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Contact Name
Anhar
Contact Email
alsharfjurnalekonomiislam@gmail.com
Phone
+6285277750570
Journal Mail Official
alsharfjurnalekonomiislam@gmail.com
Editorial Address
Jl. Gaperta No.26, Tj. Gusta, Kec. Medan Helvetia, Kota Medan, Sumatera Utara 20125
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INDONESIA
Al-Sharf: Jurnal Ekonomi Islam
Published by Rahmat Islamiyah Press
ISSN : -     EISSN : 27235440     DOI : http://dx.doi.org/10.30596%2Fal-sharf.v1i3.98
Core Subject : Economy,
Al-Sharf: Journal of Islamic Economics published by the Rahmat Islamiyah Foundation, Medan, Indonesia. In this journal the articles contain articles about the fields of Islamic scientific research and Islamic education. Al-Sharf: Journal of Islamic Economics received manuscripts in the field of research including scientific fields that are relevant to: Islamic economics, especially in the field of sharia management and sharia banking. Al-Sharf: Journal of Islamic Economics published three times published in February, June, and October. ISSN 2723-5440 (Online)
Articles 16 Documents
Search results for , issue "Vol 6, No 2 (2025)" : 16 Documents clear
Islamic Entrepreneurship as an Economic Pillar and Sustainability of UMKM Marlisa, Tita Fidrya; Putri, Nadya Elmaliya
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 2 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i2.12385

Abstract

This research examis the role of Islamic entrepreneurship as an economic pillar and the sustainability of  UMKM. The research method used is a metgod with a qualitative approach. The result showed that Islamic entrepreneurship can strengthen UMKM through ethical and social values. The conclusion of thus research is that Islamic entrepreneurship is an important pillar fir sustainabe economic development.
Analysis of Muslim Consumer Behavior in Facing Consumption Challenges in the Digital Age Maulia, Putri Rizqi; Rahmawati, Rahmawati; Mufida, Naily; Wigati, Sri
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 2 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i2.12297

Abstract

This research analyses the impact of digital transformation on Muslim consumption behaviour, particularly impulsive consumption and instant lifestyle. Using qualitative methods and literature review, the research highlights the influence of e-commerce and social media as well as the challenges of hedonism and consumerism. Digitalisation facilitates access to halal products, but also encourages materialism. Islamic value-based digital literacy is needed as a strategy to face this challenge. Islamic consumption awareness needs to be built from an early age through education, da'wah, and consumer protection in order to create a halal, thayyib, and sustainable consumption ecosystem.
The Influence of Online Gambling Advertisements on Student Consumptive Behavior: An Islamic Economic Perspective Ahmad, Alifah Azizah; Khairunnisa, Daniswara; Anwar, Devi Kurnia; Nurzamiyanti, Ghevira; Pebriyanti, Jovani Shinta; Supriyadi, Tedi
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 2 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i2.12314

Abstract

This study aims to analyze the influence of online gambling advertisements on students' consumptive behavior from the perspective of Islamic economics. Using a descriptive qualitative approach, the study finds that exposure to online gambling ads on digital platforms encourages students to engage in gambling practices and excessive consumption patterns. The impact is exacerbated by low levels of Islamic financial literacy and weak self-control. From an Islamic economic standpoint, online gambling is categorized as maisir a prohibited activity due to its speculative and non-productive nature. The study also highlights the crucial role of families, campuses, and society in preventing students from falling into consumptive lifestyles and online gambling. Therefore, integrating Islamic financial literacy emerges as a strategic solution to protect students from the negative impact of gambling advertisements.
From Surau to Market: Transforming the Economic Values of the Malay Community within the Framework of Religious Moderation Jamaludin, Jamaludin; Holijah, Holijah
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 2 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i2.12493

Abstract

This article discusses the transformation of economic values within the Malay community, shifting from a collective and spiritual system centered on the surau to an individualistic, market-based economy. Modernization and urbanization have diminished the surau's role as a center for ethics and economic solidarity. Traditional practices such as antar pakatan, once based on mutual cooperation, have turned into wage-based and service-oriented transactions. Using a sociological approach through Marcel Mauss's gift exchange theory, the article highlights how values of reciprocity and social honor are being eroded by market logic. The concept of religious moderation (wasathiyyah) is proposed as a bridge between tradition and modernity. This qualitative library-based study emphasizes the importance of revitalizing the surau as a contextual and inclusive center of Islamic economic values.
Accountability of Financial Management of the Modern Islamic Boarding School Ta'dib Al-Syakirin Which is a Waqf Body Yurmaini, Yurmaini; Erliyanti, Erliyanti; Salam, Rangga; Anshari, Khairil
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 2 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i2.12524

Abstract

This study aims to explore financial accountability management at the Waqf-based Modern Islamic Boarding School Ta'dib Al-Syakirin. The research uses a qualitative method with a phenomenological approach. Data were collected through in-depth interviews, observations, and documentation. The results show that financial management is not yet in accordance with WAQF accounting standards, being manually managed in a simple way. The lack of staff understanding of Islamic accounting is the main factor behind the lack of transparency and financial accountability. This study recommends implementing PSAK 112 standards for financial reporting to create transparency and public trust.
Analysis of Non-Performing Financing Factors and Their Resolution at the Ar-Rizqiyah Women’s Cooperative in Abar-Abir Village Sholihah, Irmatus; Umam, M. Shaiful
Al-Sharf: Jurnal Ekonomi Islam Vol 6, No 2 (2025)
Publisher : Yayasan Rahmat Islamiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56114/al-sharf.v6i2.12373

Abstract

This study aims to analyze the factors contributing to non-performing financing and the resolution strategies implemented by the Ar-Rizqiyah Women’s Cooperative in Abar-Abir Village. The research employs a descriptive qualitative approach using field research methods. Data were obtained through direct observation, in-depth interviews with cooperative managers and members, and documentation. The results show that non-performing financing is caused by two main factors: internal factors such as weak feasibility analysis, limited managerial competence, and poor monitoring systems; and external factors such as borrowers' low commitment to repayment, misuse of funds, and business losses. Resolution strategies include preventive measures based on the 5C principles (Character, Capacity, Capital, Collateral, and Condition of Economy), as well as Sharia-based dispute resolution methods, including peaceful negotiation (al-Sulh), arbitration (at-Tahkim), and litigation (al-Qadha). In conclusion, the application of the 5C principles and Sharia-compliant dispute resolution approaches is effective in reducing non-performing financing and strengthening the cooperative's financial sustainability.

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