cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Atep Hendang Waluya
Contact Email
jurnal.almaal@gmail.com
Phone
-
Journal Mail Official
jurnal.almaal@gmail.com
Editorial Address
-
Location
Kota tangerang,
Banten
INDONESIA
Al Maal: Journal of Islamic Economics and Banking
Published by Universitas Muhammadiyah Tangerang
ISSN : -     EISSN : 25803816     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Al Maal berfokus pada masalah utama dalam pengembangan Ilmu Ekonomi Islam dan Perbankan Syariah dalam bentuk pemikiran konseptual/gagasan dan hasil penelitian meliputi: Ekonomi Islam ( Mikro dan Makro ); Pemikiran dan Sejarah Ekonomi Islam; Etika Bisnis Islam; Bank Syariah dan Lembaga Keuangan Syariah Non Bank; Akuntansi Syariah; Muamalah / Hukum Ekonomi Syariah; Fikih dan Manajemen ZISWAF.
Arjuna Subject : -
Articles 8 Documents
 1 
Search results for , issue "Vol 4, No 2 (2023)" : 8 Documents clear
Pengaruh Labelisasi Halal, Personal Selling dan Online Customer Review Terhadap Keputusan Pembelian (Studi Pada Follower Instagram Scarlett Whitening) Fitrah Rahma Inayah; Idris Parakkasi; A Syathir Sofyan
Al Maal: Journal of Islamic Economics and Banking Vol 4, No 2 (2023)
Publisher : Prodi Perbankan Syariah FAI UMT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/almaal.v4i2.6610

Abstract

This study aims to determine the effect of halal labeling, personal selling and online customer reviews on purchasing decisions for Instagram followers of Scarlett Whitening products. This study uses a quantitative analysis approach using multiple linear regression analysis techniques. Primary data was obtained through a questionnaire distributed to respondents, namely Scarlett Whitening's Instagram followers. The sample of this study amounted to 348 people. The results of this study indicate that there is no influence of halal labeling on purchasing decisions, while personal selling and online customer reviews have an influence on purchasing decisions for Scarlett Whitening products.
Pengelolaan dan Pengembangan Wakaf Produktif: Studi Interkoneksi Bank Umum Syariah (BUS) dengan Lembaga Filantropi Islam Hamli Syaifullah; Ali Idrus; Muhammad Khaerul Muttaqien; Al Zuhra Ayu Diah Agustin
Al Maal: Journal of Islamic Economics and Banking Vol 4, No 2 (2023)
Publisher : Prodi Perbankan Syariah FAI UMT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/almaal.v4i2.7442

Abstract

This research focuses on the management and development of productive waqf through an interconnected pattern between Islamic Commercial Banks (BUS) and Islamic Philanthropic Institutions at Bank Syariah Indonesia (BSI) and BSI Maslahat. This research is based on 3 questions, there are: (1) what is the interconnection pattern of Islamic Banks with Nadzir Institutions in the development of productive waqf?; (2) what is the significance of the management and development of productive waqf in Islamic Banks with the Nadzir Institution?; and (3) is it possible for waqf funds to become funding for strengthening Islamic Bank assets? There are 2 sources of data used in this study, namely: (1) data in the form of documents in the form of financial reports, company websites, and other supporting documents; and (2) interview data with respondents. The data that has been obtained, then analyzed using qualitative analysis using the Miles & Huberman interactive model. Referring to the research questions, answers were obtained, including: (1) the pattern of interconnection that occurs between Bank Syariah Indonesia (BSI) and BSI Maslahat is a symbiotic interconnection of mutualism; (2) Islamic banks must actively control waqf management carried out by nadzirs; and (3) cash waqf can be an instrument to increase the liquidity of Islamic Banks.Waqf Management;Interconnection; and Islamic Bangking Liquidity
Peran Wakaf Tunai Saat Pandemi Covid-19 di Indonesia Luluk Latifah; Iskandar Ritonga; Muhammad Lathoif Ghozali; Fatkur Huda
Al Maal: Journal of Islamic Economics and Banking Vol 4, No 2 (2023)
Publisher : Prodi Perbankan Syariah FAI UMT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/almaal.v4i2.6886

