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SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam
Published by Lembaga Pengembangan Manajemen dan Publkasi Imperium
ISSN : -     EISSN : 26859904     DOI : -
Core Subject : Religion, Economy, Science,
Religion Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
AIMS AND SCOPE The aim of the Jurnal is to provide high-quality scientific papers covering the current issues within Islamic economics and finance. The journal is designed to provide a platform for researchers, academicians, and practitioners who are interested in new knowledge and discussing ideas, issues, and challenges in the field of Islamic economics and finance. The coverage includes but is not limited to: Islamic finance (Fundamentals, trends and opportunities in Islamic Finance, Islamic banking and financial markets, Risk management, Corporate finance, Investment strategy, Islamic social finance, Financial Planning, Housing finance, Legal and regulatory issues, Islamic microfinance); Islamic management (Corporate governance, Customer relationship management, and service quality, Business ethics and corporate social responsibility, Management styles and strategies in Shariah environments, Labour and welfare economics, Political economy, and such other topics as the Editors may deem appropriate). Articles need to make a significant contribution to the theoretical and /or methodological literature on the subject and contain a strong strategic management component.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 11 Documents
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Search results for , issue "Vol 7 No 1 (2025)" : 11 Documents clear
The influence of social media, digitalization, and financial literacy on generation Z's investment decision Daulay, Muthia Aulia Azhari; Marliyah, Marliyah; Silalahi, Purnama Ramadani
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 1 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i1.1449

Abstract

The study aimed to understand how social media, digitalization, and financial literacy influence Sharia stock investment decisions among Generation Z. As Gen Z becomes more predominant, it presents both opportunities and challenges for transforming the digital landscape, particularly in terms of financial literacy and the distribution of products and services in the Sharia stock market. Data was collected through questionnaires distributed to 100 selected respondents using purposive sampling. A quantitative method was employed, utilizing the Structural Equation Model (SEM) with the Smart PLS application for analysis. The findings revealed that social media and digitalization significantly and positively influenced Sharia stock investment decisions among Generation Z. However, the financial literacy did not show a significant impact. Public interest statements The positive impact of social media and digitalization on investment decisions indicates that financial institutions and Sharia-compliant stock market participants should leverage these platforms to connect with Generation Z. Note: Early Version articles are published as standalone pieces and will later be compiled into issues prior to print publication. These Early Version articles will not appear in journal keyword searches, will not be included in article searches, and will not receive a DOI (Digital Object Identifier) until they are officially published in an issue.
Herding behavior analysis of Jakarta Islamic Index 2019-2024 Delima, Bella; Sugianto, Sugianto; Bi Rahmani, Nur Ahmadi Bi Rahmani Ahmadi
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 1 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i1.1454

Abstract

The number of new investors on the Indonesia Stock Exchange has steadily increased in the past five years. However, both literacy and inclusion levels remain very low. This raises concerns about herding behavior in the stock market, leading to market prices not accurately reflecting true value. The author employs the CSAD method, utilizing variables such as market return (Rmt), CSAD, and Rm,t2, followed by a regression analysis. The data processing is carried out using EViews software, version 13, to enhance the accuracy and reliability of the research outcomes. The findings indicate significant herding activity among stocks indexed in the Indonesian JII from 2019 to 2024. From an Islamic perspective, natural herding behavior can be seen as a normal reaction due to market psychology. However, when herding is driven by deliberate manipulation—such as acts of Najsy or Ghisysy, which arise from misleading information, price manipulation, or non-transparent activities like pump and dump or hype and dump—it constitutes a violation of ethical standards and fair market principles, rendering it illegal. Public interest statements The findings emphasize the necessity for clear ethical guidelines for investors and market participants. Creating a code of conduct that prioritizes ethical trading practices can help reduce the risks tied to herding behavior and foster a fairer market environment. Note: Early Version articles are published as standalone pieces and will later be compiled into issues prior to print publication. These Early Version articles will not appear in journal keyword searches, will not be included in article searches, and will not receive a DOI (Digital Object Identifier) until they are officially published in an issue.
Effect of patient-centered care implementation and quality of service on patient satisfaction Wahyuni, Sri; Nurlaila, Nurlaila; Daulay, Aqwa Naser
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 1 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i1.1456

