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Amwaluna Jurnal Ekonomi dan Keuangan Syariah

amwaluna
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Published by Universitas Islam Bandung

ISSN : 25408399 EISSN : 25408402 DOI : https://doi.org/10.29313/amwaluna

Core Subject : Economy,

Economics, Econometrics & Finance

Amwaluna Jurnal Ekonomi dan Keuangan Syariah is an academic journal focus on syariah economic studies with scopes are Islamic banking, Syariah Financial, economic, accounting, finance, Muamalah, Economy during the covid19 pandemic and Economic Islam.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 12 Documents

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Search results for , issue "Vol 5, No 1 (2021)" : 12 Documents clear

DO THE DISTRIBUTION OF ZAKAT AND ISLAMIC BANK FINANCING AFFECT INCOME INEQUALITY IN INDONESIA? Al Haq Kamal; Ratih Purbowisanti; Ageng Asmara Sani; Kusumaningdyah Retno Setiorini
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 5, No 1 (2021)
Publisher : Univeristas Islam Bandung

This study aims to reveal empirically the extent to which Islamic economics contributes to Indonesia's economic equality. This study uses zakat distribution indicators and financing of Islamic banks as an instrument of income distribution in Islamic economics; GINI coefficients are indicators for measuring income inequality and using panel data with a cross-section of 12 provinces in Indonesia the 2011-2016 period. This study found that the distribution of zakat has a negative effect on income inequality and Islamic bank financing has a positive effect on income inequality.

REVIEWING THE CONCEPT OF JIZYAH: A THEORETICAL APPROACH TO HISTORY Mohammad Ghozali; Wahyu Nugroho
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 5, No 1 (2021)
Publisher : Univeristas Islam Bandung

In the treasures of Islamic civilization, Muslims recognize many State income instruments, one of which is jizyah, which is a contribution that must be paid by unbelievers who settled in the Islamic State to obtain protection and guarantee that they will live there. With the continued development of science and culture, some scholars state that jizyah is only imposed on the book's people, and jizyah is a form of oppression for non-Muslims, even though this is not true. So, this research seeks to present historical facts taken from history books and research that discuss jizyah. This type of research is a literature review using descriptive qualitative methods. As for the results of the study, that the initial stipulation of jizyah was at the time of the Prophet precisely after the Tabuk war event in 9 H. Then the jizyah continued during the time of Khulafa Rasyidin and continued to grow, especially during the Caliph Umar regarding the provisions of jizyah applicable from those previously imposed on group representation to each capable non-Muslim people. Then, jizyah's wisdom and purpose are contained in Al-Quran Surah At-Taubah verse 29, that with the existence of jizyah, the non-Muslims are given life protection in an Islamic state. With jizyah, non-Muslims get security, comfort, convenience in dealing with Muslims, welfare, and security guarantees for their property.

THE INFLUENCE OF ISLAMIC ENTREPRENEURSHIP TOWARDS THE ORGANIZATION PERFORMANCE THROUGH ORGANIZATION COMMITMENT IN MA’SOEM GROUP Yudhy Yudhy
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 5, No 1 (2021)
Publisher : Univeristas Islam Bandung

The purpose of this research is to discuss the influence of Islamic entrepreneurship towards the organization performance through organization commitment. The object of this research is the unit leader and division leader in Ma’soem Group. The appropriate sample used has been randomly chosen by probability sampling method with 118 respondents. Data analysis is conducted using Structural Equation Modeling (SEM). The result of research shows that Islamic entrepreneurship is affecting the organization performance, and the organization commitment do not affect the organization performance. For indirect influence, organization commitment cannot mediate the influence of Islamic entrepreneurship towards organization performance.

BENEFITS OF FINANCIAL RATIOS FOR FINANCING SHARIA BANKING INDONESIA Ahmad Habibi; Muhammad Iqbal
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 5, No 1 (2021)
Publisher : Univeristas Islam Bandung

This study aims at how the benefits of financial ratios to Islamic banking financing in Indonesia. The data used is time-series data. Population, as well as samples in this study, are statistical reports of sharia banking Sharia Commercial Banks in Indonesia for the period January 2015 - December 2017. Ratio selection is conducted by using a stepwise regression method as well as hypothesis testing is done by multiple regression, t-test, and F test. The results obtained from the study show that the value of Adjusted R2 can obtain values of 0.914 or 91.40%. The t-test results show that FDR, NPF, and ROA significantly influence Sharia Banking Financing. This shows that from the financial ratios used in this study, three financial ratios that affect the Financing of Sharia Banking in Indonesia, namely FDR, NPF, and CAR.

