cover
Contact Name
Juni Iswanto
Contact Email
juniiswanto@iaipd-nganjuk.ac.id
Phone
+6285731128135
Journal Mail Official
dinamikaekonomi@iaipd-nganjuk.ac.id
Editorial Address
Mantub, Kramat, Kec. Nganjuk, Kabupaten Nganjuk, Jawa Timur 64419
Location
Kab. nganjuk,
Jawa timur
INDONESIA
Jurnal Dinamika Ekonomi Syariah
ISSN : 26543567     EISSN : 27157334     DOI : https://doi.org/10.53429/jdes.v8i2
Core Subject : Religion, Economy,
Jurnal Dinamika Ekonomi Syariah invites scholars researchers and students to contribute the result of their studies and researches in the areas related to Islamic economics Islamic public finance Islamic finance Islamic accounting Islamic business ethics Islamic banking Islamic insurance Islamic economic thoughts Islamic human resource management Islamic microfinance Islamic development economics Islamic monetary economics Islamic fiscal economics Islamic capital market Macroeconomics Microeconomics Peoples Economy Accounting Cooperatives Zakat Sharia Financial Institutions and other relevant themes
Articles 230 Documents
ANALISIS KOMPARATIF PENGARUH PRA DAN PASCA MERGER TERHADAP PROFITABILITAS PADA BANK SYARIAH INDONESIA Maknuun, Lu’lu’il; Muhlisuddin; Lestari, Yupita Sri
Jurnal Dinamika Ekonomi Syariah Vol. 11 No. 2 (2024): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v11i2.1100

Abstract

Penelitian ini bertujuan untuk mengevaluasi dampak marger terhadap profitabilitas Bank Syariah Indonesia (BSI) selama periode 2020-2021. Data keuangan yang dianalisis diperoleh dari Otoritas Jasa Keuangan (OJK) selama periode 2020-2021. Penelitian ini menggunakan indikator merger seperti rasio CAR, NPF, FDR dan BOPO serta indikator profitabilitas seperti ROA, ROE, NPM dan OPM. Sample diambil menggunakan metode probability sampling dan data dianalisis dengan uji regresi linier sederhana serta uji One Way Anova. Hasil penelitian menunjukkan bahwa kinerja sebelum merger memiliki pengaruh signifikan terhadap profitabilitas dengan nilai signifikasi untuk masing-masing bank yaitu 0,000 < 0,05 dan nilai Thitung 3,062 > T tabel 2,145 untuk bank BRIS, nilai sig. 0,000 < 0,05 dengan nilai Thitung 5,459 > T tabel 2,145 untuk bank BNIS, dan dengan nilai sig. 0,000 <0,05 dengan nilai Thitung 5,431 > T tabel 2,145 Untuk bank BSM. Selain itu, terdapat pengaruh signifikan dari perubahan setelah merger terhadap profitabilitas dengan nilai signifikansi sebesar 0,008 < 0,05 dengan nilai Thitung 3,062 > Ttabel 2,145. Juga ditemukan perbedaan yang signifikan antara profit sebelum dan sesudah merger dengan nilai signifikansi sebesar 0,10 < 0,05.
DIGITAL BANKING: CATALYST OR CHALLENGE? ANALYZING PROFITABILITY AMIDST THE COVID-19 PANDEMIC Adzimatinur, Fauziyah; Siti Jahidah, Nurul; Rois, Tatang
Jurnal Dinamika Ekonomi Syariah Vol. 11 No. 2 (2024): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v11i2.1332

Abstract

This study investigates the impact of digital banking on banking sector’s profitability during the COVID-19 pandemic. As the pandemic prompted a noticeable decline in banking profitability, the industry responded by hastening the integration of digitalization strategies to align with evolving customer preferences. Focusing on the specific impact of banking digitalization within the pandemic context, the study employs panel data spanning 2017 to 2022 from six conventional commercial banks. The analitycal framework incorporates variables encompassing mobile and internet banking transactions, bank size, economic growth, and a COVID-19-related dummy variable. The study’s banking yielding a positive impact and internet banking showing a negative effect. However, bank size and economic growth do not exhibit statistically significant relationships with profitability. The COVID-19 pandemic negatively affects banking profitability. Even though digital banking initiatives like mobile banking can enhance profitability, significant challenges related to other digital channels such as internet banking remain. The pandemic complicates these dynamics, adaptive and careful approach is highly needed to digital transformation in the banking sector.
PERAN TURNAMEN MOBILE LEGENDS DALAM MENINGKATKAN PENDAPATAN CAFE PRIMADONA, TALANG BABAT, MUARA SABAK Gunawan, Indra; Daud; Pitri, Alisya; Arif Musthofa, M.; Wandi
Jurnal Dinamika Ekonomi Syariah Vol. 11 No. 2 (2024): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v11i2.1353

