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At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam
Published by Institut Agama Islam Negeri Padangsidimpuan
ISSN : 2356492X     EISSN : 25499270     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
FOCUS This journal focused on Islamic Management and Business studies and contemporary developments through the publication of articles by research. SCOPE At-tijaroh specializes in Islamic Management and Business studies and is intended to communicate original research and current issues on the subject. This journal warmly welcomes contributions from scholars of related disciplines
Arjuna Subject : -
Articles 194 Documents
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Pemberdayaan UMKM Melalui Lembaga Keuangan Syariah Sebagai Upaya Pengentasan Kemiskinan Kota Padangsidimpuan Delima Sari Lubis
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 2, No 2 (2016): Desember 2016, 10 Articles, Pages 116 - 285
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v2i2.665

Abstract

One way that can be done to build the local economy is through increased UMKM. Existence of UMKM simply can not be in doubt, because it has proven able to survive as an economic driver in the event of a crisis. On the other hand, has many limitations and require care and support to enable the business directional link. Problems faced UMKM in all areas is almost the same, that is; limited working capital, the quality of human resources is low, productivity and product quality is low, and the lack of mastery of science and technology.To resolve these issues, the need for a balance between the financial sector which is sufficient progress with the real sector (UMKM). in several ways, namely;First, the need for a partnership program for businesses that have not bankable,The second, in terms of management, UMKM desperately need a companion who acts as advisors to enhance capacity building.Third, the popularity of Islamic financial institutions need to be improved.
PERILAKU KONSUMEN DALAM MEMBELI PRODUK HALAL DI KOTA BANDUNG Setiawan, Setiawan; Mauluddi, Hasbi Assidiki
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 5, No 2 (2019): DESEMBER 2019
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v5i2.1849

Abstract

The consumer behavior in purchasing halal products is still an interesting topic to be researched because behavior is dynamic. The purpose of this study was to determine the factors that affect consumer decision in purchasing halal food. This study explored consumer driving factors in choosing halal products in the Muslim-majority community who feel that halal products are very easy to obtain. The research method used primary data analysis using a research instrument in the form of a questionnaire distributed to 200 respondents in Bandung, Indonesia. The results of this study revealed that the religiosity factor is a significant factor in affecting consumer intention in purchasing halal products. While other factors studied, such as halal awareness, halal certification, and trust, do not affect.
PENGARUH KUALITAS PELAYANAN TERHADAP KEPUASAN SISWA LEMBAGA BIMBINGAN BELAJAR “POTENSI” PANYABUNGAN Isa, Muhammad
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 5, No 1 (2019): JUNI 2019
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v5i1.1791

Abstract

AbstractGood quality service will produce consumers who are always satisfied, and satisfied consumers usually become loyal consumers who are not tempted by promotions from other companies. The purpose of this research was to determine whether service quality give effect to student?s satisfaction study at LEMBAGA BIMBINGAN BELAJAR ?POTENSI?. This research was quantitative research with 48 persons as samples. Then, the data collected by using questionnaires. The data analyzed by using simple regression and correlation through SPSS 17.0. The result of this research showed that service quality had a significant effect to student?s satisfaction study at LEMBAGA BIMBINGAN BELAJAR ?POTENSI?. Service quality give effect or contribution to student?s satisfaction study at LEMBAGA BIMBINGAN BELAJAR ?POTENSI? about 66,3% and about 33,7%  was effected by another variables. Keywords : Service Quality, Satisfaction, Students Abstrak Kualitas pelayanan yang baik akan menghasilkan konsumen yang selalu merasa puas, dan konsumen yang puas biasanya menjadi konsumen yang loyal yang tidak tergiur dengan promosi-promosi dari perusahaan lain. Tujuan penelitian ini adalah untuk mengetahui pengaruh kualitas pelayanan terhadap kepuasan siswa belajar di LEMBAGA BIMBINGAN BELAJAR ?POTENSI?. Penelitian ini adalah penelitian kuantitatif dengan ukuran sampel sebanyak 48 orang. Instrumen pengumpulan data menggunakan kuesioner. Kemudian data yang telah terkumpul dianalisis dengan teknik korelasi dan regresi sederhana dengan bantuan software SPSS 17.0. Hasil penelitian ini menunjukkan bahwa kualitas pelayanan memiliki pengaruh yang signifikan terhadap kepuasan siswa belajar di LEMBAGA BIMBINGAN BELAJAR ?POTENSI?. Kualitas pelayanan memberikan kontribusi terhadap kepuasan siswa belajar di LEMBAGA BIMBINGAN BELAJAR ?POTENSI? sebesar 66,3% dan sisanya 33, 7% dipengaruhi oleh faktor lainnya.                                                       Kata Kunci: Kualitas Pelayanan, Kepuasan, Siswa
Asuransi Dalam Perspektif Syariah Damisa, Arti
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 2, No 2 (2016): Desember 2016, 10 Articles, Pages 116 - 285
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v2i2.795

