Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
AL-KHARAJ: The Journal of Islamic Economics, Finance & Business is a scientific journal published by the Center for Research and Strategic Studies (PRKS) of the Institute of Islamic Religion (IAI) National Laa Roiba Bogor. This journal contains scientific papers from academics, researchers and practitioners in research on Islamic economic, financial and business issues.
Articles
9 Documents
Search results for
, issue
"Vol 3 No 3 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan "
:
9 Documents
clear
<![CDATA[Perbandingan Program Zakat Produktif antara BAZNAS dan LAZISMU Kota Surakarta ]]>
<![CDATA[Lukmanul Hakim]]>;
<![CDATA[Azhar Alam]]>;
<![CDATA[M. Mus’ab At-Thariq]]>;
<![CDATA[Dedi Junaedi]]>;
<![CDATA[M. Rizal Arsyad]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 3 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (364.197 KB)
|
DOI: 10.47467/alkharaj.v4i1.348
<![CDATA[This study aims to compare the productive zakat program between Baznas Surakarta City and Lazismu Surakarta City and to study the disadvantages and advantages of these zakat institutions in distributing productive zakat. This research uses descriptive qualitative research methods. Sources of data obtained by in-depth interviews with representatives of zakat and mustahik institutions. Sources of data obtained through literature related to productive zakat. The results of this study indicate that Baznas and Lazismu Surakarta City have differences between the distribution of productive zakat; mustahik criteria; muzakki criteria; zakat fund collection; distribution of zakat funds: and assistance to mustahik. The types of assistance given to the mustahik are both in the form of business capital and means of production. The productive zakat program run by the two zakat institutions has been very effective in helping and increasing the income of the previous mustahik, and some mustahik have become hypocrites. The difference between the two zakat institutions is based on the background of the establishment and the Standard Operating Procedure (SOP) of zakat institutions, so that it becomes the hallmark of the two institutions in the practice of productive zakat funds to mustahik; become a reference for muzakki to distribute their zakat; and guide mustahiks to choose zakat institutions that are suitable for their business.]]>
<![CDATA[Pengaruh Covid-19 terhadap Indeks Harga Saham Gabungan (IHSG) dan Nilai Tukar Rupiah ]]>
<![CDATA[Nisa Alfira]]>;
<![CDATA[Muhammad Iqbal Fasa]]>;
<![CDATA[Suharto Suharto]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 3 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (385.909 KB)
|
DOI: 10.47467/alkharaj.v3i2.356
<![CDATA[The purpose of this study was to determine the effect of the Covid-19 pandemic on the Composite Stock Price Index (IHSG) and the rupiah exchange rate in Indonesia. The research method used is descriptive qualitative by describing the existing phenomena. The results show that the impact of the Covid-19 pandemic does not only affect public health, but also affects the Indonesian economy, especially in Islamic financial institutions in the Islamic capital market, namely the Composite Stock Price Index and the weakening of the rupiah exchange rate. The pandemic has also been proven to have put pressure on the world economy, including Indonesia.]]>
<![CDATA[Analisis SWOT dalam Strategi Pemasaran Produk Perbankan Syariah di Indonesia ]]>
<![CDATA[Ricki Febrian Syah]]>;
<![CDATA[Muhammad Iqbal Fasa]]>;
<![CDATA[Suharto Suharto]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 3 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (438.47 KB)
|
DOI: 10.47467/alkharaj.v4i1.364
<![CDATA[Marketing strategy is a procedure in marketing that is planned and arranged to be carried out in order to achieve company goals. As various banking institutions or companies develop, competition between companies is inevitable. Therefore, to face these competitions, a company requires a process of understanding the internal situation of the company itself and the external environment in which the company will compete. This study aims to find out how Islamic banks determine the direction of what strategy to do in the present and in the future using a SWOT analysis. The method used in this writing is qualitative in which the approach used is a descriptive approach. The results of the discussion show that Islamic banks are able to dare to compete in a competitive competitive market, strengthen cooperation with cooperatives, improve relationships with scholars, government and entrepreneurs, increase customer loyalty, and improve product quality, and increase promotion through various media and establish marketing strategies effective and efficient.]]>
