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Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah
Published by Universitas Islam Negeri Mataram
ISSN : 20880537     EISSN : 26865262     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
Muamalat: Journal of Sharia Economic Law (ISSN: 2088-0537 e-ISSN: 2686-5262) is a scientific journal, peer review and open access published by the Sharia Economic Law Study Program, Faculty of Sharia, Universitas Islam Negeri Mataram. This journal aims to be an open-access journal platform that publishes and disseminates ideas and research on Sharia Economic Laws such as, Contracts in Islamic Business Transactions, Islamic Business Ethics, Sharia Economic Thoughts, Economic Institutions and forbidden halal economic transactions based on Sharia Economic Law.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 116 Documents
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BANK CUSTOMER PROTECTION BASED ON HIGH-LEVEL PRINCIPLE ASPECT ON FINANCIAL CONSUMER PROTECTION (G20 PARIS 2011) Ahmad Fajar Herlani
Muamalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 12 No. 1 (2020): Juni
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v12i1.2055

Abstract

This writing discusses the protection of customers who experience delays and errors in electronic funds transfers caused by damage or interference from the bank. In this case, the bank experiences an inability to provide data access (availability of data) which should have been accessed by the customer for 24 hours. In providing access to customer protection data, it covers two aspects that must be considered, namely if the failure of the transfer occurs when the customer has not made an acceptance of the transfer (experiencing non-availability of data), then the customer has the right to complain to the bank. But if the transfer failure occurs when the customer has made an acceptance caused by natural disasters, danger, riots, armed conflicts, and/or other emergencies determined by the government that occurs in the area or location of the Original Sending Operator that is carrying out fund transfer orders, damage to electronic or non-electronic infrastructure systems that directly affect the implementation of Fund Transfer Orders that cannot be controlled by the Originator, the failure of the clearing system or the Fund Transfer System. Then the original sender is responsible to the original sender.
ISLAMIC ECONOMIC REVIEW ON CIGARETTE BUSINESS SALES Syarifuddin Syarifuddin; Nurfiah Anwar; Sri Wahyuni
Muamalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 12 No. 1 (2020): Juni
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v12i1.2057

Abstract

This study aims to examine the Islamic economy, specifically relating to the sale of the cigarette trade. The method used in this study is a literature review, by collecting data from the literature and other sources that support and relate to the discussion in this study. This study also uses analytic methods, including comparative methods, namely analyzing data by comparing one opinion with another, then drawing conclusions so that similarities and differences emerge in the current discussion. The results showed that smoking in the perspective of Islamic economics is an action that is contrary to the concept of maqasid sharia, concerning psychological protection, that is reason, wealth, and life. When smoking is very dangerous for yourself and others. So they produce, buy, and sell them as perpetrators of damage on earth. In fact, creating danger is tantamount to eliminating Sharia in body, mind, and property.
RELIGIOUS COURT COMPETENCE IN SHARIA ECONOMIC DISPUTE COMPLETION Dhaifina Fitriani
Muamalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 12 No. 1 (2020): Juni
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v12i1.2107

Abstract

Sharia economic problems are problems that are still new and not well known in the legal world. The competence of the Religious Courts in sharia economic matters is mentioned in Law Number 21 of 2008 concerning Sharia Banking which provides competence to the Religious Courts in handling sharia economic matters (disputes). The authority of the Religious Courts in Law No. 3/2006 confirms that "the Religious Courts are one of the perpetrators of judicial authority for the people who seek justice in the Muslim religion regarding certain cases." Religious Courts should have practically had competence in handling sharia economic matters. However, in reality, the justification of the competence of the Religious Courts in resolving sharia economic matters is still being debated. This paper uses analysis studies (analysis studies) by collecting primary data and secondary data from library research (library research) and using a juridical normative approach in analyzing data.
ISLAMIC BOARDING SCHOOL-BASED ECONOMIC DEVELOPMENT MODEL Ega Rusanti; Nur Halisa Husain; Ainan Radiyah; Aditya Novri Herlambang
Muamalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 12 No. 1 (2020): Juni
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v12i1.2110

Abstract

Islamic boarding schools are educational institutions that develop in the archipelago. The function of the pesantren no longer races on the function of the transmission of the religious science and reproduction of ulama, but also as the center of economic development in achieving financial independence. The study uses descriptive qualitative research methods with data collection techniques through interviews and literature studies. The results of the research found that the Islamic Boarding School of Darul Aman Gombara Makassar conducted economic efforts such as laundry, hydroponic, waste processing, canteens, and collaborative business with Central Bank Of Indonesia (BI) in the production of nuggets. The purpose of the business is to build the independence of Islamic boarding schools and the provision of free religious education services for students. But various obstacles are experienced including marketing management and professional human resources in managing the business. It’s needed a strategy in developing a business that can bring profits and sustainability of business to have an impact on the increase in the economy of Islamic boarding schools in particular and society in general. The strategy starts from need assessment analysis, optimizing potential, supervision, and monitoring, and reflection, and evaluation.
ZAKAT MANAGEMENT POST OF BIRTH UU NO. 23 OF 2011 CONCERNING MANAGEMENT OF ZAKAT Rahmadi Indra Tektona; Ikarini Dani Widiyanti; Tiya Ningrum Rahayu
Muamalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 12 No. 1 (2020): Juni
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v12i1.2112