Abstract

Takaful should be based on three principles: the principle of responsible, the principle of mutual help and work together, as well as the principle of protecting each other. Thus, al-ta'min or takaful seen from the perspective of mutual understanding muamalah sharia have to bear the risks against each other, so that one another guarantor and risk of loss. The third principle is basically his form of worship that is tabarru. Mutual bear the risk on the basis of helping each other in goodness with the way each cleanup tabarru or worship funds intended to cover these risks. Willingness "to bear" the risk is essentially a form of mutual help on the basis of kindness to alleviate the suffering of his brother who suffered. In the context of the lives of citizens who provide mutual aid and protection, will manifest a stable social life and peace as the realization of people's awareness to do good that is based on values of faith in God.
PENGUATAN PONDASI BANGUNAN EKONOMI ISLAM Harahap, Ikhwanuddin
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 1, No 2 (2015)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v1i2.2397

Abstract

Conventional economic system was uneguel on spritualization dimension of human life. The impacts of it are the high competition between people, exploitation on earth, exploitation on human being, etc.  Islamic economic concern on both of human need, biological need and spritual need. It because Islamic Economi has good and strong foundation.
ANALISIS PENGARUH DANA ALOKASI UMUM (DAU) DAN PENDAPATAN ASLI DAERAH (PAD), TERHADAP PERTUMBUHAN EKONOMI DI KABUPATEN DELI SERDANG DENGAN BELANJA DAERAH SEBAGAI VARIABEL INTERVENING Harahap, Rahmat Daim; Harahap, Muhammad Ikhsan; Syari, Meilya Evita
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 5, No 2 (2019): DESEMBER 2019
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v5i2.1888

Abstract

The government hold significant role in the implementation of fiscal economy policy to achieve the main goal of development: high economic growth, decrease of unemployment, and control of inflation, income and expenditure that can be used in increasing economic growth. Regional incomes are locally-generated revenue, General Allocation Fund. Meanwhile, cost is regional expenditures. Thus, this study is aimed to determine the influence of the General Allocation Fund and Regional income on economic growth with the role of Regional Expenditure as an intervening variable. The study was located on Deli Serdang Regency. This is a quantitative research with multiple linear regression analysis by using SPSS. The result shows that General Allocation Fund and Regional income influence the economic growth, meanwhile regional expenditures mediates between General Allocation Fund and Regional income on economic growth.
ANALISIS PRAKTIK MUAMALAT KOTEMPORER BAITUL MAL WAT TAMWIL Budi Kolistiawan
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 5, No 2 (2019): DESEMBER 2019
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v5i2.2057