THE ROLE OF BAITUL MAAL WA TAMWIL IN ALLEVIATING POVERTY IN CIANJUR REGENCY, WEST JAVA Reksa Jayengsari; Uus Ahmad Husaeni
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 5, No 1 (2021)
Publisher : Univeristas Islam Bandung

This study aims to analyze the role of BMT in poverty alleviation in the Cianjur Regency. The research method used quantitative data collection using a questionnaire from 100 BMT members and data analysis techniques using multiple linear regression analysis. This article concludes that the poverty alleviation variable proxied by the income variable of BMT members is influenced by the real sector driving variable (providing financing) (t count 1.747, sig 0.045), business education to the community (t count 2.324, sig 0.006), Fund utilization Baitul Maal (t count 3,515, sig 0,000) and work motivation of members (t count 2,599, sig 0,000). Meanwhile, the variable of micro business empowerment/business assistance did not significantly affect the income of BMT members (t count -0.621, sig 0.536). Meanwhile, the R Square result is 0.643, which means that BMT members' variable income is influenced by the real sector driving variables, business education, fund utilization, work motivation, and business empowerment by 64.3 percent. In comparison, the remaining 35.7 percent is influenced by other variables. Thus, the conclusion of this study is members' perceptions of the existence and role of BMT in increasing community income to reduce poverty levels due to activities that are social, educational, and increase work motivation.

SERVICE DISTRIBUTION AND SATISFACTION TOWARD CUSTOMER LOYALTY R. Agoes Kamaroellah; Anis Eliyana; Reza Mubarak
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 5, No 1 (2021)
Publisher : Univeristas Islam Bandung

Automated Teller Machines (ATMs) are a medium for financial transactions. This study investigates the impact of service distribution and service satisfaction on customer loyalty on ATM usage of the BRI Syariah Sub-Branch Office (KCP) Pamekasan. Data obtained from primary data in ATM user respondents' Form, the data analyzed by SEM with PLS approach. The calculation is carried out in two phases, the first-order phase, and the second-order phase. A validity and reliability test revealed that all three variables were valid and reliable in the first-order phase. At the same time, the second-order phase was used, CFA, and Construct Reliability. Subsequently, an Inner Model test uncovered that the Service Distribution has no significant effect on Customer Loyalty. Contrastively, Service Satisfaction has a significant positive impact on customer loyalty. The goodness of Fit based on R-Square reveals that Service Distribution and Service Satisfaction can explain Service Loyalty at BRI Syariah KCP Pamekasan ATM very well.

DEVELOPMENT OF CASH WAQF BENEFITS SYNERGY FOUNDATION IN THE ECONOMIC EMPOWERMENT OF THE UMMAT Mamat Rachmat Effendi
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 5, No 1 (2021)
Publisher : Univeristas Islam Bandung

This paper discusses the development of cash waqf benefits which is directed at empowering the community's economy carried out by the synergy foundation in West Java. Cash waqf as one of the shari'ah financial instruments should be able to provide added value usefulness and a multifier effect in reviving the community's economy. The aim is to map the quality of institutions in managing the benefits of cash waqf for the economic empowerment of the people. The approach used is case studies with qualitative methods, the data were analyzed descriptively with a phenomenological naturalistic paradigm which emphasizes the nature of social reality and studies what appears in society. The results obtained in the field Sinergi Foundation have carried out professional, transparent and accountable, financial management using the accounting standard for zakat PSAK 109. The financial reports are audited by an independent public accountant and the results are Unqualified (WTP).

