of seven types of financing, and was based on four main groups, namely: mudharaba rupiah, murabaha forex, murabaha rupiah, and istisna rupiah; and (2) the composition of optimal financing and the composition of financing allocations to Islamic banks showed a low correlation; and (3) qardh financing which is the last ranking in the optimal portfolio composition, is still prioritized by Islamic Commercial Banks; driven by the sharia function on adapts non-commercial purposes.
Efficiency of Islamic Insurance in Indonesia Rachma Indrarini; Clarashinta Canggih
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 8 No. 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/iqtishoduna.v8i2.413

Abstract

This paper aims to measure Islamic Insurance Efficiency in Indonesia. This paper uses quantitative data analysis through Data Envelopment Analysis to assess efficiency. Input variables in this study are total assets, expenses, and claims payments, while the output variables used are tabaru income and funds during 2012-2016. The objects of this paper are PT. AJS Amanahjiwa Giri Arta, PT AJS Al Amin, and PT Asuransi Takaful Keluarga. The result shows that in general, Islamic insurance in Indonesia is not yet efficient.
Optimalisasi Media Digital Berbasis Kemaslahatan Umat dalam Program Pahlawan Ekonomi Surabaya Rio Febriannur Rachman
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 8 No. 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (336.803 KB) | DOI: 10.36835/iqtishoduna.v8i2.422

Abstract

This article discusses a number of challenges facing the city of Surabaya as one of the major cities in Indonesia. The city has a number of social problems, including poverty, economic disparity and welfare problems. All that has a correlation with each other, and one of the solutions, is the provision of employment. Since 2010, the City Government of Surabaya has been running the Pahlawan Ekonomi program, which makes Housewives the main target. With hope, they can become the “second economic engine” in the family. Pahlawan Ekonomi provides entrepreneurship training for Housewives, starting from the planning, production, packaging, to marketing. All stages are always under the supervision of a team from the City Government of Surabaya. This paper explores how the implementation of policy in this program, the sustainability, and its correlation to the concept of the Welfare of the People (Kemaslahatan Umat) which is called for in some number of Islamic literatures. In conclusion, this policy has many positive impacts on the community, so that its sustainability can be maintained because it is supported by many parties in Surabaya. The spirit of this program is in harmony with the noble Islamic principles. Moreover, this program has a tagline: Go Global, Go Digital, Go Financial, which makes the program participants ready to compete at the international level.
Pengaruh Program Lumajang Taqwa, Lumajang Cerdas, Lumajang Sehat, Lumajang Makmur dan Lumajang Peduli Terhadap Pencapaian Visi Misi Badan Amil Zakat Nasional Kabupaten Lumajang Tahun 2018 Achmad Farid; Istiana Umil Mahtum
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 8 No. 2 (2019): Oktober
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (399.456 KB) | DOI: 10.36835/iqtishoduna.v8i2.423

Abstract

Data processing is performed using t-test testing techniques. In processing the data the researchers used the help of IBM SPSS statistical computer assistant application program 20. Based on the results of data analysis, the results showed that "there was an influence on the Lumajang taqwa program, Lumajang smart, Lumajang healthy, Lumajang prosperous and Lumajang concerned with the achievement of the vision and mission of the National Amil Zakat Agency (BAZNAS) Lumajang Regency in 2018. Proven t-test results obtained t count Lumajang taqwa = 3.207 with a probability t arithmetic sig. = 0.007, Lumajang smart = 2.526 with t arithmetic sig. = 0.025, Lumajang healthy = 2.511 with t arithmetic sig. = 0.026, Lumajang prosper = 2.506 with t arithmetic sig. = 0.026, and Lumajang cares = 2,200 with t arithmetic sig. = 0.046. So it can be concluded that Lumajang taqwa, Lumajang smart, Lumajang healthy, prosperous Lumajang and Lumajang care have a positive and significant impact on achieving the vision and mission of the BAZNAS Lumajang Regency with a confidence level of 95%. In addition, the correlation coefficient R Lumajang taqwa = 0.665 and included in the interval 0.60 - 0.799, it can be concluded that Lumajang taqwa has a strong influence. 66.5%, intelligent Lumajang = 0.574 and included in the interval 0.40-0.599 in the sense of having a moderate effect that is equal to 57.4%, healthy Lumajang = 0.572 and included in the interval 0.40-0.599 in the sense of having a moderate effect, that is equal to 57.2%, Lumajang prosper = 0.571 and included in the interval 0.40-0.599 in the sense of having a moderate effect that is equal to 57.1, Lumajang caring = 0.521 and included in the interval 0.40-0.599 in the sense of having a moderate effect which is 52.1%.
THE INFLUENCE OF INFLATION, EXCHANGE RATES, CAR AND NPF TO STABILITY OF ISLAMIC BANKS IN INDONESIA PERIOD 2015-2019 L.P., Gumilang Budi; Kusnendi, Kusnendi; Utami, Suci Aprilliani
IQTISHODUNA: Jurnal Ekonomi Islam Vol 9 No 1 (2020): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (611.584 KB) | DOI: 10.36835/iqtishoduna.v9i1.468