Abstract

AbstractContemporary Muamalat Practices The Baitul Mal Wat Tamwil Institution is urgently needed to sustain the sustainability of small and medium-sized businesses because the financing provided is financing with a small capital and different from financing carried out by Islamic banking. This study aims to analyze the practice of contemporary muamalat in Islamic financial institutions Baitul Mal Wat Tamwil in the Special Province of Yogyakarta. BMT Yogyakarta provides a variety of financing solutions through products offered to help people who are in accordance with Islamic law to avoid the practice of usury. Keywords : Contemporary Muamalat Practices, Financial Transactions, BMT Abstrak Praktik Muamalat Kotemporer Lembaga Baitul Mal Wat Tamwil sangat dibutuhkan untuk menopang keberlangsungan usaha-usaha kecil dan menengah karena pembiayaan yang diberikan adalah pembiayaan dengan modal yang kecil dan berbeda dengan pembiayaan yang dilakukan oleh perbankan syariah. Penelitian ini bertujuan untuk menganalisis praktek muamalat kontemporer pada lembaga keuangan syariah Baitul Mal Wat Tamwil di Provinsi Daerah Istimewa Yogyakarta. BMT Yogyakarta memberikan berbagai macam solusi pembiayaan melalui produk-produk yang ditawarkan untuk membantu masyarakat yang sesuai dengan syariat Islam agar terhindar dari praktek riba.  Kata Kunci : Praktik Muamalat Kotemporer, Transaksi Keuangan, BMT
ANALISIS PROSPEK DAN STRATEGI PENGEMBANGAN USAHA JASA SYARIAH Lia Vebrina Siregar; Mustopa Kamal Rokan; Isnaini Harahap
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 5, No 1 (2019): JUNI 2019
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v5i1.1651

Abstract

AbstractPublic awareness to run shari'ah in life gives laundry entrepreneurs opportunity to open a syariah-based laundry service business. Islamic laundry service businesses have very good prospects if they use a strategy that is in line with the company. This study aims to see how the prospects and strategies carried out by Shari'ah-based laundry services in Medan. The method used in this study is a SWOT analysis. After conducting research, the Shari'a-based laundry service business has very good prospects in terms of increasing turnover, increasing the number of consumers and broad market share. Shari'ah laundry service business has the prospect of developing, therefore one of the strategies that can be done is to open a branch of the company in order to improve service, and also improve the quality and trust of consumers. Keyword : Shari’ah Laundry, Strategy, SWOT Analysis Abstrak            Kesadaran masyarakat untuk menjalankan syari’ah dalam kehidupan memberi peluang kepada pengusaha laundry untuk membuka usaha jasa laundry berbasis syari’ah. Usaha jasa laundry syariah memiliki prospek yang sangat baik jika menggunakan strategi yang sesuai dengan perusahaan. Penelitian ini bertujuan untuk melihat bagaimana prospek dan strategi yang dilakukan usaha jasa laundry berbasis syari’ah di kota Medan. Metode yang digunakan dalam penelitian ini adalah analisis SWOT. Setelah dilakukan penelitian, usaha jasa laundry berbasis syari’ah memiliki prospek yang sangat baik baik dilihat dari segi peningkatan omzet, peningkatan jumlah konsumen dan pangsa pasar yang luas. Perusahaan jasa laundry syari’ah memiliki prospek untuk berkembang, untuk itu salah satu strategi yang dapat dilakukan adalah membuka cabang perusahaan dalam rangka meningkatkan pelayanan, dan juga meningkatkan kualitas dan kepercayaan konsumen.Kata Kunci : Laundry syari’ah, Prospek, SWOT
IMPLEMENTASI PRODUK PEMBIAYAAN USAHA MIKRO KECIL MENENGAH (UMKM) (Studi Pada PT. Bank Syariah Mandiri Cabang Pembantu Panyabungan) Fadli Fadli
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 4, No 1 (2018): Juni 2018, 10 Articles, Pages 1 - 138
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v4i1.1080

