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AT-TASYRI' Jurnal Ilmiah Prodi Muamalah
Published by Sekolah Tinggi Agama Islam Negeri Teungku Dirundeng Meulaboh
ISSN : 20852541     EISSN : 27157865     DOI : -
Core Subject : Religion,
Religion
at-tasyri jurnal ilmial prodi muamalah adalah jurnal akademik yang dihasilkan dari penelitian maupun studi kepustakaan yang berkaitan dengan isu-isu hukum Islam dan ekonomi syariah. At-tasyri menerima naskah artikel dengan isu sebagai berikut Hukum Islam,Ilmu Hukum,Hukum Ekonomi Syariah,ekonomi Syariah jurnal at-tasyri diterbitkan dua kali dalam setahun (setiap enam bulan sekali, terbit bulan Juni dan Desember) oleh Program Studi hukum Ekonomi Syariah STAIN Tgk Dirundeng Meulaboh. Redaksi menerima naskah berupa hasil pemikiran dan hasil penelitian asli yang belum dipublikasikan di tempat lain.
Arjuna Subject : Ilmu Sosial - Ilmu Sosial (Lain-Lain)
Articles 151 Documents
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A Critical Review of Murabahah Practices in Indonesia Islamic Banks: A Sharia Perspective Muliadi; Hamzah Zainuri
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 17 No. 2 (2025): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/evhxnd69

Abstract

Murabahah is the most favored financing product among customers, contributing significantly to the growth of Islamic banking. With a straightforward scheme resembling typical sales transactions, murabahah focuses on fulfilling consumptive needs, similar to credit offered by conventional banks. As a result, banks do not need to worry about customers’ profits or losses, as the profit margin is predetermined from the outset. However, the adoption and adaptation of murabahah financing by Islamic banks have not been free from scrutiny and debate. Along with the development of the Islamic financial industry, questions have arisen about the extent to which murabahah truly reflects the spirit of authentic Islamic economic law. This research employs a qualitative methodology and is a library-based study emphasizing a scientific approach without involving statistical procedures. The study critiques various points of contention and debates surrounding murabahah products within the context of Islamic banking.
The Effect of Price, BPOM, and Halal Labels on College Students’ Skincare Purchase Decisions Fathin Fadhillah; Nurjannah Nurjannah; Tajul ‘Ula; Mastura Mastura
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 17 No. 2 (2025): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/fjn6n920

Abstract

This study aims to determine the effect of price, BPOM labeling, and halal labeling on purchasing decisions for skincare products among female students of the Faculty of Islamic Economics and Business, IAIN Langsa. The method used is a quantitative approach. This study uses a total sampling technique with the sample used being female students at the Faculty of Islamic Economics and Business, IAIN Langsa, Class of 2021, totaling 135 respondents. The data collection technique used a questionnaire. The data analysis method used multiple linear regression, classical assumption test, and hypothesis test (t-test, F-test, and R2). The results of the study showed that partially the variables price, BPOM labeling, and halal labeling had a significant positive effect on purchasing decisions for skincare products among female students of the Faculty of Islamic Economics and Business, IAIN Langsa. Price, BPOM labeling, and halal labeling are used simultaneously in purchasing decisions for skincare products among female students of the Faculty of Islamic Economics and Business, IAIN Langsa.
User Satisfaction on Graduate Competence: Insight form Islamic Banking Alumni, 2019-2024 Cut Elda Ram Fitri; Nevi Hasnita; Ana Fitria
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 17 No. 2 (2025): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v17i2.5798

Abstract

This study aims to analyze user satisfaction and graduate performance of the Islamic Banking Department of Universitas Islam Negeri Ar-Raniry Banda Aceh in the 2019–2024 period as an effort to improve graduate quality and department accreditation. The issues raised include the suitability of graduate competencies to the world of work, waiting time to get a job, and the scope of work areas. The method used is a combination of a descriptive quantitative approach through the distribution of questionnaires to 100 alumni and 50 graduate users, and a qualitative approach through in-depth interviews with users from the Islamic finance sector, government institutions, and multi-finance. The results show that the majority of graduates are absorbed into the world of work in less than six months, with internship experience being a significant factor in accelerating this process. The majority of alumni work at the national and local levels, while a small number have penetrated the national job market. Graduate users assess that alumni have a good work ethic, adequate mastery of technology, and appropriate technical skills, but still need improvement in public communication and foreign language proficiency. The conclusion of this study indicates that graduates of the Islamic Banking department are well-prepared for work, and that practice-based learning, such as internships, and an efficient study period are key to improving graduate quality. These results provide a strategic foundation for curriculum development and improving the department's accreditation toward excellence.
The Ju'alah Contract in The Digital Age: A Sharia Law Analysis of Commission in Shopee's Affiliate Program Muhammad Dayyan; Safrina; Ismail Fahmi Arrauf Nasution
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 17 No. 2 (2025): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/vmnsb002