Abstract

This study aims to see the extent of the influence of the level of Inflation (CPI), Exchange Rate (kurs), Capital Adequacy Ratio (CAR) and Non Performing Financing (NPF) on the Stability of Islamic Banks in Indonesia Period 2015-2019. To support research, we use the Vector Error Correction Model (VECM) methodology. VECM test results show that in the short term the significant effect on the level of stability are Kurs and CAR, with the direction of a negative relationship (reducing the level of stability). Meanwhile, in the long term the significant effect on the level of stability are inflation and Kurs with the direction of a negative relationship (reducing the level of stability). From the results of this study it can be concluded that the macroeconomic variables significantly affect the stability of Islamic banking, therefore the government has an important role in controlling macroeconomic turmoil to maintain Islamic banking stability. Besides that, the internal variables of the banking sector are considered to have no significant effect partially, therefore it is necessary to conduct further research with a variety of internal factors in the banking industry to prove their effects on the stability of Islamic banking
Development Strategy for Micro, Small, and Medium Enterprises through Islamic Financial Inclusion Novatul Isrowiyah; Warno Warno; Rahman El Junusi
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 9 No. 1 (2020): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (601.744 KB) | DOI: 10.36835/iqtishoduna.v9i1.470

Abstract

This study calculates and analyzes the Islamic financial inclusion index which covers three dimensions; accessibility, availability, and usage of sharia banking. The results showed that the level of Islamic financial inclusion in Indonesia was classified as low during the study period and DKI Jakarta Province was the most inclusive province in Indonesia. Furthermore, this study analyzes the effect of the Islamic financial inclusion index on Islamic financing channeled to Micro, Small and Medium Enterprises (MSMEs) in Indonesia. Using the saturated sampling method, a total of 33 provinces in Indonesia were selected as samples with an observation period. The results show that the Islamic Financial Inclusion Index (IIK) has a significant positive effect on sharia financing channeled to the MSME sector, one of the regions that appears to be growing faster than other regions is Aceh. This research is different from previous financial sector inclusiveness studies that still see and study conventional (non-sharia) financial inclusion and find out the impact of sharia financial inclusion based on sharia financial inclusion indexes on sharia financing distributed to Micro, Small and Medium Enterprises in Indonesia and discuss comprehensively for MSME.
Shariah Compliance Analysis of Islamic Crowdfunding: Case Study of ethiscrowd.com Ayu Yuningsih; Rifqi Muhammad
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 9 No. 1 (2020): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (483.432 KB) | DOI: 10.36835/iqtishoduna.v9i1.472

Abstract

This paper aims to analyze the mechanism and implementation of crowdfunding on ethiscrowd.com and the evaluation of shariah compliance. Based on the parameters of shariah compliance proposed by Rosly (2010) it can be seen that the implementation of shariah crowdfunding of ethiscrowd.com has fulfilled the three parameters of shariah compliance namely ‘aqd, maqasid al-shariah and legal documentation. Meanwhile, in the case of financial and accounting reporting disclosed the ethiscrowd.com is not yet not fulfilling existing of regulations, where crowdfunding companies should publish detailed financial reports. The management of ethiscrowd.com only publishes project development reports funded by investors. This is because there is no specific provision for disclosing financial reporting and accounting for financial technology companies, especially those engaged in equity crowdfunding.
Stock Selectivity Skill, Market Timing Ability, Risiko, Size, and Comparison of Performance Islamic Share Mutual Funds Elliv Hidayatul Lailiyah; Rahmat Setiawan
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 9 No. 2 (2020): October
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36835/iqtishoduna.v9i2.489

Abstract

The Muslim population in Indonesia is one of the highest at around 87%. The high population of the Muslim in Indonesia should be able to provide great potential in terms of Islamic finance as an investment activity, which will certainly contribute positively to the Indonesian economy. Investors will always be interested in investment with high returns and low risk. One of the alternatives is mutual funds, especially sharia equity mutual funds. The choice of the right mutual fund should pay attention to how the performance of the mutual fund. This study examines how the performance of sharia equity mutual funds using the Sharpe, Treynor, and Jensen methods are affected by stock selectivity skills, market timing ability, risk, and size during 2012-2017. The finding of this research is stock selectivity skills, market timing ability, risk, and size are a significantly positive influence on the performance of sharia equity mutual fund. The influence of stock selectivity skill, market timing ability, risk, and size are very strong if measured by the treynor method.
Impact of Sharia Tourism Development in Pringsewu Regency Lampung Basrawi Basrowi; Fauzi Fauzi; Pertiwi Utami
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 9 No. 1 (2020): April
Publisher : Program Studi Ekonomi Islam Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (411.929 KB) | DOI: 10.36835/iqtishoduna.v9i1.473

Abstract

The purpose of this study was to describe the opportunities for sharia tourism in Pringsewu Regency by referring to the Law and Fatwa of the National Sharia Council. The research method used is empirical legal research which aims to support the development of legal science, especially sharia law related to halal tourism. Data is collected through documented observation. Examination of the validity of the data by using data source triangulation techniques is done by comparing the results of observational data with the results of related documents, and data analysis through data reduction, data presentation and conclusion drawing. Based on the results of the study concluded, 1) sharia tourism is very possible to be developed in Lampung Province, because formal juridical is not at all contradictory and Law No.33 of 2013 concerning Guaranteed Halal Products; 2) also does not contradict the Fatwa of the National Sharia Council-Indonesian Ulema Council No.108 / DSN-MUI / X / 2016 towards the development of sharia tourism.

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