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Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah
Published by Institut Agama Islam Negeri Zawiyah Cot Kala Langsa
ISSN : 24605115     EISSN : 2656288X     DOI : http://do.org/10.32505/muamalat
Core Subject : Religion, Economy, Humanities, Social,
Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences
AL-MUAMALAT is a journal that focuses on the study of Islamic Law and Economics, AL-MUAMALAT Journal aims: 1. Sharia Economic Law 2. Agreement Law in Islam; 4. Comparative Law on Economics; 5. Community Economic Institutions; 6. Civil, Economic, Business (Conventional) Law.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 7 Documents
 1 
Search results for , issue "Vol 7 No 2 (2022): Jul-Des 2022" : 7 Documents clear
Implementasi Qowaidh Fiqhyyah pada Bagi Hasil Perbankan Syariah Melalaui Akad Musyarakah Nurul Rahmania; Imam Kamaluddin; Syamsuri
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 7 No 2 (2022): Jul-Des 2022
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v7i2.3911

Abstract

Abstract The rules of fiqh (qawā'id al-fiqhiyyah) have a goal, namely as the determination of Islamic law from various new problems due to progress and changing times, including in the economic field (muamalah maliyah) in Islamic financial institutions. By making the rules of fiqh as the legal basis, it is a must to get convenience from contemporary economic problems which do not have the dominant texts of shar'ih in the Qur'an and hadith. Even in financing the results of Islamic banking through musharaka. With the public's interest in this financing, it is necessary to increase understanding related to the rules of fiqh in Islamic law. So the purpose of this study is to explain or describe the rules of fiqh as a legal principle in musharaka financing transactions. The method used is qualitative. Data collection techniques in this study were sourced from primary and secondary data. Primary data comes from the Qur'an, hadith, and fatwas in the DSn-MUI, while secondary data comes from books, journals, and research reports related to the implementation of qawā'id al-fiqhiyyah. Abstrak Kaidah fikih (qawā’id al-fiqhiyyah) memiliki tujuan yaitu sebagai asas dalam penetapan hukum Islam dari berbagai macam permasalahan yang baru akibat kemajuan dan perubahan zaman, termasuk dalam hal bidang perekonomian (muamalah maliyah) di lembaga keuangan syariah. Dengan menjadikan kaidah fikih sebagai landasan hukum merupakan suatu keharusan guna mendapatkan kemudahan dari persoalan ekonomi kontemporer yang dominan tidak memiliki nash shar’ih dalam al-Qur’an dan hadist. Pun dalam pembiayaan bagi hasil perbankan syariah melalui musyarakah. Dengan meningkatnya minat masyarakat dalam pembiayaan ini, perlu adanya peningkatkan pemahaman terkait kaidah fikih dalam hukum Islam. Sehingga tujuan dari penelitian ini untuk menjelaskan atau mengambarkan kaidah fikih sebagai asas hukum dalam transaksi permbiayaan musyarakah. Metode yang digunakan yaitu kualitatif. Teknik pengumpulan data pada penelitian ini bersumber dari data primer dan sekunder. Data primer berasal dari al-Qur’an, hadist, dan fatwa-fatwa dalam DSn-MUI, sedangkan data sekunder berasal dari buku-buku, jurnal-literatur, serta laporan hasil penelitian terkait implementasi qawā’id al-fiqhiyyah.
Islamic Law Thought: The Concept of Wages for Workers According to Syafi’iyah Fiqh and Positive Law T. Wildan
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 7 No 2 (2022): Jul-Des 2022
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v7i2.5041

