cover
Contact Name
Agus Alimuddin
Contact Email
agusalimuddin13@gmail.ac.id
Phone
+6281369463449
Journal Mail Official
finansia@metrouniv.ac.id
Editorial Address
Rumah Jurnal, Lecturer's Building, 2nd Floor. Jl. Ki Hajar Dewantara Kampus 15 A Iringmulyo Metro Timur Kota Metro Lampung 34111
Location
Kota metro,
Lampung
INDONESIA
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
ISSN : 26214636     EISSN : 26214644     DOI : https://doi.org/10.32332/finansia
Core Subject : Economy,
Finansia: Jurnal Akuntansi dan Perbankan Syariah (JAPS) diterbitkan oleh Fakultas Ekonomi dan Bisnis Islam (FEBI) IAIN Metro. Jurnal Finansia diterbitkan dua kali dalam satu tahun pada bulan Maret dan September.
Arjuna Subject : -
Articles 16 Documents
Search results for , issue "Vol 4 No 2 (2021): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah" : 16 Documents clear
Analisis Strategi Pemasaran Bank Syari'ah Berbasis Digital FINTECH terhadap Pelayanan Nasabah Bank Muamalat KCP Metro Tri Imelda; Nurul Mahmudah; Liberty Liberty
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 4 No 2 (2021): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (882.079 KB) | DOI: 10.32332/finansia.v4i2.3061

Abstract

Digital fintech service is a financial service innovation that uses or utilizes digital technology. Bank Muamalat KCP Metro as one of the banks that already provides digital fintech-based services, namely virtual account services, cash management system, internet banking, m-banking (M-DIN), and ATMs. The need for implementing a marketing strategy that builds customer satisfaction and trust in the service. This study aims to determine the Marketing Strategy of Bank Muamalat KCP Metro Based on Digital Fintech for Customer Service. This type of research is field research at Bank Muamalat KCP Metro. This research is descriptive qualitative. Data collection was carried out using interviews and documentation. The data sources used were primary sources through interviews with sub-branch managers, customer service, and customers of Bank Muamalat KCP Metro, while secondary sources were obtained from documentation or literature study to complement the primary data. Based on the research that has been done, it is known that Bank Muamalat KCP Metro has used several shari'ah marketing indicators, where the bank implements several components and the 7P marketing mix. The most dominant marketing strategy as a bank's existence is Promotion. Value marketing is created because of the brand, service, and process. Bank Muamalat KCP Metro is also inseparable from the three main principles of syari'ah marketing, namely devotion, simplicity and virtue. This principle is most dominantly applied by the marketing of Bank Muamalat KCP Metro, namely the Principle of Ketaqwaan. Bank Muamalat KCP Metro also needs to evaluate or improve marketing strategies related to digital fintech services, it needs continuous introduction efforts to use the system effectively and efficiently because there are still customers who do not recognize Muamalat's digital fintech services, especially virtual accounts, cash management systems, internet banking.
PENGARUH ADOPSI INTERNASIONAL FINANCIAL REPORTING STANDARD (IFRS), LEVERAGE, DAN PROFITABILITAS TERHADAP KUALITAS LABA Fanni Monada Essa Putri; Immawan Azhar Ben Atasoge; Imam Asrofi; Avita Avita
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 4 No 2 (2021): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1047.305 KB) | DOI: 10.32332/finansia.v4i2.3701

Abstract

Abstract: The purpose of this study is to explain the effect of international financial reporting standards adoption, leverage, profitability on profit quality, this type of research uses quantitative research using annual data. The population used is companies listed on the Indonesia stock exchange that adopted and have not adopted IFRS in the period 2015-2019. The regression used is OLS (Ordinary Least Square) by taking a sample of 14 companies listed on the Indonesia stock exchange. The results of this study showed that from the ifrs variable, leverage, and profitability only ifrs variables had a significant effect on the quality of profit in 14 companies on the Indonesia Stock Exchange. Keywords: IFRS; leverage; Profit Quality.
ANALISIS FAKTOR PERMODALAN, KUALITAS ASET, LIKUIDITAS, EFISIENSI OPERASIONAL DAN PROFITABILITAS PADA BANK SYARIAH DI INDONESIA Ziadatul Fadlillah; Jadzil Baihaqi
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 4 No 2 (2021): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (845.793 KB) | DOI: 10.32332/finansia.v4i2.2970