Abstract

The purpose of this study is to generate a sense of optimism in the community in general and the government in particular in overcoming the economic recession that is hitting Indonesia. This countermeasures by looking at the potential of waqf in Indonesia, especially cash waqf as a role model. This study uses a descriptive qualitative approach. The results show that the cash waqf instrument has enormous benefits during a pandemic like this, both in the economic sector and in the non-economic sector. In the non-economic sector, investment returns from cash waqf can be used to provide direct cash assistance to the community to increase the purchasing power of vulnerable people affected by Covid-19. In the economic sector, cash waqf profit sharing can also be used to provide working capital to MSMEs, to finance infrastructure development and to finance other productive economic businesses, especially for workers who are currently being laid off a lot. In both the economic and non-economic sectors, cash waqf revenue sharing can produce a very large multiplier effect and is beneficial for investors in increasing production, and for the government in increasing government revenue from the tax sector.
Model Penguatan Kemandirian Ekonomi Pesantren Melalui Pengembangan Potensi Produk Halal di Pesantren An-Nasyiin Pamekasan Wahyu Setiawan Djodi; Taufiqur Rahman
Al Maal: Journal of Islamic Economics and Banking Vol 4, No 2 (2023)
Publisher : Prodi Perbankan Syariah FAI UMT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/almaal.v4i2.7142

Abstract

Research conducted as an effort to advance the economy of pesantren through the development of a model of economic independence for pesantren needs to be carried out to create Islamic boarding schools that are superior and competitive in creating quality graduates.  The research conducted at the An-Nasyiin Pamekasan Islamic boarding school became the main focus in developing the economic independence of the pesantren through strengthening the potential of halal products.  This research was conducted using qualitative methods using a descriptive analysis approach, as well as using various techniques of analysis, collection, and validity of data to support more optimal research results.  Therefore, the research conducted by researchers aims to provide a significant solution in the form of providing a model for strengthening the economic independence of pesantren, so that pesantren throughout Indonesia have a view on how to strengthen the economic independence of pesantren so that they are not too dependent on other parties, especially for Islamic boarding schools an-Nasyi'in Pamekasan.  This research produces a practical answer in the form of a flow model of economic independence that can be applied to build Islamic boarding school economic independence that involves various parties in the implementation proces.
Pengaruh Shariah Compliance dan Spiritual Marketing terhadap Loyalitas Nasabah dengan Kepuasan sebagai Variabel Intervening di Bank Syariah Indonesia Kantor Cabang Palembang Sudirman Alfira Nurjannah; Heri Junaidi; Chandra Zaki Maulana
Al Maal: Journal of Islamic Economics and Banking Vol 4, No 2 (2023)
Publisher : Prodi Perbankan Syariah FAI UMT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/almaal.v4i2.7616

Abstract

Islamic banks in Indonesia are getting more advanced as indicated by the emergence of Bank Syariah Indonesia which is the result of the merger of three state-owned banks. BSI's success in maintaining customer loyalty is an achievement. The two variables that are suspected of influencing BSI customer loyalty are Shariah Compliance and Spiritual Marketing and are mediated by satisfaction. The research was conducted at BSI KC Palembang Sudirman, because the bank is the largest BSI branch in the city of Palembang. This study aims to determine the direct and indirect effects of the variables used. This research is a quantitative research with 100 customers as respondents and processed using SmartPLS 3. All variables pass the outer model test, then the result of the inner model is that Shariah Compliance does not directly affect customer loyalty and has a negative value. Spiritual Marketing does not affect customer loyalty directly. However, satisfaction can mediate the relationship between the two variables. Shariah Compliance affects customer loyalty mediated by customer satisfaction and Spiritual Marketing affects customer loyalty mediated by customer satisfaction
Pengaruh Zakat, Infak dan Sedekah Terhadap Kesejahteraan Mustahik di Baznas Kota Tangerang di Masa Pandemi Covid-19 Khumaini, Sabik; Abdullah, Muhammad Dinal; Warto, Warto
Al Maal: Journal of Islamic Economics and Banking Vol 4, No 2 (2023)
Publisher : Prodi Perbankan Syariah FAI UMT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/almaal.v4i2.7200