Abstract

Abstrak,Usaha Mikro Kecil Menengah (UMKM) adalah ekonomi yang berbasis pada kekuatan ekonomi rakyat. Ekonomi rakyat adalah kegiatan ekonomi atau usaha yang dilakukan oleh rakyat kebanyakan yang dengan secara swadaya mengelola sumber daya ekonomi apa saja yang dapat diusahakan dan dikuasainya. UMKM meliputi sektor pertanian, peternakan, kerajinan, makanan, yang bertujuan terutama untuk memenuhi kebutuhan dasar dan keluarga tanpa harus mengorbankan kepentingan masyarakat lainnya. Pada segmen UMKM, Bank Syariah Mandiri memiliki program pembiayaan yang disebut warung mikro, dengan tujuan untuk mendorong kinerja atau mengembangkan usaha nasabah melalui pembiayaan. Adapun tujuan penelitian ini adalah untuk mengetahui bagaimana implementasi produk penyaluran dana untuk segmen UMKM pada PT. Bank Syariah Mandiri Cabang Pembantu Panyabungan. Penelitian ini menggunakan metode kualitatif deskriptif, dengan sumber data primer dari karyawan PT. Bank Syariah Mandiri Cabang Pembantu Panyabungan yang di kumpulkan melalui observasi, wawancara dan dokumentasi serta dianalisa menggunakan pendekatan trianggulasi. Hasil penelitian menunjukkan bahwa pembiayaan UMKM PT. Bank Syariah Mandiri Cabang Pembantu Panyabungan dilakukan dengan menggunakan akad murabahah. Kata Kunci: Implementasi, Produk, Pembiayaan Abstract,Micro, Small and Medium Enterprises are economies based on the economic power of the people. People's economy is an economic or business activity carried out by the common people who independently manage any economic resources that can be cultivated and controlled by them, including the agriculture, animal husbandry, handicraft, food sectors, which primarily aim to meet their basic needs and their families without sacrificing other people's interests. In the Micro, Small and Medium Enterprises segment (MSMEs), Bank Syariah Mandiri has a financing program called Warung Mikro, with the aim of encouraging performance or developing the customer's business through financing. The purpose of this research is to know how the implementation of fund distribution products for the Micro, Small and Medium Enterprises (MSMEs) segment of PT. Bank Syariah Mandiri Branch of Panyabungan. This research uses descriptive qualitative method, with primary data sources from employees of PT. Bank Syariah Mandiri Branch of Panyabungan which was collected through observation, interviews and documentation and analyzed using the triangulation approach. The result of the research showed that Micro, Small and Medium Enterprises PT. Bank Syariah Mandiri Branch of Panyabungan is done using a murabahah contract. Keywords: Implementation, Products, Financing 
KONTRIBUSI INDUSTRI KEUANGAN NON-BANK (IKNB) KONVENSIONAL DAN SYARIAH TERHADAP PEREKONOMIAN INDONESIA Nabila Ilmalina Faza; Muhammad Ghafur Wibowo
At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Vol 5, No 2 (2019): DESEMBER 2019
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/tijaroh.v5i2.1879

Abstract

AbstractThis research aims to empirically examine the contributions of Conventional Non-Bank Financial Intermediaries (Conventional NBFIs) and Islamic Non-Bank Financial Intermediaries (Islamic NBFIs) development on economic growth in Indonesia. This study used Vector Autoregression (VAR) and Vector Error Correction Model (VECM) to test the causality and long-run relationship between the two intermediaries by using time series data over the period spanning 2014 to 2017. The results show an evidence of bidirectional causality view and a long-run relationship between the development of Conventional Non-Bank Financial Intermediaries (Conventional NBFIs) and Islamic Non-Bank Financial Intermediaries (Islamic NBFIs) on economic growth in Indonesia. The result also proves that Islamic Non-Bank Financial Intermediaries (Islamic NBFIs) is more resistant to economic growth shock than Conventional Non-Bank Financial Intermediaries (Conventional NBFIs). Keywords: Conventional NBFIs, Islamic NBFIs, Economic Growth AbstrakPenelitian ini bertujuan untuk mengetahui kontribusi perkembangan Industri Keuangan Non-Bank (IKNB) Konvensional dan Industri Keuangan Non-Bank (IKNB) Syariah pada pertumbuhan ekonomi Indonesia. Penelitian ini menggunakan Vector Autoregression (VAR) pada Industri Keuangan Non-Bank (IKNB) Konvensional dan Vector Error Correction Model (VECM) pada Industri Keuangan Non-Bank (IKNB) Syariah untuk menguji hubungan kausalitas dan jangka panjang antara keduanya terhadap pertumbuhan ekonomi.  Data yang digunakan dalam penelitian ini merupakan data time series bulanan dari periode 2014 hingga 2017. Hasil penelitian ini menunjukkan bahwa terdapat hubungan kausalitas dua arah (bidirectional causality view) dan hubungan jangka panjang antara perkembangan IKNB baik Konvensional maupun Syariah terhadap pertumbuhan ekonomi. Hasil penelitian ini juga membuktikan bahwa IKNB Syariah lebih tahan terhadap shock  dari pertumbuhan ekonomi dibandingkan IKNB Konvensional. Kata Kunci: IKNB Konvensional, IKNB Syariah, Pertumbuhan ekonomi

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