Abstract

This study examines the effect of capital, asset quality, liquidity, and operational efficiency on profitability using a dataset of 7 Islamic commercial banks in Indonesia over the 2014-2018 period. This research uses a quantitative approach. The analysis technique uses Panel Least Square processed by Eviews 8. We find that the Islamic bank’s profitability is affected by operational efficiency. Nevertheless, the capital factor, asset quality, and liquidity have no impact on the Islamic bank’s profitability. In addition, the evidence shows that the bank’s fund has not been maximized to financing.
PERAN MODERASI PROFITABILITAS TERHADAP FAKTOR-FAKTOR YANG MEMPENGRUHI NILAI PERUSAHAAN Galuh Tri Wahyuningsih; Mochlasin Mochlasin
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 4 No 2 (2021): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (919.578 KB) | DOI: 10.32332/finansia.v4i2.3508

Abstract

Abstract: This study aims to determine the effect of Islamic Social Reporting (ISR), firm size (SIZE), and capital structure (DER) on firm value (PBV) moderated by profitability (ROE). The sampling technique in this study used a purposive sampling technique. There are 13 samples of companies with a company population of 50 companies listed on the Jakarta Islamic Index (JII) in 2013-2019. The data analysis technique uses a quantitative approach. The conclusion from the results of this study is that partially ISR has a significant positive effect on firm value (PBV), firm size (SIZE) has a positive and insignificant effect on firm value (PBV), capital structure (DER) has a negative and insignificant effect on firm value ( PBV). The profitability variable is proven to be able to moderate the relationship between ISR, firm size, and capital structure to firm value. Meanwhile, the variables of ISR, firm size and capital structure have a positive and significant effect on firm value simultaneously. Keywords: ISR, SIZE, DER, ROE, PBV
DETERMINAN AUDIT REPORT LAG DENGAN PROFITABILITAS SEBAGAI VARIABEL MODERASI Radian Atho' Al-Faruqi; Yuli Chomsatu Samrotun; Anita Wijayanti
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 4 No 2 (2021): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (886.319 KB) | DOI: 10.32332/finansia.v4i2.2667

Abstract

Perusahaan yang terdaftar di Bursa Efek Indonesia (BEI) diwajibkan memublikasikan laporan keuangan yang sebelumnya telah diaudit olek akuntan publik sebagaimana peraturan yang disahkan oleh badan pengawas pasar modal dan lembaga keuangan. Berdasarkan peraturan Otoritas Jasa Keuangan (OJK) nomor 29/PJOK.04/2016 tentang laporan tahunan emiten atau perusahaan publik pasal 7 ayat 1 menjelaskan kewajiban perusahaan dalam penyampaian laporan keuangan auditan paling lambat akhir bulan keempat setelah akhir tahun buku. Tujuan penelitian ini adalah untuk mengetahui dan menganalisis determinan Audit Report Lag dengan Profitabilitas sebagai variabel moderasi. Jenis penelitian ini adalah kuantitatif dengan menggunakan data sekunder yang diperoler dari situs resmi Indonesia Stock Exchange. Terdapat 17 sampel perusahaan sektor pertambangan yang terdaftar berturut-turut selama periode 2017-2019. Metode analisis data menggunakan Analisis Regresi Moderasi. Hasilnya menunjukan secara parsial Ukuran Perusahaan, Umur Perusahaan, Ukuran KAP tidak berpengarh terhadap Audit Report Lag, sedangkan Solvabilitas berpengaruh terhadap Audit Report Lag. Profitabilitas mampu memoderasi pengaruh Ukuran Perusahaan terhadap Audit Report lag, sedangkan Umur Perusahaan, Ukuran KAP, dan Solvabilitas tidak dapat dimoderasi oleh Profitabilitas.
PENGARUH RETURN ON EQUITY, RETURN ON ASSET DAN UKURAN PERUSAHAAN TERHADAP NILAI PERUSAHAAN DI BURSA EFEK INDONESIA Sofiah Br Sinaga; Argo Putra Prima
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 4 No 2 (2021): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (871.65 KB) | DOI: 10.32332/finansia.v4i2.2854

