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Arthavidya Jurnal Ilmiah Ekonomi

arthavidya
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Published by Universitas Wisnuwardhana Malang

ISSN : 14108755 EISSN : 25796070 DOI : -

Core Subject : Economy,

Economics, Econometrics & Finance

Jurnal Arthavidya diterbitkan oleh Fakultas Ekonomi dan Bisnis Universitas Wisnuwardhana Malang yang memuat kajian ilmiah dibidang manajemen dan keuangan. Redaksi menerima artikel yang inovatif serta menantang untuk memicu lahirnya inovasi konsep dan praktik dibidang manajemen dan keuangan. Jurnal Arthavidya terbit dua kali dalam satu tahun yaitu pada bulan Maret dan Oktober.

Arjuna Subject : -

Articles 322 Documents

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Analisis Manajemen Keuangan Perguruan Tinggi Ditinjau Dari Uang Kuliah Tunggal (UKT)Di Perguruan Tinggi Ahmad, Ahmad
Arthavidya Jurnal Ilmiah Ekonomi Vol 20 No 1 (2018)
Publisher : Fakultas Ekonomi Universitas Wisnuwardhana

Education is the right of every citizen that meets nationalstandards for one of the standard cost of education.To meet the demandsof the government issued a policy on Single Tuition, thus opening spacefor state and private universities to set tuition independently, so thequestion arises , why the cost of college in Indonesia has not beenstandardize while increasing education costs each year? This researchuses a qualitative approach with a survey method at universities inIndonesia from February 2013 until December 2013. The data analysistechniques were used descriptive analytical method, with the followingrecommendations: 1) The goverment should standardize the cost of acollege education in Indonesia based on the location of the region,income level, and the quality of higher education. 2) The governmentshould control the extra funding of universities in Indonesia with theprinciple that education funds that are transparent, accountable ,effective and efficient, 3) The Government should develop guidelines andoperational technical guidance before issuing any policy,4)Thegovernment should do evaluation of financing higher education on aregular basis to improve the management of standardized education, 5)Higher education should be democratic and transparent in themanagement of higher education, and 6) Active community participationshould be increased in escorting management colleges, and universitiesare part of the contributing greatly to the college .Keywords: standard of higher education, single tuition

Marketing Mix Sebagai Alasan Anggota Menabung Di KSP Artha Srikandi Banyuwangi Rachmawati, Rizki
Arthavidya Jurnal Ilmiah Ekonomi Vol 20 No 1 (2018)
Publisher : Fakultas Ekonomi Universitas Wisnuwardhana

Marketing strategy activities in terms of promotion, savingsproduct advantages and physical facilities will be successful ifsupported by good service quality with members. The service processthat is in accordance with the rules, fast and not convoluted will be ableto satisfy and please customers in saving the Cooperative. Thisresearch uses qualitative approach, ie approach based on data andprimary information meaningful in the end is trying to get the findingsof a theory that does contain the reality of truth. This research locus isKSP Artha Srikandi Banyuwangi has applied marketing mix, that isdetermination of saving product which is issued to attract members tosave, by picking up the ball, issuing savings model which gives manybenefits to member and giving guarantee of security of membermoney.Promotion done to attract members with interesting ads, alwaysfollow the exhibition and conduct social activities to be closer to thecommunity. Physical facilities owned adequate building, sara wideenough parking and safe, and a comfortable waiting room. Serviceprocess is done by serving accordingly rules and are not twisted.Keywords: Promotion, Product, Physical Means, Service Process

Kajian Keputusan Konsumen Lokal Dalam Pembelian Produk Elektronik Ramah Lingkungan Eka Khrisnayodi, Benedict Lanzio
Arthavidya Jurnal Ilmiah Ekonomi Vol 20 No 1 (2018)
Publisher : Fakultas Ekonomi Universitas Wisnuwardhana

With the increasing income and education in the society,the tendencies to choose consuming green (environmentallyfriendly) products are increasing too. The usages of greenproducts are also influenced by the product information. Thepopularity of the brand for the green products is also aninfluencing factor in the buying decision of the consumer.Consumer can see that the making of green products surelyrequire professionalism and brand trust. The awareness level forthe preservation of the environment has impact on the buyingdecision of green products. This is mostly influenced by the easyaccess of information about green products, which is turn canincrease the awareness of the need for environmental friendliness.Keywords: green products, buying decision, environmentalfriendliness, consumer

Perlukah Innovation Speed Bagi Keberlanjutan Bisnis Jangka Panjang Pada UMKM? Sugiarto, Devan Christian
Arthavidya Jurnal Ilmiah Ekonomi Vol 20 No 1 (2018)
Publisher : Fakultas Ekonomi Universitas Wisnuwardhana

