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Al-Kharaj: Journal of Islamic Economic and Business

alkharaj
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Published by Institut Agama Islam Negeri Palopo

ISSN : 2686262X EISSN : 26859300 DOI : 10.24256/kharaj.v4i2

Core Subject : Economy,

Economics, Econometrics & Finance

Al-Kharaj, Journal of Islamic Economic and Business is peer-reviewed journal published by program studi ekonomi syariah , Institut Agama Islam Negeri (IAIN) Palopo. Al-Kharaj focus on the research of Islamic Economic and Business. The aims of this journal is to explore and develop economic related to Islamic and Business. This Journal welcomes contributions from researchers in related diciplines.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 438 Documents

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Pemberian Insentif, Kinerja Karyawan dan Lama Kerja (Studi Empiris pada Karyawan Oppo di Kota Palopo) Nur Ariani Aqidah
Al-Kharaj: Journal of Islamic Economic and Business Vol 4, No 1 (2022)
Publisher : IAIN Palopo

Penelitian ini bertujuan untuk menganalisis pengaruh pemberian insentif pada kinerja karyawan. Selain itu, penelitian ini juga menguji pengaruh moderasi dari lama kerja. Metode analisis data yang digunakan dalam penelitian ini yaitu moderated regression analysis. Dimana metode ini adalah salah satu metode regresi linier berganda yang melihat interaksi antar dua variabel independent. Adapun sampel yang digunakan berjumlah 50 orang karyawan Oppo di Kota Palopo. Hasil penelitian menunjukkan bahwa pemberian insentif berpengaruh positif signifikan terhadap kinerja karyawan. Sedangkan lama kerja tidak memoderasi pengaruh pemberian insentif pada kinerja karyawan.

Analisis Mekanisme Restrukturisasi Pada Pembiayaan Bermasalah Di Masa Pandemi Covid 19 (Studi Kasus Bank Sumut Capem Karya) Muhammad Arifullah Muhammad Arifullah
Al-Kharaj: Journal of Islamic Economic and Business Vol 4, No 1 (2022)
Publisher : IAIN Palopo

Penelitian ini bertujuan untuk mengetahui bagaimana mekanisme restrukturisasi pada pembiayaan bermasalah yang difokuskan pada satu masalah yaitu bagaimana mekanisme bank dalam restrukturisasi pembiayaan bermasalah pada masa pandemi covid. Metode yang digunakan dalam penelitian ini ialah penelitian kualitatif dengan pendekatan deskriptif. Informan pada penelitian ini terdiri dari satu informan dari Kantor Cabang Pembantu Bank Syariah Medan Sumatera Utara yaitu bagian Operasional Pembiayaan. Penelitian ini juga menggunakan data primer yang diperoleh melalui wawancara langsung dengan informan.

Financing Restructuring Effort to Handle Problem Financing During in the Pandemic Time Covid-19 at PT. Bank Sumut Syariah Kantor Cabang Pematang Siantar Fazha Alfa Said Syah
Al-Kharaj: Journal of Islamic Economic and Business Vol 4, No 1 (2022)
Publisher : IAIN Palopo

The covid-19 pandemic has a significant impact on all aspects of human life, especially in the economic sector. In the banking sector, the existence of lockdown rules has preventedseveral business sectors from running, as a result it is difficult for business sectors that have loans from bank to repay loans. This study aims to fine out how toimplement financing restructuring during Covid-19 pandemic at PT. Bank Sumut Syariah Kantor Cabang Pematang Siantar. This Type of research is a qualitative research based on a descriptive approach. Techniques in data collection based on observation, interview and documentation. The analysis result shows taht the implementation of the financing restructuring at PT. Bank Sumut Syariah Kantor Cabang Pematang Siantar)

Use Of The Kitabisa.Com Application In The Implementation (Crowdfunding) In Indonesia cindy fadilah nasution; Tri Kurniawati Retnaningsih*; Ita Rodiah
Al-Kharaj: Journal of Islamic Economic and Business Vol 4, No 2 (2022)
Publisher : IAIN Palopo

Social movements aim at victims who experience accidents or difficulties due to loss of property, life or residence. The role of the community in this area is of course to provide assistance by collecting donations or assistance. They coordinate their practices in the fundraising process, starting from collecting, calculating, managing, and distributing aid to disaster victims, with multi-stakeholder collaboration to carry out fundraising activities. the existence of the Internet not only helps people's lives, but changes them slowly and gradually. This research uses the method of literature review (library research) in which the author collects data obtained from many reliable sources, such as through books, journals and other written sources that can support the discussion of the contents of this article. Especially since the internet is now easily accessible for mobile internet use with smartphones as well. Convenience is shown when it offers convenience that is usually carried out directly and now can also be used indirectly. Fundraising is a way of pooling money from people online without face-to-face contact. Crowdfunding is relatively simple in its process. Entrepreneurs, also known as project founders in the crowdfunding process, publish their project ideas on online fundraising platforms, as well as potential investors interested in the project. The aim of the fundraising platform is to help entrepreneurs create semi-structured websites to promote their ideas and provide opportunities for consumers to acquire goods or services before the marketing process

