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INDONESIA
Indonesian Journal of Business and Management
Published by Universitas Bosowa
ISSN : 24603767     EISSN : 26566885     DOI : https://doi.org/10.35965/jbm.v3i1
Core Subject : Economy,
Economics, Econometrics & Finance
Indonesian Journal of Business and Management is International Journal, peer-review, open access journal published by Bosowa University Publishing. It Provides an academic platform for professionals and researchers to contribute to innovative work in busniess and management cases. The scope of the journal covers corporate governance, human resource management, strategic management, production management, operations management, entrepreneurship, e-business, service management and information technology management, etc.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 373 Documents
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DETERMINAN KEPUTUSAN MAHASISWA MENGGUNAKAN PINJAMAN ONLINE: PERAN LITERASI KEUANGAN, GAYA HIDUP, DAN LINGKUNGAN SOSIAL Sumarni, Sumarni S.; Wahyuni, Irma; Baso, Baso R.; Jainuddin, Jainuddin
Indonesian Journal of Business and Management Vol. 8 No. 2 (2026): Indonesian Journal of Business and Management, Juni 2026
Publisher : Postgraduate Bosowa University Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35965/jbm.v8i2.8941

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh literasi keuangan, gaya hidup, dan lingkungan sosial terhadap keputusan memilih pinjaman online di kalangan mahasiswa. Penelitian menggunakan pendekatan kuantitatif dengan data primer yang diperoleh melalui penyebaran kuesioner kepada mahasiswa. Teknik analisis data meliputi uji validitas dan reliabilitas, uji asumsi klasik, analisis regresi linear berganda, uji t, uji f, dan analisis koefisien determinasi. Hasil penelitian menunjukkan bahwa literasi keuangan berpengaruh positif dan signifikan terhadap keputusan memilih pinjaman online di kalangan mahasiswa. Gaya hidup juga berpengaruh positif dan signifikan terhadap keputusan memilih pinjaman online, khususnya pada mahasiswa dengan perilaku konsumtif. Selain itu, lingkungan sosial berpengaruh signifikan terhadap keputusan memilih pinjaman online akibat pengaruh teman sebaya dan interaksi sosial. Secara simultan, literasi keuangan, gaya hidup, dan lingkungan sosial berpengaruh signifikan terhadap keputusan memilih pinjaman online di kalangan mahasiswa. Hasil penelitian ini menunjukkan pentingnya peningkatan literasi keuangan dan kesadaran perilaku keuangan yang sehat bagi mahasiswa..   This study aims to analyze the influence of financial literacy, lifestyle, and social environment on the decision to choose online loans among students. The research employed a quantitative approach using primary data collected through questionnaires distributed to students. Data analysis techniques included validity and reliability tests, classical assumption tests, multiple linear regression analysis, t-test, f-test, and coefficient of determination analysis. The findings indicate that financial literacy has a positive and significant effect on students’ decisions in choosing online loans. Lifestyle also positively and significantly influences online loan decisions, particularly among students with consumptive lifestyles. Furthermore, the social environment significantly affects online loan decisions due to peer influence and social interaction. Simultaneously, financial literacy, lifestyle, and social environment significantly influence the decision to choose online loans among students. The results imply the importance of improving financial literacy and awareness regarding responsible financial behavior among students.
PENGEMBANGAN PLATFORM BEI TICKER UNIVERSITAS WIRA BHAKTI SEBAGAI PENDUKUNG RISET KEUANGAN DAN STATISTIK ANALISIS AKADEMIK Mustaman, A. Imam Zulfikar; Annisa, Andi; S, Sumarni; R, Baso
Indonesian Journal of Business and Management Vol. 8 No. 2 (2026): Indonesian Journal of Business and Management, Juni 2026
Publisher : Postgraduate Bosowa University Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35965/jbm.v8i2.9086