Micro, small and medium enterprise (MSME) is one key ofeconomic growth. MSME increase economy level of the nation and alsodecrease joblessness. With a big impact, MSME also have obstacle tosurvive in a market. This issue make MSME must keep their competitiveadvantage high. One of the way is to make innovation as soon aspossible. Innovation speed can give MSME some of advantage like to befirst mover in the market. This result found that innovation speed canmake enterprise growth for long term period. Innovation speed alsosupport sustainability in the business. MSME also must pay attention tosustainability concept that business need to concern on three elementseconomy,social and environment. So, the innovation of MSME need tosynchronize with sustainability concept to have a good competitiveadvantage in the market for a long term.Keyword: Innovation speed, corporate sustainability, competitiveadvantage, micro small medium enterprise

Pengaruh Pelatihan dan Insensif terhadap Kinerja Karyawan di PT Bank Danamon Madiun Yuliana, Rachma
Arthavidya Jurnal Ilmiah Ekonomi Vol 20 No 1 (2018)
Publisher : Fakultas Ekonomi Universitas Wisnuwardhana

Training and intentive have large effect to employeeperformance therefore, in this research analysis the effect of thetwo variable to the employee performance. This research aims is toknow the effect of training and incentive to employeeperformance.This research use 56 employee at PT Bank DanamonMadiun, the data are collected by quwitionaire and self-completedby respondend. From the data, it analized by regression multipleanalysis to know the effect off each variable that has dominanteffect.The research result show the both training and incentivehave positive and significant effect to employee make. From thetwo variable, training variable has dominant effect to employeeperformance. It is because training is given rightly, therefore. Itcan increase employee performance at PT Bank DanamonMadiun.From the research there are two implication. First, for PTBank Danamon Madiun, in order to increase the employeeperformance of PT Bank Danamon Madiun must use the trainingand incentive rightly, especially training variable that hasdominant effect to employee performance. Second, for researchthat interested to advance the research could develop the researchto wider object to increase generalization of this research finding.Keywords : Training, Incentive, Employee performance, PT BankDanamon Madiun

Variabel – Variabel Penentu Terjadinya Kecurangan ( Froud ) ( Studi Pada Dinas Pekerjaaan Umum Dan Penataan Ruang Kota Malang ) Sukariyono, Dedi
Arthavidya Jurnal Ilmiah Ekonomi Vol 20 No 1 (2018)
Publisher : Fakultas Ekonomi Universitas Wisnuwardhana

Cheating or fraud are unlawful acts committedintentionally for a particular purpose (manipulation ormisrepresentation of another party) done by persons from withinor outside the organization for personal or group gain directlyor indirectly other parties. Many of the fraud determinants,including internal control systems, information asymmetry, lawenforcement, organizational commitment.In this regard, thepurpose of this study is to analyze which of the variables XIinternal control system, information asymmetry X2, X3 lawenforcement, and organizational commitment X4, as adeterminant of fraud on the Department of Public Works andSpatial Planning (DPU & PR) ) Malang city This research wasconducted in the Office of DPU & PR Malang. A sample of 102Civil Servants was taken randomly. Data were collected throughquestionnaires given directly to respondents. Analysis techniqueusing factor analysis. Prior to the analysis, first tested thevalidity and reliability. The result of this research proves thatthe determinant of fraud occurrence in Public Works andSpatial Planning (DPU & PR) Malang City is, first there isinformation asymmetry (existence of unbalanced information)between party of DPU & PR with stakeholders. Where the DPU& PR have more and better information about the activities itdoes than the stakeholders. The main indicator as a determinantof the variable asymmetry of information is that "only theinternal agency that knows all the information related to thetransaction financial statements". Secondly, there is inconsistentlaw enforcement in the handling of regulatory violations. Themain indicator as a determinant of law enforcement variables isthat "in DPU & PR, officials are inconsistent in handlingregulatory violations".Keywords: internal control system, information asymmetry, lawenforcement, organizational commitment, cheating

Studi Pemisahan Tugas Dan Fungsi Account Representative (Ar) Pengawasan Dan Konsultasi Dalam Pencapaian Target Penerimaan Pajak (Studi Kasus Pada Kantor Pelayanan Pajak Pratama Batu) Perdana, Kurniawan Wira
Arthavidya Jurnal Ilmiah Ekonomi Vol 20 No 1 (2018)
Publisher : Fakultas Ekonomi Universitas Wisnuwardhana

