cover
Contact Name
Himawan Arif Sutanto
Contact Email
himawanmiesp@gmail.com
Phone
-
Journal Mail Official
jeconbank@gmail.com
Editorial Address
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Location
Kota semarang,
Jawa tengah
INDONESIA
EconBank : Journal Economics and Banking
ISSN : -     EISSN : 26853698     DOI : -
Core Subject : Economy, Social,
Econbank is a Journal of Economics and Banking published by the School of Economics and Business (STIE) of Bank BPD Jateng as a place for publishing research results and concepts in the fields of Economics and Banking. Ecobank focuses on research articles or papers relevant to the economic, business, and banking issues, related to three important disciplines: (1) economics, (2) business and banking, and (3) accounting.
Articles 158 Documents
Pengaruh Pendapatan Terhadap Permintaan Properti Komersial dan Keputusan Investasi di Kota Semarang Valdin Lazuardi Abu Bakar; Setyo Pantawis
ECONBANK: Journal of Economics and Banking Vol 2 No 2 (2020): October
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v2i2.213

Abstract

This study aims to obtain empirical evidence of the effect of income on property demand in Semarang City and the effect of income on property investment decisions in Semarang City. The population used in this study are all residents of Semarang City who purchase commercial properties for future investment purposes. A sample of 97 people was taken by purposive sampling technique. The data collection method used a questionnaire. Simple linear regression analysis has been used to analyze the data in this study. The results prove that the income level has a positive and significant effect on property demand and investment decisions in the city of Semarang. Perceptions of public investment decisions in the city of Semarang are quite high but they still consider their instincts, they have not considered the risks and returns on their investments
Analisis Penyertaan Modal PT. PDAM di Kota X Pandji Anoraga
ECONBANK: Journal of Economics and Banking Vol 2 No 2 (2020): October
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v2i2.214

Abstract

The purpose of this study is to determine the feasibility of regional capital participation both economically and legally. The second is as a basis for formulating policies on the implementation of PDAM X Equity Participation.The methodology used in PDAM X's equity analysis is SWOT analysis, portfolio management, risk management and feasibility studies (organizational & human resources aspects, market and marketing aspects, production and operation aspects, audited data-based financial aspects). Financial aspects as a result of improved service and production are increased sales, cost efficiency and profit levels. From a financial aspect, the PDAM service portfolio must answer the problem, however it is very dependent on the funding for operating activities, and on the other hand, it must be able to meet the growing profitability. If there is additional investment funds, the direction is to be able to increase production capacity, service and ultimately be able to increase the volume of water services and be able to increase the profitability of PDAMs. Thus it can be concluded that the project can improve service to consumers and from better service, better water sales will be obtained and better profits
Pengaruh Persepsi Manfaat, Persepsi Kemudahan, Dan Persepsi Keamanan Terhadap Keputusan Penggunaan E-Wallet Pada Mahasiswa STIE Bank BPD Jateng Yuliani Dwi Rahmawati; Rahmi Yuliana
ECONBANK: Journal of Economics and Banking Vol 2 No 2 (2020): October
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v2i2.215

Abstract

This study aims to determine the effect of perception of benefits, perception of ease, and security perception on the decision to use e-wallet for STIE Bank BPD Jateng students. The population in this study is the active students of 2016 - 2019 who are in STIE Bank BPD Jateng, amounting to 824 students. The sampling technique used in this study uses snowball sampling and The number of samples selected was 90. Data collection methods with questionnaires distributed online. The analytical tool in this study is multiple linear regression analysis. The results show that the perception of benefits, perceived convenience, and perceived security have a positive and significant effect on the decision to use e-wallet for students. Variable perception of security has a dominant influence on the decision to use e-wallet for students. Security is indeed the most important in the decision to use e-wallet because someone feels safe and protected.
Wuling Si Penantang Pasar : Wujud Efektivitas Ekuitas Merek Dalam Mempengaruhi Keputusan Pembelian Konsumen Muhamad Riski Miranto; Dwi Suryanto Hidayat
ECONBANK: Journal of Economics and Banking Vol 3 No 1 (2021): April
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v3i1.220