Abstract

This study aims to determine the effect of zakat, infaq and alms on the welfare of mustahik in the BAZNAS Tangerang City during the COVID-19 pandemic. This type of research is a quantitative approach. The data used is primary data obtained based on respondents' answers to the questionnaire distributed by researchers to mustahik in BAZNAS Tangerang City. The data analysis method uses the Classical Assumption Test which includes the Normality Test, Multicollinearity Test, Heteroscedasticity Test, Autocorrelation Test, Multiple Regression Analysis, F Test, Adjusted R Square Test, and t Test. The results of this study indicate that partially Zakat has a significant positive effect on the welfare of mustahik. Infaq has a significant positive effect on the welfare of mustahik. Alms have a significant positive effect on the welfare of mustahik. Furthermore, simultaneously zakat, infaq and alms have a significant positive effect on mustahik with a level of significance of less than 5%. Meanwhile, based on (R2), it can be seen that the value of Adjusted R Square is 84.5%. It means that the ability of the independent variable to explain the variance of the dependent variable is 84.5% and 15.5% is explained by other variables.
Pengaruh Pengetahuan Masyarakat Tentang Produk, Pelayanan dan Lokasi Bank Dalam Memilih Jasa Bank Syariah di Kota Yogyakarta Anisa Yuri; Mufti Alam Adha; Riduwan Riduwan
Al Maal: Journal of Islamic Economics and Banking Vol 4, No 2 (2023)
Publisher : Prodi Perbankan Syariah FAI UMT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/almaal.v4i2.6854

Abstract

AbstractThis study aims to test whether the variables of product knowledge, service knowledge, and knowledge of banking locations affect choosing Islamic bank services. This research was conducted using a quantitative methodology. Using a questionnaire and the research population is the people of Yogyakarta City. In this study, the sample uses purposive sampling with the criteria that people use Islamic bank services. Furthermore, in this study the data analysis used multiple linear regression analysis with an analytical tool, namely SPSS Version 23. The results illustrated that simultaneously the variables affected choosing Islamic bank products, namely F arithmetic 27.680 > 3.09 (F table). Partially the service knowledge variable with t count of 1.546 < 1.984 (t table) and location knowledge with t count of 1.635 < 1.984 (t table) do not affect choosing Islamic bank products.Keywords: Knowledge, Product, Service, Location, Islamic Bank.
Efektivitas Penyaluran Dana ZIS pada Sektor Pendidikan di Masa Pandemi Covid-19 Nurfitri Arsita; Ade Nur Rohim
Al Maal: Journal of Islamic Economics and Banking Vol 4, No 2 (2023)
Publisher : Prodi Perbankan Syariah FAI UMT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31000/almaal.v4i2.7733

Abstract

The covid-19 pandemic has had an impact on all sectors, one of which is the education sector, causing the dropout rate to increase. Zakat instruments also help to accelerate recovery from the impact of covid-19. The distribution of ZIS funds in the education sector by ZIS management institutions will have an effect if they are used effectively, on target, and optimally. This study aimed to determine the effectiveness of the distribution of ZIS funds in the education sector during the covid-19 pandemic at the South Tangerang City Baznas. The method used in this research is descriptive qualitative analysis through case studies. The data used are qualitative data sourced from primary data through interviews, observations, and secondary data collected through library research, and documentation. The validation technique used is triangulation, and the researcher reduces the data and draws conclusions. The results showed that the distribution of ZIS funds in the education sector during the covid-19 pandemic at the South Tangerang City Baznas had run effectively using four indicators in measuring effectiveness, namely targeting accuracy, program socialization, achievement of program objectives, and program monitoring.

Page 1 of 1 | Total Record : 8

 1 

Filter by Year

2023 2023


Reset
Filter By Issues
All Issue Vol 5, No 1 (2024) Vol 4, No 2 (2023) Vol 4, No 1 (2022) Vol 3, No 2 (2022) Vol 3, No 1 (2021) Vol 2, No 2 (2021) Vol 2, No 1 (2020) Vol 1, No 2 (2020) Vol 1, No 1 (2019)