Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
AL-KHARAJ: The Journal of Islamic Economics, Finance & Business is a scientific journal published by the Center for Research and Strategic Studies (PRKS) of the Institute of Islamic Religion (IAI) National Laa Roiba Bogor. This journal contains scientific papers from academics, researchers and practitioners in research on Islamic economic, financial and business issues.
Articles
821 Documents
<![CDATA[Pengaruh Skeptisisme Sistem Pengelolaan Arsip Unit Dalam Negeri dan Kliring pada PT Bank Syariah Indonesia KC S. Parman ]]>
<![CDATA[Maulana Iskandar]]>;
<![CDATA[Ahmad Amin Dalimunthe2]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 1 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
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DOI: 10.47467/alkharaj.v5i1.1180
<![CDATA[This study examines the records the executives framework for inside and clearing units at PT. Bank Syariah Indonesia KC S. Parman. The motivation behind this paper is (1) to portray how the inside and clearing unit document the board framework at PT. Bank Syariah Indonesia Kc S. Parman(2) depicts the limitations looked during the time spent recording the inside and clearing the board unit at PT. Bank Syariah Indonesia Kc S. Parman(3) portrays the endeavors made to defeat obstructions in the recording system of the Homegrown and Clearing the executives unit at PT. Bank Syariah Indonesia KC S. Parman. Information was gathered through perception, meetings, and writing study. interviews with the top of the inside and clearing unit, the boss of the inside unit and the clearing and general staff at PT. Bank Syariah Indonesia Kc S. Parman Broke down the information graphically. Keywords: the executives; documents; Clearing Unit]]>
<![CDATA[Pengaruh Inflasi dan Nilai Tukar terhadap Pertumbuhan Ekonomi dengan Penerimaan Pajak sebagai Variabel Moderasi ]]>
<![CDATA[Icha Restiasanti]]>;
<![CDATA[Indah Yuliana]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 1 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
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DOI: 10.47467/alkharaj.v5i1.1205
<![CDATA[This empirical study aims to prove the effect of inflation and exchange rates on economic growth with tax revenue as a moderating variable in 2011-2020. This study uses secondary data, namely time series data from the website of the Central Statistics Agency and Bank Indonesia from 2011-2020. Quantitative research is a type of research that is taken in this study. This study uses multiple linear regression data analysis techniques and regression analysis with moderating variables (Moderating Regression Analysis) using the Eviews 12 program. The results prove that inflation has a negative but not significant effect on economic growth in Indonesia. The exchange rate has no significant effect on economic growth in Indonesia. Tax revenue as a moderator homologiser or potential moderator between inflation and economic growth. This means that the variable of tax revenue as a moderating variable does not interact with inflation so that it is not significantly related to economic growth. Tax revenue is also a moderator of the homologiser or potential moderator between the exchange rate and economic growth. This means that the variable of tax revenue as a moderating variable does not interact with the exchange rate so that it is not significantly related to economic growth. Keywords: inflation, exchange rate, tax revenue, economic growth]]>
<![CDATA[Faktor – Faktor yang Mempengaruhi Minat Nasabah terhadap Produk Gadai Emas pada PT Bank Syariah Indonesia KCP Medan Setia Budi ]]>
<![CDATA[Inggit Eka Saputri]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 1 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
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DOI: 10.47467/alkharaj.v5i1.1207
<![CDATA[Pawn gold is a loan facility with a gold guarantee to obtain cash with a high estimate, low and easy costs, can be automatically extended, stored safely and insured online or offline services. This study aims to find out what are the factors that influence customer interest in gold pawning products. The marketing mix in this research is location, promotion and service. With this type of qualitative research using descriptive methods, the results show that the three marketing mix of pawning gold promotions are the most dominant in influencing customer interest in pawning gold products. Keywords: pawn gold, Islamic banking]]>
<![CDATA[Pengaruh Kualitas Makanan, Store Atmosphere terhadap Loyalitas Konsumen dengan Kepuasan Konsumen sebagai Variabel Intervening ]]>
<![CDATA[Anang Kurniawan]]>;
<![CDATA[Ambar Lukitaningsih]]>;
<![CDATA[Lusia Tria Hatmanti Hutami]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 1 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
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DOI: 10.47467/alkharaj.v5i1.1215