Tourism Development Strategy In Improving The Community's Economy Muhammad Imran; Adzil Arsyi Sabana; Abdul Wahid Mongkito; Nurjannah Nurjannah; Mahfudz Mahfudz
Al-Kharaj: Journal of Islamic Economic and Business Vol 4, No 2 (2022)
Publisher : IAIN Palopo

This study aims to see the Berova Beach tourism development strategy in improving the community's economy. The focus of his research is 1) Berov beach tourism development conditions, 2) Berova Coast Tourism Development Impact on Community Economy, and 3) Infrastructure Development Strategies to Support Berova Beach Tourism. In this research, the type of research used is a descriptive qualitative approach. There are two sources of data in this study, namely primary data and secondary data. The data technique was carried out by means of literature study, interviews and observations. The result of this research is that the tourism office of North Kolaka Regency has planned to carry out the processing of Berova Beach tourism in order to have an impact on the socio-economy of the community, such as repairing damaged facilities. For example, swimming pools, docks, and other facilities can increase the attractiveness of tourists to visit Berova beach. By improving facilities and adding new facilities, it will increase the attractiveness of tourists and have a positive impact in increasing the community's economy and regional income in North Kolaka Regency.

The Influence of the Corporate Social Responsibility Program on the Corporate Image of Bank Mega Syariah Nur Wanita; Raodha Nurul Famila Koy; Noval Noval
Al-Kharaj: Journal of Islamic Economic and Business Vol 4, No 2 (2022)
Publisher : IAIN Palopo

The purpose of this study was to examine the effect of the Corporate Social Responsibility Program on the corporate image of Bank Mega Syariah. This study uses a quantitative approach. The sample in this study were customers who received the Corporate Social Responsibility program at Bank Mega Syariah KC. Palu, which amounted to 30 people, the sampling technique used a saturated sample. Data collection techniques were carried out through observation, interviews and questionnaires. The analysis method uses simple linear regression with SPSS 23 software tools. Based on the results of the analysis, it is known that Corporate Social Responsibility has a significant and positive relationship with the Corporate Image of Bank Mega Syariah. This means that the more often Bank Mega Syariah conducts Corporate Social Responsibility programs, the company's corporate image will also be better.

The Influence Of Product, Price, And Promotion On Customer Trust In The Thrifting Business In Tulungagung Outfit Ilham Quddus Ramadani; Ahmad Syaichoni; Handri Handri
Al-Kharaj: Journal of Islamic Economic and Business Vol 4, No 2 (2022)
Publisher : IAIN Palopo

Public trust in the products offered at thrift shops is a challenge that must be faced by thrift shop businesses, and the low level of public trust cannot be blamed because judging from what is happening in the field, second-hand products are of unclear origin and cannot be separated. of the risks of its use. The research objectives include: (1) To determine and analyze the effect of product, price, and promotion together (simultaneously) on customer trust in the thrifting business in Tulungagung outfits. (2) To find out and analyze the influence of individual products (partial) on customer trust in the thrifting business in Tulungagung outfits. (3) To find out and analyze the effect of individual (partial) prices on customer trust in the thrifting business in Tulungagung outfits. (4) To find out and analyze the effect of individual (partial) promotions on customer trust in the thrifting business in Tulungagung outfits. (5) To find out and analyze the variables of product, price, and promotion that have a dominant influence on customer trust in the thrifting business in Tulungagung outfits. This study uses a quantitative approach, which is used to determine the effect of production, price, and promotion on customer trust in Outfit Tuulangagung. The analysis used is the data in the form of numbers. While the data analysis method used: (1) descriptive data analysis, (2) classical assumption test, (3) and inferential statistical analysis. The results showed that: (1) Product, price, and promotion simultaneously (simultaneously) had a significant effect on customer trust in the thrifting business in Tulungagung outfits. (2) Individual products (partial) have a significant effect on customer trust in the thrifting business in Tulungagung outfits. (3) The price individually (partial) has a significant effect on customer confidence in the thrifting business in Tulungagung outfits. (4) Individual promotion (partial) has a significant effect on customer confidence in the thrifting business in Tulungagung outfits. (5) Promotion has the most dominant effect on customer trust in the thrifting business in Tulungagung outfits.