Abstract

The life of the Covid-19 Pandemic is a precious lesson for the network to spend money on fending off an unsure financial disaster withinside the future. One such funding is the sale and buy of stocks withinside the capital market. The motive of this take a look at is to peer the Return On Equity (ROE), Return On Assets (ROA) and enterprise length partly and concurrently to the enterprise price of the patron items enterprise sector. The studies approach of secondary statistics evaluation of the monetary statements of businesses indexed at the IDX from 2015-2019 the populace may be 60 populations and 34 samples of non-chance purposive sampling in order that one hundred seventy obtained. desk 1.97756 and chance (Sig.) of 0.756> 0.05 in order that H1 is rejected, ROA has no impact on organization price with a importance price of t remember 0.476> 0.05 and a chance price of 0.941 t desk 1.98447 in order that H3 is accepted. Simultaneously a substantial impact on organization price with an F calculated price of 21.067> 2, 66 from F desk and a importance price of 0.000
Pengaruh Pelatihan, Kompensasi dan Motivasi Terhadap Prestasi Kerja Karyawan di PT Panin Dubai Syariah Bank Kantor Cabang Bandung Dadang Dimyati
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 4 No 2 (2021): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (938.316 KB) | DOI: 10.32332/finansia.v4i2.3732

Abstract

Good employee performance can be achieved if every element in the organization is well integrated and able to carry out its role. This research is motivated by the fluctuating work performance of employees. This study aims to determine how the effect of training, compensation and motivation on employee performance at PT Panin Dubai Syariah Bank. The object of this research is the training, compensation, motivation and work performance of the employees of PT Panin Dubai Syariah Bank Bandung Branch Office. The type of research is quantitative associative. The type of data used is primary data and uses data collection techniques through questionnaires and complementary data through observations, interviews, and literature studies. The sampling technique in this study used saturated sampling where the entire population was used as a sample with a total of 30 people. The results showed that there was an effect of training on employee performance, where t count > t table value (22,910> 1,703). Compensation where t count > t table value (10,679>1,703.) Motivation where t count > t table value (5,003>1,703). significant effect on employee performance where tcount > t table value. Simultaneously training, compensation and motivation have a significant effect on employee performance where F count = 167,570 > F table = 4.23
STRATEGI BURSA EFEK INDONESIA (BEI) KANTOR PERWAKILAN LAMPUNG DALAM MENUMBUHKAN MINAT MASYARAKAT BERINVESTASI Hasrun Afandi UmpuSInga; Ani Nurul Imtihanah; Atika Riasari
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 4 No 2 (2021): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1034.371 KB) | DOI: 10.32332/finansia.v4i2.3141

Abstract

Pasar modal atau dikenal juga denga sebutan capital market merupakan tempat bertemunya penjual maupun pembeli instrumen keuangan jangka panjang yang dapat di perjualbelikan, berupa surat utang, ekuiti, reksa dana, instrumen derivatif maupun instrumen lainnya. Pasar modal adalah suatu sarana pendanaan bagi setiap perusahaan yang tergabung dalam daftar Bursa dan merupakan sarana kegiatan investasi. Pasar modal akan memfasilitasi sarana dan prasarana kegiatan jual-beli saham dan kegiatan-kegiatan terkait lainnya. Penulisan jurnal ini membahas tentang Strategi Bursa Efek Indonesia (BEI) Kantor Perwakilan Lampung dalam Menumbuhkan Minat Masyarakat dalam Berinvestasi. Strategi yang dilakukan Bursa Efek Indonesia Kantor Perwakilan Lampung diantaranya yaitu sosialisasi dan edukasi. Strategi sosialisasi dan edukasi ini memiliki beberapa maca m bentu k kegiatan, diantaranya yait u sosialisasi yang dilakukan degan target calon investor dan kepada existing investor. Kegiatan edukasi melalui kegiatan kampanye dengan slogan ‘Yu k Nabung Saham’, edukasi sekola h pasa r moda l, pelaksanaan kegiatan Foru m Calon Investo r, bekerjasama dengan instansi pemerintah maupun swasta serta membuka Klini k Investasi yaitu Galeri Investasi. Bursa Efe k Indonesia Kanto r Perwakilan Lampung disarankan agar dapat lebi h memaksimalkan hubungan kerjasama dengan Galeri Investasi maupun kepada kelompok-kelompok studi pasar modal, peneliti juga menyarankan agar Bursa Efe k Indonesia Kanto r Perwakilan Lampung lebih memaksimalkan sosialisasi produk-produ k pasa r moda l kepada masyaraka t terkhusus pada segmentasi kalangan akademisi atau kalangan muda mengingat karena pertumbuhan investor dari kalangan tersebut cukup signifikan dan kalangan tersebut dapat menjadi jembatan informasi terkait pasar modal kepada masyarakat awam. Peneliti juga menyarankan agar Bursa Efe k Indonesia Kanto r Perwakilan Lampung tetap memakai berbagai media sosia l untuk mensosialisasikan produknya di era digital seperti sekarang. Kata Kunci: Strategi, Investasi, Bursa Efek Indonesia.
PENGARUH RETURN ON EQUITY, RETURN ON ASSET DAN UKURAN PERUSAHAAN TERHADAP NILAI PERUSAHAAN DI BURSA EFEK INDONESIA Sofiah Br Sinaga; Argo Putra Prima
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 4 No 2 (2021): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/finansia.v4i2.2854