Abstract

This study aims to determine how implementing patient-centered care and service quality affects patient satisfaction at MM Hospital in Medan. This study utilizes a quantitative research methodology, employing multiple linear regression analysis. All statistical tests were conducted using SPSS version 25 software. The study's population includes patients at MM Hospital in Medan in 2024. Primary data was gathered through questionnaires distributed to 100 hospital patients. Additionally, secondary data was collected from journals, books, and previous research relevant to the topic. The findings indicate that implementing patient-centered care does not significantly affect patient satisfaction; however, implementing service quality has a significant impact on patient satisfaction. This research provides practical insights, helping hospitals assess patient satisfaction levels during each visit to MM Hospital. Public interest statements Recognizing the crucial role of service quality in patient satisfaction, the hospital should focus on enhancing service quality in all departments. This improvement can involve training staff in effective communication, responsiveness, and empathy, ensuring patients feel valued and cared for during their visits. Note: Early Version articles are published as standalone pieces and will later be compiled into issues prior to print publication. These Early Version articles will not appear in journal keyword searches, will not be included in article searches, and will not receive a DOI (Digital Object Identifier) until they are officially published in an issue.
The effect of foreign investment, domestic capital investment, sharia investment, and population as drivers of Indonesia's economic growth Primastuty, Pinny; Harahap, Isnaini; Harahap, Muhammad Ikhsan
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 1 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i1.1458

Abstract

Economic development improves human resources, public welfare, and national equality. Investment sustains economic development. According to the Harrod-Domar hypothesis, investment increases productivity and economic development. This research seeks to confirm this. The researcher also adopts Umar Chapra's ideas. His views combine Islam with morals to build a healthy economy. Using quantitative methods, this study includes FDI, domestic investment, Islamic investment, population, and GDP as fundamental and related variables. The analysis found that FDI and DCI are the independent variables affecting Indonesia's economic progress. Building a company requires much cash, so Indonesia needs both to strengthen its economy. Islamic investment is still low, and Indonesia's large population has not been well controlled, causing unemployment, low education levels, many health problems, and other problems that hinder economic growth. Public interest statements This analysis found that FDI and DCI are the independent variables affecting Indonesia's economic progress. Building a firm requires a lot of cash, so Indonesia needs both to strengthen its economy. Islamic investment is still low, and Indonesia's large population has not been properly controlled, causing unemployment, low education levels, many health problems, and others that hinder economic growth. Note: Early Version articles are published as standalone pieces and will later be compiled into issues prior to print publication. These Early Version articles will not appear in journal keyword searches, will not be included in article searches, and will not receive a DOI (Digital Object Identifier) until they are officially published in an issue.
Strategy of the financial services authority in improving sharia financial literacy and inclusion of North Sumatera communities Atiqah, Siti Nurul; Yafiz, Muhammad; Arif, Muhammad
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 1 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i1.1468

Abstract

The Sharia financial literacy and inclusion level in North Sumatra, Indonesia, is lower than that of conventional finance. This research analyzes the Financial Services Authority's (OJK) strategies to enhance Sharia financial literacy and inclusion. Utilizing qualitative methods, including interviews and document analysis, the study reveals that OJK has implemented initiatives like the Sharia Financial Literacy Safari program, developed innovative products like Sharia Student Savings, and partnered with Sharia fintech providers to leverage digital technology. While these efforts have improved public understanding and access to sharia financial services, challenges still need to be addressed, including lack of awareness and limited infrastructure. Public interest statements The study concludes that additional steps, such as improving cross-sector cooperation and educational initiatives, are necessary to promote sharia finance's growth in the region further.
Intention to consume halal food and its impact on physical well being: Evidence from Tasikmalaya Friantoro, Dian; Andani, Listia; Ramadhan, Rifky Wahyu
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 1 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i1.1472

Abstract

This study aims to identify the factors influencing the intention to consume halal food and to assess its impact on physical well-being. The research is framed within the Theory of Planned Behavior (TPB), which includes constructs such as attitude, subjective norms, perceived behavioral control, religiosity, food safety, nutritional quality, and behavioral intention, along with their effects on individual physical well-being. The analysis employs Structural Equation Modeling-Partial Least Square (SEM-PLS). It is based on responses from 307 participants in Tasikmalaya, West Java. The main finding reveals that religiosity, food safety, and nutritional quality do not significantly influence a Muslim's choice to consume halal food. This implies that the behavior surrounding halal food consumption is not necessarily dependent on religious beliefs, food safety, or nutritional content. Nonetheless, halal food consumption behavior can substantially positively impact the physical well-being of Muslims. Public interest statements This research is important for society as it highlights the role of consuming halal food in promoting physical well-being. This finding is valuable for both consumers and food producers. It underscores the health benefits of consumers choosing halal food beyond religious reasons. For producers and policymakers, the research stresses the need to improve access to affordable halal food and promote its health benefits, potentially leading to healthier communities.
QRIS as a catalyst for growth: Analyzing its role in Tanjung Balai's MSME sector from an Islamic viewpoint Putri, Dian Ananda; Jannah, Nurul
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 1 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i1.1480