Abstract

This research was conducted with the aim of (1) analyzing the effect of brand association and perceived quality on brand equity, (2) knowing the effect of brand association, perceived quality and brand equity on purchasing decisions. (3) to determine the indirect effect of brand association and perceived quality on purchasing decisions through brand equity. A total of 100 respondents were taken as samples using snowball and accidental sampling. The data analysis technique used in this study was SEM-PLS with the help of SmartPLS version 3 software. The results showed that (1) brand association and perceived quality have a significant effect on brand equity. (2) brand association and brand equity have a positive and significant effect on purchasing decisions. (3) quality perceptions have no effect on purchasing decisions (4) Brand association and perceived quality have a positive and significant effect on purchasing decisions through brand equity.
Determinan Perilaku Pengelolaan Keuangan di Kecamatan Kajoran Kabupaten Magelang Agung Nurrohmat; Himawan Arif Sutanto
ECONBANK: Journal of Economics and Banking Vol 3 No 1 (2021): April
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v3i1.221

Abstract

Financial management behavior is one of the main topics of discussion at this time. Because it is related to consumptive behavior in the community in Indonesia, and especially in the community of Kajoran sub-district. This research aims to determine the effect on financial literacy, financial attitude, income and locus of control financial management behavior. 100 people take as respondent using accidental sampling method. Analytical method uses linear regression test. The research show that financial literacy, financial attitude and locus of control have positive effect on financial management behavior. While income doesn’t affect on financial management behavior
Analisa Penerimaan Dan Pengelolaan Dana Nasabah Pada Bank Jateng Cabang Koordinator Magelang May Linda Nugraheni; Chaidir Iswanaji
ECONBANK: Journal of Economics and Banking Vol 3 No 1 (2021): April
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v3i1.222

Abstract

The purpose of this study was to determine the Acceptance and Management of Customer Funds at Bank Jateng, Magelang Coordinator Branch. This type of research is qualitative, because it emphasizes the process that is taken from the phenomenon and then the conclusion is drawn. The object of this research came from 20 informants or resource persons who work at the Bank Jateng, Magelang Coordinator Branch. The data source of this study came from an informant who was interviewed structurally. Based on the data analysis, it can be concluded that: (1) Receipt of customer funds at the Magelang Coordinator Branch Bank Jateng uses the accrual-based method. Where the funds received by the Magelang Coordinator Branch Bank Central Java can be in the form of demand deposits, savings deposits, and time deposits. These funds are collected from the community. (2) Management of customer funds at the Magelang Coordinator Branch Bank Central Java uses a cash-based method. The management of customer funds at Bank Jateng, the Coordinator of Magelang Branch, is in the form of loans, such as: PLO credit, Small Business Credit (KUK), Multipurpose Credit, People's Business Credit (KUR), KFW Loans, and additional business capital for family business activities.
Pengaruh Kepuasan Konsumen Terhadap Kesediaan Membayar (Willingness To Pay) Dengan Dimoderasi Reputasi Perusahaan Fitra Rizqiana; Aprillia Elly Kusumastuti
ECONBANK: Journal of Economics and Banking Vol 3 No 1 (2021): April
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v3i1.223

Abstract

This study aims to analyze the effect of consumer satisfaction on willingness to pay, and to analyze the effect of consumer satisfaction on willingness to pay with reputation variable as moderated. The population in this study are consumers who buy Honda motorcycle products at Honda Prima & AHASS Pemalang Motorcycle Dealers. The number of samples is 100 respondents. The sampling technique used was purposive sampling. Purposive sampling technique is a sampling based on the criteria aimed at by the researcher. The data analysis used in this research is Moderated Regression Analysis. The results showed that consumer satisfaction has a significant effect on willingness to pay for consumers of Honda Prima & AHASS Pemalang Motorcycle Dealers. The company's reputation moderates the effect of consumer satisfaction on willingness to pay on consumers of Honda Prima & AHASS Pemalang Motorcycle Dealers.
ANALISIS KINERJA KEUANGAN DENGAN PENDEKATAN ECONOMIC VALUE ADDED (EVA) PADA PERUSAHAAN YANG TERDAFTAR PADA JII TAHUN 2021 Jilma Dewi AyuNingtyas; Pratomo Cahyo Kurniawan
ECONBANK: Journal of Economics and Banking Vol 4 No 2 (2022): October
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v4i2.56