<![CDATA[This study aims to test whether there is an influence on food quality, store atmosphere on consumer loyalty Mie Gacoan Yogyakarta by mediating by consumer satisfaction. The study used quantitative research methods with questionnaires as data collection techniques. The sample in this study amounted to 100 respondents taken using non probability sampling techniques with a type of sampling, namely purposive sampling. The data obtained is then analyzed using the outer model test, the inner model test and the hypothesis test (t test). The data analysis process is assisted by smart PLS 3 for windows applications. The results showed 1) Variables in food quality and store atmosphere each had a positive and significant effect on consumer satisfaction. 2) Consumer satisfaction variables have a positive effect on consumer loyalty. 3) Consumer satisfaction variables have a positive and significant effect on consumer loyalty. 4) Store atmosphere variables have no effect on consumer loyalty. 5) Food quality variables have a positive and significant effect on consumer loyalty with consumer satisfaction as an intervening variable. 6) Store atmosphere variables have a positive and significant effect on consumer loyalty with consumer satisfaction as intervening variable. Keywords: Food Quality; Store Atmosphere; Consumer Satisfaction; Consumer Loyalty; Mie Gacoan]]>
<![CDATA[Pendistribusian Pupuk Bersubsidi dengan Acuan Rencana Definitif Kebutuhan Kelompok (RDKK) Perspektif Etika Bisnis ]]>
<![CDATA[Sugiono Sugiono]]>;
<![CDATA[Siti Faridatul Gufroniah]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 1 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
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DOI: 10.47467/alkharaj.v5i1.1465
<![CDATA[Subsidized fertilizers are goods under supervision whose procurement and distribution receive subsidies from the Government. Subsidized fertilizers are used to meet the needs of farmer groups and farmers in the agricultural sector which is regulated through the Definitive Plan for Group Needs (RDKK). RDKK is the calculation of the plan for subsidized fertilizer needs prepared by farmer groups based on the use of fertilizers that are higher or less than the recommendation to reduce the efficiency and effectiveness of fertilizer use. Based on the problem formulation, this study aims to explore the distribution channel system for subsidized fertilizers in Cumedak Village, Sumberjambe District, Jember Regency according to the perspective of business ethics. This research uses a qualitative approach with a case study type in Cumedak Village, Sumberjambe District, Jember Regency. The results of the study show that basically subsidized fertilizers have the potential to improve people's welfare. However, the underlying problem that actually occurs is that the distribution of subsidized fertilizers tends to be lower than the distribution of non-subsidized fertilizers. Keywords: Subsidized Fertilizer, RDKK, Business Ethics]]>
<![CDATA[Efektivitas Pelaksanaan Penagihan Pajak Aktif Dalam Pencairan Tunggakan Pajak ]]>
<![CDATA[Choirun Nissa]]>;
<![CDATA[Muslimin Muslimin]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 1 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
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DOI: 10.47467/alkharaj.v5i1.1599
<![CDATA[This study aims to test and analyze the effectiveness of the implementation of active tax collection in tax arrears. The object of this research is the billing performance. And the informants in this research are Mr. Mudiantoro and Mr. Wildan Wijaya who are related to the KPP Pratama Surabaya Mulyorejo. The subject of this research is the tax revenue report, as well as other data for 2018-2020. The research uses an interactive model, whose elements include data reduction (data reduction), data display (data display), and drawing/verifying conclusions. The type of data used in this research is qualitative. The results of this study indicate that the state of active tax collection with letters as billing actions issued is still experiencing ups and downs so that it can be said that taxpayers are not fully aware of their tax obligations, tax collection reports with warning letters in 2018-2020 are still classified as ineffective, Tax collection reports with forced letters in 2018-2020 are still classified as ineffective. Keywords: active tax collection, taxpayer, tax collection report]]>
<![CDATA[Analisis Sistem Pengendalian Intern Atas Pembayaran Gaji dan Upah pada PT Perkebunan Nusantara XII ]]>
<![CDATA[Amira Qonita]]>;
<![CDATA[Muslimin Muslimin]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 1 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
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DOI: 10.47467/alkharaj.v5i1.1600
<![CDATA[This study aims to determine the analysis of the internal control system for the payment of salaries and wages. The type of research conducted is descriptive method, this research uses qualitative. Sources of primary data in this study in the form of interviews from the parties concerned at PT. Nusantara XII Plantation Surabaya. The results showed that PT. Perkebunan Nusantara XII did not experience problems with the salary and wage payment system. This is evidenced by the division of tasks for each section and also a healthy practice. The implementation of the internal control system for payment of salaries and wages has been going very well, where in its application there are incentives for company policies to achieve goals and all employees are required to comply and there are sanctions for employees who do not comply. Keywords: analysis of internal control systems, payment of salaries and wages]]>