Abstract

The life of the Covid-19 Pandemic is a precious lesson for the network to spend money on fending off an unsure financial disaster withinside the future. One such funding is the sale and buy of stocks withinside the capital market. The motive of this take a look at is to peer the Return On Equity (ROE), Return On Assets (ROA) and enterprise length partly and concurrently to the enterprise price of the patron items enterprise sector. The studies approach of secondary statistics evaluation of the monetary statements of businesses indexed at the IDX from 2015-2019 the populace may be 60 populations and 34 samples of non-chance purposive sampling in order that one hundred seventy obtained. desk 1.97756 and chance (Sig.) of 0.756> 0.05 in order that H1 is rejected, ROA has no impact on organization price with a importance price of t remember 0.476> 0.05 and a chance price of 0.941 t desk 1.98447 in order that H3 is accepted. Simultaneously a substantial impact on organization price with an F calculated price of 21.067> 2, 66 from F desk and a importance price of 0.000
Analisis Strategi Pemasaran Bank Syari'ah Berbasis Digital FINTECH terhadap Pelayanan Nasabah Bank Muamalat KCP Metro Tri Imelda; Nurul Mahmudah; Liberty Liberty
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 4 No 2 (2021): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/finansia.v4i2.3061

Abstract

Digital fintech service is a financial service innovation that uses or utilizes digital technology. Bank Muamalat KCP Metro as one of the banks that already provides digital fintech-based services, namely virtual account services, cash management system, internet banking, m-banking (M-DIN), and ATMs. The need for implementing a marketing strategy that builds customer satisfaction and trust in the service. This study aims to determine the Marketing Strategy of Bank Muamalat KCP Metro Based on Digital Fintech for Customer Service. This type of research is field research at Bank Muamalat KCP Metro. This research is descriptive qualitative. Data collection was carried out using interviews and documentation. The data sources used were primary sources through interviews with sub-branch managers, customer service, and customers of Bank Muamalat KCP Metro, while secondary sources were obtained from documentation or literature study to complement the primary data. Based on the research that has been done, it is known that Bank Muamalat KCP Metro has used several shari'ah marketing indicators, where the bank implements several components and the 7P marketing mix. The most dominant marketing strategy as a bank's existence is Promotion. Value marketing is created because of the brand, service, and process. Bank Muamalat KCP Metro is also inseparable from the three main principles of syari'ah marketing, namely devotion, simplicity and virtue. This principle is most dominantly applied by the marketing of Bank Muamalat KCP Metro, namely the Principle of Ketaqwaan. Bank Muamalat KCP Metro also needs to evaluate or improve marketing strategies related to digital fintech services, it needs continuous introduction efforts to use the system effectively and efficiently because there are still customers who do not recognize Muamalat's digital fintech services, especially virtual accounts, cash management systems, internet banking.

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