Abstract

This research will focus on analyzing the company's financial performance using the EVA approach on Islamic stocks indexed at JII in 2021. This research uses a descriptive quantitative approach with a population of financial statements of companies listed on the Jakarta Islamix Index (JII) in 2021. For analysis financial report data using the economic value added (EVA) approach, preceded by calculating the variables from EVA. The variables consist of NOPAT (net Operating after tax), Invested capital (invested capital), WACC (weighted average cost of capital), capital charger (cost of capital), then calculate EVA (economic value added). Based on the results of the research, it can be concluded that, 1) companies listed on the JII index in 2021 are divided into two groups, namely companies whose company value is GOOD as seen from the positive EVA value and the category of companies whose company value is LESS with negative EVA value. 2) if the calculation of the value of NOPAT, Invested capital, WACC / weighted average cost of capital, and Capital charges is positive, the EVA value will also be positive. capital, and Capital charges are negative, the EVA value is also negative.
PENGARUH GOOD CORPORATE GOVERNANCE TERHADAP PROFITABILITAS PERUSAHAAN PERBANKAN Terdaftar di Bursa Efek Indonesia Tahun 2018 - 2020 Esther Liana Rini Andriyani; Endang Purwanti; Joko Pramono
ECONBANK: Journal of Economics and Banking Vol 4 No 2 (2022): October
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v4i2.235

Abstract

This study aims to determine the effect of Good Corporate Governance (proxied by the board of commissioners, board of directors, audit committee, and institutional ownership) on the profitability of banking companies (Return on Equity (ROE)). This type of research is explanatory research with a quantitative approach. The population in this study are banking companies listed on the Indonesia Stock Exchange in 2018-2020. The sample selection is by purposive sampling. Data analysis used classical assumption test, multiple linear regression analysis, hypothesis test and the coefficient of determination. The results of the study show that (1) the Board of Commissioners has no significant effect on the profitability of banking companies. (2) The Board of Directors has a significant effect on the profitability of banking companies. (3) The Audit Committee has no significant effect on the profitability of banking companies. (4) Institutional Ownership has no significant effect on the profitability of banking companies. While the results of the simultaneous f test show that the variables of the board of commissioners, board of directors, audit committee and institutional ownership have a simultaneous effect on the profitability of banking companies
The EFFECT OF UNDERSTANDING TAX REGULATIONS, APPLICATION OF TAXATION E-SYSTEMS, AND THE ROLE OF ACCOUNT REPRESENTATIVES ON TAXPAYER COMPLIANCE WITH PERSONAL PERSON Kadek Wulandari Laksmi P; I G. N.O. Ariwangsa; Ni Wayan Lasmi; Ida Ayu Ratih Dharmayanti Tatwa
ECONBANK: Journal of Economics and Banking Vol 4 No 2 (2022): October
Publisher : Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/econbank.v4i2.236

Abstract

T The aims of this study was to determine the impact of understanding tax regulations, the application of the taxation e-system, and the role of account representatives on individual taxpayer compliance. The population in this study is the taxpayer of KPP Pratama Denpasar Timur. Determination of the number of samples using the Slovin formula with random sampling in order to obtain as many as 100 samples. Multiple linear regression analysis was used to analyze the data in this study. The results showed that the understanding of tax regulations, the application of the taxation e-system and account representatives had a positive and significant effect on the compliance of taxpayers in carrying out their tax obligations. This shows that the better the understanding of taxpayers on tax regulations, the implementation of the e-system of taxation and account representative services will be able to increase the compliance of taxpayers in carrying out their tax obligations at KPP Pratama Denpasar Timur

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