<![CDATA[The Nexus Between CAMELS Index Toward Net Profit ]]>
<![CDATA[Fatichatur Rachmaniyah]]>;
<![CDATA[Arief Yuswanto Nugroho]]>;
<![CDATA[Muhamad Iqbal Fasa]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 3 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (345.024 KB)
|
DOI: 10.47467/alkharaj.v3i2.388
<![CDATA[This study aims to determine whether the CAMELS variable can affect the net profit generated by Bank Mualamalat simultaneously and partially. CAMELS variables include: Capital Adequency Ratio (CAR), NonPerforming Financing (NPF), Net Profit Margin (NPM), Net Operating Margin (NOM), Financing to Deposit Ratio (FDR), Net Open Position (NOP). This study used quarterly financial data for the years 2012 - 2019. Data analysis techniques used multiple linear regression analysis. The results of the F test, the CAMELS variable simultaneously show that significant affect on net profit with adjusted R square 64%. In the t test, partially CAR and PDN variables significantly influence on net profit, but the NPF, NPM, NOM, and FDR variables did not have effect on net profit.]]>
<![CDATA[The Potential of Halal Food Business in Asia and Europe with Majority of Non-Muslim Communities ]]>
<![CDATA[Ni'mah Izati Atiko Putri]]>;
<![CDATA[Karseno Karseno]]>;
<![CDATA[Dinda Khabibatul Fuadah]]>;
<![CDATA[Haznah Munna Firdausi]]>;
<![CDATA[Syifa Ulhusna]]>;
<![CDATA[Mohammad Arief Bagus Prabowo]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 3 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (368.062 KB)
|
DOI: 10.47467/alkharaj.v4i1.396
<![CDATA[The purpose of this article is to find out about how the halal food business is, what halal food restaurants are already in Asia and Europe, what is the potential of the Muslim community in Asia and Europe, and what is the potential of the halal food business in Asia and Europe with the majority non-Muslim society. In Islam, food is not only seen in terms of appearance and taste, but there are more important factors, namely whether the food is halal or not. The halalness of a food is very important as a consideration in the consumption of a food. The study results show that the halal food industry in Asia is increasing. The study results show that the halal food industry in Asia and Europe is increasing. The reason is, the existence of the Muslim population has increased growth, based on the trend of demand for halal products and also halal tourism. This is a great opportunity for business people to meet the demand for halal food. The challenge is how to improve quality and meet halal standards to meet consumer demand.]]>
<![CDATA[Bagaimana Kepatuhan Membayar Zakat? ]]>
<![CDATA[Muhammad Arfan Harahap]]>;
<![CDATA[Abd Latip]]>;
<![CDATA[Iskandar Muda]]>;
<![CDATA[Andri Soemitra]]>;
<![CDATA[Sugianto Sugianto]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 3 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (314.378 KB)
|
DOI: 10.47467/alkharaj.v4i1.406
<![CDATA[The purpose of this study is to investigate the factors that influence trust and knowledge and their impact on compliance in paying zakat, a case study on lecturers who teach in Langkat Regency. The data analysis technique used is the Structure Equation Modeling (SEM) approach based on variance (PLS) with the help of wrapPLS program analysis. This type of research is quantitative, using latent data as a predictor. The research data was obtained by using a questionnaire either in person or online. The findings in this study are the income variable has a positive and significant effect on compliance in paying zakat. Furthermore, the religiosity variable has a positive and significant effect on compliance in paying zakat]]>
<![CDATA[Analysis of Factors Affecting Liquidity of Islamic Banking Listed on the Indonesia Stock Exchange ]]>
<![CDATA[Wiwin Yustina]]>;
<![CDATA[Tulus Suryanto]]>;
<![CDATA[Heni Noviarita]]>;
<![CDATA[Erike Anggraeni]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 3 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (383.145 KB)
|
DOI: 10.47467/alkharaj.v4i1.414