Abstract

This study aims to analyze the role of the Mobile Legends tournament as one of the strategies in increasing the income of Cafe Primadona. This tournament was held as a form of business innovation that combines e-sports trends with the culinary industry, so that it can attract visitors, especially teenagers and game lovers. The type of research used is qualitative with a descriptive approach. The research data consists of primary data obtained through direct interviews with café owners, visitors, and tournament participants, as well as secondary data that includes supporting documents related to the implementation of the tournament. Data collection techniques are carried out through observation, interviews, and documentation that is relevant to the topic. The location of the study was at Cafe Primadona, Talang Babat, Muara Sabak. The data collected was analyzed using qualitative methods presented descriptively to provide a clear picture of the impact of the tournament on cafe income. The results of the study show that the Mobile Legends tournament plays a significant role in increasing income through several mechanisms, such as increasing the number of visitors, purchasing food and drinks, and support from sponsors. The income generated not only has a positive impact on the economy of the cafe owner’s family, but also supports the sustainability of operations and the development of cafe business innovations. In addition, the tournament also creates opportunities for collaboration with the local gaming community, further strengthening the appeal of Cafe Primadona as a place to gather and socialize.
APPLICATION OF ISLAMIC ECONOMIC VALUES IN MICRO, SMALL AND MEDIUM ENTERPRISES (MSMEs) ON FOOD PRODUCTS IN MEKAR DAMAI VILLAGE, PRAYA DISTRICT, CENTRAL LOMBOK Muhammad Rafi’i Sanjani; Naurun Nisa; L. M. Ikbal Patoni
Jurnal Dinamika Ekonomi Syariah Vol. 13 No. 1 (2026): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v13i1.1713

Abstract

This research is motivated by the issue of Islamic values, such as honesty, cleanliness, responsibility, and khalalan, in micro, small, and medium enterprises, particularly in the food industry. Creating harmony will improve business performance. The aim of this study is to determine the understanding and application of Islamic economic values in small and medium micro enterprises in food products in Mekar Damai Village, Central Lombok. The research was conducted in Mekar Damai Village in the Praya District. It is a qualitative study, and the data sources are primary and secondary data obtained through interviews with informants and documentation at the research location. The study examines whether small and medium micro businesses in Mekar Damai Village adhere to Islamic values. Some business actors in Mekar Damai Village do not apply Islamic values, such as paying attention to the ingredients used to produce food. However, the village has implemented honest, friendly, clean, and halal attitudes well.
THE INFLUENCE OF FINANCIAL LITERACY, FINANCIAL MANAGEMENT, AND MARKET SEGMENTATION ON SALES PERFORMANCE OF CULINARY MSMES FROM THE PERSPECTIVE OF MAQASHID SYARIAH MANAGEMENT Dery Pratama; Muhammad Kurniawan; Mia Selvina
Jurnal Dinamika Ekonomi Syariah Vol. 13 No. 1 (2026): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v13i1.1816

Abstract

This study aims to examine the effect of financial literacy, financial management, and market segmentation on increasing sales of culinary SMEs in Bandar Lampung from the perspective of Maqashid Management, which emphasizes the welfare and sustainability of the business holistically. Using a quantitative approach, data were collected through a survey of 110 MSME actors selected by purposive sampling. Data analysis was conducted using the SmartPLS method. Based on the results of the study, explain that financial literacy, financial management, and market segmentation individually and simultaneously have a positive and significant effect on increasing sales of Micro, Small, and medium enterprises (SMEs) in the culinary field in Bandar Lampung. This study also provides policy recommendations for the development of MSEs that are oriented to the values of maqashid Sharia
THE ROLE OF WOMEN AS HEADS OF HOUSEHOLDS IN ENHANCING FAMILY INCOME: AN ISLAMIC ECONOMIC PERSPECTIV Cahyani, Yuni; Setiawan, Agus; Muslimin, A.
Jurnal Dinamika Ekonomi Syariah Vol. 13 No. 1 (2026): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v13i1.1820

Abstract

This research is motivated by the increasing number of women acting as heads of households. The emergence of this role is influenced by various factors, ranging from internal factors such as the death of a spouse, divorce, permanent disability due to accidents, or the absence of a husband, to external factors such as poverty, gender inequality, and economic demands. Women become heads of households because they possess stronger economic capacity than their partners or choose to live independently without a partner. This study uses a qualitative method, with data collection tools including field observations, interviews with women who are heads of households, and documentation. The data were then analyzed through data reduction, data presentation, and conclusion drawing. The results show that women as heads of households play a significant role in the economic sector, particularly in informal sectors such as trading, farming, fishing, and other small-scale businesses. Despite facing challenges such as limited access to business capital and difficulties in balancing work and household responsibilities, these women have successfully increased family income and maintained household economic stability. These findings indicate that despite numerous obstacles, the role of women as heads of households is essential in sustaining family welfare.
DIGITAL IJTIHAD QAWAʿIDI: A MAQAṢIDIC EPISTEMOLOGY FOR BLOCKCHAIN-BASED ISLAMIC LEGAL SYSTEMS Nursobah, Achmad
Jurnal Dinamika Ekonomi Syariah Vol. 13 No. 1 (2026): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v13i1.1856