Abstract

Management of zakat after birth No. 23 of 2011, zakat management is the planning, implementation, and supervision of the collection and distribution and utilization of zakat. The purpose of this study is to find out and understand the substantial differences in the management of zakat in Law No.38 of 1999 with Law no. 23 of 2011. The research method used is the type of juridical normative research (legal research). The results of this study there are some differences in the previous and present laws, namely the naming change, the abolition of BAZDA to BAZNAS and formed directly by the minister, the former Amil Zakat Institute formed by the community now formed by Islamic community organizations and its arrangements are increasingly complex, the Government now has the highest position in managing zakat compared to the community and only people who have permission to manage zakat. There are administrative and criminal sanctions.
ECONOMIC POLICY UMAR BIN KHATTAB M. Aufarul Mawahib
Muamalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 11 No. 2 (2019): Desember
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v11i2.2128

Abstract

Umar bin Khattab during his leadership in the city-state of Medina he had laid the foundations of the modern state especially in the economic field which will be discussed in this paper. Umar made many breakthroughs that had never been done by the Messenger of Allah and the Caliph before, Abu Bakr as-Siddiq. Although one of the policies that will be mentioned in this paper is opposed by some Muslims at that time, Umar can prove to his people that what he did was for the common good and interests.
DIRECTION OF MAQASHID SHARIAH AS A POLITICAL PHILOSOPHY OF DEVELOPMENT AND MULTICULTURALISM IN INDONESIA Hermansyah Hermansyah
Muamalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 11 No. 2 (2019): Desember
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v11i2.2129

Abstract

This research is motivated by the thought that most of the development in Muslim countries adopt western development strategy that is not the same characteristics of the ideological and economic situation. The mistake often made ??is what Muslim countries face very difficult economic problems it faces. From the analysis, and then concluded that: First, the failure of development theories in the wake of the Western conception is caused due to the approach used partially. This approach implies the logical consequences that are often neglected, namely: (a) the emphasis on growth ignores the equitable distribution; (b) does not reflect a policy priority; (c) there is no strategy that touches economic problems directly, (d) policies that are run out of balance, so often leads to inequality and injustice. Secondly, one of the approaches used in assessing the performance of the construction of the Islamic perspective using maqashid analysis is an approach that uses concept development and a holistic approach in dealing with and touch all the existing problems and is one of the alternative approaches as a form of revision of the economistic approach to development. Third, using the live view system in formulating a political policy of economic development in Indonesia will open new perspectives in the list to the involvement of maqashid development priorities and multiculturalism. The implication is that the conception of economic development may no longer shut away from the public space in which there are a variety of needs analysis and involves a multicultural society.
ISLAMIC ETHICS IN BUSINESS COMPETITION Jaya Miharja
Muamalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 11 No. 2 (2019): Desember
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v11i2.2131

Abstract

The issuance of Law No.5 of 1999 concerning Prohibition of Monopolistic Practices and Unfair Business Competition, at least shows how important there is a regulation that specifically regulates the behavior of entrepreneurs in the business competition which is getting tougher from time to time. This aims to protect small and medium businesses so that they can compete competitively and there is no centralization of economic power in just one or a group of people, as happened in the past.
CONCEPT OF PRACTICAL CALCULATION OF ZAKAT Muhammad Dimas Hidayatullah Wildan
Muamalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 11 No. 2 (2019): Desember
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v11i2.2132

Abstract

Today there are interesting developments in religious awareness in the layers of Muslims in Indonesia, especially in the awareness of zakat, charity, and charity. Zakat has a very strategic role in efforts to reduce poverty or economic development. In giving zakat to those who are entitled to have a number of ceremonies, both the calculated nishab and following their haul. This paper discusses the practical concept of calculating zakat. The discussion starts from the meaning of zakat both in terms of language and according to the terms and mention of zakat in the Qur’an. The second discussion is the law of zakat, zakat is worship, Zakat is included in the category of compulsory worship (such as prayer, pilgrimage, and fasting) which has been arranged based on the Qur'an and sunnah. The next discussion is the types of zakat which consist of two types namely zakat nafs (soul), also called zakat fitrah. Zakat mâl (treasure). Followed by the conditions of zakat. The third discussion is assets that must be zakat included; livestock, trade assets, company assets, agricultural products, minerals, and marine products as well as gold and silver, professional zakat, and zakat fitrah. Nisab and levels of zakat are also discussed and the calculation table.
EXPLORING THE PROGRESSIVE LAW IN THE CONSTITUTIONAL COURT DECISION NO. 93/PUU-X/2012 ON TESTING ARTICLE 55 VERSES (2) AND (3) LAW NO. 21 OF 2008 CONCERNING SHARIA BANKING Ahmad Syarifudin
Muamalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 11 No. 2 (2019): Desember
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v11i2.2133

Abstract

After the Constitutional Court issued decision No. 93/PUU-X/2012 for testing Article 55 paragraph (2) and (3) of Law No. 21 of 2008 concerning Sharia Banking to Article 28D paragraph (1) of the 1945 Constitution, the Religious Court has regained its authority to settle Islamic banking disputes. In the ruling, the Constitutional Court stipulates that the explanation of Article 55 paragraph (2) is contrary to the 1945 Constitution, and at the same time does not have binding legal force. The cause of the unconstitutionality occurs because the explanation of Article 55 paragraph (2) of the a quo law contains several dispute resolution forums, namely deliberation, banking mediation, National Sharia Arbitration Board or other arbitration and through a general court which makes the court conclude it will cause uncertainty because of the Paragraph (1) has clearly mentioned the Religious Court. This paper wants to know the urgency of progressive law in the Constitutional Court's decision No. 93/PUU-X/2012 also wants to know whether in the Constitutional Court's decision No. 93/PUU-X/2012 has implemented progressive laws.

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