Abstract

The purpose of this study is to understand commission setting in business practices through Shopee Affiliate, analyze the legal relationship (rights and obligations) between affiliates and Shopee from the perspective of Sharia Economic Law, and to see the legal implications of determining commissions for parties in the Shopee affiliate program based on the muamalah agreement. With a qualitative approach, the primary data for this research was obtained by interviewing 6 (six) informants. Then analyzed using secondary data in the form of primary legal material from the Electronic Information and Transaction Law (UU ITE) as well as Minister of Trade Regulations and secondary legal material from Ulama fatwas. The results of this research reveal that the mechanism for implementing the Shopee Affiliate program is quite easy via smartphone. The legal relationship that occurs between Shopee and affiliates seen in the ITE Law is called a partnership relationship. Meanwhile, seen from the perspective of Sharia Economic Law, it shows that the legal relationship is in the ju'alah contract where Shopee as the company gives rewards to affiliates after successfully carrying out their work. The implication of the legal provisions for shopee affiliate business activities is that it is permissible or permitted to be done because it brings benefit to society and even becomes an opportunity to create added economic value from smartphone devices.
Changes in Economic Activities in the Lens of Sociology and Anthropology of Islamic Law Akbar Muhamad Ashoni; Abdal Abdal
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 17 No. 2 (2025): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v17i2.5922

Abstract

Changes in economic activities in Muslim society are phenomena influenced by social, cultural, and legal aspects. Sociology and anthropology of Islamic law play an important role in understanding these dynamics, including how the application of sharia principles adapts to the times. This research uses a qualitative literature study approach, examining written sources from classical texts and academic literature related to the sociology of law, legal anthropology, and Islamic economics. Data were collected from journal articles, books, and open documents through various online repositories, and then analyzed descriptively and holistically, The results of the study show that social and economic changes continue to affect the application of Islamic law and sharia economics. Islamic economic principles that are rooted in the values of monotheism, justice, and morals are the main guidelines in adapting to the development of economic activities. The application of this principle also shows the dynamism in social reality and the importance of understanding the socio-cultural context. The dynamics of this change underscore the need for a comprehensive study of the relationship between legal, social, and economic in the context of Islam. Adjustments to the needs of the times will strengthen the sustainability of the sharia economy and be able to maintain a balance between religious norms and the social needs of the community.
Optimizing Cash Waqf to Support the Free Nutritional Meal Program: A Study at Baitul Mal Aceh Muksal Muksal; Fiqah Rauthen
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 17 No. 2 (2025): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v17i2.5952

Abstract

This study aims to analyze the role of Baitul Mal Aceh (BMA) in managing and optimizing cash waqf to support education programs and the Free Nutritious Meals (MBG) initiative, which is designed to improve children’s nutrition, school attendance, and learning outcomes. These objectives align with the fundamental goals of waqf as a sustainable social instrument that preserves life and intellect. The returns generated from cash waqf can be allocated to finance daily meal provision, reduce the financial burden on low-income families, and ensure the long-term continuity of the MBG program without relying solely on annual government budgets. Using a qualitative approach, this study employs in-depth interviews with BMA managers and academics, supported by document analysis. The findings reveal that although BMA holds strategic potential to develop cash waqf for supporting MBG, its implementation remains limited due to regulatory constraints, low waqf literacy, and the absence of digital-based fundraising infrastructure. Conversely, Aceh’s strong philanthropic culture, supportive regional regulations, and the growing need for sustainable social financing present significant opportunities. Overall, cash waqf demonstrates substantial potential as a sustainable Islamic public finance instrument capable of ensuring the continuity of education and nutrition programs while contributing to social welfare and the achievement of the Sustainable Development Goals (SDGs)
Repositioning Legal Awareness Development Through Maqāṣid Al-Syarī‘Ah: A Value-Based Approach to Indonesia’s National Legal Culture Amrizal Amrizal; Edy Saputra; Putri Alya Sabina; Hospi Burda
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 18 No. 1 (2026): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v18i1.4047

Abstract

Legal awareness in Indonesia remains predominantly characterized by instrumental and sanction-driven compliance, despite high levels of religiosity, reflecting a structural weakness in national legal culture. This study aims to reposition legal awareness development by examining Maqāṣid al-Syarī‘ah as a value-based and ethical foundation capable of fostering internalized legal compliance within Indonesia’s national legal system. Employing a qualitative normative legal research design, this study analyzes classical Islamic legal thought—particularly Ibn ʿĀshūr’s formulation of maqāṣid—alongside contemporary legal scholarship and Indonesian legal discourse through thematic and comparative analysis. The findings demonstrate that prevailing positivist, socio-legal, and normative fiqh-oriented approaches remain limited in cultivating internal legal awareness, as they prioritize formal compliance, coercive enforcement, and doctrinal rigidity while neglecting ethical internalization and cultural resonance. In contrast, Maqāṣid al-Syarī‘ah provides an integrative ethical framework that aligns legal norms with moral objectives, public welfare (maṣlaḥah), and social meaning, thereby strengthening internalized legal compliance. This study further shows that although maqāṣid-based principles have been applied in various legal sectors in Indonesia, they remain fragmented and disconnected from legal awareness policy. The novelty of this study lies in its conceptual repositioning of Maqāṣid al-Syarī‘ah not merely as a normative fiqh doctrine or sectoral reform tool, but as a comprehensive ethical and cultural framework for legal awareness development within Indonesia’s national legal culture.
Zakat and Its Role in Reducing Economic Inequality in Indonesia Ghazy Triyatno; Saffanah Az Zahra
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 18 No. 1 (2026): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v18i1.4965