<![CDATA[Pengaruh Promosi dan E-Service Quality terhadap Minat Beli Ulang Penggunaan Gopay ]]>
<![CDATA[Felien Putri Tunggadewi]]>;
<![CDATA[Hery Pudjoprastyono]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 1 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
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DOI: 10.47467/alkharaj.v5i1.1603
<![CDATA[This research aims to analyze: The effect of promotion and E-Service Quality on the interest in buying backs using Gopay. The population used in this study is consumers who have used GOPAY. The study used primary data using questionnaires distributed to 70 respondents from consumers who had used GOPAY. This study used questionnaire data collection methods with non-probability sampling / nonrandom sampling techniques. In this study, the data analysis used is a component-based Structural Equation Modeling (SEM) Method using the Least Square partial analysis tool (PLS). The results of this study show that promotion has an effect on the interest of GOPAY consumer repurchase. qulity e-service affects GOPAY consumer repurchase interest Keywords: Promotion; E-Service; Re-buy Interest, Gopay]]>
<![CDATA[Analisis Penggunaan Aplikasi Kasir ‘’Qasir’’ Dalam Sistem Informasi Penerimaan Kas di Kala Kopi ]]>
<![CDATA[Kartika Budiharto]]>;
<![CDATA[Sari Andayani]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 1 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
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DOI: 10.47467/alkharaj.v5i1.1716
<![CDATA[This study aims to analyze the use of the cashier application ''QASIR'' in the cash receipts information system at Kala Kopi. The object of this research is the use of cashier applications in cash receipts at Kala Kopi. The subjects in this study were employees, owners of Kala Kopi and consumers of Kala Kopi. This research is quantitative descriptive. This study uses primary data used in this study, namely the source comes from the finance department through observations, interviews and documentation conducted to employees or owners of Kala Kopi and Kala Kopi consumers who pay by cash or digital wallets (e-wallet). The secondary data used in this study are documents or records in cash receipts and presentations when using the cashier application at Kala Kopi. The results of this study were the cash receipt system at Kala Kopi was run with the help of the Qasir cashier application system. the results of the research that has been carried out, in recording cash receipts, cash and non-cash payments (e-wallet) are equally efficient as long as they are still using the "Qasir" cashier application. the results of research that have been carried out and interviews by cashier application users and Kala Kopi consumers, the recording of cash receipts recorded at Kala Kopi and those received by Kala Kopi consumers is in accordance with Keywords: Digital wallet, cash receipts information system, qasir application]]>
<![CDATA[Analisis Strategi Pemasaran Guna Memasuki Pasar Online Dalam Menghadapi Persaingan Selama Pandemi Covid-19 pada Bisnis Retail Toko ‘’Bintang’’ ]]>
<![CDATA[Azril Fikri Hawari]]>;
<![CDATA[Ety Dwi Susanti]]>
<![CDATA[ Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 1 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah ]]>
Publisher : <![CDATA[Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba ]]>
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DOI: 10.47467/alkharaj.v5i1.1717
<![CDATA[This study aims to determine the analysis of marketing strategies to enter the online market in the face of competition during the covid-19 pandemic. The type of research conducted is descriptive method. Data collection techniques in this study used observation, in-dept interview methods or in-depth interviews, and documentation. Sources of data from this study are the owner or owner, employee or employee, as well as consumers who have made transactions at the "Star" Store. The results showed that by using the SWOT analysis technique, the "Bintang" store was in quadrant II position. Where in this case the strength factor is more dominant than the weakness while at the same time the threats that come from outside are considered quite large when compared to the existing opportunities. Thus, the strategy that is considered the most effective to be implemented is the diversification strategy. The diversification strategy can be applied by the "Star" Store in order to maintain its business activities by optimizing its strengths to stem and face threats that come from outside the company. Keywords: Marketing Strategy, Online Market, Competition During the Covid-19 Pandemic]]>
