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Contact Name
Juni Iswanto
Contact Email
juniiswanto@iaipd-nganjuk.ac.id
Phone
+6285731128135
Journal Mail Official
dinamikaekonomi@iaipd-nganjuk.ac.id
Editorial Address
Mantub, Kramat, Kec. Nganjuk, Kabupaten Nganjuk, Jawa Timur 64419
Location
Kab. nganjuk,
Jawa timur
INDONESIA
Jurnal Dinamika Ekonomi Syariah
ISSN : 26543567     EISSN : 27157334     DOI : https://doi.org/10.53429/jdes.v8i2
Core Subject : Religion, Economy,
Jurnal Dinamika Ekonomi Syariah invites scholars researchers and students to contribute the result of their studies and researches in the areas related to Islamic economics Islamic public finance Islamic finance Islamic accounting Islamic business ethics Islamic banking Islamic insurance Islamic economic thoughts Islamic human resource management Islamic microfinance Islamic development economics Islamic monetary economics Islamic fiscal economics Islamic capital market Macroeconomics Microeconomics Peoples Economy Accounting Cooperatives Zakat Sharia Financial Institutions and other relevant themes
Articles 213 Documents
ANALISIS KOMPARATIF PENGARUH PRA DAN PASCA MERGER TERHADAP PROFITABILITAS PADA BANK SYARIAH INDONESIA Maknuun, Lu’lu’il; Muhlisuddin; Lestari, Yupita Sri
Jurnal Dinamika Ekonomi Syariah Vol. 11 No. 2 (2024): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v11i2.1100

Abstract

Penelitian ini bertujuan untuk mengevaluasi dampak marger terhadap profitabilitas Bank Syariah Indonesia (BSI) selama periode 2020-2021. Data keuangan yang dianalisis diperoleh dari Otoritas Jasa Keuangan (OJK) selama periode 2020-2021. Penelitian ini menggunakan indikator merger seperti rasio CAR, NPF, FDR dan BOPO serta indikator profitabilitas seperti ROA, ROE, NPM dan OPM. Sample diambil menggunakan metode probability sampling dan data dianalisis dengan uji regresi linier sederhana serta uji One Way Anova. Hasil penelitian menunjukkan bahwa kinerja sebelum merger memiliki pengaruh signifikan terhadap profitabilitas dengan nilai signifikasi untuk masing-masing bank yaitu 0,000 < 0,05 dan nilai Thitung 3,062 > T tabel 2,145 untuk bank BRIS, nilai sig. 0,000 < 0,05 dengan nilai Thitung 5,459 > T tabel 2,145 untuk bank BNIS, dan dengan nilai sig. 0,000 <0,05 dengan nilai Thitung 5,431 > T tabel 2,145 Untuk bank BSM. Selain itu, terdapat pengaruh signifikan dari perubahan setelah merger terhadap profitabilitas dengan nilai signifikansi sebesar 0,008 < 0,05 dengan nilai Thitung 3,062 > Ttabel 2,145. Juga ditemukan perbedaan yang signifikan antara profit sebelum dan sesudah merger dengan nilai signifikansi sebesar 0,10 < 0,05.
DIGITAL BANKING: CATALYST OR CHALLENGE? ANALYZING PROFITABILITY AMIDST THE COVID-19 PANDEMIC Adzimatinur, Fauziyah; Siti Jahidah, Nurul; Rois, Tatang
Jurnal Dinamika Ekonomi Syariah Vol. 11 No. 2 (2024): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v11i2.1332

Abstract

This study investigates the impact of digital banking on banking sector’s profitability during the COVID-19 pandemic. As the pandemic prompted a noticeable decline in banking profitability, the industry responded by hastening the integration of digitalization strategies to align with evolving customer preferences. Focusing on the specific impact of banking digitalization within the pandemic context, the study employs panel data spanning 2017 to 2022 from six conventional commercial banks. The analitycal framework incorporates variables encompassing mobile and internet banking transactions, bank size, economic growth, and a COVID-19-related dummy variable. The study’s banking yielding a positive impact and internet banking showing a negative effect. However, bank size and economic growth do not exhibit statistically significant relationships with profitability. The COVID-19 pandemic negatively affects banking profitability. Even though digital banking initiatives like mobile banking can enhance profitability, significant challenges related to other digital channels such as internet banking remain. The pandemic complicates these dynamics, adaptive and careful approach is highly needed to digital transformation in the banking sector.
PERAN TURNAMEN MOBILE LEGENDS DALAM MENINGKATKAN PENDAPATAN CAFE PRIMADONA, TALANG BABAT, MUARA SABAK Gunawan, Indra; Daud; Pitri, Alisya; Arif Musthofa, M.; Wandi
Jurnal Dinamika Ekonomi Syariah Vol. 11 No. 2 (2024): Jurnal Dinamika Ekonomi Syariah
Publisher : Program Studi Ekonomi Syariah, Universitas Pangeran Diponegoro Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53429/jdes.v11i2.1353

Abstract

This study aims to analyze the role of the Mobile Legends tournament as one of the strategies in increasing the income of Cafe Primadona. This tournament was held as a form of business innovation that combines e-sports trends with the culinary industry, so that it can attract visitors, especially teenagers and game lovers. The type of research used is qualitative with a descriptive approach. The research data consists of primary data obtained through direct interviews with café owners, visitors, and tournament participants, as well as secondary data that includes supporting documents related to the implementation of the tournament. Data collection techniques are carried out through observation, interviews, and documentation that is relevant to the topic. The location of the study was at Cafe Primadona, Talang Babat, Muara Sabak. The data collected was analyzed using qualitative methods presented descriptively to provide a clear picture of the impact of the tournament on cafe income. The results of the study show that the Mobile Legends tournament plays a significant role in increasing income through several mechanisms, such as increasing the number of visitors, purchasing food and drinks, and support from sponsors. The income generated not only has a positive impact on the economy of the cafe owner’s family, but also supports the sustainability of operations and the development of cafe business innovations. In addition, the tournament also creates opportunities for collaboration with the local gaming community, further strengthening the appeal of Cafe Primadona as a place to gather and socialize.