One of the changes in bureaucratic reform in taxationknown as the Modern Tax Administration System is theestablishment of Account Representative (AR) which has the task ofsupervision and consultation in achieving the target of tax revenue.In essence the role is mutually contradictory and often lead toconflict of interest on AR to its taxpayer. So that required separationof duty and function of AR.The purpose of this study are 1) To knowthe effectiveness of separation of Account Representative (AR)function on the task of Consultation and Supervision. 2) Knowing theimpact of the separation of functions on the realization of taxrevenues, 3) Knowing that the separation of duties of theConsultative and Supervisory functions effectively reduces theburden of responsibility of AR officers on contradictory tasks; 4)Knowing the better AR performance after the separation of taskfunctions Consultation and Supervision.This research is adescriptive research that is research method that try to describe andinterpret object according to what it is (Best, 1982 in Sukardi, 2003).This research is also often called noneksperimen because in thisstudy the research did not control and manipulation of researchvariables.The results showed that the separation of functions andduties Account Representative (AR) effectively improve theperformance of AR, as evidenced by the increasing compliance ofTaxpayer Small Tax Office of Batu in submitting Tax Report (SPT)and pay tax so that the tax target is achieved. The division of roleson AR tasks and functions will create simplification of function andservice tasks and supervision, so that AR performance increases withreduced workload. Each AR officer can work optimally. AR officerscan explore the potential of taxpayers so it is expected to increasetaxpayer compliance about the obligation to pay taxes.Key Word: tasks and functions, Account Representative (AR)

Analisis Faktor Yang Mempengaruhi Kinerja Penelitian Dosen Perguruan Tinggi Swasta (Pts) Kluster Madya Di Kota Malang Lukitaningtias, Firina; Hernanik, Nova Dwi
Arthavidya Jurnal Ilmiah Ekonomi Vol 20 No 2 (2018)
Publisher : Fakultas Ekonomi Universitas Wisnuwardhana

ABSTRACT. Lecturers are one of the important components in Higher Education. The roles, duties and responsibilities of lecturers become an important matter in the role of contributing to the realization of the National Education Goals. One component is the involvement of lecturers in implementing the Tridharma of Higher Education as a form of lecturer performance. The Tridharma includes education and teaching, research, and community service. This study aims to analyze the factors that influence the performance of private university (PTS) middle class lecturers in Malang City, especially in the field of research, which has not received much attention. The research method used is explanatory research with a quantitative approach. Data collection techniques were carried out using a questionnaire distributed to 40 PTS lecturers in the middle cluster in Malang City. Data analysis techniques using multiple regression analysis. The results showed that the variables of ability and expertise (X1), motivation (X2), organizational resources (X3), leadership (X4), and organizational structure (X5) simultaneously affected the research performance of PTS lecturers in the middle cluster in Malang. Keywords: Ability And Expertise, Motivation, Organizational Resources, Leadership, Organizational Structure, Lecturer Research Performance

Relationship Marketing Dalam Membangun Loyalitas Melalui Kepuasan Pelanggan Paket Data Setiyawan, Setiyawan
Arthavidya Jurnal Ilmiah Ekonomi Vol 20 No 2 (2018)
Publisher : Fakultas Ekonomi Universitas Wisnuwardhana

Abstract. Relationship marketing is an effort to build a good constructive relationship with selected costumers (loyality) in order to achieve long-term marketing success through costumer satisfaction data packet. The results of this study showed that relationship marketing had a direct effect of satisfactory (0.745). Relationship marketing had also directly affect of loyality (0.237) and satisfactory had a direct effect with loyality (0.405). The results about indirect effect of relationship marketing with loyality through satisfactory is (0.745 x 0405) = 0.302, because beta coefficient value 0.234 < 0.302, so satisfactory variable could mediate relationship marketing with loyality. Key word : Relationship marketing, loyality, costumer satisfaction

Evaluasi Kelayakan Pemberian Kredit Oleh PT BPR Artha Sari Kencana Malang Prasetyo, Irawan Budi
Arthavidya Jurnal Ilmiah Ekonomi Vol 20 No 2 (2018)
Publisher : Fakultas Ekonomi Universitas Wisnuwardhana

Abstraction. Credit Evaluation is an important element in lending to debtors. Crediting activities required a good and thorough analysis of all aspects of credit that can support the crediting process, in order to prevent the emergence of a credit risk. The purpose of this study is to determine the feasibility of giving credit made by the PT BPR Artha Sari Kencana Malang. From the result of data analysis using 6C analysis tool that is character, capacity, capital, collateral, condition and compliance stated that most of the debtor deserve credit from PT BPR Artha Sari Kencana Malang. Based on the 6C analysis tool, it was found that eligible credit received 80% (as many as 12 people), while unacceptable credit received 20% (as many as 3 people). Keyword: evaluation, credit

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