Abstract

Ketersediaan data pasar keuangan dan alat analisis statistik masih menjadi tantangan signifikan bagi mahasiswa yang melakukan penelitian akademis di bidang keuangan dan akuntansi. Sebagian besar perangkat lunak analitik yang ada membutuhkan sumber daya keuangan yang besar, keahlian teknis, dan instalasi terpisah, sehingga menciptakan hambatan bagi kegiatan penelitian yang efisien. Studi ini bertujuan untuk mengembangkan dan mengevaluasi platform BEI Ticker Universitas Wira Bhakti sebagai sistem berbasis web terintegrasi untuk pengambilan data keuangan dan analisis statistik tingkat lanjut. Penelitian ini menggunakan pendekatan Design and Development Research (DDR) yang melibatkan perancangan sistem, implementasi, dan evaluasi fungsional. Platform ini mengintegrasikan akuisisi data pasar saham secara real-time, analisis rasio keuangan, regresi data panel, analisis mediasi, pengujian asumsi klasik, dan Pemodelan Persamaan Struktural Kuadrat Terkecil Parsial (Partial Least Squares Structural Equation Modeling). Hasil menunjukkan bahwa platform ini berhasil mengotomatiskan komputasi statistik yang kompleks dan memberikan keluaran analitik yang komprehensif dalam lingkungan yang ramah pengguna. Lebih lanjut, sistem ini memfasilitasi efisiensi pengolahan data, meminimalkan kesalahan perhitungan manual, dan mendukung kegiatan penelitian akademis. Studi ini menyimpulkan bahwa pengujian fungsional yang dilakukan, platform menunjukkan kemampuan dalam mengintegrasikan pengambilan data pasar modal dan berbagai metode analisis statistik dalam satu sistem berbasis web. The availability of financial market data and statistical analysis tools remains a significant challenge for students conducting academic research in finance and accounting. Most existing analytical software requires substantial financial resources, technical expertise, and separate installations, creating barriers to efficient research activities. This study aims to develop and evaluate the BEI Ticker Universitas Wira Bhakti platform as an integrated web-based system for financial data retrieval and advanced statistical analysis. The research employed a Design and Development Research (DDR) approach involving system design, implementation, and functional evaluation. The platform integrates real-time stock market data acquisition, financial ratio analysis, panel data regression, mediation analysis, classical assumption testing, and Partial Least Squares Structural Equation Modeling. The results indicate that the platform successfully automates complex statistical computations and provides comprehensive analytical outputs in a user-friendly environment. Furthermore, the system facilitates data processing efficiency, minimizes manual calculation errors, and supports academic research activities. The study concludes that the functional testing carried out, the platform demonstrates the ability to integrate capital market data capture and various statistical analysis methods in one web-based system.
MEKANISME KECERDASAN EMOSIONAL DALAM PENYELESAIAN KONFLIK KERJA DAN PENINGKATAN KINERJA TIM: PERAN MEDIASI BERBAGI PENGETAHUAN PADA TENAGA KESEHATAN Akhtar SRED, Muhammad; Setiawan, Lukman; Annisa, Annisa
Indonesian Journal of Business and Management Vol. 8 No. 2 (2026): Indonesian Journal of Business and Management, Juni 2026
Publisher : Postgraduate Bosowa University Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35965/jbm.v8i2.9287

Abstract

Kinerja tim merupakan faktor penting dalam meningkatkan kualitas layanan kesehatan di rumah sakit, terutama dalam lingkungan kerja yang menuntut kolaborasi lintas profesi. Penelitian ini bertujuan menganalisis pengaruh kecerdasan emosional terhadap kinerja tim tenaga kesehatan dengan mempertimbangkan peran pengelolaan konflik dan berbagi pengetahuan dalam proses kerja kolaboratif. Penelitian menggunakan pendekatan kuantitatif dengan desain eksplanatori pada tenaga kesehatan yang bekerja di rumah sakit pemerintah di Sulawesi Selatan dan Sulawesi Tengah. Sampel dipilih menggunakan teknik stratified random sampling berdasarkan jenis rumah sakit dan kategori tenaga kesehatan. Analisis data dilakukan menggunakan Structural Equation Modeling–Partial Least Squares (SEM-PLS). Hasil penelitian menunjukkan bahwa kecerdasan emosional berpengaruh positif dan signifikan terhadap kinerja tim. Individu dengan kemampuan mengenali, mengelola, dan mengendalikan emosi cenderung mampu membangun komunikasi yang lebih efektif, mengurangi konflik interpersonal, serta meningkatkan intensitas berbagi pengetahuan di dalam tim. Kondisi tersebut berkontribusi pada peningkatan koordinasi kerja, kohesi tim, dan pencapaian tujuan organisasi. Temuan ini menegaskan pentingnya pengembangan kecerdasan emosional sebagai bagian dari strategi manajemen sumber daya manusia di rumah sakit guna memperkuat kolaborasi dan meningkatkan kinerja tim secara berkelanjutan.Ketik abstrak bahasa indonesia. tidak boleh lebih dari 200 kata, dalam satu alinea tanpa acuan (referensi) tanpa singkatan/akronim, dan tanpa footnote.  Team performance is a critical factor in improving healthcare service quality, particularly in environments that require intensive interprofessional collaboration. This study aims to examine the effect of emotional intelligence on team performance among healthcare professionals by considering the role of conflict management and knowledge sharing within collaborative work processes. A quantitative explanatory research design was employed involving healthcare personnel from public hospitals in South Sulawesi and Central Sulawesi, Indonesia. Respondents were selected using stratified random sampling based on hospital type and professional category. Data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS). The findings indicate that emotional intelligence has a positive and significant effect on team performance. Individuals with stronger abilities to recognize, regulate, and manage emotions are more likely to foster effective communication, reduce interpersonal conflicts, and encourage knowledge-sharing behaviors within teams. These conditions contribute to improved coordination, team cohesion, and organizational goal attainment. The results highlight the strategic importance of emotional intelligence development as a human resource management initiative to strengthen collaborative practices and enhance team performance in healthcare organizations.

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