<![CDATA[The purpose of this study is to investigate the effect of Non-Performing Financing, Third Party Funds, Financial To Funding Ratio, Macroprudential Intermediation Ratio and Macroprudential Liquidity Buffer on the liquidity of Islamic Banking listed on the Indonesia Stock Exchange List in the 3rd and 4th quarters of 2018 to the 1st and 2nd quarters of 2018. 2019. The research design used is a quantitative approach. The data analyzed is secondary data in the form of quarterly banking financial statements listed on the Indonesia Stock Exchange List for the 3rd and 4th quarters of 2018 to 1st and 2nd quarters of 2019, data for each bank. The population in this study were 15 Islamic banks listed on the Indonesia Stock Exchange List during the study period, with a sample of 12 Islamic banks during 4 quarters of observation, so that the final sample was 48 observational data. The results of the study show that the variables of Non Performing Financing, Financial To Funding Ratio have an influence on the liquidity of Islamic banking. While other variables, namely Third Party Funds, Macroprudential Intermediation Ratio and Macroprudential Liquidity Buffer, have no effect on the liquidity of Islamic Banking. Liquidity management in banking institutions is one aspect that becomes a top priority. Liquidity is a condition where banks are able to meet their obligations as they fall due and banks are able to meet the demand for funds by customers. Banks must be able to maintain their liquidity level in a safe and optimal position in accordance with the bank soundness level parameters set by Bank Indonesia.]]>
<![CDATA[Perilaku Konsumsi Generasi Milenial Terhadap Produk Islamic Fashion ]]>
<![CDATA[Indriya Indriya]]>;
<![CDATA[Hasna Faza]]>;
<![CDATA[Amalia Nabila]]>;
<![CDATA[Siti Homsyah]]>;
<![CDATA[Kiki Azkia]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 3 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (433.878 KB)
|
DOI: 10.47467/alkharaj.v4i1.441
<![CDATA[Generasi milenial merupakan kalangan yang sangat tidak ingin tertinggal terhadap produk fashion. Dikalangan milenial, Islamic Fashion bukan lagi hanya sebagai alat untuk menutupi aurat, namun juga merupakan sebagai trend. Penelitian ini dilakukan agar dapat mengetahui bagaimana perilaku konsumsi generasi milenial terhadap Islamic Fashion khususnya mahasiswa Fakultas Agama Islam Universitas Ibn Khaldun Bogor. Metode penelitian menggunakan metode kualitatif deskriptif studi kasus. Pengumpulan data dalam penelitian ini dilakukan dengan metode wawancara secara mendalam sebagai subjek penelitian. Teknik analisis yang dilakukan dalam hal ini yaitu dengan cara mereduksi data, menyajikan data baik melalui hasil wawancara maupun pengamatan peneliti terhadap informan, kemudian dilanjutkan dengan penarikan kesimpulan. Hasil yang didapatkan dari penelitian ini adalah pertama, perilaku konsumsi generasi milenial mahasiswa FAI Universitas Ibn Khaldun Bogor dipengaruhi oleh trend. Kedua, icon baik artis maupun selegram sangat mempengaruhi generasi milenial mahasiswa FAI Universitas Ibn Khaldun Bogor dalam mengikuti trend Islamic Fashion.]]>
<![CDATA[The Concept of Zakat on Income in Malaysia and Its Beginning of Implementation ]]>
<![CDATA[Muhsin Nor Paizin]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 3 No 3 (2021): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
Show Abstract
|
Download Original
|
Original Source
|
Check in Google Scholar
|
Full PDF (365.918 KB)
|
DOI: 10.47467/alkharaj.v4i1.443
<![CDATA[One of zakat’s objectives is to keep the economic division in society to a minimum. It is to foster a just and equitable economic environment in society, in which the wealthy do not become excessively wealthy, and the poor do not become more destitute. Thus, implementing zakat on income is appropriate and consistent with efforts to accomplish this goal. In general, the management of zakat on income in Malaysia entails fatwas and the decisions they entail, and how they are implemented. This study used the historical method to present the backgrounds. The discussions show that zakat on income has been vigorously implemented in Malaysia. They began with the efforts necessary to enact it and end with its integration into the implementation system. Thus, it hopes to yields positive results in terms of zakat collection and can be used by the asnaf to improve their living standards.]]>