SHARIA HOTEL ATTRIBUTES AND THEIR URGENCY FOR MUSLIM TOURISTS' NEEDS IN MAQASID SHARIAH PERSPECTIVE Priyatmoko, Rakhman; Maulana, Addin; Oktaviyanti, Dini
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 5, No 1 (2021)
Publisher : Univeristas Islam Bandung

The expansion of Sharia hotels is increasingly attracting industry players and scholars in the tourism sector. Although some researchers have focused on studying Sharia hotels' attributes, research examining these attributes deeply based on the Maslahah level in the Maqasid Shariah has not been found. By employing the literature review, this study aims to gather Sharia hotels' attributes and analyze their urgency from the Maslahah perspective using a descriptive method. The results showed that halal food availability, the prohibition of alcoholic victuals, and gender separation in fitness facilities are classified in the Dharuriyat category (fundamental). Besides, the availability of the Quran, praying amenities, and the Qibla sign are grouped in Hajiyat (secondary). Lastly, Tahsiniyat (tertiary) attributes include Ramadan special services, a particular lobby floor for women, and Muslim staff domination. Sharia hotels' other attributes can be extended for further research as long as they conform to Sharia law principles.

THE ROLE OF GOVERNMENT POLICY IN BOOSTING THE ISLAMIC MICROFINANCE INSTITUTIONS PERFORMANCE IN INDONESIA Tasya Aspiranti; A. Harits Nu’man; Yudha Dwi Nugraha; Ima Amaliah; Ade Yunita Mafruhat
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 5, No 1 (2021)
Publisher : Univeristas Islam Bandung

In building a successful Islamic Microfinance Institutions (IMFIs) performance, many factors must be considered based on a multi-element point of view. This study aims to build key factors affecting IMFIs performance using multi-perspective and multi-criteria methods. This study uses an analytic network process (ANP) to calculate the degree of influence given by the IMFIs performance criteria and factors. Primary and secondary data collection techniques are used to collect required data for this research. The primary data are collected through questionnaires and interviews. A purposive sampling technique to collect primary data is used to the 26 local BPRS, 11 BMT including on the islands of Java, Sumatra and Sulawesi as a three biggest island of Indonesia. The results of the study find, internal and external management aspects are two main problems affecting IMFIs and five main solutions to increase their financing are regulatory, management, institutions, competencies, and partnerships.

ANALYSIS OF MUSLIM FRIENDLY TOURISM INDICATORS TOWARD THE NUMBER OF FOREIGN TOURIST VISITATIONS Agita Arrasy Asthu; Rabiatul Adwiyah
AMWALUNA (Jurnal Ekonomi dan Keuangan Syariah) Vol 5, No 1 (2021)
Publisher : Univeristas Islam Bandung

Muslim Friendly Tourism (MFT) ordinarily caters to meet Muslim tourists' needs and lifestyles. Many Muslim-friendly tourist destinations are currently being offered by countries incorporated in the Organization of Islamic Cooperation (OIC). Nonetheless, statistical evidence shows that the number of non-Muslims foreign tourists is far ahead of Muslim travelers. This study aims to analyze the impression of MFT indicators on the number of foreign tourist visits and define specific indicators that have a principal power influencing international visitations to the countries incorporated in the OIC. Panel data regression method with time-series data is processed using Econometric Views (Eviews 9.0) as an analysis tool. The results showed that eight independent variables on the Global Muslim Travel Index (GMTI) collectively affected the dependent variable by 97.49%. The present study found that the family-friendly destination variable has a simultaneous effect of 0.012, yet seven other variables did not significantly influence the number of foreign tourists traveling to countries incorporated in the OIC.

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Home Page

OAI Link

Editorial Team

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Contact Name Popon Srisusilawati

Contact Email amwaluna@unisba.ac.id

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Journal Mail Official amwaluna@unisba.ac.id

Editorial Address jl. Tamansari no 24-26 Bandung 40116

Location Kota bandung, Jawa barat INDONESIA

Abstract

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Abstract

Contact Name
Popon Srisusilawati

Contact Email
amwaluna@unisba.ac.id

Phone
+6281323262669

Journal Mail Official
amwaluna@unisba.ac.id

Editorial Address
jl. Tamansari no 24-26 Bandung 40116

Location
Kota bandung,

Jawa barat

INDONESIA