Abstract

This article aims to analyze the system of determining workers’ wages according to Syafi’iyah fiqh and positive law; the government is looking for an alternative approach to national labour issues, especially in the mechanism of applying wages that are by the efforts of workers as contained in the book of the Syafi’iyah school of thought. This research aims to determine the system for setting workers’ wages in Indonesia and to contribute ideas to Islamic economic law. At the same time, it can be applied in the life of Islamic society in the era of globalization and free markets. The method used in this paper is descriptive analysis with a normative juridical approach. The primary sources used in this writing are books by fiqh scholars from the Syafi’iyah school of thought and laws related to workers’ wages, namely Government Regulation (PP) Number 36 of 2021 concerning wages. The findings in this study are that workers’ salaries in Government Regulation (PP) Number 36 of 2021 obtained by workers are still different from the work performed by workers, and the risks they face are disproportionate. At the same time, the determination of wages, according to Syafi’iyah fiqh, must be based on the principles of justice that workers, employers, and the government feel. The focus of justice is translated as setting a minimum wage based on meeting the most basic needs of a worker. Thus, the most critical wage, according to Syafi’iyah fiqh, is real wages, not nominal wages (money).
Analisis Penerapan Denda Pembiayaan Syariah Pada Federal International Finance (FIF) Group Di Kota Palangka Raya Ahmad Fauzi; Tri Hidayati; Novi Angraeni
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 7 No 2 (2022): Jul-Des 2022
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v7i2.5065

Abstract

This research is motivated by the application of fines for late payments of murabahah financing installments at the FIF Group of Palangka Raya City. The focus of this research is how to apply sharia financing fines to the Palangka Raya City FIF Group and how to review Islamic law regarding sharia financing fines to the Palangka Raya City FIF Group. This research is included in empirical legal research with a legal sociology approach. The primary data in the study were obtained from interviews and documentation, and secondary data. The results of the research on the application of ta'zīr and ta'wīḍ fines are carried out if the customer is late in making installment payments that have fallen on a predetermined date. The fine for ta'zīr is Rp. 5,000.00 per installment and the amount of ta’wīḍ is calculated from the value of the loss calculated by the Credit Management Division of the Palangka Raya City FIF Group. However, the calculation of overhead costs and transportation costs is not clear, so AR, RU, and S customers object. Judging from Islamic law regarding sharia financing fines at the Palangka Raya City FIF Group based on sharia maqid (hifḍ al-mall/property) and the application of fines in murabahah financing, the fine contains benefits for each party. From the side of the Palangka Raya City FIF Group, it is so that customers do not experience payment problems, while from the customer side it is the purpose of imposing fines to discipline customers in carrying out their obligations. Although in the determination of ta’wīḍ there is uncertainty in the calculation of real losses related to overhead costs and transportation costs, so that customers object to it.
Pengaruh Aset dalam Perkembangan Usaha Kecil Terhadap Pendapatan Usaha Mikro Kecil Menengah Kota Lhokseumawe Di Era Pandemi Covid 19 Isra Maulina; Sufrizal; Iskandar
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 7 No 2 (2022): Jul-Des 2022
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v7i2.5092

Abstract

Income is the level of a person's ability to meet the needs of life in a certain period of time, usually within one month. This study aims to determine the effect of assets on UMKM income in the era of the covid 19 pandemic. The population in this study is UMKM in the City of Lhokseumawe which are registered with the Office of Industry, Trade, Cooperatives and Small and Medium Enterprises of Lhokseumawe City in 2020. This research is a quantitative type, The sampling technique is purposive sampling, namely the population that meets certain sample criteria according to what is desired, the sample in this study is 78 small business units, UMKM. The results of the study prove that the results of the partial test (t) The value of the regression coefficient for the asset variable shows a positive direction, namely the effect of assets on income is significant where the value of tcount (65.842) ˃ ttable (1.99210) and a significance of 0.000 ˂ 0.05, so Ho is rejected and Ha accepted UMKM income in the era of the covid 19 pandemic and The results of the study prove that the results of the test for the coefficient of determination (R2) show that the ability of asset variables to explain UMKM income variables is 98.3%, while the remaining 1.7% is explained by other factors outside this research model (small business).
Bisnis Franchise Dalam Pandangan Hukum Islam Muhammad Erland Fauzi; Muhammad Randhika Priyatna; Andrey Naufal Arizzki; Fitri Yetty; Alfatih S. Manggabarani
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 7 No 2 (2022): Jul-Des 2022
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v7i2.5195