Abstract

This study proposes a novel epistemological framework in Islamic legal theory termed Digital Ijtihad Qawaʿidi, an integrative model that embeds qawaʿid fiqhiyah (legal maxims) and maqaṣid al-shariʿah (higher objectives of Islamic law) into blockchain-based legal architectures. Employing a qualitative–philosophical approach within a transdisciplinary framework, the research synthesizes uṣul al-fiqh epistemology, digital ethics, and the philosophy of technology. The study argues that the rise of autonomous algorithmic systems necessitates a paradigmatic shift from fiqh al-naṣṣ (text-centered legal reasoning) toward fiqh al-niẓam al-raqami (digital system–based legal reasoning). The proposed model consists of three interrelated stages: takyif al-waqiʿ al-raqami (analysis of digital structures), tanzil al-qawaʿid ʿala al-waqiʿ (operationalization of legal maxims within system functions), and taḥqiq al-maqaṣid al-raqamiyyah (evaluation of maqaṣid-oriented outcomes). Through conceptual mapping and illustrative cases namely SukukChain, ZakatChain, and Halal Chain this study demonstrates that qawaʿid fiqhiyah can be translated into algorithmic norms capable of ensuring legal certainty (yaqin), justice (ʿadl), and trust (amanah). This research contributes to the epistemological reconstruction of Islamic law in the context of non-human decision-making systems and establishes a maqaṣidic foundation for Shariah-oriented blockchain governance. Accordingly, Islamic law is repositioned not merely as a passive observer of technological change, but as an active normative framework shaping global digital ethics.
THE YIELD LEVEL OF SHARIA FINANCING AND RELEVANCE TO THE PROFITABILITY PERFORMANCE OF BANK PEREKONOMIAN RAKYAT SYARIAH IN INDONESIA Jhody Wiraputra; Ahmad Habibi; Muhammad Iqbal Fasa
Jurnal Dinamika Ekonomi Syariah Vol. 13 No. 1 (2026): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v13i1.1858

Abstract

This study aims to analyze the effect of Mudharabah financing, Musharakah financing, Murabahah financing, and Istishna financing on the profitability of SRB in Indonesia. This type of research uses a quantitative approach. The population of this study is all SRBs in Indonesia registered with the Financial Services Authority (OJK), as many as 173 SRBs. Meanwhile, the samples used in this study were 173 SRBs. The sample selection was based on a sampling technique, namely purposive sampling with two criteria, namely SRB registered with the Financial Services Authority starting from 2020-2024, and SRB that published its financial statements starting from 2020-2024. The results showed that the yield rate of Musharakah and Istishna had a negative and significant effect on the profitability of SRB. In contrast, Mudharabah and Murabahah yield levels showed no significant effect on SRB profitability. And simultaneously, variable yield Mudharabah, Musharakah, Murabahah, and Istishna affect the profitability of the Islamic People's Financing Bank (BPRS) in Indonesia.
LABOR ABSORPTION AND ECONOMIC GROWTH IN THE PERSPECTIVE OF ISLAMIC ECONOMICS: AN EMPIRICAL ANALYSIS Eny Widiaty; Nur Fazillah Milawati; Sahirul Alim
Jurnal Dinamika Ekonomi Syariah Vol. 13 No. 1 (2026): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v13i1.1882

Abstract

Economic growth is a key indicator of development performance, yet its relationship with labor absorption remains a critical issue, particularly when assessed from the perspective of Islamic economics. This study aims to examine the effect of labor absorption on economic growth within the framework of Islamic economic principles, emphasizing justice (al-‘adl), welfare, and social responsibility. The research employs a quantitative empirical approach using secondary data obtained from official statistical sources and institutional reports over a multi-year period. Data analysis is conducted using simple linear regression to identify the direction and significance of the relationship between labor absorption and economic growth. The results indicate that labor absorption has a negative effect on economic growth, suggesting that increases in employment are not necessarily accompanied by improvements in productivity or equitable income distribution. From the perspective of Islamic economics, these findings highlight the importance of aligning employment expansion with productivity enhancement, distributive justice, and social welfare to achieve sustainable and inclusive economic growth. This study contributes to empirical discussions on labor and growth by integrating Islamic economic values into the analysis and offers insights for policymakers in designing development strategies that are both economically effective and ethically grounded.
THE ECONOMIC IMPACT OF COMMUNITY ENTREPRENEURSHIP ON WOMEN'S EMPOWERMENT: A CASE STUDY OF RUMAHKU BOYOLALI Dwi Prasetyani; Hilmah Zuryani
Jurnal Dinamika Ekonomi Syariah Vol. 13 No. 1 (2026): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v13i1.1931

Abstract

The aim of this research is to explore narratives of the experiences of women involved in community-based entrepreneurial empowerment in Rumahku Boyolali in 2024, analyze the impact of empowerment on the development of their businesses, analyze the challenges and opportunities they face in running businesses and interacting with the entrepreneurial community. The method used is a qualitative approach, while the research technique uses orange mosaic geo-maps analysis, Sara Longwe model gender analysis, and SWOT analysis. The results of the research show that the Rumahku Boyolali community-based entrepreneurial empowerment has had a positive impact on women in running their businesses. The government is required to step in to assist in the development of community-based entrepreneurial empowerment at Rumahku Boyolali