Abstract

This study examines the role of QRIS (Quick Response Code Indonesian Standard) in enhancing the performance of Micro, Small, and Medium Enterprises (MSMEs) in Tanjung Balai. It evaluates the Islamic perspective on its use in economic transactions. The research employs a qualitative method with a case study approach. Data was collected through in-depth interviews with MSME actors, traders, and other relevant stakeholders. The findings indicate that QRIS has significantly improved the performance of MSMEs in Tanjung Balai by facilitating transactions, increasing efficiency, and expanding market reach. From an Islamic perspective, the use of QRIS is generally viewed positively, as it aligns with Sharia principles and represents an innovative development in the business sector. However, challenges exist, such as limited digital literacy among MSMEs and uneven infrastructure. Public Interest Statements QRIS has significant potential to improve the quality of MSMEs in Tanjung Balai by providing convenience in transactions, increasing income, and ensuring security in business operations. From an Islamic viewpoint, using QRIS supports Sharia principles and promotes sound business ethics. Therefore, the government and related institutions need to continue supporting the socialization and development of technological infrastructure so that MSME players in the area widely experience the advantages of QRIS
Assessing the impact of lifestyle and basic necessity price inflation on welfare through the lens of Islamic perspective Nur, Melani Azzahra; Sudiarti, Sri; Batubara, Chuzaimah
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 1 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i1.1483

Abstract

This research investigates the impact of lifestyle choices and the rising prices of necessities on community welfare. The study employs a probability sampling technique using primary data collected through questionnaires with a sample size of 100 participants. The analysis is conducted using Structural Equation Modeling (SEM) facilitated by SmartPLS version 4, which aids in addressing the formulated research questions and hypotheses while examining the relationships between the variables. The findings indicate that lifestyle does not significantly influence community welfare. In contrast, the increase in prices of necessities is found to have a substantial effect on the welfare of the community. Public interest statements The article will provide valuable insights into applying a holistic approach to offer a competitive advantage and ensure the organization is well-positioned to thrive and innovate in an increasingly complex world.
Perception of user opinions towards Sharia mobile banking applications in Indonesia based on comments on Google Play Store Rosanti, Cholisa; Artanto, Fenilinas Adi; Saputra, Reza Edi
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 1 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i1.1486

Abstract

This research aims to evaluate user perceptions of the performance of m-banking applications at Islamic banks by analyzing user reviews on the Google Play Store from 4 July 2023 to 4 July 2024. The research results show that the BSI Mobile and Jago Syariah applications are the most downloaded and have the most reviews, indicating a high number of active users. Analysis using the Bag of Words (BoW) and Support Vector Regression (SVR) methods shows excellent performance in predicting user sentiment, with an accuracy of more than 90% on six sharia m-banking applications, where the Aladin Syariah application achieved the highest accuracy of 98. 54%. Research findings show that positive perceptions of the app's ease of use contribute to user loyalty. At the same time, complaints regarding the login and registration process must be improved. Positive reviews such as "good job" and "steady" dominate the BSI Mobile and Jago Syariah applications, reflecting the popularity of both applications. Public interest statement The unique features such as gold transactions on the Pegadaian Syariah application provide competitive advantages that other Sharia banks can adopt. These results provide strategic insights for Islamic banks to improve and develop their m-banking services.
Impulsive buying from an Islamic perspective: The role of price discounts, brand image, and product quality in thrift product purchases Siregar, Mirza; Nurlaila, Nurlaila; Aisyah, Siti
SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Vol 7 No 1 (2025)
Publisher : LPMP Imperium

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36407/serambi.v7i1.1520

Abstract

This study aims to analyze the influence of price discounts, brand image, and product quality on impulsive buying behavior of thrift products (branded second-hand goods) in the Asam Kumbang area, Medan, from an Islamic perspective. In Islam, consumption behavior is guided by the principles of balance (wasatiyyah), benefit (maslahah), and the prohibition of extravagance (israf). This research employs a quantitative approach with data collected through questionnaires. The findings reveal that marketing strategies such as price discounts, brand image, and product quality can encourage impulsive buying, which, from an Islamic perspective, should be approached with caution. Consumers are advised to prioritize genuine needs and consider sustainability and blessings (barakah) in every purchasing decision. Public interest statements This study aims to analyze the influence of price discounts, brand image, and product quality on impulsive buying behavior for thrift products in Asam Kumbang, Medan. From an Islamic perspective, purchases should align with Sharia, avoiding wastefulness (israf) and promoting halal benefits. Findings encourage balanced marketing strategies supporting ethical and efficient consumer decisions.

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