Abstract

Franchise is a business system that is currently popular with the public. Through the franchise system, doing business activities becomes easier. This is because the franchise uses a business system where the franchisor grants rights to the franchisee to be able to use or exploit intellectual property rights or inventions owned by the franchisor through an agreement. Franchise is justified according to Islamic law as long as it fulfills the pillars and conditions of the agreement, and the principles of muamalah are also fulfilled. The franchise business opens many business opportunities for the community. In the franchise business, openness, honesty and prudence are applied. Even though its presence has an impact on the small businesses around it, the competition that is created is healthy competition. The franchise business model is basically a derivative or development of the syirkah. In the franchise business scheme, the terms of the contract, such as the percentage of profit sharing, must be stated completely and clearly in an agreement based on a syirkah contract. This research uses a literature study approach. The purpose of this research is to find out the views of Islamic law regarding franchise business.
Pengaruh Influencer, Follower Instagram dan Youtuber Dalam Jual Beli Baju Bekas Branded Misi Anggraini; Rozalinda
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 7 No 2 (2022): Jul-Des 2022
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v7i2.5239

Abstract

Based on the dilemma that will be examined, here the author examines the news how many effects should be related to buying and selling transactions of branded used clothes according to followers from Instagram, Influencers and Youtubers. In this study, the method is for field research or qualitative in the field research approach, data analysis on phenomenology by examining what happened and related to the law in buying and selling transactions in Islam. Apart from that, various data sources are library materials by reviewing books, journals, previous researchers related to the material under study. The sample population of consumers of branded used clothes is at least 100 respondents or less. The data collection technique uses a survey using digital assistance, namely Google Form. The results of the study provide that the influencer's role has a huge impact on followers based on what they post and tell through social media such as Instagram. Due to this impact, with the presence of Influencers, Instagram followers/followers and also Youtubers, the buying and selling of branded used clothes has increased and is in great demand among young people, especially in terms of fashion, dominant expression, social media influence, environment and original product quality.
Implikasi Undang-Undang Nomor 7 Tahun 2021 tentang Pertambahan Tarif PPN 11% terhadap Pelaku Usaha Kerajinan Lokal di Kota Malang Marsela Rosiana Putri
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 7 No 2 (2022): Jul-Des 2022
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v7i2.5275

Abstract

The purpose of this study is to determine the basic considerations for applying the 11% VAT increase and the knowledge of local craft entrepreneurs in Malang City regarding the implications of the 11% VAT. This type of research is normative-empirical juridical, which examines the basis of laws and regulations as research objects and their application in social society. Used a legal and social juridical approach to the community in examining the object of study. Using data sources Law no. 7 of 2021 concerning the Harmonization of Tax Regulations as a scalpel for the application of an 11% VAT increase, as well as the knowledge of local craftsmen in Malang City as objects for an 11% VAT increase. Implementation of Article 7 paragraph (1) Chapter IV concerning Value Added Tax that the value-added tax rate of eleven percent (11%) is enforced from April 1, 2022, the imposition of VAT on taxable goods for transactions carried out by local handicraft entrepreneurs in the form of all goods in the form of handicrafts, unless exemptions are regulated by certain regulations. By Following Article 4 paragraph (1) letter a Value Added Tax is imposed on the delivery of Taxable Goods in the Customs Area by entrepreneurs, while objects of taxable goods according to Law no. 42 of 2009, namely all goods regulated in the VAT Law except for goods: a) taken directly from mining or drilling results, b) basic needs of the community, c) goods in the form of food and drinks that are traded at places to eat as well as by catering services, d) goods in the form of securities, gold bars and also money. So local handicraft products are included in taxable objects that experience VAT rate developments. However, in reality, the community, especially local handicraft entrepreneurs, is only aware of the information on the 11% VAT rate increase and does not apply it to buyers who should be charged VAT.

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