Gold Savings Products at PT. Pegadaian (PERSERO) Parepare Area (Islamic Economic Analysis) Ilham Putra Usmayani
Al-Kharaj: Journal of Islamic Economic and Business Vol 4, No 1 (2022)
Publisher : IAIN Palopo

The purpose of this research is to explain how the process of marketing gold savings products at PT. Pegadaian, then what is the process of the mechanism and terms of the gold savings product contract and how is the Islamic economic perception of gold savings products at PT. Pegadaian Persero in Parepare area. The results of research on gold savings products at PT. Pegadaian (Persero) Parepare Area shows that the Marketing Strategy carried out by PT. Pegadaian Persero in the Parepare area with product, price, location and marketing strategies by way of outreach and dissemination via whatsapp online. Then the service process for the Gold Savings product carried out by PT Pegadaian (Persero) is that the customer comes to the nearest pawnshop with several predetermined requirements such as submitting identification, filling out the application form provided, paying the price of the gold bar ordered (cash), paying a down payment ordered gold bars (installments), and signed the agreed transaction contract. to both sides. And gold will be received by customers after paying off installments or other administration.

Analysis of Increasing Regional Economic Competitiveness in the Agricultural Sector in Increasing Regional Economic Growth Ilham Ilham; Hardianti Yusuf; hamdani thaha; Nurul Hamida
Al-Kharaj: Journal of Islamic Economic and Business Vol 3, No 2 (2021)
Publisher : IAIN Palopo

The rate of economic growth continues to decline As a result of the declining rate of growth of gross domestic product, the number of poor people increases. Various steps have been taken by the government to increase economic growth by utilizing local resources in each region.This study aims to explain the role of the agricultural sector in efforts to increase regional economic growth in East Luwu Regency and the competitiveness of the agricultural sector. This research uses quantitative methods with data analysis using Location Quotient (LQ), Shift Share (SS), Klassen Typology and Market Structure Analysis . The results of this study show that the LQ analysis and Klassen typology analysis show that the agricultural sector is a potential sector and can still grow. The implication of the article is that local governments must encourage agricultural productivity, transform towards agro-industry and increase market share as well as provide agricultural product processing facilities to increase product selling value

Analysis Of The Influence Of Supervision, Work Skills, And Salary On Employee Performance In Pt. Persada Indonesia Workshop In Sukabumi District Ferdinandus Sampe; Norvadewi Norvadewi; Arifin Bagea; Rebecha Prananta
Al-Kharaj: Journal of Islamic Economic and Business Vol 4, No 2 (2022)
Publisher : IAIN Palopo

The purpose of this study was to determine the effect of supervision, work skills, and salary simultaneously and partially have a significant effect on employee performance at PT. Persada Indonesia in Sukabumi Regency and analyze the dominant influence among the variables of supervision, work skills, and salary which have a dominant effect on employee performance in PT. Persada Indonesia in Sukabumi Regency. This type of research is quantitative research based on hypothesis testing. The population and sample of this research are all employees of PT. Persada Indonesia who have worked for more than 2 years are 99 employees with a sample of 99 people. Methods of data analysis using multiple linear regression. The results of this study indicate that supervision has no significant effect on employee performance. Work skills have had a significant influence on employee performance. Investment has had a significant influence on employee performance at PT. Persada Indonesia in Sukabumi Regency.

Page 5 of 44 | Total Record : 438

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Editorial Team

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Reviewer

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Contact Name
Mujahidin

Contact Email
mujahidin@iainpalopo.ac.id

Phone
+6281243481878

Journal Mail Official
al-kharaj@iainpalopo.ac.id

Editorial Address
Jl. Bitti, Blandai Kota Palopo

Location
Kota palopo,

Sulawesi selatan

INDONESIA

Abstract

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Mujahidin

Contact Email mujahidin@iainpalopo.ac.id

Phone +6281243481878

Journal Mail Official al-kharaj@iainpalopo.ac.id

Editorial Address Jl. Bitti, Blandai Kota Palopo

Location Kota palopo, Sulawesi selatan INDONESIA

Abstract

Abstract

Abstract

Abstract

Abstract

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Abstract

Abstract

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Abstract

Contact Name
Mujahidin

Contact Email
mujahidin@iainpalopo.ac.id

Phone
+6281243481878

Journal Mail Official
al-kharaj@iainpalopo.ac.id

Editorial Address
Jl. Bitti, Blandai Kota Palopo

Location
Kota palopo,

Sulawesi selatan

INDONESIA