Abstract

This research investigates the potential of zakat in reducing economic inequality in Indonesia through a meta-analysis approach. Economic inequality remains a major challenge in achieving social justice, and Zakat is viewed as a potential instrument for income redistribution. This research approach uses meta-analysis to identify trends, insights, and gaps in the literature. As a result of this research, Zakat has proven to contribute significantly to reducing economic inequality by improving the welfare of poor community groups (mustahiq). However, this effectiveness depends on the transparent, accountable, and data-driven governance of Zakat. This research recommends strengthening collaboration between Zakat institutions, the government, and the community to enhance the coverage and impact of zakat distribution.  These findings support zakat as an important instrument in sustainably addressing economic inequality.
Exploring Sharia-Based Economic Potential: The Role of Cooperatives and Insurance in Enhancing Ummah Welfare Muhidin Muhidin; Akbar Muhamad Ashoni
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 18 No. 1 (2026): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v18i1.5734

Abstract

The sharia economy in Indonesia has experienced significant growth and has become an integral part of the national economic system. Sharia cooperatives and sharia insurance play a strategic role in strengthening the people’s economy, particularly through microeconomic empowerment and sharia-compliant risk management. However, rapid institutional growth has not been fully accompanied by conceptual clarity and consistent implementation of fiqh muamalah principles, resulting in ongoing academic and practical debates. This study employs a qualitative descriptive-analytical approach based on library research. Primary data sources include the Qur’an, Hadith, classical fiqh literature, national regulations on cooperatives and Islamic financial institutions, and fatwas issued by the National Sharia Council (DSN-MUI). Secondary data are drawn from relevant academic journals and scholarly works. Data were analyzed using content analysis to examine the conformity of sharia cooperative and sharia insurance practices with fiqh muamalah principles. The findings indicate that sharia cooperatives play a vital role in providing riba-free financing, expanding access to capital for micro and small enterprises, and strengthening the socio-economic foundations of the ummah. Nevertheless, practical implementation reveals a tendency toward adopting conventional financial patterns, particularly in contract structures and profit orientation. This situation potentially undermines the substantive values of ta‘awun and risk sharing, highlighting a tension between the normative ideals of Islamic economics and institutional realities. This study concludes that sharia cooperatives and sharia insurance possess substantial potential to support a just and sustainable Islamic economic system. However, reinforcing conceptual foundations and ensuring consistent application of fiqh muamalah principles are essential to preserve their sharia integrity and socio-economic objectives.
Pengaruh Ekonomi Islam dalam Sistem Pasar Globalisasi di Indonesia Armayuni Armayuni; Muhsinuddin Muhsinuddin; Arfriani Maifizar
AT-TASYRI': JURNAL ILMIAH PRODI MUAMALAH Vol. 18 No. 1 (2026): At-Tasyri': Jurnal Ilmiah Prodi Muamalah
Publisher : Prodi Hukum Ekonomi Syariah STAIN Teungku Dirundeng Meulaboh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47498/tasyri.v18i1.5847

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh dan posisi ekonomi Islam di tengah arus globalisasi pasar di Indonesia. Di tengah dominasi sistem ekonomi kapitalis global, ekonomi Islam muncul sebagai paradigma alternatif yang mengedepankan prinsip keadilan, etika, dan sektor riil. Metodologi yang digunakan dalam kajian ini adalah deskriptif-kualitatif dengan pendekatan studi pustaka dan analisis data sekunder terkait pertumbuhan industri halal serta keuangan syariah di Indonesia. Hasil penelitian menunjukkan bahwa ekonomi Islam memberikan pengaruh signifikan melalui tiga jalur utama: pertama, sebagai instrumen stabilitas keuangan melalui pelarangan riba dan spekulasi; kedua, sebagai standar baru perdagangan global melalui sertifikasi halal yang mendorong daya saing produk lokal; dan ketiga, sebagai sarana inklusi ekonomi melalui optimalisasi dana Ziswaf (Zakat, Infaq, Sedekah, dan Wakaf). Penelitian ini menyimpulkan bahwa meskipun menghadapi tantangan isomorfisme terhadap sistem konvensional, Indonesia memiliki potensi besar untuk menjadi pusat ekonomi syariah dunia dengan memanfaatkan keunggulan demografis dan kebijakan strategis pemerintah. Integrasi ekonomi Islam dalam pasar global di Indonesia tidak hanya berfungsi sebagai identitas religius, tetapi juga sebagai strategi ketahanan ekonomi yang berkeadilan di era pasar bebas.

Page 15 of 16 | Total Record : 151

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